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More house buying ?'s

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Jump to page : 		Last activity 2014-02-17 4:48 PM
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lexyy12
Reg. Apr 2010
Posted 2014-02-17 3:15 PM
Subject: More house buying ?'s



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Location: ohio-in my own little world with pretty ponies :)		Ok so our realtor told us that the house we were looking into won't go FHA. But my parents house went FHA? So that doesn't make sense. What's other types of loans could we get? We also found another that we asked her about and she said they will only accept cash offers...so that means you have to pay cash for the whole home at one time? She is supposed to call back in a little while and explain but I'm confused...SOMEONE PLEASE EXPLAIN THESE LOL. THANK YOU!
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TNcowgirl88
Reg. Jul 2008
Posted 2014-02-17 3:33 PM
Subject: RE: More house buying ?'s


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My home went USDA.. which I hear is the best loan at this time. The home has to be in a rural area.. Mine does not have more than an acre ( I am 2 miles from my farm and barn). but with USDA you do not have to pay a PMI and you do not have to put money down. The interest rate is a little higher but the PMI offsets that.
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lexyy12
Reg. Apr 2010
Posted 2014-02-17 4:12 PM
Subject: RE: More house buying ?'s



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Location: ohio-in my own little world with pretty ponies :)		We thought about USDA but the barn is too large. 12 feet lol
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SG.
Reg. Sep 2003
Posted 2014-02-17 4:48 PM
Subject: RE: More house buying ?'s


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Location: Here		 this should explain it.   http://www.merchantcircle.com/answers/q/71137/Do-sellers-accept-offers-from-buyers-with-FHA-loans
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