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 Zeal Queen
Posts: 3826
    
Location: TEXAS | With premium hikes coming down the pipes, who plans on dropping insurance and just saving money for medical emergencies? I've read you will save money doing that and just paying the fine. Any thoughts? |
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 Just a Yankee
Posts: 1237
Location: Some where I haven't left yet | I've heard this from a large number of people, If your healthy and you can... I would personally. It's cheaper in the long run. |
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Miracle in the Making
Posts: 4013
| from what i read the fine is huge we need a revolt healthcare is only for the peole on welfare or dole working class can not afford it viote the senator and respresative out |
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 Undercover Amish Mafia Member
Posts: 9991
Location: Kansas | My insurance went up over 30% for my daughter and I.......our deductible is now $11,500 frickin outrageous. I've had just about enough of this obozocare |
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Elite Veteran
Posts: 1074
| This is getting out of control!!! |
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 Hugs to You
Posts: 7550
Location: In The Land of Cotton | I want to know what all of those you support this health care - what do you have to say about it? It's not just the off beat news reporting this - the white house made a statement about it.
Tell us now why it is so good? And, is so cheap?
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 Accident Prone
Posts: 22277
Location: 100 miles from Nowhere, AR | I got my letter yesterday. I'm going to look into high deductible/HSA plans, but can't do that until the new plans are posted nov 1. |
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 Serious Snap Trapper
Posts: 4275
Location: In The Snow, AZ | Hubby, daughter, and myself do not have health insurance. Haven't since our daughter was born 7 years ago. The highest deductible plan we were offered was over $700 a month and didn't cover much of anything. So we just save towards the fine every year. Next year it's going to be about $2000. That's a lot less than the over $8000 we would be spending on insurance when we don't do doctors but once or twice a year for our daughters checkups. The few times something has happened was minor, so just went to the walk in clinic and paid out of pocket. Health insurance would be awesome to have, but it's not feesable for our situation. |
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"Heck's Coming With Me"
Posts: 10794
Location: Kansas | Going up 30% at my place of employment but we haven't heard yet how it's going to affect our premiums. Should be interesting. We're already paying a fortune with a $6500 deductible. It's useless for anyone halfway healthy but happy to know illegals get their medical care free.
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Go Get Em!
Posts: 13503
Location: OH. IO | Frodo - 2016-10-25 12:02 PM
Going up 30% at my place of employment but we haven't heard yet how it's going to affect our premiums. Should be interesting. We're already paying a fortune with a $6500 deductible. It's useless for anyone halfway healthy but happy to know illegals get their medical care free.
I don't even want to go to our healthcare meeting at work:(((( we got slammed HARD last year.meanwhile.....they still have them there Oblama phones and freebies for the lazies |
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Zeal Queen
Posts: 3826
Location: TEXAS | Surely this news about hike in premiums will hurt Clinton's campaign!! |
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 Not Afraid to Work
Posts: 4717
| The discontinued by current plan, the comparable is almost double the price, higher deductible and now my doctor is out of network. Cant shop around until 11/1 but the few places I called aren't even accepting new people in 2017  |
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  Neat Freak
Posts: 11216
Location: Wonderful Wyoming | The fine is huge and gets worse every year you don't have insurance. We pay $699 a month for a HSA that is absolutely worthless. $5000 per person deductible...$15k as a family of 4. It hasn't paid more than $100 a yr for any Dr bills. Most are check ups for the kids, tummy bug they can't shake etc. So honestly if we paid everything out of pocket for the past 3 yrs we wouldn't have paid over $500. It's the bad things that can happen health wise that keep us from just saving that instead. |
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Elite Veteran
Posts: 695
Location: Windoming | slacy09 - 2016-10-25 10:55 AM Surely this news about hike in premiums will hurt Clinton's campaign!!
Surely not, when it's all Bush's fault............................... |
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"Heck's Coming With Me"
Posts: 10794
Location: Kansas | Just saw a story about a fella from Georgia with a wife and three kids......small business owner. His BC/BS effective January lst will go from $711.83 to $1872.17 per month with $5000 deductible.
Hillary's plan includes more subsidizing and bailing out health insurance companies. Trump's plan is to kick Obamacare clear out. California wants to open up Obamacare for illegals.
Edited by Frodo 2016-10-25 12:45 PM
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 Expert
Posts: 1857
| One step closer to their single-payer health care system!! They don't care if Obama Care fails, it just gets them closer to "Medicare for All".
We have no one to blame but ourselves... By the time the presidential election roles around and we decide to become active in politics, it's too late! It starts from the bottom up, city, county, state...
Edited by FlyingJT 2016-10-25 12:59 PM
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Expert
Posts: 1857
| Frodo - 2016-10-25 12:43 PM
Just saw a story about a fella from Georgia with a wife and three kids......small business owner. His BC/BS effective January lst will go from $711.83 to $1872.17 per month with $5000 deductible.
Hillary's plan includes more subsidizing and bailing out health insurance companies. Trump's plan is to kick Obamacare clear out. California wants to open up Obamacare for illegals.
Throw more money at the problem... A Politician's answer for everything!
Edited by FlyingJT 2016-10-25 12:59 PM
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Tried and True
Posts: 21185
Location: Where I am happiest | Praying everyone gets out and votes Trump so we dont have to worry about it. |
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Posts: 1612
Location: Cocoa, Florida | Small business owners or independents like myself can only hope and pray that Trump will be voted in and kick Obama care out the window but will it be that easy, and how long in actuality will it take to change? I told my poor boyfriend that I only want to get married for the benefits right now (lol jk)but seriously it's ridiculous. I went to work for a hair cutting corporation 5 years ago because they had free health care, well with Obama care that obviously changed and went up throughout the years, so I was only getting 1/2 of what I brought in plus paying $120 for benefits for myself which I understand isn't bad but working as an independent I make 100% profit but now have to purchase my health care :(
It's almost a loose loose situation right now. |
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 Expert
Posts: 2128
| Why is this happening? We need to stop it, and quickly.
Edited by scwebster 2016-10-25 2:15 PM
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Hugs to You
Posts: 7550
Location: In The Land of Cotton | scwebster - 2016-10-25 3:08 PM Why is this happening? We need to stop it, and quickly.
Because we keep voting in people who think the people who "have more" need to spread the wealth.
