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Equine Medical Coverage Dropped-Now What?

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Last activity 2014-01-17 6:14 PM
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darchick
Reg. Jan 2004
Posted 2014-01-17 12:23 PM
Subject: Equine Medical Coverage Dropped-Now What?




5001002525
I was informed last month that my horse would no longer be eligible for major medical coverage.  I have had her for a year and they have not paid one dime on claims in the last year.  She had one eye infection and two trips to the vet for mild lameness that was attributed to bad shoeing.  The horse is completely sound now that she is barefoot, but no one will cover her.....even with exclusions or surgical coverage.

Any suggestions?
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wyoming barrel racer
Reg. Apr 2006
Posted 2014-01-17 12:28 PM
Subject: RE: Equine Medical Coverage Dropped-Now What?


Military family

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Did you try LCI?  
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darchick
Reg. Jan 2004
Posted 2014-01-17 12:34 PM
Subject: RE: Equine Medical Coverage Dropped-Now What?




5001002525
wyoming barrel racer - 2014-01-17 12:28 PM Did you try LCI?  

Not yet, but it is my understanding that all the companies use the same underwriters.  My current broker says he has checked with all the different underwriters and no one will write medical or surgical on her.....just mortality. 
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Bibliafarm
Reg. Jul 2008
Posted 2014-01-17 12:36 PM
Subject: RE: Equine Medical Coverage Dropped-Now What?


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how old is she is . that doesnt sound about right. 
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darchick
Reg. Jan 2004
Posted 2014-01-17 1:10 PM
Subject: RE: Equine Medical Coverage Dropped-Now What?




5001002525
Bibliafarm - 2014-01-17 12:36 PM how old is she is . that doesnt sound about right. 

 She's only. 6
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ranlyn1
Reg. Sep 2006
Posted 2014-01-17 1:20 PM
Subject: RE: Equine Medical Coverage Dropped-Now What?



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Try Plains Horizon and talk with Marvin.  They are awesome to work with.  Maybe they can help or explain in detail why you cant have insurance.   
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Whiteboy
Reg. Jul 2012
Posted 2014-01-17 1:21 PM
Subject: RE: Equine Medical Coverage Dropped-Now What?


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That's White "Man" to You


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I'd try jennifercare, it might be worth a shot. 
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darchick
Reg. Jan 2004
Posted 2014-01-17 3:55 PM
Subject: RE: Equine Medical Coverage Dropped-Now What?




5001002525
Whiteboy - 2014-01-17 1:21 PM I'd try jennifercare, it might be worth a shot. 

 ?????
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Whiteboy
Reg. Jul 2012
Posted 2014-01-17 4:00 PM
Subject: RE: Equine Medical Coverage Dropped-Now What?


Military family

That's White "Man" to You


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darchick - 2014-01-17 3:55 PM
Whiteboy - 2014-01-17 1:21 PM I'd try jennifercare, it might be worth a shot. 
 ?????
It's like obamacare but through LRQHS. I'd send her never ending PM's, she really likes that.   

Edited by Whiteboy 2014-01-17 4:02 PM
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nvrenuf
Reg. Nov 2004
Posted 2014-01-17 4:01 PM
Subject: RE: Equine Medical Coverage Dropped-Now What?



Elite Veteran


Posts: 716
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I know Justin changed theirs to where you had to have them insured for something like $15,000. to $20,000 to get major medical or surgical. 

For which I dont understand...it costs the same to do surgery on a $20,000 horse as it does a $5000 horse.


Edited by nvrenuf 2014-01-17 4:03 PM
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Bibliafarm
Reg. Jul 2008
Posted 2014-01-17 6:14 PM
Subject: RE: Equine Medical Coverage Dropped-Now What?


Military family

Warmblood with Wings


Posts: 27846
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Location: Florida..
nvrenuf - 2014-01-17 5:01 PM I know Justin changed theirs to where you had to have them insured for something like $15,000. to $20,000 to get major medical or surgical. 



For which I dont understand...it costs the same to do surgery on a $20,000 horse as it does a $5000 horse.

 yes it does but your premium is higher..

with surgerys and hospital stays etc..cost going up etc.. it may have alot to do with it.
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