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Friends horse kicked trailer... Now what?
MNcanchaser7
Reg. Mar 2010
Posted 2015-04-04 11:55 AM
Subject: Friends horse kicked trailer... Now what?


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Title says it all.. Friends horse left 6 golf ball-tennis ball sized dents in the side of my Featherlite trailer after kicking it.... How do I go about this? Any idea what repairs run for something like this? Do I just eat the cost or ask for some kind of compensation? HELP...

Edited by MNcanchaser7 2015-04-04 11:56 AM
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FLITASTIC
Reg. Jun 2012
Posted 2015-04-04 12:09 PM
Subject: RE: Friends horse kicked trailer... Now what?



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I would approach the friend first. Ask them if they were aware that their horse did it. They probably know but just make sure. I would mention to them that it will cost _________ dollars to fix it (Im guessing about 1,000???). See if they offer to fix or help fix the trailer and go from there. If they get snotty about it take it to the next level. If they wont help fix then at minimum I wouldn't haul their horse anymore.
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Southtxponygirl
Reg. Nov 2006
Posted 2015-04-04 12:09 PM
Subject: RE: Friends horse kicked trailer... Now what?



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Well it kinda go's with the territory, I would haul a friends horse and that sucker kicked up the inside of my trailer, and it was a new trailer that I just have gotton, I was sick, but didnt say anything are cause a fuss about it, I even had kick mats in it. I just called it a lesson to me, LOL 
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kwanatha
Reg. Dec 2003
Posted 2015-04-04 12:10 PM
Subject: RE: Friends horse kicked trailer... Now what?


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I personally don't worry about dents...its a horse trailer
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FLITASTIC
Reg. Jun 2012
Posted 2015-04-04 12:17 PM
Subject: RE: Friends horse kicked trailer... Now what?



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kwanatha - 2015-04-04 10:10 AM

I personally don't worry about dents...its a horse trailer

I am not sure what caliber trailer this is, but there is a difference between a 30 year old stock trailer and a 100,000 LQ trailer. DENTS DO MATTER. Its about RESPECT. If I hauled with someone and my horse dented their trailer, old or new I would certainly offer to pay for it. People work long and hard for what they have. It is absolutely disrespectful to damage another persons property and not acknowledge it.
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rodeomom3
Reg. Dec 2007
Posted 2015-04-04 12:25 PM
Subject: RE: Friends horse kicked trailer... Now what?



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FLITASTIC - 2015-04-04 12:17 PM
kwanatha - 2015-04-04 10:10 AM I personally don't worry about dents...its a horse trailer
I am not sure what caliber trailer this is, but there is a difference between a 30 year old stock trailer and a 100,000 LQ trailer. DENTS DO MATTER. Its about RESPECT. If I hauled with someone and my horse dented their trailer, old or new I would certainly offer to pay for it. People work long and hard for what they have. It is absolutely disrespectful to damage another persons property and not acknowledge it.

Ditto, a good friend or person would not even make you ask, they would have already offered to pay for repairs.
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kwanatha
Reg. Dec 2003
Posted 2015-04-04 12:27 PM
Subject: RE: Friends horse kicked trailer... Now what?


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FLITASTIC - 2015-04-04 10:17 AM
kwanatha - 2015-04-04 10:10 AM I personally don't worry about dents...its a horse trailer
I am not sure what caliber trailer this is, but there is a difference between a 30 year old stock trailer and a 100,000 LQ trailer. DENTS DO MATTER. Its about RESPECT. If I hauled with someone and my horse dented their trailer, old or new I would certainly offer to pay for it. People work long and hard for what they have. It is absolutely disrespectful to damage another persons property and not acknowledge it.

I am not saying i would not offer to pay for it, if my horse did the damage. if I haul horses I expect a few dents and don't worry about my trailer. I don't expect my trailer to stay perfect after it leaves the dealer. it could get damaged just parked somewhere. If I allow another horse in my trailer then I realize there is a risk that the horse might kick.
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svincent
Reg. Feb 2012
Posted 2015-04-04 12:28 PM
Subject: RE: Friends horse kicked trailer... Now what?


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rodeomom3 - 2015-04-04 10:25 AM

FLITASTIC - 2015-04-04 12:17 PM
kwanatha - 2015-04-04 10:10 AM I personally don't worry about dents...its a horse trailer
I am not sure what caliber trailer this is, but there is a difference between a 30 year old stock trailer and a 100,000 LQ trailer. DENTS DO MATTER. Its about RESPECT. If I hauled with someone and my horse dented their trailer, old or new I would certainly offer to pay for it. People work long and hard for what they have. It is absolutely disrespectful to damage another persons property and not acknowledge it.

Ditto, a good friend or person would not even make you ask, they would have already offered to pay for repairs.

Ditto. I value my two horse bumper pull like it is a 100k living quarters BECAUSE IT IS MINE. I assume everybody else does the same for their things, no matter what it is. If my horse causes any damage to anything - I get it taken care of. I would expect the same from somebody else.
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SaraJean
Reg. Dec 2006
Posted 2015-04-04 12:33 PM
Subject: RE: Friends horse kicked trailer... Now what?


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I guess if my horse beat up someone elses trailer I'd be OFFERING to pay for repairs.....you shouldn't have to ask 
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Southtxponygirl
Reg. Nov 2006
Posted 2015-04-04 12:43 PM
Subject: RE: Friends horse kicked trailer... Now what?



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I didnt pay a ton for my trailer it was new and boy was I proud of it but I knew at one point of owning it it was going to get dented/dings, kicked but not so soon, and greezzzz it was someone else's horse not mine. My horses never did kick are banged it up was always someone else's horse. So I learned not to haul someone elses horse if I did I used our stock trailer. LOL
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Southtxponygirl
Reg. Nov 2006
Posted 2015-04-04 12:45 PM
Subject: RE: Friends horse kicked trailer... Now what?



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MNcanchaser7 - 2015-04-04 11:55 AM Title says it all.. Friends horse left 6 golf ball-tennis ball sized dents in the side of my Featherlite trailer after kicking it.... How do I go about this? Any idea what repairs run for something like this? Do I just eat the cost or ask for some kind of compensation? HELP...

Was it on the inside or outside of your trailer? 
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CYA Ranch
Reg. Feb 2008
Posted 2015-04-04 1:00 PM
Subject: RE: Friends horse kicked trailer... Now what?


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Did your friend see the damage?  Does she even know what happened?

 
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wyoming barrel racer
Reg. Apr 2006
Posted 2015-04-04 1:15 PM
Subject: RE: Friends horse kicked trailer... Now what?


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 not sure how to fix it but my 2 cents is horses will be horses and mine could just as easily cause damage to theirs. I offer to repair though if it is me and my bird brian horse.
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komet.
Reg. Jun 2012
Posted 2015-04-04 1:29 PM
Subject: RE: Friends horse kicked trailer... Now what?



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How do you know your friend's horse did this?
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heidiinaz
Reg. Dec 2007
Posted 2015-04-04 1:29 PM
Subject: RE: Friends horse kicked trailer... Now what?


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 I would for sure have a talk with her and see how what her reaction is. I agree with others she should have already said something or at least offered to pay for damages. But by the off chance she is not aware have the talk. It's a uncomfortable thing to do but she should pay for damages whether its. $100,000 trailer or a $2000 trailer
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-04 1:30 PM
Subject: RE: Friends horse kicked trailer... Now what?


