We have used Justin Insurance for over 15 years and had claims, they have always been great for us to deal with.
If I were not so happy with them, I would give Rosie Cooper Bradley my business. She is a member on here, I can not think of her company name. She insures a lot of big time rodeo horses.
We've used Horse Insurance Specialists for 13 years. Have only had one claim, which was colic surgery and they were great. They were timely with getting us paid. This was about 5 years ago.