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 BHW Resident Surgeon
Posts: 25351
Location: Bastrop, Texas | This was from 2 years ago:
http://www.foxnews.com/opinion/2014/04/03/why-am-co-sponsoring-save... |
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Miracle in the Making
Posts: 4013
| scwebster - 2016-10-25 3:08 PM Why is this happening? We need to stop it, and quickly.
why beacuse those senators and respresative that we re elect every timethey are up could not be boathered to read it vote the sob out |
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"Heck's Coming With Me"
Posts: 10794
Location: Kansas | vjls - 2016-10-25 2:51 PM scwebster - 2016-10-25 3:08 PM Why is this happening? We need to stop it, and quickly. why beacuse those senators and respresative that we re elect every timethey are up could not be boathered to read it vote the sob out
In all fairness they weren't given time to read it. This was ramrodded through in the middle of the night by Obama and his band of liberal morons. |
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Accident Prone
Posts: 22277
Location: 100 miles from Nowhere, AR | Frodo - 2016-10-25 3:25 PM vjls - 2016-10-25 2:51 PM scwebster - 2016-10-25 3:08 PM Why is this happening? We need to stop it, and quickly. why beacuse those senators and respresative that we re elect every timethey are up could not be boathered to read it vote the sob out
No, not "in fairness". If they didn't know what it said, the vote should have been NO. |
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Elite Veteran
Posts: 718
Location: BOSSIER CITY, LA | Someone on here told me about Christian Healthcare Ministries - you may look into that. My husband didnt have insurance through work so we did this. Since it is a christian ministry it qualifies for insurance and in his case it cost less than the fine. We have had to use it a few times this year and were very satisfied. |
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 Proud to be Deplorable
Posts: 1929
| Just remember NOT ONE REPUBLICAN VOTED FOR THIS POS LAW. The is totally on the Dem's. |
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Location: Not Where I Want to Be | Supporters?
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Common Sense and then some
Location: So. California | And how long has the Republicans controlled the House and Senate? Yet NOTHING has been done to correct this farce!!! The fact that not even one bill has gone before both the House and Senate is telling on the current legislators. It's a shell game between the two parties, so that they can keep the populace divided and arguing amongst ourselves. They've had the time and the votes, what has stopped them??? 
The insurance companies are making out like a bunch of bandits! Anyone know what their profits were for FY2015? or any QY2016 data? I'd be curious to know...
I currently have Obmacare and it went up 25% for 2017. CRAZY!!!!
I don't yet know what my tax credits will be (deducted from the premium) so I am waiting to choose a new plan for a few more weeks until I can figure this out. In the meantime, I will likely be forced to change plans from a PPO to an HMO, and lower my coverage in order to reduce the premium amount to something affordable.
The only thing I do know, is that was much cheaper than COBRA.  |
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BHW Resident Surgeon
Posts: 25351
Location: Bastrop, Texas | Keep in mind, the Obamunists have their "eye on the prize" and it is not ObamaCare. I repeat it is NOT ObamaCare. ObamaCare is a Machiavellian tool.
The big enchilada is a shift of 20% of the American economy to the federal government. That means more control, more power, and a huge step toward Oligarchy.
Oligarchy is the the goal. We are already close. Government controlled single payer is what will push them over the goal line.
When that happens, kiss the USA goodbye. Kiss American exceptionalism goodbye. Enter mediocrity and a servile citizenry ruled by a progressive-liberal oligarchy. |
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I just read the headlines
Posts: 4483
| Frodo - 2016-10-25 3:25 PM
vjls - 2016-10-25 2:51 PM scwebster - 2016-10-25 3:08 PM Why is this happening? We need to stop it, and quickly. why beacuse those senators and respresative that we re elect every timethey are up could not be boathered to read it vote the sob out
They should never voted for it since they couldn't read it - so it's still on them. Heck we knew it would be bad, so did they, yet they voted for it against our wishes. |
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Tell It Like It Is
Posts: 22025
Location: Wyoming | Obamacare was never about health care or health insurance. It was and is all about control.
Edited by realitycheck 2016-10-25 6:51 PM
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BHW Resident Surgeon
Posts: 25351
Location: Bastrop, Texas | .
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Common Sense and then some
Location: So. California | Bear - 2016-10-25 4:42 PM Keep in mind, the Obamunists have their "eye on the prize" and it is not ObamaCare. I repeat it is NOT ObamaCare. ObamaCare is a Machiavellian tool. The big enchilada is a shift of 20% of the American economy to the federal government. That means more control, more power, and a huge step toward Oligarchy. Oligarchy is the the goal. We are already close. Government controlled single payer is what will push them over the goal line. When that happens, kiss the USA goodbye. Kiss American exceptionalism goodbye. Enter mediocrity and a servile citizenry ruled by a progressive-liberal oligarchy.
And I repeat my question, why hasn't the Republican controlled House and Senate done anything to FIX this mess? They've had 6 years.... |
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BHW Resident Surgeon
Posts: 25351
Location: Bastrop, Texas | Anniemae - 2016-10-25 9:28 PM
Bear - 2016-10-25 4:42 PM Keep in mind, the Obamunists have their "eye on the prize" and it is not ObamaCare. I repeat it is NOT ObamaCare. ObamaCare is a Machiavellian tool. The big enchilada is a shift of 20% of the American economy to the federal government. That means more control, more power, and a huge step toward Oligarchy. Oligarchy is the the goal. We are already close. Government controlled single payer is what will push them over the goal line. When that happens, kiss the USA goodbye. Kiss American exceptionalism goodbye. Enter mediocrity and a servile citizenry ruled by a progressive-liberal oligarchy.
And I repeat my question, why hasn't the Republican controlled House and Senate done anything to FIX this mess? They've had 6 years....
Good question, Anniemae. That's why I'm no longer a Rebublicrat.
They are pussified. Too meek....and too corrupt. That's how a guy like Trump steamrolled over 16 GOP darlings in the primaries. He was a wrecking ball, and they got what they deserved. |
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 Take a Picture
Posts: 12838
| Obama care was a ploy to help the insurance companies. $3000 deductible is insane while you are stil paying the monthly premiums. This was put into effect illegally anyway. Any candidate but Hillary. |
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Veteran
Posts: 234
| Yall should be on the other end of Obozo care - the insurance companies RULE the world - we have a small independent pharmacy and the are paying only 7 to 10 cents above the cost of the drug and many drugs they pay less than the cost - we have on prescription that we actually loose 800.00 dollars a month each time it is filled - the insurance company says we must fill it at a loss or loose the contract all together with them - I have been ready to shut the door and close up for 4 years - sadly the hubby wont but we cant keep hanging on - he is worried about his elderly customers the next towns over would require them to drive on interstate 20 for 18 to 22 miles and frankly they barely can drive in out little one horse town without causing major accidents |
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BHW Resident Surgeon
Posts: 25351
Location: Bastrop, Texas | jbw tx mom - 2016-10-26 8:33 AM
Yall should be on the other end of Obozo care - the insurance companies RULE the world - we have a small independent pharmacy and the are paying only 7 to 10 cents above the cost of the drug and many drugs they pay less than the cost - we have on prescription that we actually loose 800.00 dollars a month each time it is filled - the insurance company says we must fill it at a loss or loose the contract all together with them - I have been ready to shut the door and close up for 4 years - sadly the hubby wont but we cant keep hanging on - he is worried about his elderly customers the next towns over would require them to drive on interstate 20 for 18 to 22 miles and frankly they barely can drive in out little one horse town without causing major accidents
The insurance companies will be casualties of ObamaCare as well.