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It's a "new to me" featherlite 4 horse that I worked my ass off for. It's my "step up" from a steel two horse bumper pull and it was in basically brand new condition when I bought it. The dents are on the outside of the trailer along the white long wall. It was dark when it happened but she did see the dents... I just sent her the pics but theres not really been any offer to pay and I feel awkward asking as it will be an expensive repair. Its not a trailer I plan on keeping forever and would someday like to trade it in and get a better living quarters and it seriously devalues the trailer....
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-04 1:32 PM
Subject: RE: Friends horse kicked trailer... Now what?


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komet. - 2015-04-04 1:29 PM

How do you know your friend's horse did this?

She was the only one tied on that side and I was changing my son in the dressing room and heard her do it...
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mruggles
Reg. Oct 2008
Posted 2015-04-04 1:38 PM
Subject: RE: Friends horse kicked trailer... Now what?



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I have had my own horses as well as friends horses ding and dent and even paw off the running light..the ones along the wheel wells......the lights get fixed the dings and dents dont...it is what it is and goes with the territory.........and mine is a 3 horse lq....M
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FLITASTIC
Reg. Jun 2012
Posted 2015-04-04 1:38 PM
Subject: RE: Friends horse kicked trailer... Now what?



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At this point I would call her and tell her your taking it in for a repair estimate and that you will be in contact with her once you have the estimate.
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Southtxponygirl
Reg. Nov 2006
Posted 2015-04-04 1:46 PM
Subject: RE: Friends horse kicked trailer... Now what?



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Well it sounds like you are really mad about this , so I guess you need to call your friend and let her know how you feel and that you want your trailer fixed. 
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-04 1:55 PM
Subject: RE: Friends horse kicked trailer... Now what?


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I'm really not angry.. I'm really worried about the cost and sick over the damage. The mare is notorious for being a dink at the trailer but she's never gone so far as to kick the crap out of it. I know my friend feels bad. We are texting about it but theres been no offer to help pay... Guess its just another lesson learned and there will be no more tying at my trailer.
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Southtxponygirl
Reg. Nov 2006
Posted 2015-04-04 2:02 PM
Subject: RE: Friends horse kicked trailer... Now what?



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MNcanchaser7 - 2015-04-04 1:55 PM I'm really not angry.. I'm really worried about the cost and sick over the damage. The mare is notorious for being a dink at the trailer but she's never gone so far as to kick the crap out of it. I know my friend feels bad. We are texting about it but theres been no offer to help pay... Guess its just another lesson learned and there will be no more tying at my trailer.

Did you haul her horse are did she just tie at your trailer? My friends horse was a booger on the inside but pretty good once he was tied out.
Yept I would tell her to tie somewhere else too, when my trailer got all banged up I was sick about it, but horses will be horses. 
 
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NJJ
Reg. Jul 2006
Posted 2015-04-04 2:15 PM
Subject: RE: Friends horse kicked trailer... Now what?


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IMO, I would not consider her much of a friend if she didn't offer to help pay for it..........and she would be walking to the next barrel race because I would NEVER haul that horse again.  
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-04 2:20 PM
Subject: RE: Friends horse kicked trailer... Now what?


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Southtxponygirl - 2015-04-04 2:02 PM

MNcanchaser7 - 2015-04-04 1:55 PM I'm really not angry.. I'm really worried about the cost and sick over the damage. The mare is notorious for being a dink at the trailer but she's never gone so far as to kick the crap out of it. I know my friend feels bad. We are texting about it but theres been no offer to help pay... Guess its just another lesson learned and there will be no more tying at my trailer.

Did you haul her horse are did she just tie at your trailer? My friends horse was a booger on the inside but pretty good once he was tied out.
Yept I would tell her to tie somewhere else too, when my trailer got all banged up I was sick about it, but horses will be horses. 
 

I hauled her
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Southtxponygirl
Reg. Nov 2006
Posted 2015-04-04 2:26 PM
Subject: RE: Friends horse kicked trailer... Now what?



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MNcanchaser7 - 2015-04-04 2:20 PM
Southtxponygirl - 2015-04-04 2:02 PM
MNcanchaser7 - 2015-04-04 1:55 PM I'm really not angry.. I'm really worried about the cost and sick over the damage. The mare is notorious for being a dink at the trailer but she's never gone so far as to kick the crap out of it. I know my friend feels bad. We are texting about it but theres been no offer to help pay... Guess its just another lesson learned and there will be no more tying at my trailer.
Did you haul her horse are did she just tie at your trailer? My friends horse was a booger on the inside but pretty good once he was tied out.

Yept I would tell her to tie somewhere else too, when my trailer got all banged up I was sick about it, but horses will be horses. 
 
I hauled her

Yept I dont think I would be hauling this horse anymore either.  
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-04 2:28 PM
Subject: RE: Friends horse kicked trailer... Now what?


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Southtxponygirl - 2015-04-04 2:26 PM

MNcanchaser7 - 2015-04-04 2:20 PM
Southtxponygirl - 2015-04-04 2:02 PM
MNcanchaser7 - 2015-04-04 1:55 PM I'm really not angry.. I'm really worried about the cost and sick over the damage. The mare is notorious for being a dink at the trailer but she's never gone so far as to kick the crap out of it. I know my friend feels bad. We are texting about it but theres been no offer to help pay... Guess its just another lesson learned and there will be no more tying at my trailer.
Did you haul her horse are did she just tie at your trailer? My friends horse was a booger on the inside but pretty good once he was tied out.

Yept I would tell her to tie somewhere else too, when my trailer got all banged up I was sick about it, but horses will be horses. 
 
I hauled her

Yept I dont think I would be hauling this horse anymore either.  

Thanks for the I've dreamt of this trailer for years and I'm so OCD when it comes to maintaining my equipment, it just makes me so sad!
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Nita
Reg. Apr 2012
Posted 2015-04-04 2:28 PM
Subject: RE: Friends horse kicked trailer... Now what?



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She probably can't afford it, since it sounds like she doesn't have her own trailer and had to ride with you. It's hard for someone in that situation to say "I want to pay for the repairs, but I just don't have the money." Some people aren't good at that type of thing. And, if that's the case, I might just tell her I'm going to get it fixed and not to worry about it. Either way, I'd politely let her know how much the repair costs. She might offer to pay, she might not. I would let her know how much it cost you the next time she wants to go somewhere. I wouldn't haul her horse again.
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Southtxponygirl
Reg. Nov 2006
Posted 2015-04-04 2:32 PM
Subject: RE: Friends horse kicked trailer... Now what?



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MNcanchaser7 - 2015-04-04 2:28 PM
Southtxponygirl - 2015-04-04 2:26 PM
MNcanchaser7 - 2015-04-04 2:20 PM
Southtxponygirl - 2015-04-04 2:02 PM
MNcanchaser7 - 2015-04-04 1:55 PM I'm really not angry.. I'm really worried about the cost and sick over the damage. The mare is notorious for being a dink at the trailer but she's never gone so far as to kick the crap out of it. I know my friend feels bad. We are texting about it but theres been no offer to help pay... Guess its just another lesson learned and there will be no more tying at my trailer.
Did you haul her horse are did she just tie at your trailer? My friends horse was a booger on the inside but pretty good once he was tied out.

