|
|
 BHW New Catch of the Day
Posts: 9884
    
Location: Missouri | Long story short we pulled a friends trailer home for her over the weekend, a 6 horse with LQ, all aluminum. It pulled so much lighter than mine, a steel frame, aluminum skin 4H w/LQ.
I owe 5,500.00 on mine. Would it be worth it trading it in on something lighter? Would I save enough fuel money? Would I save enough wear and tear on my truck over time?
I wasn't even driving and could tell how much lighter it pulled and getting something new or different is always so exciting! However, NOT having a payment is pretty tempting too. |
|
| |
|
Location: Not Where I Want to Be | Tbred - 2017-07-19 4:23 PM Long story short we pulled a friends trailer home for her over the weekend, a 6 horse with LQ, all aluminum. It pulled so much lighter than mine, a steel frame, aluminum skin 4H w/LQ.
I owe 5,500.00 on mine. Would it be worth it trading it in on something lighter? Would I save enough fuel money? Would I save enough wear and tear on my truck over time?
I wasn't even driving and could tell how much lighter it pulled and getting something new or different is always so exciting! However, NOT having a payment is pretty tempting too.
no
what you felt is the highlighted portion, not the weight. |
|
| |
|
BHW New Catch of the Day
Posts: 9884
Location: Missouri | 1DSoon - 2017-07-19 3:28 PM Tbred - 2017-07-19 4:23 PM Long story short we pulled a friends trailer home for her over the weekend, a 6 horse with LQ, all aluminum. It pulled so much lighter than mine, a steel frame, aluminum skin 4H w/LQ.
I owe 5,500.00 on mine. Would it be worth it trading it in on something lighter? Would I save enough fuel money? Would I save enough wear and tear on my truck over time?
I wasn't even driving and could tell how much lighter it pulled and getting something new or different is always so exciting! However, NOT having a payment is pretty tempting too. no
what you felt is the highlighted portion, not the weight.
LOl I'd have to disagree with you there, it was 4 a.m. and the only reason we were pulling her trailer is because her truck blew up. We had already taken her horses home in 3 different trailers and we were on our way back with her trailer. Too exhausted to be excited |
|
| |
|
Married to a Louie Lover
Posts: 3303
| Tbred - 2017-07-19 3:23 PM
Long story short we pulled a friends trailer home for her over the weekend, a 6 horse with LQ, all aluminum. It pulled so much lighter than mine, a steel frame, aluminum skin 4H w/LQ.
I owe 5,500.00 on mine. Would it be worth it trading it in on something lighter? Would I save enough fuel money? Would I save enough wear and tear on my truck over time?
I wasn't even driving and could tell how much lighter it pulled and getting something new or different is always so exciting! However, NOT having a payment is pretty tempting too.
If yours is working for you, keep it. Not having a payment will more than make up for any fuel savings. |
|
| |
|
 A Somebody to Everybody
Posts: 41354
Location: Under The Big Sky Of Texas | So close to having it payed off, why have payments again on a horse trailer  . So I say Nope. |
|
| |
|
 Take a Picture
Posts: 12842
| See if you can trade yours in. You never know, payments may be less than they are now. |
|
| |
|
Extreme Veteran
Posts: 534
Location: Ohio girl moved to PA | I would say you could always look into it. It doesnt hurt to explore your options and like above stated, your payments could end up being cheaper! and of course anything heavier is going to add more wear and tear on your truck over time than something thats lighter, but its all in what you want. If youre happy id say stick with what you have! if not, change is always good (: |
|
| |
|
Meanest Teacher!!!
Posts: 8555
Location: sunny california | honestly it would depend on the price difference. If the difference was more than $5000 it would be a big NO for me. I would only upgrade if my trailer was lacking in something that would normally be a deal breaker.
I have an old LQ that has everything i want. the interior is dated so it would be nice to have new and pretty; however it would take winninn the lotto for me to upgrade. I would never use money that earned for fancy interior.
|
|
| |
|
 Hugs to You
Posts: 7551
Location: In The Land of Cotton | No, I would not. Having a trailer paid for is the greatest thing in the world. |
|
| |
|
 Expert
Posts: 3815
Location: The best kept secret in TX | Unless my payments were like a unicorn and were $100/Month with 0% interest then no. I wouldn't trade it in. LOL but if that unicorn ever did exist....  |
|
| |
|
 Extreme Veteran
Posts: 475
Location: Alabama | Unless it's an even trade, then I would not add on extra debt. Even if the payment is the same, if you add on 2 years, that's probably not worth the savings. |
|
| |
|
Elite Veteran
Posts: 695
Location: Windoming | Do you feel safer with a steel framed trailer or an aluminum framed trailer? If you ever have an accident with your trailer, pretty sure the steel framed would hold up better.
Years ago my parents paid a lot extra at the time to get a motor home with a steel frame. I understood when I saw a motor home hit head on that did not have a steel frame. Nothing left.
Something to think about.
|
|
| |
|
BHW New Catch of the Day
Posts: 9884
Location: Missouri | You guys make a good point about not having a payment. I've never had an accident with my trailer, and I'm hoping saying that isn't going to jinx me. My trips are about 2 hours, so it's not like I'm hauling cross country putting wear and tear on my truck.
