Posted 2017-08-24 8:55 AM Subject: Trailer Insurance - who's the best
Mrs. BigWig
Posts: 1868 Location: chasing kids and animals
I bought a used trailer last year but it looks brand new and I would like to get insurance on it. Do you you insure them as if they are an RV or as a horse trailer?
Posted 2017-08-24 9:05 AM Subject: RE: Trailer Insurance - who's the best
Elite Veteran
Posts: 889
Ours is insured under our vehicle policy because normally you get a "multi-vehicle" discount. Even though it has a living quarters, it's insured as a horse trailer, not RV. I would talk to your current vehicle insurance agent and go from there.
Posted 2017-08-24 10:50 AM Subject: RE: Trailer Insurance - who's the best
Off the Wall Wacky
Posts: 2981 Location: Louisiana
Ours in on our auto policy through State Farm along with our other vehicles. Mine doesn't have LQ and is very affordable for full coverage. I do recall when I was getting the policy set up they asked me if it had LQ, and I think their system would have set it up like an RV/camper. I could be mistaken though!
Posted 2017-08-24 2:48 PM Subject: RE: Trailer Insurance - who's the best
Shelter Dog Lover
Posts: 10277
I have it thru St Farm and it is set up as a travel trailer. I have water damage on the floor of my LQ requiring everything to be ripped out. St Farm is covering the cost minus my $500 deductible. I am taking the opportunity to put a different floor plan in :).
Trailer Insurance - who's the best