Yept I would tell her to tie somewhere else too, when my trailer got all banged up I was sick about it, but horses will be horses. 
 
I hauled her
Yept I dont think I would be hauling this horse anymore either.  
Thanks for the I've dreamt of this trailer for years and I'm so OCD when it comes to maintaining my equipment, it just makes me so sad!

Oh I'm the same way with my trucks, trailers,tack, so I really do understand how you feel about your trailer, is it the slick skin on the outside of your trailer?  
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MS2011
Reg. Mar 2005
Posted 2015-04-04 2:37 PM
Subject: RE: Friends horse kicked trailer... Now what?



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 Is it worth your friendship? I get that you worked your ass off for the trailer, I've done the same for my stuff.  I guess something like this just goes with the territory of hauling horses to me, I'd let it go.  
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svincent
Reg. Feb 2012
Posted 2015-04-04 2:42 PM
Subject: RE: Friends horse kicked trailer... Now what?


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Nita - 2015-04-04 12:28 PM

She probably can't afford it, since it sounds like she doesn't have her own trailer and had to ride with you. It's hard for someone in that situation to say "I want to pay for the repairs, but I just don't have the money." Some people aren't good at that type of thing. And, if that's the case, I might just tell her I'm going to get it fixed and not to worry about it. Either way, I'd politely let her know how much the repair costs. She might offer to pay, she might not. I would let her know how much it cost you the next time she wants to go somewhere. I wouldn't haul her horse again.

This would be my first assumption also. Gauge your friend's financial situation.

If it would be a hardship for her, I would just let it go and bite the bullet to get it fixed and not haul that particular horse again.

If she CAN afford it and is just not offering to pay - I would go get a quote and call her with "So, I got the quote from _________. It is going to cost _________ to fix it. Would it be easier for you to just pay the shop directly or reimburse me?"
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NJJ
Reg. Jul 2006
Posted 2015-04-04 2:44 PM
Subject: RE: Friends horse kicked trailer... Now what?


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MS2011 - 2015-04-04 2:37 PM  Is it worth your friendship? I get that you worked your ass off for the trailer, I've done the same for my stuff.  I guess something like this just goes with the territory of hauling horses to me, I'd let it go.  
 What friendship??? a REAL friend would, at least, make an offer to help pay.....a "user" just goes along for the ride.......Additionally, if she can afford to have and feed horses and pay entry fees, she can pay something to fix the trailer.......

Edited by NJJ 2015-04-04 2:47 PM
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jewishprincess
Reg. May 2013
Posted 2015-04-04 3:28 PM
Subject: RE: Friends horse kicked trailer... Now what?


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Trust me it could be worse! I had a girls horse kick MY HORSE in the trailer on the way home and lame him up. He was out for the rest of the season (3 months). I shoulda known better as this mare already kicked a dent in the rear door prior. So count your blessings it wasn't one of your horses and DON'T EVER OFFER A RIDE TO HER AGAIN. Tell her your trailer was bad enough but you can't risk hurting one of your horses too. Lesson hard learned for me.
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Sangria
Reg. Nov 2003
Posted 2015-04-04 3:35 PM
Subject: RE: Friends horse kicked trailer... Now what?



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She should be offering to pay, but your trailer insurance should cover it except for your deductable 
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streakysox
Reg. Jul 2008
Posted 2015-04-04 4:44 PM
Subject: RE: Friends horse kicked trailer... Now what?



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Do you have insurance on your trailer? File on it, don't haul anyone again. If you don't have insurance, get it. If you have a wreck your truck insurance will not cover damages to your trailer.
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Swannranch
Reg. Sep 2005
Posted 2015-04-04 5:20 PM
Subject: RE: Friends horse kicked trailer... Now what?


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I feel bad for both of you.  I would not have the money to pay to fix it.  With that said, my daughters horse had a weird thing several years ago...turned out to be EPM, but basically woke up one day and after 3 years of never a problem, went crazy in the trailer and tore the back wall rubber up, and dented the metal inside the trailer.  Got it fixed, fluke...weird what ever, but did it again and kicked the back door off the aluminum trailer and tore the rubber up and split the metal under the rubber and sliced her leg open.  We doped her up and patched things and hauled her home that way...others offerred to haul her home for us but I was terrified...I said what would I do if she did that to someone elses trailer???  It was 2 years after treating and doing well before I was comfortable letting her in someone elses trailer again.  

If it happened today, I would probably offer but it would have to be in payments. 

Other way around...I would probably fix it myself and let it go.  I don't like confrontation and I know when people feel bad.  I also have a rule...I will give you about anything I can, stuff...money...time BUT I don't "lend" anything I can not afford to lose.  I won't lose a special person, good friend, family member because the can't pay me back or fix something. 
I would be crying if I were either one of you... becaue I remember when my trailer first got torn up and it was MY OWN horse :)

 
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got boost?
Reg. Sep 2003
Posted 2015-04-04 5:27 PM
Subject: RE: Friends horse kicked trailer... Now what?



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I would get an estimate to fix. Give it to her and talk to her about it and well you are going to find out how good of a friend she is.......
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hammer_time
Reg. Jul 2007
Posted 2015-04-04 5:35 PM
Subject: RE: Friends horse kicked trailer... Now what?



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Ok if MY horse kicked someone else's trailer (especially on the shiny/non-horse part) I would be apolgizing profusely and offering to pay what I could afford. I hate confrontation so I wish you luck in sorting this out.
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BS Hauler
Reg. Jan 2012
Posted 2015-04-04 5:56 PM
Subject: RE: Friends horse kicked trailer... Now what?


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 I would not fix it till I was ready to trade it off. Why fix it more than once. Its a horse trailer-use it. You could get it fixed and then your horse could do the same thing.
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-04 6:09 PM
Subject: RE: Friends horse kicked trailer... Now what?


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It is dented on the white long wall, not on the shiny portion. She can absolutely afford the repairs, but it's not worth our friendship to twist her arm into paying for it... I guess it is what it is.
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Chandler's Mom
Reg. Jan 2015
Posted 2015-04-04 8:04 PM
Subject: RE: Friends horse kicked trailer... Now what?



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MNcanchaser7 - 2015-04-04 1:30 PM

It's a "new to me" featherlite 4 horse that I worked my ass off for. It's my "step up" from a steel two horse bumper pull and it was in basically brand new condition when I bought it. The dents are on the outside of the trailer along the white long wall. It was dark when it happened but she did see the dents... I just sent her the pics but theres not really been any offer to pay and I feel awkward asking as it will be an expensive repair. Its not a trailer I plan on keeping forever and would someday like to trade it in and get a better living quarters and it seriously devalues the trailer....

Even tho it might be expensive, it happened because of her horse. Yes there will be dents and dings and normal wear and tear, but I'd make her aware of the cost at least. If my horse did something like that I'd be writing a check.
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-04 9:24 PM
Subject: RE: Friends horse kicked trailer... Now what?


