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Trailer Insurance - who's the best

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Last activity 2017-08-24 10:37 PM
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barrelrunner97
Reg. Feb 2006
Posted 2017-08-24 8:55 AM
Subject: Trailer Insurance - who's the best



Mrs. BigWig


Posts: 1868
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Location: chasing kids and animals
I bought a used trailer last year but it looks brand new and I would like to get insurance on it.  Do you you insure them as if they are an RV or as a horse trailer?   
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RedHead84
Reg. Dec 2014
Posted 2017-08-24 9:05 AM
Subject: RE: Trailer Insurance - who's the best



Elite Veteran


Posts: 889
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Ours is insured under our vehicle policy because normally you get a "multi-vehicle" discount. Even though it has a living quarters, it's insured as a horse trailer, not RV. I would talk to your current vehicle insurance agent and go from there.
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dashnlotti
Reg. Aug 2009
Posted 2017-08-24 10:50 AM
Subject: RE: Trailer Insurance - who's the best



Off the Wall Wacky


Posts: 2981
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Location: Louisiana
Ours in on our auto policy through State Farm along with our other vehicles. Mine doesn't have LQ and is very affordable for full coverage. I do recall when I was getting the policy set up they asked me if it had LQ, and I think their system would have set it up like an RV/camper. I could be mistaken though!
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barrelrunner97
Reg. Feb 2006
Posted 2017-08-24 1:50 PM
Subject: RE: Trailer Insurance - who's the best



Mrs. BigWig


Posts: 1868
10005001001001002525
Location: chasing kids and animals
Thanks guys. I will take my registration to my auto ins company tomorrow. Thanks for your help
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rodeomom3
Reg. Dec 2007
Posted 2017-08-24 2:48 PM
Subject: RE: Trailer Insurance - who's the best



Shelter Dog Lover


Posts: 10277
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 I have it thru St Farm and it is set up as a travel trailer.  I have water damage on the floor of my LQ requiring everything to be ripped out.  St Farm is covering the cost minus my $500 deductible.  I am taking the opportunity to put a different floor plan in :).
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Chandler's Mom
Reg. Jan 2015
Posted 2017-08-24 10:37 PM
Subject: RE: Trailer Insurance - who's the best



My Heart Be Happy


Posts: 9159
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Location: Arkansas
Farm Bureau has been awesome to work with. We had hail damage and had to have extensive work done--they never batted an eye or questioned anything.
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