Posted 2013-01-10 3:16 PM (#6596949 - in reply to #6591948) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Hugs to You
Posts: 5281 Location: SW Georgia
It is true that employers who use health benefits attract a certain type of people. The employee turn over here is non-existent. I had to lay off peolpe in October that had been here, the least amount of time worked was 11 years. We don't have a turn over because people love working here. The benefits are great.
However, it is not my employer's moral responsibility to provide the benefits for us. It is their choice to keep their employee happy and long term with the benefits.
Posted 2013-01-10 3:24 PM (#6596960 - in reply to #6596928) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
The Non Sky Diver
Posts: 8031 Location: SE Louisiana
lopnaround - 2013-01-10 2:57 PM
foundation horse - 2013-01-10 2:33 PM
lopnaround - 2013-01-10 2:25 PM
foundation horse - 2013-01-10 2:05 PM
realitycheck - 2013-01-09 11:53 AM
Cindy Hamilton - 2013-01-09 8:46 AM
lopnaround - 2013-01-08 4:38 PM Working as an assistant horse trainer I would have WELCOMED Obamacare for numerous reasons:
1) I would have been able to still be covered under my parents insurance while working in a dangerous environment because I was under 26 years old
2) If I was not under 26, my boss would have been required to pay for my health insurance, which I am sorry, but every trainer hiring assistants should be required to do so due to the nature of the work. Also because I was making anywhere from 800-1200 a month and not able to afford it myself.
To all the small business owners....I understand what you are saying about taking risks and starting from the ground up and reaping the benifits....but dang....valuing your employees livelihood needs to be a top priority as well.
If this isn't entitlement thinking at it's best, I don't know what is.....
YOU chose your job....YOU knew it was dangerous......YOU knew the benefits (or lack of)....and YOU knew the pay was low.....I'm sure you chose that job because you love what you do and hope to advance.....so there is a trade off to not working where you might have better pay and benefits......making your livlihood a top priority is YOUR decision, not your employers....he puts his jobs out there and you accept it or not.....if you want to make more money and have great benefits....go back to school and learn a skill that will get you what you want.....otherwise, in the horse business, it is what is is.....so stop feeling entitled to more than the job dictates.....(off my soapbox now).......this is America....you can choose.....
Well said.
Bravo, Bravo!
I get it....your personal livelihood is a product of your personal choice. I chose, at one time, to eat dirt and work 70 hours a week. I still feel, and I know my opinion will be argued fiercely (esp by FH lol) that if an employer is doing well enough to hire an employee FULL TIME (or more, which is the case of most assistants) then they have a moral responsibilty to their health and well being. I couldn't imagine hiring someone full time and not providing them SOME type of insurance to them....to me that would be unacceptable. I would almost argue that providing insurance for your full time employees would, in fact be beneficial to the overall revenue of a business by increasing moral and decreasing amount of sick days etc.
The example providing of the farrier doesn't apply here, the farrier started his own business and was in control of his own livelihood.
Please explain how an Employer has a moral responibility to provide benefits. Actually an employer's primary purpose is provide a service or product via said employees. Individuals have the free will to decide whether or not to work for any employer.
Simple....someone who values their employees should want to do everything realistically possible to help them perform at their best. I bet it can be proven that employers who provide some sort of benefits for their FT employees see in increase in morale, less sick days, lower rates of employee turnaround and increase in production. We all know this leads to increased revenue for the business. Without your employees you cannot create your product or service. I guess, however, it is "free will" for an employer to use their employees like slaves or treat them like people.
That's garbage. I've worked all my life in full time jobs and never had one provide health benefits for me nor did I ever expect them to. This idea that you are owed something extra because you hire on to do a job is nonsense.
Posted 2013-01-10 4:42 PM (#6597084 - in reply to #6591948) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Elite Veteran
Posts: 685 Location: BOSSIER CITY, LA
I am a small business owner and must say that with all the taxes,etc (federal, city, parish, state) that I have to pay I cannot even afford health insurance for myself right now. There are alot of sacrifices by both my family and me and I hate to think that when I am successful that anyone would think I owe anybody after all the blood sweat and tears I put into it. The problem with todays society is everyone thinks you owe them something. I have people come in my business and flat tell me they are not going to work that when they add up all the programs they get money from they make more than me.
