Error encountered in: C:\HostingSpaces\weblevel\forums.barrelhorseworld.com\wwwroot\forum\templates\original\fragments\template-begin.asp
Microsoft VBScript compilation error - Expected statement
Insurance for Barn/House
Barrel Jockey
Reg. Jun 2008
Posted 2015-07-07 3:34 PM
Subject: Insurance for Barn/House


Elite Veteran


Posts: 602
500100
Location: out in Oklahoma
I am getting plans and ideas together to build a barn/house combination. I have found a plan that I really like BUT apparently the problem is that it will be a barn and a house connected as one with no separation of buildings. Talked to a lady at an independent insurance office today who said that it would be outrageously expensive (like doubled) if I were to build a barn and a house connected and not separated at all. Does anyone have any input or can anyone provide me a direction to go because I am ready to get this show on the road but don't want to be paying out the wazoo for insurance.
↑ Top ↓ Bottom
rodeomom3
Reg. Dec 2007
Posted 2015-07-07 3:53 PM
Subject: RE: Insurance for Barn/House



Shelter Dog Lover


Posts: 10277
50005000100100252525
We used to live in a house/barn combo and it did not effect our insurance at all.  We were with St. Farm.   
↑ Top ↓ Bottom
gypsy1997
Reg. Feb 2007
Posted 2015-07-07 3:58 PM
Subject: RE: Insurance for Barn/House



Expert


Posts: 3104
20001000100
Location: Arkansas
Ours is insured through Farm Bureau in Arkansas with no issues. We just can't store hay in it.
 
↑ Top ↓ Bottom
Barrel Jockey
Reg. Jun 2008
Posted 2015-07-07 4:05 PM
Subject: RE: Insurance for Barn/House


Elite Veteran


Posts: 602
500100
Location: out in Oklahoma
I am building this in Arkansas so that is good to know that someone here has one and isn't affected by insurance
↑ Top ↓ Bottom
Cdunn
Reg. Jan 2006
Posted 2015-07-07 4:40 PM
Subject: RE: Insurance for Barn/House


Elite Veteran


Posts: 725
50010010025
It is true that not every company that writes home insurance will want to write a barn/home combination but we have  alot of them insured and its no big deal. I would certainly not let that bother me if that is what you are wanting to build.  
↑ Top ↓ Bottom
Barrel Jockey
Reg. Jun 2008
Posted 2015-07-07 6:13 PM
Subject: RE: Insurance for Barn/House


Elite Veteran


Posts: 602
500100
Location: out in Oklahoma
Ok, along with this question, I have another as well. What about loans in the future if I decide to sell? How hard or impossible is it to sell in the future?
↑ Top ↓ Bottom
rodeomom3
Reg. Dec 2007
Posted 2015-07-07 6:27 PM
Subject: RE: Insurance for Barn/House



Shelter Dog Lover


Posts: 10277
50005000100100252525
 We sold ours without any issues.  The buyers had a conventional loan, put 20% down.  It was a big mortgage too, sold it for 630k.
↑ Top ↓ Bottom
cuckleburr
Reg. Jul 2011
Posted 2015-07-08 8:06 AM
Subject: RE: Insurance for Barn/House



Veteran


Posts: 232
10010025
Location: Winging It in KY
gypsy1997 - 2015-07-07 4:58 PM Ours is insured through Farm Bureau in Arkansas with no issues. We just can't store hay in it.

 

Ours is insured through Kentucky Farm Bureau. I have a house / garage / barn / arena in mine. They never told us that we could not keep hay in our barn. Never had any issues.
↑ Top ↓ Bottom
Stanfjn
Reg. Mar 2008
Posted 2015-07-08 8:50 AM
Subject: RE: Insurance for Barn/House



Veteran


Posts: 221
100100
Location: Alabama
I have one in Alabama and I am insured through State Farm. I also keep my hay in the barn with no issues. I will say that my insurance has doubled since I originally got it 8 years ago. I don't know if it has anything to do with the house/barn combo or just State Farm raising rates.
↑ Top ↓ Bottom