If you like Amtrack, you will love US Healthcare, which will evolve into a wholly-owned subsidiary of the U.S. Government.
Amtrack, is owned by the government. The budget is set by congress, basically. The CEO is appointed by the president. Amtrack's tens of thousand employees are all union. Every time someone boards an Amtrack train, taxpayers lose money. Now, this is not a perfect analogy, I realize, but it does give us an idea.
Free enterprise, and free market capitalism is a big reason why healthcare around the globe is a beneficiary of American ingenuity and innovation. The vast majority of the advances seen in healthcare around the world is because of our healthcare system, with all its flaws and shortcomings. Even though some 80% of our citizens were satisfied with their healthcare, the Obamunists have seen healthcare is the big enchilada in their ultimate quest for power, under the guise of a socialist utopia. ObamaCare was the critical step in the eyes of the progressive plutocrats. The next step is single payer. Rather than identify the problem (skyrocketing healthcare costs), and fixing it, the Obamunists have seized upon this crisis to hijack 20% of the U.S. Economy. This will give them an enormous political advantage, and more power. Healthcare will continue to be very expensive, while the quality will devolve into a VA type system....mediocre at best. Wait times and rationing will skyrocket. Innovation will decline. Everything connected with healthcare will be negatively effected. The only people who will benefit from this will be the plutocrats.....the few, wealthy elites who will control this bloated oligarchy. |
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"Heck's Coming With Me"
Posts: 10794
Location: Kansas | GLP - 2016-10-25 6:49 PM Frodo - 2016-10-25 3:25 PM vjls - 2016-10-25 2:51 PM scwebster - 2016-10-25 3:08 PM Why is this happening? We need to stop it, and quickly. why beacuse those senators and respresative that we re elect every timethey are up could not be boathered to read it vote the sob out They should never voted for it since they couldn't read it - so it's still on them. Heck we knew it would be bad, so did they, yet they voted for it against our wishes.
No Republican voted for this insanity.
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Common Sense and then some
Location: So. California | Frodo - 2016-10-26 11:04 AM GLP - 2016-10-25 6:49 PM Frodo - 2016-10-25 3:25 PM vjls - 2016-10-25 2:51 PM scwebster - 2016-10-25 3:08 PM Why is this happening? We need to stop it, and quickly. why beacuse those senators and respresative that we re elect every timethey are up could not be boathered to read it vote the sob out They should never voted for it since they couldn't read it - so it's still on them. Heck we knew it would be bad, so did they, yet they voted for it against our wishes.
And yet the Republicans have yet to fix it.
And that is my issue with the GOP. They control the House, Senate, the majority of governorships AND control the majority of state congresses. Yet, they have done NOTHING to correct the healthcare system! So much easier (and beneficial to them) to blame the Dem's, then to get off their collective asses and fix healthcare. Yes, the democrats voted in this outrageous bill. What happened to all those promises from our Senators and Congressmen about repealing or fixing Obamacare? Isn't that why we voted them into office? Again, not a single bill has been passed through the House and Senate on healthcare. Who's fault it that??? |
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Expert
Posts: 1956
Location: Ky | streakysox - 2016-10-26 7:49 AM Obama care was a ploy to help the insurance companies. $3000 deductible is insane while you are stil paying the monthly premiums. This was put into effect illegally anyway. Any candidate but Hillary.
Lot of truth in that. W signed the MMA, Medicare Modernization Act, into law as a gift to the insurance companies. That was the beginning of privatizing medicare. It's a been a boon to the insurance companies. Big burden on the taxpayers.
When Bill Clinton wanted national health care he wanted a single payer system. Which is really the only viable option if a country is to have national health care.
The reason Clinton couldn't get it passed was because the insurance companies weren't involved and they fought it tooth and nail. They spent billions on advertising against it and filled the pockets of connections to lobby against it.
Obama als wanted single payer but he knew it couldn't be passed against the insurance companies. So he included the insurance companies. They then filled the pockets of connections to lobby for it.
It will always be a mess if the insurance companies run it.
If you are opposed to this stuff then Trump is certainly not the answer. He is more of a democrat than Hillary ever thought about being. But even if he wasn't, he would not lift a finger to repeal national healthcare now that we have it.
It's pie in the sky thinking to believe that there will be a nickel's worht of difference no matter which one wins the white house. |
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 Some Kind of Trouble
Posts: 4430
| On the subject of premiums... my current plan is being discontinued and neither through my current company OR the marketplace, are there even any plans in existence that offer my current coverage! My boss wants us to have good low deductible plans and has paid heavily to allow it and they are now not even offering me plans with deductibles lower than $5-6,000 at any price!? Has anyone else run into this? |
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Hugs to You
Posts: 7550
Location: In The Land of Cotton | jd&ez - 2016-10-26 3:05 PM streakysox - 2016-10-26 7:49 AM Obama care was a ploy to help the insurance companies. $3000 deductible is insane while you are stil paying the monthly premiums. This was put into effect illegally anyway. Any candidate but Hillary. Lot of truth in that. W signed the MMA, Medicare Modernization Act, into law as a gift to the insurance companies. That was the beginning of privatizing medicare. It's a been a boon to the insurance companies. Big burden on the taxpayers.
When Bill Clinton wanted national health care he wanted a single payer system. Which is really the only viable option if a country is to have national health care.
The reason Clinton couldn't get it passed was because the insurance companies weren't involved and they fought it tooth and nail. They spent billions on advertising against it and filled the pockets of connections to lobby against it.
Obama als wanted single payer but he knew it couldn't be passed against the insurance companies. So he included the insurance companies. They then filled the pockets of connections to lobby for it.
It will always be a mess if the insurance companies run it.
If you are opposed to this stuff then Trump is certainly not the answer. He is more of a democrat than Hillary ever thought about being. But even if he wasn't, he would not lift a finger to repeal national healthcare now that we have it.
It's pie in the sky thinking to believe that there will be a nickel's worht of difference no matter which one wins the white house.
But why do those of you who support Hillary think it is okay for these premiums to sky rocket like this?
Why do you think it is okay for people who make more -to have to pay more?
Where is the logic in this? |
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Proud to be Deplorable
Posts: 1929
| Anniemae - 2016-10-26 1:48 PM
Frodo - 2016-10-26 11:04 AM GLP - 2016-10-25 6:49 PM Frodo - 2016-10-25 3:25 PM vjls - 2016-10-25 2:51 PM scwebster - 2016-10-25 3:08 PM Why is this happening? We need to stop it, and quickly. why beacuse those senators and respresative that we re elect every timethey are up could not be boathered to read it vote the sob out They should never voted for it since they couldn't read it - so it's still on them. Heck we knew it would be bad, so did they, yet they voted for it against our wishes.