AS another poster said, if you have never owned a business, you do not know all the hidden cost of operation.
America was founded on free enterprise and the risk takers make up the country, some succeed and some fail but they are living the american dream. But you cannot help but be discouraged and not even want to try when the government is dictating to you.
In all my history lessons, I do not remember where it said I could do nothing and the government would take care of my every whim.
An example of this would be: the nail place I go to has 3 employees they all drive BMW and new Mercedes, the kids are on medicaid and they pay no tax.
There are customers there with food stamps, free cell phones, free medical care and free rent programs. Are you kidding me? What incentive do they have to work, but you let me go apply for anything and they say I make to much money.
Obamacare will put all my employees on public assistance because they cannot afford the cut in hours but employers have no choice if they want to save themselves.
Where were all these people when voting was taking place.
Posted 2013-01-10 5:12 PM (#6597112 - in reply to #6596863) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Famous for Not Complaining
Posts: 7209 Location: Broxton, Ga
lopnaround - 2013-01-09 3:25 PM
foundation horse - 2013-01-10 2:05 PM
realitycheck - 2013-01-09 11:53 AM
Cindy Hamilton - 2013-01-09 8:46 AM
lopnaround - 2013-01-08 4:38 PM Working as an assistant horse trainer I would have WELCOMED Obamacare for numerous reasons:
1) I would have been able to still be covered under my parents insurance while working in a dangerous environment because I was under 26 years old
2) If I was not under 26, my boss would have been required to pay for my health insurance, which I am sorry, but every trainer hiring assistants should be required to do so due to the nature of the work. Also because I was making anywhere from 800-1200 a month and not able to afford it myself.
To all the small business owners....I understand what you are saying about taking risks and starting from the ground up and reaping the benifits....but dang....valuing your employees livelihood needs to be a top priority as well.
If this isn't entitlement thinking at it's best, I don't know what is.....
YOU chose your job....YOU knew it was dangerous......YOU knew the benefits (or lack of)....and YOU knew the pay was low.....I'm sure you chose that job because you love what you do and hope to advance.....so there is a trade off to not working where you might have better pay and benefits......making your livlihood a top priority is YOUR decision, not your employers....he puts his jobs out there and you accept it or not.....if you want to make more money and have great benefits....go back to school and learn a skill that will get you what you want.....otherwise, in the horse business, it is what is is.....so stop feeling entitled to more than the job dictates.....(off my soapbox now).......this is America....you can choose.....
Well said.
Bravo, Bravo!
I get it....your personal livelihood is a product of your personal choice. I chose, at one time, to eat dirt and work 70 hours a week. I still feel, and I know my opinion will be argued fiercely (esp by FH lol) that if an employer is doing well enough to hire an employee FULL TIME (or more, which is the case of most assistants) then they have a moral responsibilty to their health and well being. I couldn't imagine hiring someone full time and not providing them SOME type of insurance to them....to me that would be unacceptable. I would almost argue that providing insurance for your full time employees would, in fact be beneficial to the overall revenue of a business by increasing moral and decreasing amount of sick days etc.
The example providing of the farrier doesn't apply here, the farrier started his own business and was in control of his own livelihood.
Seriously..............moral responsibilty........you have got to be kidding me...........
Posted 2013-01-10 5:19 PM (#6597119 - in reply to #6597112) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Shelter Dog Lover
Posts: 3658
CJE - 2013-01-10 5:12 PM
lopnaround - 2013-01-09 3:25 PM
foundation horse - 2013-01-10 2:05 PM
realitycheck - 2013-01-09 11:53 AM
Cindy Hamilton - 2013-01-09 8:46 AM
lopnaround - 2013-01-08 4:38 PM Working as an assistant horse trainer I would have WELCOMED Obamacare for numerous reasons:
1) I would have been able to still be covered under my parents insurance while working in a dangerous environment because I was under 26 years old
2) If I was not under 26, my boss would have been required to pay for my health insurance, which I am sorry, but every trainer hiring assistants should be required to do so due to the nature of the work. Also because I was making anywhere from 800-1200 a month and not able to afford it myself.
