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 Veteran
Posts: 112
| Does anyone have any good opinions on horse insurance? I have tried to contact LCI to no avail and have never been contacted back. I have called, sent two emails, and also have sent in the online quote and have never heard a word back. I have heard good things about Markel. Thanks ahead of time! 
Also, what do you guys recommend getting coverage wise? I am definitely wanting Emergency colic surgery coverage, but wasn't sure if anyone has done anything like major medical?
ETA: I did a search on here and saw some other companies. I just sent in a quote request through Albracht. Anyone currently using them?
Edited by Red3 2017-06-29 9:15 AM
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 A Barrel Of Monkeys
Posts: 12972
   
Location: Texas | There was a thread about this just the other day.
I use Albracht; cheaper than Markel and friendlier.
I have mortality and major medical. No complaints, but no claims either. |
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 Expert
Posts: 5293
| I Great American. Same experience as above. Good service but no claims.lol Great american is now offering " Medical assist" program that is inbetween Full medical and no medical coverage. I haven't decided if I want that or not yet. |
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Veteran
Posts: 112
| Thanks guys! I was looking at the thread about this that was posted recently and that's how I found Albracht. I don't want to spend a fortune, but I also would like some protection. I'm in my last year of vet school, which has allowed me to see a lot of things that can happen and how fast they add up. |
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Expert
Posts: 5293
| Red3 - 2017-06-29 8:36 AM
Thanks guys! I was looking at the thread about this that was posted recently and that's how I found Albracht. I don't want to spend a fortune, but I also would like some protection. I'm in my last year of vet school, which has allowed me to see a lot of things that can happen and how fast they add up.
Thats awesome though, you can save a million by treating your horses yourself! |
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  Neat Freak
Posts: 11216
Location: Wonderful Wyoming | Red3 - 2017-06-29 8:00 AM Does anyone have any good opinions on horse insurance? I have tried to contact LCI to no avail and have never been contacted back. I have called, sent two emails, and also have sent in the online quote and have never heard a word back. I have heard good things about Markel. Thanks ahead of time! Also, what do you guys recommend getting coverage wise? I am definitely wanting Emergency colic surgery coverage, but wasn't sure if anyone has done anything like major medical? ETA: I did a search on here and saw some other companies. I just sent in a quote request through Albracht. Anyone currently using them?
I have what has been a pretty dang nice policy on my show horse. I'll get you the details. It is full of Endorsements that I never expected including one for Wobblers which he has. LCI was full of EXCLUSIONS. So if my horse had this or this or this they wouldn't cover it. No thank you!!! It's not like we know what our horses are going to do to get injured or sick!!! |
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Industrial Srength Barrel Racer
Posts: 7268
| Red3 - 2017-06-29 9:00 AM
Does anyone have any good opinions on horse insurance? I have tried to contact LCI to no avail and have never been contacted back. I have called, sent two emails, and also have sent in the online quote and have never heard a word back. I have heard good things about Markel. Thanks ahead of time!
Also, what do you guys recommend getting coverage wise? I am definitely wanting Emergency colic surgery coverage, but wasn't sure if anyone has done anything like major medical?
ETA: I did a search on here and saw some other companies. I just sent in a quote request through Albracht. Anyone currently using them?
Isn't it crazy? You have to practically BEG these companies to take your money! I have the SAME thing with my home owners. My dad had the SAME policy for FIFTY years, he died, I took over the policy and NOW they want to know the roof age, age of the electrical & plumbing work and actually went SO FAR as to ask me to have the neighbors take pictures of the house for them (I am 130 miles away). Customer service with any kind of insurance company is a JOKE!
(Sorry, off my soapbox).... 
On the horses, I had insurance through Justin - they were okay I guess, I never had a claim and I had to drop once the horses were 15 as it was astronomical. In several years, I would have paid in premiums what the horses were worth! |
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 Mrs. BigWig
Posts: 1868
Location: chasing kids and animals | Following as well. I sent in to Albracht waiting on Quote as well. |
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Extreme Veteran
Posts: 349
| I am looking for insurance as well. I email ALOT of people for quotes, and the best quote I got, with the coverage I am looking for is with Hartford and the agent is out of NC. If you want his info, message me.
I actually have two other friends looking to insure their horses. I asked the agent it there was a "break" if I got a certain amount of people but it was only if we were at the same barn OR we had 10 horses to insure. |
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Expert
Posts: 1343
Location: East Texas | Horse Insurance Specialists, Pilot Point, Texas |
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Neat Freak
Posts: 11216
Location: Wonderful Wyoming | wyoming barrel racer - 2017-06-29 10:12 AM Red3 - 2017-06-29 8:00 AM Does anyone have any good opinions on horse insurance? I have tried to contact LCI to no avail and have never been contacted back. I have called, sent two emails, and also have sent in the online quote and have never heard a word back. I have heard good things about Markel. Thanks ahead of time! Also, what do you guys recommend getting coverage wise? I am definitely wanting Emergency colic surgery coverage, but wasn't sure if anyone has done anything like major medical? ETA: I did a search on here and saw some other companies. I just sent in a quote request through Albracht. Anyone currently using them?
My agent is Cinquini Insurance Services out of CA. I have $10k in major med, ALL RISKS of Mortality (that is what you want on yours), and Colic Surgery.
My endorsments (which is what make it such a great insurance so far)
wobblers
auto addition
agreed value
surgical operations
castration and spaying
full premium if loss
emergency colic surgery
west nile virus
guaranteed renewel (with an open claim, such as I have, as long a I pay the premium, they continue my insurance_
sport horse major med $10k |
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Veteran
Posts: 112
| Thank you guys so much for all of the info! Albracht got back to me very quickly! I'm going to do some comparisons and go from there!. The Hartford one in NC sounds like a good deal, could you PM his info? Thanks so much everyone! |
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 Wishing I were a Wildcat
Location: 'Hawk Country | I am an agent for Northwest. I actually went to work for them after switching my horses to them.If interested in quotes so you can compare PM me.
Edited by ozcancrasher13 2017-07-01 5:42 PM
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Veteran
Posts: 105
| Horseinsurancenow.com. The Hartford company with Thomas Merritt. He is very thorough so you have no questions when you are done. |
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 Regular
Posts: 92
Location: Wewoka, Oklahoma | Ingram Insurance Agency out of Whiteboro Texas! Jenifer Ingram is wonderful. I have not had to make a claim yet! But one of my good friends had to on his good barrel horse for colic surgery. He could not believe it, no problems with making the claim and they paid right away. He has had problems with other insurance companies in the past but not this one. So, I went with them for my horses and been with them for 3 yrs. now. So, it can't hurt to give them a call also!  |
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 Expert
Posts: 1440
Location: Texas | I used Jarvis and I was very happy with them. I had mortality and 7500 major medical. I had quite a few claims on the major medical and they paid every time without any debate or issues. |
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 Member
Posts: 8
Location: Washington | I am an agent here in the NW but we are licensed throughout most the US. I can get you a quote very quickly if still interested. As an independent agency I have a couple options I can choose from, The Hartford being one!
cwitters@stonebrakermcquary.com
Thanks! |
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Horse Insurance