And that is my issue with the GOP. They control the House, Senate, the majority of governorships AND control the majority of state congresses. Yet, they have done NOTHING to correct the healthcare system! So much easier (and beneficial to them) to blame the Dem's, then to get off their collective asses and fix healthcare. Yes, the democrats voted in this outrageous bill. What happened to all those promises from our Senators and Congressmen about repealing or fixing Obamacare? Isn't that why we voted them into office? Again, not a single bill has been passed through the House and Senate on healthcare. Who's fault it that???
You are not correct Congress did pass and send a bill to repeal Obama care on Jan 7 2016. Obama vetoed it. There where not enough votes to over ride the veto. The only way you are going to get rid of this crap law is to control both houses and the Presidency. If Hillary win's this thing will never go away. |
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Location: Not Where I Want to Be | streakysox - 2016-10-26 8:49 AM Obama care was a ploy to help the insurance companies. $3000 deductible is insane while you are stil paying the monthly premiums. This was put into effect illegally anyway. Any candidate but Hillary.
yeah, that would be the exact oppisite of what ACA was.
It was intended to to put them out of biz
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Expert
Posts: 1857
| Dodge629 - 2016-10-26 2:11 PM
On the subject of premiums... my current plan is being discontinued and neither through my current company OR the marketplace, are there even any plans in existence that offer my current coverage! My boss wants us to have good low deductible plans and has paid heavily to allow it and they are now not even offering me plans with deductibles lower than $5-6,000 at any price!? Has anyone else run into this?
The company can use an HRA to reimburse the employee, keeping the employee's deductible more reasonable, and save themselves money because most employees won't reach the high deductible. Employee's are happy and employer is saving some money by not purchasing a low deductible plan.
Example: The employer goes with a plan with a 5000 deductible, offsets that with an HRA of 4000, leaving the employee to pay only 1000. Because the employer is purchasing a cheaper high deductible plan and most employees won't even come close to reaching their 5000 deductible, the employer is saving money. It's like a partial self-funded plan.
Our company is a self-insured company. I pay $120/month, our deductible is 1300, its a 20/80, max out of pocket 5000. We also have an HRA of $600, so actually my deductible for the year is 700, plus we offer HSA which I put in 2000/year until I reached 5000, and then only put in 700/year. We are lucky our company is big enough and has the financial resources to do this, otherwise I would be paying close to $500 per month for a 6000 deductible, 20/80, max out of pocket 6300 and no HSA, HRA, or FSA.
Edited to add that these prices are from group plans so they are a little cheaper
Edited by FlyingJT 2016-10-26 2:55 PM
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Location: Not Where I Want to Be | 3canstorun - 2016-10-26 3:27 PM jd&ez - 2016-10-26 3:05 PM streakysox - 2016-10-26 7:49 AM Obama care was a ploy to help the insurance companies. $3000 deductible is insane while you are stil paying the monthly premiums. This was put into effect illegally anyway. Any candidate but Hillary. Lot of truth in that. W signed the MMA, Medicare Modernization Act, into law as a gift to the insurance companies. That was the beginning of privatizing medicare. It's a been a boon to the insurance companies. Big burden on the taxpayers.
When Bill Clinton wanted national health care he wanted a single payer system. Which is really the only viable option if a country is to have national health care.
The reason Clinton couldn't get it passed was because the insurance companies weren't involved and they fought it tooth and nail. They spent billions on advertising against it and filled the pockets of connections to lobby against it.
Obama als wanted single payer but he knew it couldn't be passed against the insurance companies. So he included the insurance companies. They then filled the pockets of connections to lobby for it.
It will always be a mess if the insurance companies run it.
If you are opposed to this stuff then Trump is certainly not the answer. He is more of a democrat than Hillary ever thought about being. But even if he wasn't, he would not lift a finger to repeal national healthcare now that we have it.
It's pie in the sky thinking to believe that there will be a nickel's worht of difference no matter which one wins the white house.
Why do you think it is okay for people who make more -to have to pay more?
Where is the logic in this?
You can't force single payer until you put the Health insurance industry out of business.
Once there is no other option you have Govt. run, single payer national heath care.
and Progressives and neo cons love that sheet.
Edited by 1DSoon 2016-10-26 2:51 PM
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Hugs to You
Posts: 7550
Location: In The Land of Cotton | 1DSoon - 2016-10-26 3:50 PM 3canstorun - 2016-10-26 3:27 PM jd&ez - 2016-10-26 3:05 PM streakysox - 2016-10-26 7:49 AM Obama care was a ploy to help the insurance companies. $3000 deductible is insane while you are stil paying the monthly premiums. This was put into effect illegally anyway. Any candidate but Hillary. Lot of truth in that. W signed the MMA, Medicare Modernization Act, into law as a gift to the insurance companies. That was the beginning of privatizing medicare. It's a been a boon to the insurance companies. Big burden on the taxpayers.
When Bill Clinton wanted national health care he wanted a single payer system. Which is really the only viable option if a country is to have national health care.
The reason Clinton couldn't get it passed was because the insurance companies weren't involved and they fought it tooth and nail. They spent billions on advertising against it and filled the pockets of connections to lobby against it.
Obama als wanted single payer but he knew it couldn't be passed against the insurance companies. So he included the insurance companies. They then filled the pockets of connections to lobby for it.
It will always be a mess if the insurance companies run it.
If you are opposed to this stuff then Trump is certainly not the answer. He is more of a democrat than Hillary ever thought about being. But even if he wasn't, he would not lift a finger to repeal national healthcare now that we have it.
It's pie in the sky thinking to believe that there will be a nickel's worht of difference no matter which one wins the white house.
Why do you think it is okay for people who make more -to have to pay more?
Where is the logic in this?
You can't force single payer until you put the Health insurance industry out of business.
Once there is no other option you have Govt. run, single payer national heath care.
and Progressives and neo cons love that sheet.
True - but they don't have the balls to write it out and/or say it on here. |
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Expert
Posts: 1612
Location: Cocoa, Florida | So I have a question, if I had full coverage insurance in 2016 at my old job, but I left to start my own business, when do I need to purchase my insurance? Will I get fined for every month I haven't had it until 2017? Or do I need to get it by the new year? I've heard both... |
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Common Sense and then some
Location: So. California | JBhoot -
Yes, I am mistaken. 1 bill in 6 years, that had a snowball's chance if you are speaking of HR 3762.
https://www.congress.gov/bill/114th-congress/house-bill/3762
Well, at least we know that the GOP can pass 1 bill every 6 years!!  I'm so happy we are getting our monies worth out of this group!! 
Edited by Anniemae 2016-10-26 3:10 PM
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BHW Resident Surgeon
Posts: 25351
Location: Bastrop, Texas | jd&ez - 2016-10-26 2:05 PM
streakysox - 2016-10-26 7:49 AM Obama care was a ploy to help the insurance companies. $3000 deductible is insane while you are stil paying the monthly premiums. This was put into effect illegally anyway. Any candidate but Hillary.
Lot of truth in that. W signed the MMA, Medicare Modernization Act, into law as a gift to the insurance companies. That was the beginning of privatizing medicare. It's a been a boon to the insurance companies. Big burden on the taxpayers.
