Do you in Texas have your Horse Trailer with L Q insured with your struck? Or do you have separate R V Insurance? Thanks 

Insured with it's own policy.  It's only covered with your truck for liability.  For collision, theft, comprehensive, it needs it's own policy. 

Kansas, not Texas but we just have ours insured with Farm Bureau.  It is listed on its own and included in our bundle that way it is covered for what it is worth.

In Indiana I have my own policy for the trailer and insured up to $25,000. This includes living qtrs and collision.