To all the small business owners....I understand what you are saying about taking risks and starting from the ground up and reaping the benifits....but dang....valuing your employees livelihood needs to be a top priority as well.
If this isn't entitlement thinking at it's best, I don't know what is.....
YOU chose your job....YOU knew it was dangerous......YOU knew the benefits (or lack of)....and YOU knew the pay was low.....I'm sure you chose that job because you love what you do and hope to advance.....so there is a trade off to not working where you might have better pay and benefits......making your livlihood a top priority is YOUR decision, not your employers....he puts his jobs out there and you accept it or not.....if you want to make more money and have great benefits....go back to school and learn a skill that will get you what you want.....otherwise, in the horse business, it is what is is.....so stop feeling entitled to more than the job dictates.....(off my soapbox now).......this is America....you can choose.....
Well said.
Bravo, Bravo!
I get it....your personal livelihood is a product of your personal choice. I chose, at one time, to eat dirt and work 70 hours a week. I still feel, and I know my opinion will be argued fiercely (esp by FH lol) that if an employer is doing well enough to hire an employee FULL TIME (or more, which is the case of most assistants) then they have a moral responsibilty to their health and well being. I couldn't imagine hiring someone full time and not providing them SOME type of insurance to them....to me that would be unacceptable. I would almost argue that providing insurance for your full time employees would, in fact be beneficial to the overall revenue of a business by increasing moral and decreasing amount of sick days etc.
The example providing of the farrier doesn't apply here, the farrier started his own business and was in control of his own livelihood.
Seriously..............moral responsibilty........you have got to be kidding me...........
The example of the farrier was that he took responsibility for his health insurance and worked his career choice around what his needs were, not the other way around as most people want to do it- needs and wants- two different things.
Posted 2013-01-10 5:24 PM (#6597125 - in reply to #6591948) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Extreme Veteran
Posts: 566 Location: Bixby, Ok
Here's a thought. Quit trying to figure out how to get everyone health insurance through employers or government entitlement programs and instead focus on making health care more affordable and accessible and insurance costs for catastrophic issues will come down. For example, if I could afford to take my kiddo to the doctor for a mild illness or injury and pay for the visit without it breaking the bank then ER would not be so full cause unlike doctors ER cannot turn you away for lack of funds. Therefore, less issue with non-emergent care at hospital going unpaid for and more families able to pay for their own insurance rather than rely on employment etc... Benefits such as help with insurance should be perks of a certain position and or job and not a given. Why aspire to a better position if you can get everything handed to you? BTW I have never gone without insurance and never been on state insurance. I also have always paid for my own insurance. I get frustrated with the people who are on state insurance or expect help when they have the same level of skills or more than me and therefore have the means to pay for insurance but just don't. Those people are the real issue not the ones who really couldn't afford it regardless. But again if everyday health care was affordable, most people could buy a relatively inexpensive catastrophic policy to cover the really big issues only. I'm sure this is not going to be a popular opinion and I'm sure I'm in for some flames. But I'm a small business owner and the long term results of obamacare is threatening to end my career before my school notes have even been paid back. Just my 2 cents worth.
Posted 2013-01-10 5:42 PM (#6597146 - in reply to #6597125) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Shelter Dog Lover
Posts: 3658
BR-DVM - 2013-01-10 5:24 PM Here's a thought. Quit trying to figure out how to get everyone health insurance through employers or government entitlement programs and instead focus on making health care more affordable and accessible and insurance costs for catastrophic issues will come down. For example, if I could afford to take my kiddo to the doctor for a mild illness or injury and pay for the visit without it breaking the bank then ER would not be so full cause unlike doctors ER cannot turn you away for lack of funds. Therefore, less issue with non-emergent care at hospital going unpaid for and more families able to pay for their own insurance rather than rely on employment etc... Benefits such as help with insurance should be perks of a certain position and or job and not a given. Why aspire to a better position if you can get everything handed to you? BTW I have never gone without insurance and never been on state insurance. I also have always paid for my own insurance. I get frustrated with the people who are on state insurance or expect help when they have the same level of skills or more than me and therefore have the means to pay for insurance but just don't. Those people are the real issue not the ones who really couldn't afford it regardless. But again if everyday health care was affordable, most people could buy a relatively inexpensive catastrophic policy to cover the really big issues only. I'm sure this is not going to be a popular opinion and I'm sure I'm in for some flames. But I'm a small business owner and the long term results of obamacare is threatening to end my career before my school notes have even been paid back. Just my 2 cents worth.