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Chandler's Mom - 2015-04-04 8:04 PM

MNcanchaser7 - 2015-04-04 1:30 PM

It's a "new to me" featherlite 4 horse that I worked my ass off for. It's my "step up" from a steel two horse bumper pull and it was in basically brand new condition when I bought it. The dents are on the outside of the trailer along the white long wall. It was dark when it happened but she did see the dents... I just sent her the pics but theres not really been any offer to pay and I feel awkward asking as it will be an expensive repair. Its not a trailer I plan on keeping forever and would someday like to trade it in and get a better living quarters and it seriously devalues the trailer....

Even tho it might be expensive, it happened because of her horse. Yes there will be dents and dings and normal wear and tear, but I'd make her aware of the cost at least. If my horse did something like that I'd be writing a check.

I'm planning on letting her know what the repair cost will be... We will just go from there I suppose.
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Rolling J
Reg. Mar 2009
Posted 2015-04-04 9:32 PM
Subject: RE: Friends horse kicked trailer... Now what?



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Location: Eastern OH but my heart is in WV
Years ago, I hauled a horse for a "friend." That sucker chewed the heck out of the window seal. She noticed it immediately. Not only was I never offered repairs but I never got an apology either. The no apology made me way madder than the damage. It takes a lot to make me mad enough not do something for someone but her lack of respect for me was enough, I never hauled the horse again. It could of all been resolved, for me, with a few simple words.

I understand things can happen when hauling but a true friend should not have to be asked to make something right. At least she should apologize and ask how she can make things right with the situation, then you can decide from there.
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kramerica
Reg. Oct 2005
Posted 2015-04-04 10:44 PM
Subject: RE: Friends horse kicked trailer... Now what?



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I hate to hear this and I hope she "friends" up like a decent person should, if not you may want to rethink your friendship.

Does she look at BHW? You might not have to say anything to her.  You gave specifics and she should be able to figure out it is her. 
 
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Nevertooold
Reg. Oct 2003
Posted 2015-04-04 11:26 PM
Subject: RE: Friends horse kicked trailer... Now what?



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You never answered if you have insurance on your trailer. If you do, put in an insurance claim and have her pay the deductible. 
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Nita
Reg. Apr 2012
Posted 2015-04-05 1:04 AM
Subject: RE: Friends horse kicked trailer... Now what?



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MNcanchaser7 - 2015-04-04 6:09 PM

It is dented on the white long wall, not on the shiny portion. She can absolutely afford the repairs, but it's not worth our friendship to twist her arm into paying for it... I guess it is what it is.

She can afford it and didn't offer to pay?!?! I would no longer be friends with this person. That is just a lack of respect for your things and I don't believe that's how a friend should act. If she couldn't afford it, that's something different. Sometimes with things like this, it's a small price to pay to rid your life of a user before it costs you any more money or heartache.

I have a tendency to put people on a pedestal when we are friends and some do take advantage of that. Some people don't have a good sense of boundaries and, before you know it, they're taking liberties that are not ok with you and your things. It might just be a glimpse into who she really is.

Only other thing that comes to mind is be sure you didn't say anything when it happened like "oh, that's ok." That might have given her the impression that you were ok with it.
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BARRELHORSE USA
Reg. Sep 2011
Posted 2015-04-05 2:36 AM
Subject: RE: Friends horse kicked trailer... Now what?




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MNcanchaser7 - 2015-04-04 1:30 PM

It's a "new to me" featherlite 4 horse that I worked my ass off for. It's my "step up" from a steel two horse bumper pull and it was in basically brand new condition when I bought it. The dents are on the outside of the trailer along the white long wall. It was dark when it happened but she did see the dents... I just sent her the pics but theres not really been any offer to pay and I feel awkward asking as it will be an expensive repair. Its not a trailer I plan on keeping forever and would someday like to trade it in and get a better living quarters and it seriously devalues the trailer....

Since you want to maintain your friendship ... next time she wants to haul with you .. ask what horse she is taking. If it is the same kicker .. Make a comment to your friend >> >> "I got a repair estimate of such and such and as you know, I can't afford to have the kick dents repaired and no way is that horse ever getting in my trailer again and tear it up some more." and laugh..

If your friend does not pick up on your statement ... just stand by your word and don't haul that particular horse anymore. ..

My main peeve on most aluminum horse trailers is the main tie and active area is on the wrong side of the trailer (left side) where your dressing room/LQ doors are. As you know for years trailers were made with the active side and safest side on the right side. (RV travel trailers are required to have doors located on the right side for safety reasons and with water electric hookups on the left side to matchup with the way RV parks are built)
I have seen some dandy horse and cat fights when leftie and rightie trailers are parked too close to each other with horses tied rump to rump to each other.

I am curious on how this tied up horse kicked your long white wall on the right side of trailer .. if it was tied up correctly .. I have never seen a horse be able to turn its rump around enough to kick the right hand sidewall. Paw one . .. yes.. which usually leaves a scrape mark along with the dent. Do you recall if another leftie trailer was parked close to you to have done the damage??

You have learned a lesson ... tie your horses in the ribbed sided areas .. that ribbed area triples the strength of a trailers sidewall.

Even if she pays .. go by a car body shop or call the hail no dent guys that fix dents on cars for estimates. Since your dent area is single wall .. it may be simple for a car body guy to walk out and pound it flat in 10 minutes from the inside of the trailer with another guy pressing on the outside wall with a weighted or wood block thingy to flatten the dents.... aluminum is stretchable.

DIY: You will be surprised what dry ice can do on dents .. Let hot summer sun shine on the dents .. try both sides pressing the naked blocks of dry ice on the dents ... and for overkill .. you and a buddy have hammers and two blocks of wood to tap simultaneously from both sides while metal is still cold from the dry ice .. The blocks of wood keep scratches to a minimum or wrap them in duct tape to protect the paint even more.
GOOD LUCK



Edited by BARRELHORSE USA 2015-04-05 2:39 AM
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outrundaizy
Reg. Mar 2010
Posted 2015-04-05 2:39 AM
Subject: RE: Friends horse kicked trailer... Now what?



Don't Wanna Make This Awkward


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komet. - 2015-04-05 1:56 AM OH FOR CRYING OUT LOUD!!! Get a life!!! What's next?? Are you going to sue someone because their horse farted in you're general direction?? Let me introduce you to horses... Her horse colics while riding in Your trailer... Because you suck as a driver.... Let's get ready!!!! Grow up!!!! I'm sorry to everyone else.. I'm tired of these sorrya$$ GD whinea$$ crybabies!!

Well I think that was a little harsh. 
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EqualRanch
Reg. Jan 2015
Posted 2015-04-05 3:00 AM
Subject: RE: Friends horse kicked trailer... Now what?





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Location: Texas
If it was my horse trailer and I was in your shoes, a simple yet sincere apology would suffice for me. Not only because it is just a trailer (materialistic object) but also because I know the territory that comes with owning/hauling horses - or any livestock for that matter. 
I would assume and pray to God that you have insurance on this trailer. (In the state of Texas, any vehicle has to have atleast liability insurance, no matter what the value is.)
If you do not have any insurance on the trailer, it's your own fault and had no business hauling your friend's horse. Heaven forbid you had gotten into a wreck and injured/killed your friend's horse, but you would be paying for a new horse. 
So, assuming you have insurance, you should just make a claim - that's the point of having insurance. 
OR like someone else suggested, wait until your ready to sell or trade the trailer in or wait until more damages occur to have everything fixed at once. 
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4Horse
Reg. Dec 2014
Posted 2015-04-05 7:11 AM
Subject: RE: Friends horse kicked trailer... Now what?