When Bill Clinton wanted national health care he wanted a single payer system. Which is really the only viable option if a country is to have national health care.
The reason Clinton couldn't get it passed was because the insurance companies weren't involved and they fought it tooth and nail. They spent billions on advertising against it and filled the pockets of connections to lobby against it.
Obama als wanted single payer but he knew it couldn't be passed against the insurance companies. So he included the insurance companies. They then filled the pockets of connections to lobby for it.
It will always be a mess if the insurance companies run it.
If you are opposed to this stuff then Trump is certainly not the answer. He is more of a democrat than Hillary ever thought about being. But even if he wasn't, he would not lift a finger to repeal national healthcare now that we have it.
It's pie in the sky thinking to believe that there will be a nickel's worht of difference no matter which one wins the white house.
Spoken like a true Yellow Dog Progressive plebe. Socialism is the answer and the insurance companies are Satan incarnate......even though you sell insurance.....don't you? If Trump is "more of a Democrat then Hillary", why would you, Mr Yellowdog Democrat, vote for Hillary?
I'll grant you there is a smattering of truths in your remarks, but your simple solution is to turn it over to the government. 20% of our economy, to be more exact. Rather than identify precisely what's wrong with something, you prefer to turn it over to the most inept, incompetent, insolvent, corrupt enterprise the world has ever seen.....the United States Federal Government. |
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Expert
Posts: 1857
| It's any/every month that you do not have coverage. If you qualify for the health coverage exemption, you don't have to pay the fine. If you have coverage for part of the year, the fee is 1/12 of the annual amount for each month you don't have coverage. |
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Proud to be Deplorable
Posts: 1929
| Anniemae - 2016-10-26 3:07 PM
JBhoot -
Yes, I am mistaken. 1 bill in 6 years, that had a snowball's chance if you are speaking of HR 3762.
https://www.congress.gov/bill/114th-congress/house-bill/3762
Well, at least we know that the GOP can pass 1 bill every 6 years!! I'm so happy we are getting our monies worth out of this group!!
You do realize that the house has passed Obama care repeal over 50 times in one from or another since they took over in 2010 only to be blocked by the Harry Reid and the Dem's until the Republican's took control in 2014 don't you? The Dem's had all three branch's of the government when they passed this crappy bill and it's going to take the Republican's to win all three branch's of government to get rid of it. Unless you want to change the Constitution there are rules on how to get rid of a crappy law and it is not easy. The Dem's knew that when they rammed this down our throat's. |
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BHW Resident Surgeon
Posts: 25351
Location: Bastrop, Texas | Progressives love to use Canadian healthcare as their gold standard. Well, we can talk about that. First, they pay plenty for their "free" healthcare. The people up there love their "free" healthcare. In as much as they are vastly more socialized than the US, don't be fooled. They too have their privileged class of plutocrats. Those are the people who flock to the US for their healthcare every time they fart sideways. They have their own "private insurance" that thrives off the wealthy. If you are lucky enough to survive the wait times, you might get adequate care. How many of you women have had a lump discovered in your breast, either on physical exam or mammography? I bet a lot. If so, then you realize why I consider the finding of a breast lump to be a psychological emergency. My personal policy is that a breast biopsy should be completed ASAP, because it is sheer misery to sit around wondering whether or not you have a malignancy growing in your breast for days on end. When I was practicing surgery, I always tried to have the biopsy done within 24-48 hours because it is sheer hell for a woman to sit around, wondering, prodding and poking herself. Roughly 80% of the time the biopsy is benign, but until and unless you know for sure, you suffer needless anguish.
Well, in Canada, according to their Frazier Institute, the median wait, across Canada is about 5 weeks. Does that effect survival? Probably not at all.....well, at least not for the vast majority. Yes, they might lose a rare patient because of this wait, but that is hard to prove. Do you see where I'm going?
Look this data over. It's fairly extensive, and Canada's own CBC (their nationalized broadcasting network) has referenced it many many times over the years:
https://www.fraserinstitute.org/studies/canadians-still-waiting-182-...
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 The Vaccinator
Posts: 3810
Location: Slipping down the slope of old age. Boo hoo. | Bear - 2016-10-26 4:34 PM
Progressives love to use Canadian healthcare as their gold standard. Well, we can talk about that. First, they pay plenty for their "free" healthcare. The people up there love their "free" healthcare. In as much as they are vastly more socialized than the US, don't be fooled. They too have their privileged class of plutocrats. Those are the people who flock to the US for their healthcare every time they fart sideways. They have their own "private insurance" that thrives off the wealthy. If you are lucky enough to survive the wait times, you might get adequate care. How many of you women have had a lump discovered in your breast, either on physical exam or mammography? I bet a lot. If so, then you realize why I consider the finding of a breast lump to be a psychological emergency. My personal policy is that a breast biopsy should be completed ASAP, because it is sheer misery to sit around wondering whether or not you have a malignancy growing in your breast for days on end. When I was practicing surgery, I always tried to have the biopsy done within 24-48 hours because it is sheer hell for a woman to sit around, wondering, prodding and poking herself. Roughly 80% of the time the biopsy is benign, but until and unless you know for sure, you suffer needless anguish.
Well, in Canada, according to their Frazier Institute, the median wait, across Canada is about 5 weeks. Does that effect survival? Probably not at all.....well, at least not for the vast majority. Yes, they might lose a rare patient because of this wait, but that is hard to prove. Do you see where I'm going?
Look this data over. It's fairly extensive, and Canada's own CBC (their nationalized broadcasting network ) has referenced it many many times over the years:
https://www.fraserinstitute.org/studies/canadians-still-waiting-182-...
I agree!!!!!
My Canadian friends tell me their health care is terrible and it is not free. The liberals try to make it all sound wonderful.... take a look at healthcare in Europe. Ugh. Read an article the other day about Euthanasia getting more prevalent over there..... just get rid of folks that will really need lots of health care.
The VA is government and is a total mess. Lots of fraud and corruption - and veterans not getting care. Very poorly run.
Remember the debacle with the software program to enroll in ObamaCare? Government hired some friends of the Obamas who had an IT company and it was a total mess. Expect the same kind of stuff if government takes over health care. And expect taxes to increase....
And expect the best and brightest to NOT be doctors due to the horrors of the system....
Yep... eventually the US will be just one big old commune and once you are too old - or sickly - to work the fields, they will take you behind the barn and dispose of you.... BUT the "leaders" will be living high on the hog -- think Hunger Games...
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Expert
Posts: 1956
Location: Ky | Bear - 2016-10-26 3:12 PM jd&ez - 2016-10-26 2:05 PM streakysox - 2016-10-26 7:49 AM Obama care was a ploy to help the insurance companies. $3000 deductible is insane while you are stil paying the monthly premiums. This was put into effect illegally anyway. Any candidate but Hillary. Lot of truth in that. W signed the MMA, Medicare Modernization Act, into law as a gift to the insurance companies. That was the beginning of privatizing medicare. It's a been a boon to the insurance companies. Big burden on the taxpayers.