Very well said. Obama care does nothing to address the high cost of medical care.
Posted 2013-01-10 5:46 PM (#6597151 - in reply to #6597125) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
BHW Resident Surgeon
Posts: 18143 Location: Minnesota
BR-DVM - 2013-01-10 5:24 PM Here's a thought. Quit trying to figure out how to get everyone health insurance through employers or government entitlement programs and instead focus on making health care more affordable and accessible and insurance costs for catastrophic issues will come down. For example, if I could afford to take my kiddo to the doctor for a mild illness or injury and pay for the visit without it breaking the bank then ER would not be so full cause unlike doctors ER cannot turn you away for lack of funds. Therefore, less issue with non-emergent care at hospital going unpaid for and more families able to pay for their own insurance rather than rely on employment etc... Benefits such as help with insurance should be perks of a certain position and or job and not a given. Why aspire to a better position if you can get everything handed to you? BTW I have never gone without insurance and never been on state insurance. I also have always paid for my own insurance. I get frustrated with the people who are on state insurance or expect help when they have the same level of skills or more than me and therefore have the means to pay for insurance but just don't. Those people are the real issue not the ones who really couldn't afford it regardless. But again if everyday health care was affordable, most people could buy a relatively inexpensive catastrophic policy to cover the really big issues only. I'm sure this is not going to be a popular opinion and I'm sure I'm in for some flames. But I'm a small business owner and the long term results of obamacare is threatening to end my career before my school notes have even been paid back. Just my 2 cents worth.
Thank you!!! For once somebody gets it and says exactly what I have been trying to get across for years here.
There is ONLY one way to solve this problem, IF we want the best care at the lowest price. The problem is not so much the cost of insurance as it is the flawed notion of what insurance ought to be in the first place. Most patients are NOT consumers of healthcare. They don't care what somethig costs, so long as it's covered. The average American citizen has a dysfunctional notion of the role of insurance.
Posted 2013-01-10 6:08 PM (#6597168 - in reply to #6597151) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
New Word Inventor
Posts: 1402 Location: Who knows
HotbearLVR - 2013-01-10 5:46 PM
BR-DVM - 2013-01-10 5:24 PM Here's a thought. Quit trying to figure out how to get everyone health insurance through employers or government entitlement programs and instead focus on making health care more affordable and accessible and insurance costs for catastrophic issues will come down. For example, if I could afford to take my kiddo to the doctor for a mild illness or injury and pay for the visit without it breaking the bank then ER would not be so full cause unlike doctors ER cannot turn you away for lack of funds. Therefore, less issue with non-emergent care at hospital going unpaid for and more families able to pay for their own insurance rather than rely on employment etc... Benefits such as help with insurance should be perks of a certain position and or job and not a given. Why aspire to a better position if you can get everything handed to you? BTW I have never gone without insurance and never been on state insurance. I also have always paid for my own insurance. I get frustrated with the people who are on state insurance or expect help when they have the same level of skills or more than me and therefore have the means to pay for insurance but just don't. Those people are the real issue not the ones who really couldn't afford it regardless. But again if everyday health care was affordable, most people could buy a relatively inexpensive catastrophic policy to cover the really big issues only. I'm sure this is not going to be a popular opinion and I'm sure I'm in for some flames. But I'm a small business owner and the long term results of obamacare is threatening to end my career before my school notes have even been paid back. Just my 2 cents worth.