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Maybe you can try a car repair place that has one of those things that pops dents out of cars just using a suction cup thingee. Sorry, don't know what they are called but it's an inexpensive fix if it's the right kind of dent and not to big, it might work. I'd try that first.

Otherwise, take a few photos and send to Featherlite to see what they recommend, ask about how much it would cost and see if they can recommend someone in your area to fix it. Since its an aluminum trailer it will need to be fixed by someone knowledgeable working with aluminum, especially if any welding is needed. I'm guessing the cost might be more than it's worth. Also check with your insurance, maybe it's covered and they will pay. The friend should have apologized and offered to have it fixed or at least help with paying to get it fixed. I do know how you feel about it being a trailer you worked hard to get but in the end it's going to get dinged and scratched with normal use.
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memory
Reg. Aug 2008
Posted 2015-04-05 11:31 AM
Subject: RE: Friends horse kicked trailer... Now what?



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Posts: 927
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Get the estimate and present it to her and allow her to make payments. She's probably scared and embarrassed that her horse did this too.
Do you have pictures you can post on here?

Edited by memory 2015-04-05 11:32 AM
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-05 11:58 AM
Subject: RE: Friends horse kicked trailer... Now what?


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komet. - 2015-04-05 1:56 AM

OH FOR CRYING OUT LOUD!!! Get a life!!! What's next?? Are you going to sue someone because their horse farted in you're general direction??
Let me introduce you to horses... Her horse colics while riding in Your trailer... Because you suck as a driver.... Let's get ready!!!! Grow up!!!!
I'm sorry to everyone else.. I'm tired of these sorrya$$ GD whinea$$ crybabies!!

Why would you even waste the time to post this? You're rude. This statement is so far off base, and so far from being even remotely helpful. Go find another thread to troll on please, your comments are useless. If it was some kind of freak accident that would be one thing, it wasn't. The mare is notorious for being an idiot while tied and stalled and she usually has kick chains with her. The owner was gone getting water when this all happened and I wasn't watching the mare. Usually we don't need to... If the damage wasn't so severe I wouldn't even blink at it. I AM AWARE that my trailer will receive dents and dings... that's part of hauling horses. This mare kicked the CRAP out of a 5ft span of the trailer. It's not usual wear and tear it is damage. I have been friends with this girl for a really long time and she is a dear, DEAR, friend to me. Maybe she sits on the same side of the fence of those of you who have commented saying $hit happens... She has already said she's done hauling the mare with other people from now on, as it's no fun for her to have to babysit her anyhow. The trailer will get fixed, and whether she pays or not our friendship will remain intact... It's a lesson on my part of what kind of horse to haul and where they should be tied. She shouldn't have been on the long wall portion.
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-05 12:08 PM
Subject: RE: Friends horse kicked trailer... Now what?


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Nevertooold - 2015-04-04 11:26 PM

You never answered if you have insurance on your trailer. If you do, put in an insurance claim and have her pay the deductible. 

Yes it is insured.
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-05 12:17 PM
Subject: RE: Friends horse kicked trailer... Now what?


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Everyone who commented something helpful, THANK YOU! :) This is unchartered territory for me, and I've been sick over it since it happened.. Happy Easter!
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kewlcowgurl
Reg. Jan 2012
Posted 2015-04-05 3:59 PM
Subject: RE: Friends horse kicked trailer... Now what?



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Location: Austin, Texas, where it can get really weird!!
I used to feel this way, "its just stuff right". No its not just stuff, I worked way hard for that equipment. I didn't buy tons but i bought quality when i did. I was taken advantage of by a "friend" who i let her use whatever ever she wanted bc she was my bf, I heard she broke her clippers but they were really mine she had so long she just considered them "hers". i finally saw her pics on face book lunging a horse she was getting paid to train in a creek wearing my only pair of sport boots at the time. It was the straw that broke the camels back. I took my rose colored glasses of and saw the tack she ruined, my trailer she used and never swept out. Your friends should treat you the way you them not take advantage of you. Never again!
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-05 4:45 PM
Subject: RE: Friends horse kicked trailer... Now what?


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Posts: 170
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BARRELHORSE USA - 2015-04-05 2:36 AM

MNcanchaser7 - 2015-04-04 1:30 PM

It's a "new to me" featherlite 4 horse that I worked my ass off for. It's my "step up" from a steel two horse bumper pull and it was in basically brand new condition when I bought it. The dents are on the outside of the trailer along the white long wall. It was dark when it happened but she did see the dents... I just sent her the pics but theres not really been any offer to pay and I feel awkward asking as it will be an expensive repair. Its not a trailer I plan on keeping forever and would someday like to trade it in and get a better living quarters and it seriously devalues the trailer....

Since you want to maintain your friendship ... next time she wants to haul with you .. ask what horse she is taking. If it is the same kicker .. Make a comment to your friend >> >> "I got a repair estimate of such and such and as you know, I can't afford to have the kick dents repaired and no way is that horse ever getting in my trailer again and tear it up some more." and laugh..

If your friend does not pick up on your statement ... just stand by your word and don't haul that particular horse anymore. ..

My main peeve on most aluminum horse trailers is the main tie and active area is on the wrong side of the trailer (left side) where your dressing room/LQ doors are. As you know for years trailers were made with the active side and safest side on the right side. (RV travel trailers are required to have doors located on the right side for safety reasons and with water electric hookups on the left side to matchup with the way RV parks are built)
I have seen some dandy horse and cat fights when leftie and rightie trailers are parked too close to each other with horses tied rump to rump to each other.

I am curious on how this tied up horse kicked your long white wall on the right side of trailer .. if it was tied up correctly .. I have never seen a horse be able to turn its rump around enough to kick the right hand sidewall. Paw one . .. yes.. which usually leaves a scrape mark along with the dent. Do you recall if another leftie trailer was parked close to you to have done the damage??

You have learned a lesson ... tie your horses in the ribbed sided areas .. that ribbed area triples the strength of a trailers sidewall.

Even if she pays .. go by a car body shop or call the hail no dent guys that fix dents on cars for estimates. Since your dent area is single wall .. it may be simple for a car body guy to walk out and pound it flat in 10 minutes from the inside of the trailer with another guy pressing on the outside wall with a weighted or wood block thingy to flatten the dents.... aluminum is stretchable.

DIY: You will be surprised what dry ice can do on dents .. Let hot summer sun shine on the dents .. try both sides pressing the naked blocks of dry ice on the dents ... and for overkill .. you and a buddy have hammers and two blocks of wood to tap simultaneously from both sides while metal is still cold from the dry ice .. The blocks of wood keep scratches to a minimum or wrap them in duct tape to protect the paint even more.
GOOD LUCK


She was tied on the ring closest to the front of the trailer on the right side. In hind sight that was probably horrible place for her to be. She just turned her self sideways and kicked the trailer with her hind right leg repeatedly. I heard it and when I ran out she was in that same position, obviously ****ed off, trying to do it again.
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KatieMac88
Reg. Apr 2012
Posted 2015-04-05 5:03 PM
Subject: RE: Friends horse kicked trailer... Now what?



