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Who/how do you insure farm equipment?

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Last activity 2014-04-25 9:47 AM
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rodeomom3
Reg. Dec 2007
Posted 2014-04-24 5:36 PM
Subject: Who/how do you insure farm equipment?



Shelter Dog Lover


Posts: 10277
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 Just bought a tractor and our St Farm agent is treating it just like a vehicle.  Quote they gave seem high.   We don't have a farm operation so no other equipment to cover.  I am having a hard time finding an ins rep who will insure just one piece.  I am in Texas.   Thanks 
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livinonlove&horses
Reg. Jun 2008
Posted 2014-04-24 5:44 PM
Subject: RE: Who/how do you insure farm equipment?



Ms. Poutability


Posts: 2362
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Location: In my own world
 We used Farm Bureau. But we had lots of equipment and a blanket policy. 
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CYA Ranch
Reg. Feb 2008
Posted 2014-04-24 8:08 PM
Subject: RE: Who/how do you insure farm equipment?


Military family

More bootie than waist!


Posts: 18425
5000500050002000100010010010010025
Location: Riding Crackhead.
We have a farm policy so everything is covered under that.  I'll have to ask my buddy as she has a small acreage. 
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bennie1
Reg. Oct 2003
Posted 2014-04-24 9:15 PM
Subject: RE: Who/how do you insure farm equipment?


Military family

Queen Boobie 2


Posts: 7521
50002000500
 I have my house and vehicles with State Farm...I don't like my agent...I have become aquainted with a Shelter agent who has some cattle and understands agriculture. When I bought my tractor a year ago I went to him for coverage. I pay $90 a year. That's on a $16,000 tractor with loader and brush hog
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Bibliafarm
Reg. Jul 2008
Posted 2014-04-24 9:18 PM
Subject: RE: Who/how do you insure farm equipment?


Military family

Warmblood with Wings


Posts: 27846
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Location: Florida..
I used Farm Bureau to 
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runnink
Reg. Sep 2009
Posted 2014-04-24 9:32 PM
Subject: RE: Who/how do you insure farm equipment?


Elite Veteran


Posts: 729
50010010025
Location: south central usa
have house and land through one company and everything else through Farm Bureau. Have a one-off type policy that has the tractor and a zero-turn mower (tractor valued at $20k and mower at $3500 - premium is about $125 or so annually)
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squeek
Reg. Dec 2006
Posted 2014-04-24 9:37 PM
Subject: RE: Who/how do you insure farm equipment?



Toy Story Fanatic


Posts: 4148
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Location: Oregon
My backhoe is covered under my homeowners policy.  Hoping to get a cheap tractor this summer and it will go there also.  I am with Foremost because I am in a  Manufactured home.  Horse trailer is on my auto policy.  It is just a 3 horse slant but a 2011.
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rodeomom3
Reg. Dec 2007
Posted 2014-04-24 9:48 PM
Subject: RE: Who/how do you insure farm equipment?



Shelter Dog Lover


Posts: 10277
50005000100100252525
Thanks for the replies. Tractor was 48k, St Farm said because of value not covered under homeowners. Their quote was $720 annually. Our smaller tractor is covered under homeowners. I have some calls in to some farm agents.
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Honeymoney
Reg. Apr 2012
Posted 2014-04-24 10:45 PM
Subject: RE: Who/how do you insure farm equipment?


Fire Ant Peddler


Posts: 2881
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New Holland put the insurance in with the loan. It was pretty reasonable. I am almost sure that it was about $600 for 5 years. My tractor was around $17,000.
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TessBelle
Reg. Mar 2014
Posted 2014-04-25 1:00 AM
Subject: RE: Who/how do you insure farm equipment?


Expert


Posts: 1477
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Location: In the land of peanuts and cotton
We also have a farm plan but ours is with State Farm.

Edited by TessBelle 2014-04-25 1:01 AM
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countrygirl2006
Reg. Jun 2005
Posted 2014-04-25 8:24 AM
Subject: RE: Who/how do you insure farm equipment?


Red Hot Cardinal Fan


Posts: 4122
20002000100
All of hubby's equipment is covered under our farm policy.  
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BeanCounter
Reg. Feb 2009
Posted 2014-04-25 9:40 AM
Subject: RE: Who/how do you insure farm equipment?




1001001001002525
Location: Keeping up with the numbers!
We are in Texas...you might try Germania. We have all of our farm equipment as well as saddles insured through them.
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Lopin' Leopard
Reg. Dec 2007
Posted 2014-04-25 9:47 AM
Subject: RE: Who/how do you insure farm equipment?



Extreme Veteran


Posts: 495
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Location: Washington
Ours is covered under the home owners insurance and we paid $25K for it, husbands Christmas present. We use Country Financial, they might be local for WA, I'm not sure.
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