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Insurance for older horses - which companies will insure?

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Last activity 2016-04-11 3:51 PM
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Chance Of Rein
Reg. May 2011
Posted 2016-04-09 3:51 PM
Subject: Insurance for older horses - which companies will insure?



Veteran


Posts: 188
100252525
Location: Under the Big Sky - Montana
 Looking for suggestions on companies that will insure a 14 year old reining mare still being used for competition.  I have been told some companies won't insure when they get to be that age.  The horse would be a lease so insurance is needed.
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Chandler's Mom
Reg. Jan 2015
Posted 2016-04-09 8:11 PM
Subject: RE: Insurance for older horses - which companies will insure?



My Heart Be Happy


Posts: 9159
5000200020001002525
Location: Arkansas
Bump
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WrapSnap
Reg. Dec 2010
Posted 2016-04-09 9:58 PM
Subject: RE: Insurance for older horses - which companies will insure?


I AM being nice


Posts: 4396
20002000100100100252525
Location: MD
LCI will insure. My one horse's premium went up this year, as she is now 16, but still covered
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soonergirl98
Reg. Oct 2009
Posted 2016-04-09 11:07 PM
Subject: RE: Insurance for older horses - which companies will insure?



Expert


Posts: 2013
2000
Location: Piedmont, OK
You need to call Johne 2172545261 shes a broker. She found a mortality policy for me on an 18 yr old OTMR mare that needs to have surgey.
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Swannranch
Reg. Sep 2005
Posted 2016-04-10 4:32 PM
Subject: RE: Insurance for older horses - which companies will insure?


Miss Southern Sunshine


Posts: 7427
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Location: South Central Florida
I have never had a problem until they were 18, and if you already have insurance on them they just increase the price.  Have had several insurred at 10 to 18 yrs.  With several different companies.
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Aggie04
Reg. Jun 2006
Posted 2016-04-10 9:08 PM
Subject: RE: Insurance for older horses - which companies will insure?


Veteran


Posts: 217
100100
email me!! [email protected]

You can put that mare on a Full Mortality Policy, Theft, Agreed Value, Guaranteed Renewal and a $5,000 Emergency Colic Surgery Expense!

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Aggie04
Reg. Jun 2006
Posted 2016-04-10 9:09 PM
Subject: RE: Insurance for older horses - which companies will insure?


Veteran


Posts: 217
100100
We can do Special Accident up to 22 years old!
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azsun
Reg. Jun 2006
Posted 2016-04-11 9:19 AM
Subject: RE: Insurance for older horses - which companies will insure?


Military family
Porta Potty Pants


Posts: 2600
2000500100
Thanks for this post! I got a letter that this is the last year my horse will be reinsured without "substantial" increase in premium due to his age. He is 15.
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smak
Reg. Apr 2014
Posted 2016-04-11 9:19 AM
Subject: RE: Insurance for older horses - which companies will insure?


Member


Posts: 41
25
Justin Insurance insured our 16 year old we bought in February, the premium is a little bit higher but he has full coverage for a rodeo horse.
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Lph88311
Reg. Nov 2011
Posted 2016-04-11 11:56 AM
Subject: RE: Insurance for older horses - which companies will insure?


Regular


Posts: 85
252525
Justin Insurance will insure Full Mortality up to the age of 20. They also have medical endorsements available. The rate starts to increase at age 15. Hope this helps :)
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Jason@AlbrachtIns
Reg. Jun 2010
Posted 2016-04-11 12:27 PM
Subject: RE: Insurance for older horses - which companies will insure?


Veteran
BHW Advertiser


Posts: 260
1001002525
Most insure up to 15yr without any additional rates. After the 15th year they usually go up a percent and more as years come. Just be sure and always read your policy after say the 18th year. Exclusions seem to increase with horses after that year.

Give your agent a shout and always ask. I try to write about these type questions each month in two magazines. Thanks for a great question.


Jason
Albracht Insurance Agency.
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Cowgirl Kat
Reg. Aug 2013
Posted 2016-04-11 3:51 PM
Subject: RE: Insurance for older horses - which companies will insure?



Elite Veteran


Posts: 999
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Location: Sunny So Cal
Cinquini Insurance - 949-289-4722

Stacey is really nice and was willing to insure my 20 year old. 
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