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Posts: 1035
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Location: TN
Nevertooold - 2015-04-04 11:26 PM You never answered if you have insurance on your trailer. If you do, put in an insurance claim and have her pay the deductible. 

 This is what I would suggest too. My SO's mare kicked a friend's trailer door and dented it up. He paid the deductible when she turned it into insurance to have it fixed. 
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BARRELHORSE USA
Reg. Sep 2011
Posted 2015-04-05 9:50 PM
Subject: RE: Friends horse kicked trailer... Now what?




2000500100100252525
Investigate your insurance before using it and look at the deductible and compare to
your damage estimate.

I think everyone is aware of the fact that insurance companies will move your policy
to a bad list because you made a claim.

Their revenge is usually going up on your truck and other vehicles polices by a $100 each for the next 5 years which amounts to a lot of money when on a 6 month renewal insurance program.

It might take a year for this to catch up with you since their
underwriters review each policy on a delayed computer generated list that has made a damage claim. It may even cost you points on your drivers license depending on the
state you live in regardless of the root cause of the claim. Their computers have no common sense and will automatically tag your license from insurance data.

This is the reason you see so many people paying for damage with their own money instead of using their insurance... especially if you have teenage drivers on your policies!!

Next time your policies come due .. get an identical policy quote from Shelter ins. Co.
they only operate in 16 states. They have saved me tons of money... and I liked their answer when I asked why they were so much lower than my previous company.....>> Answered: We have no massive advertising expenses and our name is not on any Nascar or gigantic football stadiums.....
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-05 9:53 PM
Subject: RE: Friends horse kicked trailer... Now what?


Veteran


Posts: 170
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BARRELHORSE USA - 2015-04-05 9:50 PM

Investigate your insurance before using it and look at the deductible and compare to
your damage estimate.

I think everyone is aware of the fact that insurance companies will move your policy
to a bad list because you made a claim.

Their revenge is usually going up on your truck and other vehicles polices by a $100 each for the next 5 years which amounts to a lot of money when on a 6 month renewal insurance program.

It might take a year for this to catch up with you since their
underwriters review each policy on a delayed computer generated list that has made a damage claim. It may even cost you points on your drivers license depending on the
state you live in regardless of the root cause of the claim. Their computers have no common sense and will automatically tag your license from insurance data.

This is the reason you see so many people paying for damage with their own money instead of using their insurance... especially if you have teenage drivers on your policies!!

Next time your policies come due .. get an identical policy quote from Shelter ins. Co.
they only operate in 16 states. They have saved me tons of money... and I liked their answer when I asked why they were so much lower than my previous company.....>> Answered: We have no massive advertising expenses and our name is not on any Nascar or gigantic football stadiums.....

Wow great info! Thank you! My deductible is $750. I'm assuming the damage repair will be around that, possibly more... Going to get on the phone tomorrow and look around.
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JagsLuck
Reg. Jul 2005
Posted 2015-04-06 2:58 AM
Subject: RE: Friends horse kicked trailer... Now what?




10010025
K this is my opinion and not at all trying to sound rude in any way here... But you say you were fully aware the mare was notorious for bad behavior. So knowing that When you agreed to haul her you had to of assumed the risks. Horses will definitely be horses and can't be controlled 100% of the time. In my opinion this is a lesson learned, and I've been in your position and it sucks... If the trailer means that much to you, you shouldn't be hauling anyone's horses but your own, so any damage done is done by your horses ya know? I hope all goes well for everyone involved!
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TrailGirl
Reg. Jan 2014
Posted 2015-04-06 7:49 AM
Subject: RE: Friends horse kicked trailer... Now what?



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Posts: 1182
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Location: Do I hear Banjos?


If I was the one with the ill mannered horse and my horse caused damage to my friend's trailer I would be apologizing and doing whatever was needed to make it right. I would absolutely pay for the repair. It shouldn't even be something they would have to ask.

Say what you will...I know you call her a dear friend. But if she balks at the repair bill...I'd consider her a "casual friend" and nothing more. If she doesn't offer to pay the bill she is clearly telling you that YOU are not HER dear friend.

That's just my feeling on it...I know others will disagree.
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TwistedK
Reg. May 2006
Posted 2015-04-06 8:03 AM
Subject: RE: Friends horse kicked trailer... Now what?



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Posts: 6443
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Location: Oklahoma
I would call RV repair places. They will be equipped to fix this. I work for a horse trailer manufacturer and most trailer dealerships do have someone that can handle a repair like this. It may not financially be worth fixing though. Trailers do get dents, etc. The pre painted aluminum skin is not an easy fix.

Edited by TwistedK 2015-04-06 8:04 AM
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r_beau
Reg. Apr 2010
Posted 2015-04-06 8:05 AM
Subject: RE: Friends horse kicked trailer... Now what?



Born not Made


Posts: 2937
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Location: North Dakota
If I ever had someone else haul my horse, and my horse damaged their trailer in some way, I would offer to pay to fix it on the spot. Especially when someone has been so kind as to put miles on and wear-and-tear on THEIR trailer to bring my horse along. If they don't want to fix it and/or don't want to take my money, that's fine, but I am going to at least offer.

And likewise, if I was hauling someone else's horse and something happened, I would expect them to take care of the damages. While I don't have the most expensive trailer on the road, it is MY horse trailer and I keep it in perfect repair.

It's just good common courtesy and good common sense.

You break it; you fix it. And that doesn't apply only to hauling other people's horses. If you borrow someone's car. Or someone's saddle. Or anything that is not yours. It should respectfully be in the same condition when you are done borrowing it.




 
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Gunner11
Reg. Mar 2011
Posted 2015-04-06 9:26 AM
Subject: RE: Friends horse kicked trailer... Now what?



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Posts: 2747
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Location: N Texas
MNcanchaser7 - 2015-04-05 11:58 AM
komet. - 2015-04-05 1:56 AM OH FOR CRYING OUT LOUD!!! Get a life!!! What's next?? Are you going to sue someone because their horse farted in you're general direction?? Let me introduce you to horses... Her horse colics while riding in Your trailer... Because you suck as a driver.... Let's get ready!!!! Grow up!!!! I'm sorry to everyone else.. I'm tired of these sorrya$$ GD whinea$$ crybabies!!
Why would you even waste the time to post this? You're rude. This statement is so far off base, and so far from being even remotely helpful. Go find another thread to troll on please, your comments are useless. If it was some kind of freak accident that would be one thing, it wasn't. The mare is notorious for being an idiot while tied and stalled and she usually has kick chains with her. The owner was gone getting water when this all happened and I wasn't watching the mare. Usually we don't need to... If the damage wasn't so severe I wouldn't even blink at it. I AM AWARE that my trailer will receive dents and dings... that's part of hauling horses. This mare kicked the CRAP out of a 5ft span of the trailer. It's not usual wear and tear it is damage. I have been friends with this girl for a really long time and she is a dear, DEAR, friend to me. Maybe she sits on the same side of the fence of those of you who have commented saying $hit happens... She has already said she's done hauling the mare with other people from now on, as it's no fun for her to have to babysit her anyhow. The trailer will get fixed, and whether she pays or not our friendship will remain intact... It's a lesson on my part of what kind of horse to haul and where they should be tied. She shouldn't have been on the long wall portion.