When Bill Clinton wanted national health care he wanted a single payer system. Which is really the only viable option if a country is to have national health care.
The reason Clinton couldn't get it passed was because the insurance companies weren't involved and they fought it tooth and nail. They spent billions on advertising against it and filled the pockets of connections to lobby against it.
Obama als wanted single payer but he knew it couldn't be passed against the insurance companies. So he included the insurance companies. They then filled the pockets of connections to lobby for it.
It will always be a mess if the insurance companies run it.
If you are opposed to this stuff then Trump is certainly not the answer. He is more of a democrat than Hillary ever thought about being. But even if he wasn't, he would not lift a finger to repeal national healthcare now that we have it.
It's pie in the sky thinking to believe that there will be a nickel's worht of difference no matter which one wins the white house. Spoken like a true Yellow Dog Progressive plebe. Socialism is the answer and the insurance companies are Satan incarnate......even though you sell insurance.....don't you? If Trump is "more of a Democrat then Hillary", why would you, Mr Yellowdog Democrat, vote for Hillary? I'll grant you there is a smattering of truths in your remarks, but your simple solution is to turn it over to the government. 20% of our economy, to be more exact. Rather than identify precisely what's wrong with something, you prefer to turn it over to the most inept, incompetent, insolvent, corrupt enterprise the world has ever seen.....the United States Federal Government.
And yes, I do sell insurance. Maybe that's why I know what I'm talking about? I deal with the stuff everyday that you only speculate about.
Edited by jd&ez 2016-10-26 6:39 PM
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Expert
Posts: 1956
Location: Ky | 3canstorun - 2016-10-26 2:27 PM jd&ez - 2016-10-26 3:05 PM streakysox - 2016-10-26 7:49 AM Obama care was a ploy to help the insurance companies. $3000 deductible is insane while you are stil paying the monthly premiums. This was put into effect illegally anyway. Any candidate but Hillary. Lot of truth in that. W signed the MMA, Medicare Modernization Act, into law as a gift to the insurance companies. That was the beginning of privatizing medicare. It's a been a boon to the insurance companies. Big burden on the taxpayers.
When Bill Clinton wanted national health care he wanted a single payer system. Which is really the only viable option if a country is to have national health care.
The reason Clinton couldn't get it passed was because the insurance companies weren't involved and they fought it tooth and nail. They spent billions on advertising against it and filled the pockets of connections to lobby against it.
Obama als wanted single payer but he knew it couldn't be passed against the insurance companies. So he included the insurance companies. They then filled the pockets of connections to lobby for it.
It will always be a mess if the insurance companies run it.
If you are opposed to this stuff then Trump is certainly not the answer. He is more of a democrat than Hillary ever thought about being. But even if he wasn't, he would not lift a finger to repeal national healthcare now that we have it.
It's pie in the sky thinking to believe that there will be a nickel's worht of difference no matter which one wins the white house.
Why do you think it is okay for people who make more -to have to pay more?
Where is the logic in this?
You have never seen or heard me say anything of the sort. |
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BHW Resident Surgeon
Posts: 25351
Location: Bastrop, Texas | jd&ez - 2016-10-26 6:36 PM
Bear - 2016-10-26 3:12 PM jd&ez - 2016-10-26 2:05 PM streakysox - 2016-10-26 7:49 AM Obama care was a ploy to help the insurance companies. $3000 deductible is insane while you are stil paying the monthly premiums. This was put into effect illegally anyway. Any candidate but Hillary. Lot of truth in that. W signed the MMA, Medicare Modernization Act, into law as a gift to the insurance companies. That was the beginning of privatizing medicare. It's a been a boon to the insurance companies. Big burden on the taxpayers.
When Bill Clinton wanted national health care he wanted a single payer system. Which is really the only viable option if a country is to have national health care.
The reason Clinton couldn't get it passed was because the insurance companies weren't involved and they fought it tooth and nail. They spent billions on advertising against it and filled the pockets of connections to lobby against it.
Obama als wanted single payer but he knew it couldn't be passed against the insurance companies. So he included the insurance companies. They then filled the pockets of connections to lobby for it.
It will always be a mess if the insurance companies run it.
If you are opposed to this stuff then Trump is certainly not the answer. He is more of a democrat than Hillary ever thought about being. But even if he wasn't, he would not lift a finger to repeal national healthcare now that we have it.
It's pie in the sky thinking to believe that there will be a nickel's worht of difference no matter which one wins the white house. Spoken like a true Yellow Dog Progressive plebe. Socialism is the answer and the insurance companies are Satan incarnate......even though you sell insurance.....don't you? If Trump is "more of a Democrat then Hillary", why would you, Mr Yellowdog Democrat, vote for Hillary? I'll grant you there is a smattering of truths in your remarks, but your simple solution is to turn it over to the government. 20% of our economy, to be more exact. Rather than identify precisely what's wrong with something, you prefer to turn it over to the most inept, incompetent, insolvent, corrupt enterprise the world has ever seen.....the United States Federal Government.
And yes, I do sell insurance. Maybe that's why I know what I'm talking about? I deal with the stuff everyday that you only speculate about.
"It will always be a mess if the insurance companies are running it."
This from a man who sells insurance products from those same insurance companies. It's a little like PETA selling Micheal Vik's autographed jerseys.
That lop eared lying bastard you voted for is the reason we're in this mess. How do you justify his blatant lies about ObamaCare? Oh I know you won't try to explain the pledge that we can keep our plan if we like our plan, and we can keep our doctor if we like our doctor, and it will save the average family $2500/yr. You won't try to defend that liar, so all you can do is pivot or deflect.
What else do you want the government to take over?
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Elite Veteran
Posts: 618
| Dodge629 - 2016-10-26 2:11 PM
On the subject of premiums... my current plan is being discontinued and neither through my current company OR the marketplace, are there even any plans in existence that offer my current coverage! My boss wants us to have good low deductible plans and has paid heavily to allow it and they are now not even offering me plans with deductibles lower than $5-6,000 at any price!? Has anyone else run into this?
Initially what you're describing will hit individuals and small businesses but eventually it'llh it us all! |
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 My Heart Be Happy
Posts: 9159
Location: Arkansas | RnRJack - 2016-10-26 3:03 PM
So I have a question, if I had full coverage insurance in 2016 at my old job, but I left to start my own business, when do I need to purchase my insurance? Will I get fined for every month I haven't had it until 2017? Or do I need to get it by the new year? I've heard both...
You will need to have it every month. There was a small gap period that was acceptable like a month or two last year, but not sure that's on the table this year. |
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My Heart Be Happy
Posts: 9159
Location: Arkansas | jd&ez - 2016-10-26 6:36 PM
Bear - 2016-10-26 3:12 PM jd&ez - 2016-10-26 2:05 PM streakysox - 2016-10-26 7:49 AM Obama care was a ploy to help the insurance companies. $3000 deductible is insane while you are stil paying the monthly premiums. This was put into effect illegally anyway. Any candidate but Hillary. Lot of truth in that. W signed the MMA, Medicare Modernization Act, into law as a gift to the insurance companies. That was the beginning of privatizing medicare. It's a been a boon to the insurance companies. Big burden on the taxpayers.
