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Seriously how does everyone afford this anymore?

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Last activity 2021-12-03 6:51 AM
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fulltiltfilly
Reg. Dec 2008
Posted 2021-11-24 8:46 AM
Subject: RE: Seriously how does everyone afford this anymore?



I hate cooking and cleaning


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Location: Jersey Girl

quickdraw - 2021-11-24 2:53 AM


I'm fortunate to be able to afford it but it is getting so expensive I'm contemplating getting out of it. When I look at how much $$$$$ I have invested in horses, saddles, truck, trailer, horse property, feed, vet care, farriers, and so on.......I ask myself am I really getting that much enjoyment out of it.   I could do a whole lot of other fun things with that money.  Someone close to me quit and they made a profound statement "it's a whole lot of time and work all week to go run for 15 seconds on the weekend".  It seems to be in a vicious cycle spinning upwards. The stallion owners have inflated their fees due to vets raising heir fees and all of the expensive incentives.  So it costs a fortune to get a colt on the ground. You can easily have $7500-10,000 in a newborn foal if everything goes right. That said, by the time they are riding you have $12-15,000 in them and they have not even seen the arena yet.  I don't have an answer but follow your heart and do what makes you happy. If it is too much of a burden, get out. Sell out while everthing is high because it looks like our economy should crash any day. When it does, people will be selling much cheaper to dump them.  In a way I think the Big $ incentives have hurt the industry more than help.  


I struggle with getting out of it too. Soooooooo much money tied up into paying for and maintaining the horses and equipment.

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run n rate
Reg. Feb 2007
Posted 2021-11-24 12:31 PM
Subject: RE: Seriously how does everyone afford this anymore?



Balance Beam and more...


Posts: 11389
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Location: 31 lengths farms

For the last 20 years I bought unstarted coming 2 year olds and did all the training myself.  A year and a half ago when I decided it was time to give my older gelding a break I started looking for a younger horse.  I knew I didnt' have the time nor do I bounce anymore to start 2 year olds.  I felt like I was going to have to look for someone else' problem horse and refit it but that was kind of okay too as that is what I grew up on. When I really started looking the only thing I found in my "real" price range were weanlings who were out of a mare and by a stud who was a cousin of a brother of an uncle to so and so if you get what I mean (again that didn't bother me, I've never had the money to worry about how a horse was bred anyway) or unstarted 3 year olds (typicAlly there is a reason they are unstarted and I think I mentioned I don't bounce so good anymore) or older horses needing quite a bit of maintenance ( I have those already so if I am going to pay for a lot of maintenance I'll pay for it for the ones that have already earned it for me) Anyway, that was quite an eye opener to what the market is for horses.  I had to go out of my real price range somewhat but also lucked into knowing a person that had a nice gelding whom she had for sale AND wanted to go to a home that would understand his simple quirks, nothing much really other than he wants you to ride him like he is an old broke ranch horse which took me a little longer than you would think it should, LOL!!!

As for the rest of it, I pretty well stay close to home, no 2 and 3 races unless they are in my "backyard" so I don't have the cost of stalls and hotels.  I ride my horses so save the cost of sending them to have them swam or on the eurociser walker thing.  I have an older truck that thankfully my BIL is a mechanic and he keeps on the road for me.  I don't go as much as I'd like to but that's okay.  I hate weeknight races during the winter anyway, I save those for summertime. Basically I will never run at the Extreme or at Pants on Fire or any of those big races, added money isn't what makes me enter a race anyway.  Being able to afford the entry with no expectation of winning anything back is my deciding factor, simple minded I know but it beats paying $650 in entries and needing to win 4+ to eat and feed my horses the rest of the month.  Maybe I'm okay with it because I traveled a bit as a gymnast and don't really feel the need to do that now as well as I suck at pulling in from a long weekend at 2 and 3 am and having to be at work by 8 am, LOL!!!

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cn1705
Reg. Mar 2011
Posted 2021-11-26 8:53 PM
Subject: RE: Seriously how does everyone afford this anymore?


Elite Veteran


Posts: 612
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fulltiltfilly - 2021-11-24 8:46 AM


quickdraw - 2021-11-24 2:53 AM


I'm fortunate to be able to afford it but it is getting so expensive I'm contemplating getting out of it. When I look at how much $$$$$ I have invested in horses, saddles, truck, trailer, horse property, feed, vet care, farriers, and so on.......I ask myself am I really getting that much enjoyment out of it.   I could do a whole lot of other fun things with that money.  Someone close to me quit and they made a profound statement "it's a whole lot of time and work all week to go run for 15 seconds on the weekend".  It seems to be in a vicious cycle spinning upwards. The stallion owners have inflated their fees due to vets raising heir fees and all of the expensive incentives.  So it costs a fortune to get a colt on the ground. You can easily have $7500-10,000 in a newborn foal if everything goes right. That said, by the time they are riding you have $12-15,000 in them and they have not even seen the arena yet.  I don't have an answer but follow your heart and do what makes you happy. If it is too much of a burden, get out. Sell out while everthing is high because it looks like our economy should crash any day. When it does, people will be selling much cheaper to dump them.  In a way I think the Big $ incentives have hurt the industry more than help.  



I struggle with getting out of it too. Soooooooo much money tied up into paying for and maintaining the horses and equipment.


