Posted 2014-09-12 2:22 PM Subject: Is it worth getting horse insurance?
Night Chatter
Posts: 1907 Location: Mississippi
I have a 7 year old mare. I just broke her this year, but she is already off to a great start-won both her times out, already won about $100 from one show and the other was a local ribbon deal. Now, she was GIVEN to me. However, she was not broke and she was still with her dam. Crazy, I know. APHA mare, 14.3 hands. 1100 pounds. Lets say the horse ends up being a pretty solid horse (lets go for bottom 2D/top 3D at 300+ entries). She is my ONLY horse. She stays barefoot. Is an easy keeper. I feed her a local feed company 14/8 pellet, along with electrolytes and Exceed 6 way. Only goes to vet to get shots, coggins, and dental. Is it worth getting insurance on a horse like this?
Trust me, no feelings hurt here. I am a broke school teacher. Just want to know if it is worth my time to insure a horse like this, or just leave it be? Part of me says leave it alone because she is a mare. The other says I will have to take out a loan to purchase another horse.
Posted 2014-09-12 2:28 PM Subject: RE: Is it worth getting horse insurance?
Undercover Amish Mafia Member
Posts: 9992 Location: Kansas
Insure her for what you think she is worth. My insurance company automatically insures my horses up to $5,000 through homeowners. BUT>......the horse can only die of certain causes (lightning, drown, gun shot, etc.)