My trailer is a 2000, the only thing it doesn't have is a sink in the bathroom. The trailers I'm looking at are in the 35k range, used but newer than mine. I should be able to get at least 22k for mine I would think. I've seen 2000's 4H with LQ for about 25K.
Let's discuss the age and value..............later it won't be worth as much if I do decide to go newer, like when my granddaughters start racing (praying they will, lol) What say you? |
|
| |
|
Extreme Veteran
Posts: 475
Location: Alabama | If you are going to replace your 2000 with a 2005 in 5 years, a 2005 will not be worth as much as it is now either. When you finish paying this one off, set up a savings account & continue making the payments. When & if your GDs start racing, you can determine if you want to upgrade at that time.
I'm going to try to attach a pic of my gravity fed sink in my trailer. The pic is from the former owner. I had to build a more substantial shelf in order to keep the tank full for travel. The drain pipe is routed to the center of the trailer underneath so that it doesn't make a muddy mess where you step out.
 (trailerpost.jpg)
Attachments
----------------
 trailerpost.jpg (56KB - 207 downloads)
|
|
| |
|
  Ms. Marine
Posts: 4641
Location: Texas | The grass isn't actually greener on the other side. |
|
| |
|
 Three in a Bikini
Posts: 2035
| If you want a new trailer...
Buy a new trailer! 
Life is too short. Plus having bills to pay keeps me working. XD |
|
| |
|
 BHW Resident Surgeon
Posts: 25352
Location: Bastrop, Texas | Do yourself a favor. Pay off the trailer and keep using it for a while.
It's a nice feeling to actually own everything that you possess, and not be obligated to some lender. If you are lucky, that sense of freedom will become contagious, and that $400-500 monthly payment can be applied to whatever else you owe, including vehicles and your mortgage, or simply salted away. That elation of having a new trailer is short lived, and before you know it, the novelty will wear off and it becomes just another trailer. Same thing with new pickups and cars. That new "smell" doesn't last all that long.
When the day does come that you really need to buy something new, it's a great feeling to simply write a check, knowing that when you drive away you actually own it. |
|
| |
|
BHW Resident Surgeon
Posts: 25352
Location: Bastrop, Texas | Kry5ta1 - 2017-07-22 8:13 PM
If you want a new trailer...
Buy a new trailer!
Life is too short. Plus having bills to pay keeps me working. XD
"Life is too short" is the devil's cliche' and a startling number of people actually live by that motto.
Nearly half of all Americans approaching retirement have zero savings, and about 2/3rds have less than $50K in retirement savings.
I think there's merit in the notion that you can't take it with you, only if you have a certain baseline of financial security. I'll tell you one thing. If you are less than 50, I wouldn't be counting on social security. |
|
| |
|
 Shelter Dog Lover
Posts: 10277
| Bear - 2017-07-23 8:20 AM Kry5ta1 - 2017-07-22 8:13 PM If you want a new trailer... Buy a new trailer! Life is too short. Plus having bills to pay keeps me working. XD "Life is too short" is the devil's cliche' and a startling number of people actually live by that motto. Nearly half of all Americans approaching retirement have zero savings, and about 2/3rds have less than $50K in retirement savings. I think there's merit in the notion that you can't take it with you, only if you have a certain baseline of financial security. I'll tell you one thing. If you are less than 50, I wouldn't be counting on social security.
Ditto, be as debt free as you can. While my husband now makes a very substancial income it has not always been like that. We learned early on to live without if we could not pay cash. As a result, today we have 0 debt and that allows for much more discretionary spending. My truck is 12 years old, I do not plan on ever replacing it, it does not have all the bells and whistles but it gets me where I need to go. |
|
| |
|
| Take that money that is burning a hole in your pocket and build a
shedrow on your barn or a rv port to drive the trailer/truck into
and to park your current trailer in. (and maybe truck too)
Trailer out of the weather will keep the wear and tear down and it sure
is nice to load horses in a cool trailer when leaving for an event or
unload in bad weather.
There will always be nicer trailers for sale due to people overloading
their pocketbooks or life changes or just tired of 15 year payments
on something sitting in the pasture... lol
Always make sure your loaded trailer does not exceed more than 75% of your
trucks total weight and towing capacity. There may be a time where
a quicker stop will save your life!! (so many trucks are now very overrated
in their capacities)
If your current trailer feels stuffed and cramped ... unload everything and
put everything in your tack and feedroom. Then dress your horse up with
his riding gear and then undress him and put that stuff in your cleaned
out trailer. Then gather up the necessary stall items and put in the nice
clean "almost new like" trailer that you just discovered belongs to you... lol
And remind yourself that you are going to an event so you don't need
to load the entire house and barn into the trailer to make the trip... lol
One of the best things I ever bought and screwed into the floor of the
GN trailer ... is an aluminum pickup storage box to put odds and ends
out of the way. It also provides a seat inside the trailer and a stepup
to crawl up into the goose neck. (Do not buy the box that hangs on
the rails of a pickup ... buy the one that sits on the floor for more room)
HAVE FUN ... and go ahead and buy the other trailer ...  
Edited by BARRELHORSE USA 2017-07-23 3:00 PM
|
|
| |
Folks on-line