streakysox - 2016-09-12 5:32 AM







When I did have insurance on a horse it was mortality insurance. They let me insure for the amount that I paid for the horse until the horse started winning. It would not increase the value because of training. Insurance did not cover injuries. Example, friend buys a young stallion that is a son of Dash For Perks. Horse is playing and runs down the fence and slides to a stop, slips and straddles a T post. It cut him so badly that he still limps, 10 years later. Insurance does not cover that. Most people do not have insurance on foals anyway. I don't have insurance on anything and one horse is a reserve world champion, probably because the insurance companies do everything they can to keep from paying.