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  If it Ain't a Paint it Ain't!
Posts: 8519
   
Location: Mansfield, Tx |
> Friends and family, I am forwarding this information to you so you
> will be
aware of the credit card scam going around. Protect yourself and share
this information with others on your e-mail list.
>
> One of my friends were called on Wednesday from "VISA" and I was
> called on
Thursday from "MasterCard".
>
> It worked like this: Person calling says, "This is and I'm
> calling
from the Security and Fraud department at VISA. My Badge number is
12460. Your card has been flagged for an unusual purchase pattern, and
I'm calling to verify. This would be on your VISA card which was issued
by bank.
>
> "Did you purchase an Anti-Telemarketing Device for $497.99 from a
marketing company based in Arizona?"
>
> When you say "No", the caller continues with, "Then we will be issuing
> a
credit to your account. This is a company we have been watching and the
charges range from $297 to $497, just under! the $500 purchase pattern
that flags most cards.
>
> "Before your next statement, the credit will be sent to (gives you
> your
address). Is that correct?" You say "yes".
>
> Caller continues..."I will be starting a fraud investigation. If you
> have
any questions, you should call the 800 number listed on your card
1-800-VISA and ask for Security. You will need to refer to this Control
# (then gives you a 6 digit number). Do you need me to read it again?"
>
> Caller then "needs to verify you are in possession of your card. Turn
> the
card over. There are 7 numbers; first 4 are your card number, the next 3
are the security numbers that verify you are in possession of the card.
These are the numbers you use to make internet purchases to prove you
have the card. Read me the 3 numbers".
>
> Then says "That is correct." I just needed to verify that the card has
> not
been lost or stolen, and that you still have your card. Do you have any
other questions? Don't hesitate to call back if you do."
>
> You actually say very little, and they never ask for or tell you the
> card
number. But after we were called on Wednesday, we called back within 20
minutes to ask a question. Are we glad we did!
>
> The REAL VISA security department told us it was a scam and in the
> last 15
minutes a new purchase of $497.99 WAS put on our card.
>
> Long story made short, we made a real fraud report and closed the VISA
card and they are reissuing us a new number. What the scam wants is the
3-digit PIN number. By the time you get your statement, you think the
credit is coming, and then it's harder to actually file a fraud report.
The real VISA reinforced that they will never ask for anything on the
card! They already know! What makes this more remarkable is that on
Thursday, I got a call from a "Jason Richardson of MasterCard" with a
word-for-word repeat of the VISA scam.
>
> This time I didn't let him finish. I hung up! We filed a police
> report, as
instructed by VISA. T! he police said they are taking several of these
reports daily! They also urged us to tell everybody we know that this
scam is happening.
>
Edited by RunningOnPaints 2004-04-14 11:52 AM
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 Lived to tell about it and will never do it again
Posts: 5408
| Thank you for sharing this. I feel sorry for the poor sole that tries to use my card, not much credit there. |
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If it Ain't a Paint it Ain't!
Posts: 8519
Location: Mansfield, Tx | That makes 2 us.. lol |
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Veteran
Posts: 238
Location: KS | Thanks so much for sharing! This sure helps everyone to be more aware of these nasty schemes! Thanks for helping us all to be less likely to fall for them!! |
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 Having Smokin Bandits
Posts: 4572
Location: Woodstown, NJ | There's another scam going on where you get a real-looking letter from ebay asking for information. You really have to be on your toes nowadays. |
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 Extreme Snoop
Posts: 8703
Location: Arkansas | There are so many scams out there today that it's hard to keep up with them all. I keep getting a email from PayPal wanting me to verify my information. Problem is it is being sent to a email address that PayPal does not have on file. I also get tons of calls telling me I am approved for a credit card. They then ask for my bank account information to either confirm I am who I am. I hang up. The lastest scam is sad. Someone is calling families of service people over seas. Their story varies but they ask the family for either credit card or bank account information and then cleans them out. The US Military has issued a statement that if your family member is unjured or needs anything from their family someone in uniform and proper ID will come to your home in person. But they DO NOT need your account information. |
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Folks on-line