Thank you!!! For once somebody gets it and says exactly what I have been trying to get across for years here.
There is ONLY one way to solve this problem, IF we want the best care at the lowest price. The problem is not so much the cost of insurance as it is the flawed notion of what insurance ought to be in the first place. Most patients are NOT consumers of healthcare. They don't care what somethig costs, so long as it's covered. The average American citizen has a dysfunctional notion of the role of insurance.
I've said the same thing on here before, too. This person is not alone.
Posted 2013-01-10 7:31 PM (#6597277 - in reply to #6597125) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Googly Goo
Posts: 5515
BR-DVM - 2013-01-10 5:24 PM
Here's a thought. Quit trying to figure out how to get everyone health insurance through employers or government entitlement programs and instead focus on making health care more affordable and accessible and insurance costs for catastrophic issues will come down. For example, if I could afford to take my kiddo to the doctor for a mild illness or injury and pay for the visit without it breaking the bank then ER would not be so full cause unlike doctors ER cannot turn you away for lack of funds. Therefore, less issue with non-emergent care at hospital going unpaid for and more families able to pay for their own insurance rather than rely on employment etc... Benefits such as help with insurance should be perks of a certain position and or job and not a given. Why aspire to a better position if you can get everything handed to you? BTW I have never gone without insurance and never been on state insurance. I also have always paid for my own insurance. I get frustrated with the people who are on state insurance or expect help when they have the same level of skills or more than me and therefore have the means to pay for insurance but just don't. Those people are the real issue not the ones who really couldn't afford it regardless. But again if everyday health care was affordable, most people could buy a relatively inexpensive catastrophic policy to cover the really big issues only. I'm sure this is not going to be a popular opinion and I'm sure I'm in for some flames. But I'm a small business owner and the long term results of obamacare is threatening to end my career before my school notes have even been paid back. Just my 2 cents worth.
Posted 2013-01-10 7:42 PM (#6597299 - in reply to #6597277) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
BHW Resident Surgeon
Posts: 18143 Location: Minnesota
TXBO - 2013-01-10 7:31 PM
BR-DVM - 2013-01-10 5:24 PM Here's a thought. Quit trying to figure out how to get everyone health insurance through employers or government entitlement programs and instead focus on making health care more affordable and accessible and insurance costs for catastrophic issues will come down. For example, if I could afford to take my kiddo to the doctor for a mild illness or injury and pay for the visit without it breaking the bank then ER would not be so full cause unlike doctors ER cannot turn you away for lack of funds. Therefore, less issue with non-emergent care at hospital going unpaid for and more families able to pay for their own insurance rather than rely on employment etc... Benefits such as help with insurance should be perks of a certain position and or job and not a given. Why aspire to a better position if you can get everything handed to you? BTW I have never gone without insurance and never been on state insurance. I also have always paid for my own insurance. I get frustrated with the people who are on state insurance or expect help when they have the same level of skills or more than me and therefore have the means to pay for insurance but just don't. Those people are the real issue not the ones who really couldn't afford it regardless. But again if everyday health care was affordable, most people could buy a relatively inexpensive catastrophic policy to cover the really big issues only. I'm sure this is not going to be a popular opinion and I'm sure I'm in for some flames. But I'm a small business owner and the long term results of obamacare is threatening to end my career before my school notes have even been paid back. Just my 2 cents worth.
Logical
Exactly, no kidding! I don't think it's an "unpopular opinion" at all. It's sensible and logical.
Posted 2013-01-10 7:46 PM (#6597304 - in reply to #6591948) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Loves to compete
Posts: 5294 Location: Oakdale, CA
I really wish this thread would disappear.
we have over 100 employees and cant afford health insurance for all our empoyees sadly I wish I could.......
