I'm sure that this has been asked and asked again, but can I get some recommendations on horse insurance? I would really like loss and major medical. This would be the first horse that I am insuring so I'm a complete newbie! Good, bad, and ugly welcome! Anything that I need to be aware of?
I bought horse insurance for the first time last year. I am going thru Markel. Not more than a month or two after getting the policy, my horse got a major injury (severe DDF Tendonitis). They have been great! No questions asked. They paid 100% of the stem cell treatment and 60% of all the other prcdeures and diagnosis (with the exception of joint injections). Easy to work with, quick return.
I have insured through Plains Horizon and have no complaints. I've had 2 claims for pro-foal policies, and they were both paid as soon as all of the paperwork was completed by us and the vet.
I'd do a price comparison on each of them. Usually equine insurance is a percentage of the repacement cost. For my new mare it was 3.5% of the purchase price per year.
horseinsurancenow.com which is the Hartford Company...Oakridge has said that is one of the companies they have the least problems when my daughter was there with a colic as they forgot to state it when they got there as it was a weekend.
Insurance
