Posted 2014-10-17 8:43 AM Subject: RE: Insurance on your horse
Extreme Veteran
Posts: 399
I have it in mortality and major medical, the major medical is great because my deductible is only $350 so it doesn't take much to get over that at the vet. I like it because when my gelding was having a breathing problem and we scoped him multiple times it cost me $350 rather than the $2500 that it would have after scoping him multiple times over the course of 3 weeks.
Posted 2014-10-17 9:17 AM Subject: RE: Insurance on your horse
Expert
Posts: 2128
Just like any insurance you pay a premium to protect you from what "might" happen. If you have a lot of money invested in a horse or it would cost you a lot of money to replace that horse should something happen..its a great idea. Especially if you use that horse constantly, have a loan taken out on them ect. Its pretty common where I live. Especially with rodeo mounts.
Posted 2014-10-17 9:32 AM Subject: RE: Insurance on your horse
Rad Dork
Posts: 5218 Location: Oklahoma
I have mortatlity and I do it for peace of mind. I'm not in debt with horses, but if he was to fall over dead tomorrow it wouldd take me a few months to save up the money just to begin search process all over again.
I will be looking into major medical though. That's something I KNOW I could probably benefit from!
Insurance on your horse