I'm not sure what were going to do but I'm thankful I have a college degree and also my commercial drivers license.
to be honest our business started in 1963 we will know what were going to do shortly........
so I guess my post will be continued............. it kills me for all my empoyees as I love them all
Posted 2013-01-10 7:58 PM (#6597318 - in reply to #6596863) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Expert
Posts: 2785 Location: on the west coast
lopnaround - 2013-01-11 12:25 PM
foundation horse - 2013-01-10 2:05 PM
realitycheck - 2013-01-09 11:53 AM
Cindy Hamilton - 2013-01-09 8:46 AM
lopnaround - 2013-01-08 4:38 PM Working as an assistant horse trainer I would have WELCOMED Obamacare for numerous reasons:
1) I would have been able to still be covered under my parents insurance while working in a dangerous environment because I was under 26 years old
2) If I was not under 26, my boss would have been required to pay for my health insurance, which I am sorry, but every trainer hiring assistants should be required to do so due to the nature of the work. Also because I was making anywhere from 800-1200 a month and not able to afford it myself.
To all the small business owners....I understand what you are saying about taking risks and starting from the ground up and reaping the benifits....but dang....valuing your employees livelihood needs to be a top priority as well.
If this isn't entitlement thinking at it's best, I don't know what is.....
YOU chose your job....YOU knew it was dangerous......YOU knew the benefits (or lack of)....and YOU knew the pay was low.....I'm sure you chose that job because you love what you do and hope to advance.....so there is a trade off to not working where you might have better pay and benefits......making your livlihood a top priority is YOUR decision, not your employers....he puts his jobs out there and you accept it or not.....if you want to make more money and have great benefits....go back to school and learn a skill that will get you what you want.....otherwise, in the horse business, it is what is is.....so stop feeling entitled to more than the job dictates.....(off my soapbox now).......this is America....you can choose.....
Well said.
Bravo, Bravo!
I get it....your personal livelihood is a product of your personal choice. I chose, at one time, to eat dirt and work 70 hours a week. I still feel, and I know my opinion will be argued fiercely (esp by FH lol) that if an employer is doing well enough to hire an employee FULL TIME (or more, which is the case of most assistants) then they have a moral responsibilty to their health and well being. I couldn't imagine hiring someone full time and not providing them SOME type of insurance to them....to me that would be unacceptable. I would almost argue that providing insurance for your full time employees would, in fact be beneficial to the overall revenue of a business by increasing moral and decreasing amount of sick days etc.
The example providing of the farrier doesn't apply here, the farrier started his own business and was in control of his own livelihood.
you are crazy.....you chose to be an assitant trainer knowing that it was A. a dangerous job and B low paying....... the trainer you worked for must have had a lot of horses in training.... to think that they could affor to pay for your insurance.... i know the trainer i worked for would have never been able to afford my insurance..
Posted 2013-01-10 8:34 PM (#6597367 - in reply to #6597304) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Famous for Not Complaining
Posts: 7209 Location: Broxton, Ga
got boost? - 2013-01-09 8:46 PM I really wish this thread would disappear.
we have over 100 employees and cant afford health insurance for all our empoyees sadly I wish I could.......
I'm not sure what were going to do but I'm thankful I have a college degree and also my commercial drivers license.
to be honest our business started in 1963 we will know what were going to do shortly........
so I guess my post will be continued............. it kills me for all my empoyees as I love them all
And here is where the rubber meets the road...........reality...............
Posted 2013-01-11 6:27 AM (#6597699 - in reply to #6591948) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Really, employers should not have to provide insurance. We should be getting our own insurance and not have the employer in the loop. If the employer did not pay for insurance, they could pay us more money so we could get our own insurance. That would also make the insurance market more competitive and prices would have to adjust so they could get your business.
I also think that if we, individuals, dealt with the medical providers directly on cost and payment, that prices would drop also. Let the individual file and collect the insurance themselves. The doctors would save alot of money not having to file all those insurance claims. I really feel the free market place in this area would help quite a bit.
We have just let the government and insurance companies take over control of our medical care, and now look where we are.