When Bill Clinton wanted national health care he wanted a single payer system. Which is really the only viable option if a country is to have national health care.
The reason Clinton couldn't get it passed was because the insurance companies weren't involved and they fought it tooth and nail. They spent billions on advertising against it and filled the pockets of connections to lobby against it.
Obama als wanted single payer but he knew it couldn't be passed against the insurance companies. So he included the insurance companies. They then filled the pockets of connections to lobby for it.
It will always be a mess if the insurance companies run it.
If you are opposed to this stuff then Trump is certainly not the answer. He is more of a democrat than Hillary ever thought about being. But even if he wasn't, he would not lift a finger to repeal national healthcare now that we have it.
It's pie in the sky thinking to believe that there will be a nickel's worht of difference no matter which one wins the white house. Spoken like a true Yellow Dog Progressive plebe. Socialism is the answer and the insurance companies are Satan incarnate......even though you sell insurance.....don't you? If Trump is "more of a Democrat then Hillary", why would you, Mr Yellowdog Democrat, vote for Hillary? I'll grant you there is a smattering of truths in your remarks, but your simple solution is to turn it over to the government. 20% of our economy, to be more exact. Rather than identify precisely what's wrong with something, you prefer to turn it over to the most inept, incompetent, insolvent, corrupt enterprise the world has ever seen.....the United States Federal Government.
And yes, I do sell insurance. Maybe that's why I know what I'm talking about? I deal with the stuff everyday that you only speculate about.
I have several insurance agents as clients and they HATE dealing with this insurance debacle. Said it's the worst thing ever. Course they probably don't know what they're talking about. . . . |
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 A Somebody to Everybody
Posts: 41354
Location: Under The Big Sky Of Texas | jd&ez - 2016-10-26 6:36 PM Bear - 2016-10-26 3:12 PM jd&ez - 2016-10-26 2:05 PM streakysox - 2016-10-26 7:49 AM Obama care was a ploy to help the insurance companies. $3000 deductible is insane while you are stil paying the monthly premiums. This was put into effect illegally anyway. Any candidate but Hillary. Lot of truth in that. W signed the MMA, Medicare Modernization Act, into law as a gift to the insurance companies. That was the beginning of privatizing medicare. It's a been a boon to the insurance companies. Big burden on the taxpayers.
When Bill Clinton wanted national health care he wanted a single payer system. Which is really the only viable option if a country is to have national health care.
The reason Clinton couldn't get it passed was because the insurance companies weren't involved and they fought it tooth and nail. They spent billions on advertising against it and filled the pockets of connections to lobby against it.
Obama als wanted single payer but he knew it couldn't be passed against the insurance companies. So he included the insurance companies. They then filled the pockets of connections to lobby for it.
It will always be a mess if the insurance companies run it.
If you are opposed to this stuff then Trump is certainly not the answer. He is more of a democrat than Hillary ever thought about being. But even if he wasn't, he would not lift a finger to repeal national healthcare now that we have it.
It's pie in the sky thinking to believe that there will be a nickel's worht of difference no matter which one wins the white house. Spoken like a true Yellow Dog Progressive plebe. Socialism is the answer and the insurance companies are Satan incarnate......even though you sell insurance.....don't you? If Trump is "more of a Democrat then Hillary", why would you, Mr Yellowdog Democrat, vote for Hillary? I'll grant you there is a smattering of truths in your remarks, but your simple solution is to turn it over to the government. 20% of our economy, to be more exact. Rather than identify precisely what's wrong with something, you prefer to turn it over to the most inept, incompetent, insolvent, corrupt enterprise the world has ever seen.....the United States Federal Government.
And yes, I do sell insurance. Maybe that's why I know what I'm talking about? I deal with the stuff everyday that you only speculate about.
LOL.... Whos name calling? Your the one that loves calling Trump people white trash on here , you really dont think that some of us have forgotton that now do you? |
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Hugs to You
Posts: 7550
Location: In The Land of Cotton | jd&ez - 2016-10-26 7:37 PM 3canstorun - 2016-10-26 2:27 PM jd&ez - 2016-10-26 3:05 PM streakysox - 2016-10-26 7:49 AM Obama care was a ploy to help the insurance companies. $3000 deductible is insane while you are stil paying the monthly premiums. This was put into effect illegally anyway. Any candidate but Hillary. Lot of truth in that. W signed the MMA, Medicare Modernization Act, into law as a gift to the insurance companies. That was the beginning of privatizing medicare. It's a been a boon to the insurance companies. Big burden on the taxpayers.
When Bill Clinton wanted national health care he wanted a single payer system. Which is really the only viable option if a country is to have national health care.
The reason Clinton couldn't get it passed was because the insurance companies weren't involved and they fought it tooth and nail. They spent billions on advertising against it and filled the pockets of connections to lobby against it.
Obama als wanted single payer but he knew it couldn't be passed against the insurance companies. So he included the insurance companies. They then filled the pockets of connections to lobby for it.
It will always be a mess if the insurance companies run it.
If you are opposed to this stuff then Trump is certainly not the answer. He is more of a democrat than Hillary ever thought about being. But even if he wasn't, he would not lift a finger to repeal national healthcare now that we have it.
It's pie in the sky thinking to believe that there will be a nickel's worht of difference no matter which one wins the white house.
Why do you think it is okay for people who make more -to have to pay more?
Where is the logic in this?
Then answer the questions -
I understand you sale insurance - that is fine. One question though - the higher the premiums - do you as an agent make more, as compared to a policy where the premiums are less? Most sales jobs are like that.
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Expert
Posts: 1612
Location: Cocoa, Florida | Chandler's Mom - 2016-10-26 8:20 PM
RnRJack - 2016-10-26 3:03 PM
So I have a question, if I had full coverage insurance in 2016 at my old job, but I left to start my own business, when do I need to purchase my insurance? Will I get fined for every month I haven't had it until 2017? Or do I need to get it by the new year? I've heard both...
You will need to have it every month. There was a small gap period that was acceptable like a month or two last year, but not sure that's on the table this year.
Thank you, I've heard that since I left a company with benefits I can still pay for them independently through my old company, that they have to honor it. It's called cobra I believe.
Looked at some plans yesterday, found one for $158 a month with a $6500 deductible!!!!!!! I won't use that in 3 years if not more.....looks like we're gonna have to do a quick court house wedding if my boyfriend agrees so can use his benefits, we plan on getting married anyway but it sucks that we may do it under these circumstances. |
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 I'm doing it!!