While I do think the friend should pony up the money for the repairs, you KNOWINGLY and WILLINGLY hauled and tied a known problem horse to your trailer. You were aware something could happen, so you knew the risk you were taking.
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cheryl makofka
Reg. Jan 2011
Posted 2015-04-06 10:26 AM
Subject: RE: Friends horse kicked trailer... Now what?


The Advice Guru


Posts: 6419
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Did she pay fuel money?

Reason why I ask is your insurance may be invalid if she did as then you may be considered a commercial hauler as you took payment.
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dianeguinn
Reg. Oct 2003
Posted 2015-04-06 10:34 AM
Subject: RE: Friends horse kicked trailer... Now what?



Lady Di


Posts: 21556
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Location: Oklahoma
Sangria - 2015-04-04 3:35 PM

She should be offering to pay, but your trailer insurance should cover it except for your deductable 

This ^^^. My trailer insurance covered a dent when someone backed into me at a barrel race and then left. :/
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Anniemae
Reg. Jan 2004
Posted 2015-04-06 11:36 AM
Subject: RE: Friends horse kicked trailer... Now what?


Common Sense and then some


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Location: So. California
Take the trailer in and get a couple quotes.  Depending upon the cost, you may or may not want to turn it into your insurance co.  Notify your friend how much the repair will cost (or the deductable amout if turning it into your insurance co.) and take it from there.  She may be waiting on you to get quotes and be feeling a little awkward over the situation.  Did you ask if she has insurance of her own that would cover any damage that her horse may have caused? 
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suzy2qtee
Reg. Jan 2012
Posted 2015-04-06 12:00 PM
Subject: RE: Friends horse kicked trailer... Now what?


Military family

Playing the Waiting Game


Posts: 2304
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Becky is always hauling me somewhere and if my horse did damage beyond NORMAL wear and tear I'd sell the horse or my dog to pay for the damages... BUT that being said, my horse stands quietly ALL the time but I'll be danged if I'd EVER tie him to her $50,000 trailer... I'll hold him or find a tree. 
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Karol
Reg. Mar 2004
Posted 2015-04-06 12:44 PM
Subject: RE: Friends horse kicked trailer... Now what?



A very grounded girl


Posts: 5052
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Location: Moving soon.....
outrundaizy - 2015-04-05 2:39 AM
komet. - 2015-04-05 1:56 AM OH FOR CRYING OUT LOUD!!! Get a life!!! What's next?? Are you going to sue someone because their horse farted in you're general direction?? Let me introduce you to horses... Her horse colics while riding in Your trailer... Because you suck as a driver.... Let's get ready!!!! Grow up!!!! I'm sorry to everyone else.. I'm tired of these sorrya$$ GD whinea$$ crybabies!!
Well I think that was a little harsh. 

I agree.  I guess "Komet" decided to delete that ugly post.  You know, if you can't give your opinion without being rude, just keep it to yourself.

I hope you get this ironed out.  I always want my trailer to stay as nice as possible just in case I decide to trade it in. 
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Hollywoods Fan
Reg. Dec 2003
Posted 2015-04-06 2:00 PM
Subject: RE: Friends horse kicked trailer... Now what?



Forever Young


Posts: 6768
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Location: relocated to Texas
 I didn't read all the replies, so maybe this has been mentioned.  Why don't you ask her to pay the deductible on your insurance and turn it in to them for repair?  I don't know how large an area you are talking about, but those types of repairs can get expensive because the skin on the trailer has to be replaced.  If she paid for your deductible, you would both be sharing in the responsibility of the repair.  I think this would be fair since it was her horse, but it was you who allowed her to tie the horse to your trailer.  In any case, you need to talk with her about it as it will affect your friendship if you don't come to an agreement on how to deal with it.
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Just Bring It
Reg. Oct 2003
Posted 2015-04-06 2:09 PM
Subject: RE: Friends horse kicked trailer... Now what?



Husband Spoiler


Posts: 4151
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Location: North Dakota
A lady that hauled with me tied her horse next to my awning a little too long and the horse got his lead rope under the awning arm (it was not rolled out) and broke it. She immediately offered to fix it and she felt horrible! I have not had it repaired yet but she told me over and over to have the bill sent to her and she would take care of it. 
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SpaceCowboy
Reg. Feb 2013
Posted 2015-04-06 2:43 PM
Subject: RE: Friends horse kicked trailer... Now what?


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If you, your horse, your dog, kid, etc cause damage to someone else's property, you should offer to replace said property or pay for the damage. It blows my mind (but doesn't surprise me) that people think they don't have to do this because they don't have the extra cash or they feel like the owner should have known the risks of hauling them and their ill-mannered animal. I bet those are the same people who never offer to take their rig, or don't even have one, or you have to drag the fuel money owed out of them. It always seems the people who have worked hard for everything they have know how valuable the property is and are the first ones who offer to pitch in when needed. Others? well they just mooch and mooch until you cut the ties and then they find another person to leach on to. And it kills me to hear of people who think they are entitled to go to barrel races, rodeos, etc, but don't have ANY spare cash to pay for instances such as this. Priorities, people! If you do not have some kind of savings for emergencies, you should not be hauling up and down the road and expect someone else to pick up the bill for you because you are not financially responsible. I love horses and rodeo and would never ever want to give it up, but I know it is a privilege and not a right, to get to compete.
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FlyingJT
Reg. Jan 2014
Posted 2015-04-06 3:54 PM
Subject: RE: Friends horse kicked trailer... Now what?



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If she's a friend just ask her if she can help pay the deductible to get it fixed or just tell her that your going to take it in for a quote to get it repaired and you'll let her know what the amount is, surely she would get the hint then.... Does she know that you are wanting to get it fixed? Maybe she assumes your not worried about it and not going to fix it... What did you say to her when it happened? Maybe you gave her the impression that it didn't bother you....
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-06 6:38 PM
Subject: RE: Friends horse kicked trailer... Now what?


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Anytime I mention it I don't get a response back or the subject gets changed... While the mare "can" be a dink at the trailer, other times she is just fine... Like I said she has never gone so far as to kick the crap out of it... My friend has insisted she feels horrible but thats it... I guess it's not worth splitting fuel to have thousands in damage done to your trailer. I'm just happy she didn't do MORE damage to my trailer or hurt my horse or kid...

Edited by MNcanchaser7 2015-04-06 6:39 PM
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GoGaited
Reg. May 2013
Posted 2015-04-06 7:14 PM
Subject: RE: Friends horse kicked trailer... Now what?



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MNcanchaser7 - 2015-04-04 6:09 PM It is dented on the white long wall, not on the shiny portion. She can absolutely afford the repairs, but it's not worth our friendship to twist her arm into paying for it... I guess it is what it is.

If she can afford it, and is not paying, she is no friend and I would drop her like a hot rock.  And tell her it's because she is a cheapskate, using ho.
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ropenrun
Reg. Nov 2004
Posted 2015-04-07 12:21 AM
Subject: RE: Friends horse kicked trailer... Now what?