Posted 2013-01-11 7:42 AM (#6597762 - in reply to #6597084) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
I Google Everything
Posts: 1852 Location: Not sure yet
WANNACOWBOY - 2013-01-10 4:42 PM I am a small business owner and must say that with all the taxes,etc (federal, city, parish, state) that I have to pay I cannot even afford health insurance for myself right now. There are alot of sacrifices by both my family and me and I hate to think that when I am successful that anyone would think I owe anybody after all the blood sweat and tears I put into it. The problem with todays society is everyone thinks you owe them something. I have people come in my business and flat tell me they are not going to work that when they add up all the programs they get money from they make more than me.
AS another poster said, if you have never owned a business, you do not know all the hidden cost of operation.
America was founded on free enterprise and the risk takers make up the country, some succeed and some fail but they are living the american dream. But you cannot help but be discouraged and not even want to try when the government is dictating to you.
In all my history lessons, I do not remember where it said I could do nothing and the government would take care of my every whim.
An example of this would be: the nail place I go to has 3 employees they all drive BMW and new Mercedes, the kids are on medicaid and they pay no tax.
There are customers there with food stamps, free cell phones, free medical care and free rent programs. Are you kidding me? What incentive do they have to work, but you let me go apply for anything and they say I make to much money.
Obamacare will put all my employees on public assistance because they cannot afford the cut in hours but employers have no choice if they want to save themselves.
Where were all these people when voting was taking place.
Posted 2013-01-11 9:36 AM (#6597980 - in reply to #6597304) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Toastest with the Mostest
Posts: 5056 Location: That part of Texas
got boost? - 2013-01-10 7:46 PM I really wish this thread would disappear.
we have over 100 employees and cant afford health insurance for all our empoyees sadly I wish I could.......
I'm not sure what were going to do but I'm thankful I have a college degree and also my commercial drivers license.
to be honest our business started in 1963 we will know what were going to do shortly........
so I guess my post will be continued............. it kills me for all my empoyees as I love them all
That's so sad and I know exactly where you are coming from. I've never met an employer who didn't want the best for their employees or who wouldn't want the opportunity to give them more benefits if it could be afforded.
I wish more people who have never been an employer realized how much their employer pays to have them as an employee on top of just salary costs. We're paying half your FICA taxes -- you know, Social Security and Medicare. People b*tch about how much those two things cost but it could be much worse because your employer is picking up half that tab. Also add on federal and state unemployment taxes. We're picking up the tab on that too and if more people remain on unemployment longer, those taxes are going to increase.
Those are just a few things that employers are picking up in addition to salary/pay before you talk about being able to afford offering health care or retirement. I think if most people found out how much their employer was paying on just those four things, they'd be surprised.
Posted 2013-01-11 10:24 AM (#6598089 - in reply to #6591948) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Nut Case Expert
Posts: 7980 Location: Tulsa, Ok
While employer provided health benefits are obviously not a moral obligation, they can have an important place in an overall compensation package. If an employer determines that a particular position is worth X dollars, it may make sense from an overall business perspective to provide that compensation in less dollar + benefits as opposed to just paying 100% in dollars. Benefits dollars are not subject to payroll taxes - a plus for an employer.
Employers wanting to attract and retain top-notch employees need to be competetive. Great benefits are one way to do that. Most people will work for less money when the benefit package is enticing. Again the tax gap between just payroll and payroll + benefits is good for the employee (at least at this point in time).
For sure my benefits package does a whole lot more to elicit loyalty to my eployer then may salary does.
Posted 2013-01-11 10:56 AM (#6598143 - in reply to #6597084) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Expert
Posts: 1593
Many of the voting districts showed numbers like 126% voter turnouts. How can this be? Also of the districts showing these statistics - non were required to show photo ID's. Ummmm
Posted 2013-01-11 10:57 AM (#6598147 - in reply to #6591948) Subject: RE: Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
Don't Ask Me
Posts: 4007
8 years ago when i started with the company i am with now-- i chose to take the job cause it was decent pay and the benefits were great.
now 8 years later-- pay is lowest in area..and i canceled our benefits..and went on hubbys instead...because the cheap plan they were giving us didnt cover anything??? so we pay 10 more a week and have good insurance??
i dont know-- i know im still working full time trying to keep the bills paid
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Employer' s cutting back to part time! Don't want to pay the Obama care health insurance!