"it's a whole lot of time and work all week to go run for 15 seconds on the weekend".

I'm at that point too. I'm not even willing to drive more than 2 hours for a barrel race. It's so much time and money. I'd rather spend a day camping with our horses with friends than sitting at a horse show waiting for my few seconds of fame. Or sort. Found I really enjoy sorting. Although everyone is different. If I had a 1D horse, that time and money may be worthwhile! However, if I spend money on a 1D horse, I'd feel obligated to show and ride ALL the time. Yeah... I'll just keep my weekend trail rides, sorting and my local jackpots. Works for my lifestyle and my wallet. At the end of the day, everyone should do what makes them happy and just enjoy their horse.

 

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Just Plain Lucky
Reg. Jun 2008
Posted 2021-11-28 10:55 AM
Subject: RE: Seriously how does everyone afford this anymore?



Thread Killer


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I got out of horses about 10 years ago when I started college. Though I miss it sometimes, I'm kind of thankful to be out of it. We buried my horse in 2016, and my sister's horse in 2018,  and for the first time in 25 years, the family farm was (and still is) horse-less. Seeing the prices is a little shocking...the barrier for re-entry is pretty much impassable for me on my own.

Im not rich by any means, but I have a really good life. I've found other hobbies that have given me a lot of joy. I can travel with absolutely NO worries. I don't have to freeze my butt off to go out to feed. I'm not worried about soundness issues or other horsey health problems that cause so much heartache. Not to mention all the money saved and/or well spent on other things. I have a little house in town that is really low maintenance compared to the farm. I think my love of horses will be transferred to my niece when she is old enough. It will probably take a little from my entire family to make that happen, if it's possible. I hope it is. 

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okie_91
Reg. Dec 2006
Posted 2021-11-28 5:14 PM
Subject: RE: Seriously how does everyone afford this anymore?


Expert


Posts: 1679
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I haven't owned a horse since 2015 and question if I'll ever be able to again. We have the land, but will need a barn, fence, trailer.. We are in the process of starting to build our house and 12 weeks pregnant, so the purchase of diapers is over whelming enough

 

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Lucy's Mom
Reg. Aug 2006
Posted 2021-12-01 8:52 AM
Subject: RE: Seriously how does everyone afford this anymore?



Elite Veteran


Posts: 798
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Location: Montana

I just turned 40. I think for me I started losing interest in barrel racing a few years ago. I sold the gelding that I had bought to replace my mare so I could justify breeding her a few times. Then we moved, then moved again, I went to two races in 2019, the first one I knocked a barrel, the second I Came off. After that it just wasn't fun anymore. We moved again, then got custody of the nephews for a year, and with both of us working full time jobs and trying to deal with the mental anguish of the nephews and the one's suicide attempts, I sold my mare last year because I wasn't able to go ride and I didnt feel she should just sit at home. I still cry every day about that decision, especially now that we don't have the boys anymore. We sold the trailer before the horse so we could have a down payment for the house. My husband is pushing me to get back into horses and rodeoing again, shoot the non-horsey husband wants his own horse so he can learn how to ride and rope. He doesn't want me to barrel race anymore he would rather see me breakaway and team rope. I seriously don't see this happening before I'm 45. We are building lean toos this winter for storage and whenever we get animals again. With the price of horses and trailers right now, its absloutely crazy. I seen  20+ yr old trailer for sale for $45,000. Shoot the guy we sold our trailer to for $9500, turned around this year and sold it for $18k. I am kinda hoping the market crashes, but at the same time not. I would really like to see it even out for a while. 

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CJE
Reg. Mar 2005
Posted 2021-12-01 9:43 AM
Subject: RE: Seriously how does everyone afford this anymore?



Famous for Not Complaining


Posts: 8775
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Location: Broxton, Ga

I think some would sell their kidney to buy one lol....its crazy.   I found a reasonable 2 yr old filly I liked under 10K...some incentives but not the BIG ones...those are ridiculous.  And lets not mention how much it takes to put one in the incentive programs.. 

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fancyfeet
Reg. Oct 2006
Posted 2021-12-01 10:03 AM
Subject: RE: Seriously how does everyone afford this anymore?


Veteran


Posts: 142
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i had my mare bred this year. Paid the stud fee of $750.00 and that was dicounted from $1000.00. by the time i got all of the vet bills paid to culture, AI, and all the other extras that go with it, i have over $3000.00 in a $750.00 fee. i don't know how some people can breed mulitple mares at these costs. i have a decent job and my husband is retired and gets a pension, soon to get SS so we are doing ok, but man!!!

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teed
Reg. May 2011
Posted 2021-12-03 4:11 AM
Subject: RE: Seriously how does everyone afford this anymore?




10025

Don't let your age get in your way!  Age is a number and if you feel old you will be old....  I'm 69 and have a 2 coming 3 y/o that I'll be riding this coming year...

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horsegirl
Reg. Feb 2004
Posted 2021-12-03 6:51 AM
Subject: RE: Seriously how does everyone afford this anymore?



The One


Posts: 7938
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Location: South Georgia

I'm hanging on to my current horse to try to make him and I into a good pair, because I sure as heck cant afford to replace him with something more finished. That's my dilemma. It "should" make me a better rider though...so maybe that's a blessing. lol

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