Posts: 2332
| Is there just a cancer plan? I've had cancer, and my surgery, chemo, and radiation was almost $200,000.00
I don't know what I would have done with my bcbs ins. I was only out less than $7,000.00 out of pocket. My monthly premiums are $735.00 just for me. |
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Industrial Srength Barrel Racer
Posts: 7264
| RnRJack - 2016-10-27 10:20 AM
Chandler's Mom - 2016-10-26 8:20 PM
RnRJack - 2016-10-26 3:03 PM
So I have a question, if I had full coverage insurance in 2016 at my old job, but I left to start my own business, when do I need to purchase my insurance? Will I get fined for every month I haven't had it until 2017? Or do I need to get it by the new year? I've heard both...
You will need to have it every month. There was a small gap period that was acceptable like a month or two last year, but not sure that's on the table this year.
Thank you, I've heard that since I left a company with benefits I can still pay for them independently through my old company, that they have to honor it. It's called cobra I believe.
Looked at some plans yesterday, found one for $158 a month with a $6500 deductible!!!!!!! I won't use that in 3 years if not more.....looks like we're gonna have to do a quick court house wedding if my boyfriend agrees so can use his benefits, we plan on getting married anyway but it sucks that we may do it under these circumstances.
I have a friend who is doing JUST this - they have lived together for 10-15 years (old, like me, in their 50s) and now they HAVE to get married because he is on O-Dumbo Care and it's insanely expensive while it won't cover anything.
It USED to be you "had" to get married if you got "knocked up" now people "have" to get married for insurance!  |
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BHW Resident Surgeon
Posts: 25351
Location: Bastrop, Texas | Here he is, Jonathan Gruber, one of the masterminds behind ObamaCare. To refresh your memory, this is the guy who openly gloated about Obama's 3 big lies he had to use to get ObamaCare passed. This is the guy who had the temerity to openly remark that ObamaCare's passage was predicated on the stupidity of the American voter. This guy actually thinks the NEXT step Hillary should take is to stiffen the mandate.....by increasing the penalties for not having "qualified" insurance. That's right....you heard me. They want to increase the penalties, in the face of skyrocketing premiums that, in some states, will increase by over 100% this year. For those of you who feel you are better off with no insurance because it's cheaper to pay those penalties, that option will be eliminated. Welcome to the fight!
This guy is like Herpes to the Hillary campaign. He keeps popping up.
https://m.youtube.com/watch?v=bJLsn-Hc2uU |
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BHW Resident Surgeon
Posts: 25351
Location: Bastrop, Texas | Here's what we can expect: INCREASED penalties, if you elect to be uninsured. Those of you who think you are getting off easy without getting insurance and just electing to pay the penalty, they want to ratchet up the pressure to buy into the exchanges by increasing the penalty.
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Common Sense and then some
Location: So. California | jbhoot - 2016-10-26 2:01 PM Anniemae - 2016-10-26 3:07 PM JBhoot -
Yes, I am mistaken. 1 bill in 6 years, that had a snowball's chance if you are speaking of HR 3762.
https://www.congress.gov/bill/114th-congress/house-bill/3762
Well, at least we know that the GOP can pass 1 bill every 6 years!! I'm so happy we are getting our monies worth out of this group!!
You do realize that the house has passed Obama care repeal over 50 times in one from or another since they took over in 2010 only to be blocked by the Harry Reid and the Dem's until the Republican's took control in 2014 don't you? The Dem's had all three branch's of the government when they passed this crappy bill and it's going to take the Republican's to win all three branch's of government to get rid of it. Unless you want to change the Constitution there are rules on how to get rid of a crappy law and it is not easy. The Dem's knew that when they rammed this down our throat's.
It was all for show... 50 bills between 2010 and 2014, and 1 since? And it was buried in the budget bill... Think about that for a minute. Do you really think the GOP has repealing or repairing Obamacare as their priority?
The reality is that the insurance and pharmaceutical companies contribute to the Republican coffers just as much as they do the Democrats. It's all a shell game. It's a great talking point, get's the base riled up, but NOTHING gets done, because it's not in their best interest. Go listen to some of Trumps youtubes on political contributions. Yep, both sides of the aisle, that is how it is done.
Special interst $$ wins every time. 
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BHW Resident Surgeon
Posts: 25351
Location: Bastrop, Texas | I'm afraid Anniemae is right. They're all plutocrats.....just a bit different on the outside, for appearance sake.
We are suckers. |
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My Heart Be Happy
Posts: 9159
Location: Arkansas | RnRJack - 2016-10-27 10:20 AM
Chandler's Mom - 2016-10-26 8:20 PM
RnRJack - 2016-10-26 3:03 PM
So I have a question, if I had full coverage insurance in 2016 at my old job, but I left to start my own business, when do I need to purchase my insurance? Will I get fined for every month I haven't had it until 2017? Or do I need to get it by the new year? I've heard both...
You will need to have it every month. There was a small gap period that was acceptable like a month or two last year, but not sure that's on the table this year.
Thank you, I've heard that since I left a company with benefits I can still pay for them independently through my old company, that they have to honor it. It's called cobra I believe.
Looked at some plans yesterday, found one for $158 a month with a $6500 deductible!!!!!!! I won't use that in 3 years if not more.....looks like we're gonna have to do a quick court house wedding if my boyfriend agrees so can use his benefits, we plan on getting married anyway but it sucks that we may do it under these circumstances.
Yes, cobra is horrendously expensive from my experience. Insurance is the ultimate insult any way you look at it!!
And the penalties are gonna increase harshly every year. . . .
Edited by Chandler's Mom 2016-10-28 10:36 PM
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BHW Resident Surgeon
Posts: 25351
Location: Bastrop, Texas | Insurance alone is not the answer, whether it's provided by your employer, COBRA, purchased privately, or on one of the ObamaCare exchanges. We'll either have single payer, where 20% of the U.S. economy gets turned over to a corrupt, inept, hopelessly indebted government....or something else. That "something else" will fail miserably unless free market forces are used to drive down the cost of healthcare. The existence of health insurance, in its current form, is an impediment to driving down the cost of healthcare. Something has to be done so that the majority of citizens have some sense that they have skin in the game, and therefore become consumers in a free market system. That's where tax deductible HSAs come into the picture. Obviously, something will have to be done to provide assistance to the indigent, and obviously insurance will play a role in making catastrophic insurance available. Eliminating barriers across state lines to competition between insurers, tax deductible HSAs, some form of torte reform, and a Medicaid type program controlled by the individual states is the best solution.....unless we just roll over and dump the responsibility on the federal government. |
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 Elite Veteran
Posts: 933
Location: north dakota | Here is Trump's plan for healthcare. I agree that his plan would be a much better solution than Obamacare that is crippling the middle class.
http://www.caintv.com/trump-releases-seven-point-hea
Edited by ndcowgirl 2016-10-29 8:57 PM
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BHW Resident Surgeon
Posts: 25351
Location: Bastrop, Texas |
I agree with this plan, and I'd add torte reform. Defensive medicine accounts for about 20% of healthcare costs, according to some estimates. |
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