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Location: In my own little world
It would be nice if she offered to help pay for the deductible that is for sure.  But let's turn it around and if you all were involved in a wreck (and you were at fault) and the friend's horse was badly injured or even killed would you be willing to pay all the vet bills or pay your friend the value of the horse?  Even if it was a $75,000 horse?  I know my truck and trailer insurance does not cover what I am hauling.  This is not particularly addressed to the OP but to everyone saying she needs to pay for the damages no matter what.  Not meaning to steal the thread but this made me very curious.
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porky
Reg. Sep 2007
Posted 2015-04-07 12:53 AM
Subject: RE: Friends horse kicked trailer... Now what?



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Location: Wide open spaces, Canada.
I haven't read all the replies, However last fall some friends hauled my mare home for me and when they arrived it was apparent that my horse did a lot of damage to their trailer. Around $5000 of damage. I immediately offered to pay for it and they went to get a quote. In the end they actually decided to put it through insurance , which was a relief to me. I paid their $1000 deductible , it sucks that it happened, but am happy to say we all handled it respectfully and to the best of our ability and most Importantly are all still able to be friends. Good luck, hope it works out for you .
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Jaders Mom
Reg. Feb 2007
Posted 2015-04-07 11:38 AM
Subject: RE: Friends horse kicked trailer... Now what?



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ropenrun - 2015-04-06 11:21 PM

It would be nice if she offered to help pay for the deductible that is for sure.  But let's turn it around and if you all were involved in a wreck (and you were at fault) and the friend's horse was badly injured or even killed would you be willing to pay all the vet bills or pay your friend the value of the horse?  Even if it was a $75,000 horse?  I know my truck and trailer insurance does not cover what I am hauling.  This is not particularly addressed to the OP but to everyone saying she needs to pay for the damages no matter what.  Not meaning to steal the thread but this made me very curious.

I believe in this situation the friends "losses" would be covered under the liability portion of the insurance. If you don't have enough liability on your policy I would highly suggest upping it. It usually isn't that much of a cost difference. If you don't up your auto policy you should get an excess liability/umbrella policy instead. Anyone that owns horses should carry an excess liability policy in my opinion. It's crazy not to.
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want2chase3
Reg. May 2009
Posted 2015-04-07 11:54 AM
Subject: RE: Friends horse kicked trailer... Now what?



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SpaceCowboy - 2015-04-06 2:43 PM

If you, your horse, your dog, kid, etc cause damage to someone else's property, you should offer to replace said property or pay for the damage. It blows my mind (but doesn't surprise me) that people think they don't have to do this because they don't have the extra cash or they feel like the owner should have known the risks of hauling them and their ill-mannered animal. I bet those are the same people who never offer to take their rig, or don't even have one, or you have to drag the fuel money owed out of them. It always seems the people who have worked hard for everything they have know how valuable the property is and are the first ones who offer to pitch in when needed. Others? well they just mooch and mooch until you cut the ties and then they find another person to leach on to. And it kills me to hear of people who think they are entitled to go to barrel races, rodeos, etc, but don't have ANY spare cash to pay for instances such as this. Priorities, people! If you do not have some kind of savings for emergencies, you should not be hauling up and down the road and expect someone else to pick up the bill for you because you are not financially responsible. I love horses and rodeo and would never ever want to give it up, but I know it is a privilege and not a right, to get to compete.

Agree. We had a few friends over and they brought their son. He was driving our gator around , with our permission, but he ran over our sons brand new tricycle and destroyed it beyond use. There was an apology but never an offer to replace it. Just a tricycle... but those aren't cheap these days and just the principle .. the offer would have been nice
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ropenrun
Reg. Nov 2004
Posted 2015-04-13 1:07 AM
Subject: RE: Friends horse kicked trailer... Now what?




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Location: In my own little world
Jaders Mom - 2015-04-07 10:38 AM
ropenrun - 2015-04-06 11:21 PM It would be nice if she offered to help pay for the deductible that is for sure.  But let's turn it around and if you all were involved in a wreck (and you were at fault) and the friend's horse was badly injured or even killed would you be willing to pay all the vet bills or pay your friend the value of the horse?  Even if it was a $75,000 horse?  I know my truck and trailer insurance does not cover what I am hauling.  This is not particularly addressed to the OP but to everyone saying she needs to pay for the damages no matter what.  Not meaning to steal the thread but this made me very curious.
I believe in this situation the friends "losses" would be covered under the liability portion of the insurance. If you don't have enough liability on your policy I would highly suggest upping it. It usually isn't that much of a cost difference. If you don't up your auto policy you should get an excess liability/umbrella policy instead. Anyone that owns horses should carry an excess liability policy in my opinion. It's crazy not to.

 We can't get content insurance unless you are commercial.  So no animals are covered unless you have a mortality policy on your horse, which I have on mine and some of my friends I haul with also have insurance on their horses but a lot of people don't.  It isn't a part of your vehicle or trailer liability policy nor can it become a part of it.
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jacisa45
Reg. Feb 2015
Posted 2015-04-13 3:44 AM
Subject: RE: Friends horse kicked trailer... Now what?


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You and your companion need to assess when and why horse is kicking. Is it right when you load up, begin the truck.When you make sense of that, you can begin helping the stallion.May be horse has some problem. You should also probably talk to your friend about helping you pay for the cost of repairing the trailer. You should at least be charging for gas until her horse is more pleasant to trailer!
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-13 8:24 AM
Subject: RE: Friends horse kicked trailer... Now what?


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jacisa45 - 2015-04-13 3:44 AM

You and your companion need to assess when and why horse is kicking. Is it right when you load up, begin the truck.When you make sense of that, you can begin helping the stallion.May be horse has some problem. You should also probably talk to your friend about helping you pay for the cost of repairing the trailer. You should at least be charging for gas until her horse is more pleasant to trailer!

It's not a stallion. Crabby mare who doesn't like to stand alone. Just a *****y mare with no manners basically. My friend did pay fuel. Mare is just fine in the trailer. I most likely won't be hauling her or anyone else for quite some time.
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MNcanchaser7
Reg. Mar 2010
Posted 2015-04-13 8:31 AM
Subject: RE: Friends horse kicked trailer... Now what?


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ropenrun - 2015-04-07 12:21 AM

It would be nice if she offered to help pay for the deductible that is for sure.  But let's turn it around and if you all were involved in a wreck (and you were at fault) and the friend's horse was badly injured or even killed would you be willing to pay all the vet bills or pay your friend the value of the horse?  Even if it was a $75,000 horse?  I know my truck and trailer insurance does not cover what I am hauling.  This is not particularly addressed to the OP but to everyone saying she needs to pay for the damages no matter what.  Not meaning to steal the thread but this made me very curious.

The horse is insured so I'm assuming if she was injured or killed in a wreck my friend would get some kind of compensation. I think anytime you put a horse in a trailer and head down the road that is a risk... Its different than a horse damaging a trailer because of bad "known" behaviors. She should have had hobbles and kick chains on... But that's another story. It's a lesson learned for me. If she doesn't pay I guess that is that, I won't be hauling outside horses anymore in my own trailer. For the longer hauls when splitting fuel helps I'll jump in with someone else. I do appreciate all the info and replies on this thread though. Very interesting to see some people say "**** happens" while others say "she should pony up the dough" all kinds of kinds :)
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