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Is it worth getting horse insurance?

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Jump to page : 		Last activity 2014-09-12 2:28 PM
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CorinthCowgirl
Reg. Sep 2007
Posted 2014-09-12 2:22 PM
Subject: Is it worth getting horse insurance?



Night Chatter


Posts: 1907
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Location: Mississippi		 I have a 7 year old mare. I just broke her this year, but she is already off to a great start-won both her times out, already won about $100 from one show and the other was a local ribbon deal. Now, she was GIVEN to me. However, she was not broke and she was still with her dam. Crazy, I know. 
APHA mare, 14.3 hands. 1100 pounds. 
Lets say the horse ends up being a pretty solid horse (lets go for bottom 2D/top 3D at 300+ entries). She is my ONLY horse.
She stays barefoot. Is an easy keeper. I feed her a local feed company 14/8 pellet, along with electrolytes and Exceed 6 way. Only goes to vet to get shots, coggins, and dental. 
Is it worth getting insurance on a horse like this? 

Trust me, no feelings hurt here. I am a broke school teacher. Just want to know if it is worth my time to insure a horse like this, or just leave it be? Part of me says leave it alone because she is a mare. The other says I will have to take out a loan to purchase another horse.

What do you guys do?

Edited by CorinthCowgirl 2014-09-12 2:24 PM
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BrlRcrMT
Reg. Sep 2003
Posted 2014-09-12 2:26 PM
Subject: RE: Is it worth getting horse insurance?



Wishing on a star


Posts: 7935
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Location: Where if you don't like the weather...wait 5 mins!		I am in insurance. Not horse insurance.

What my boss always says to people who ask if something is worth insuring - buy as much insurance as you can afford.

Simple and to the point.

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hoofs_in_motion
Reg. Apr 2011
Posted 2014-09-12 2:28 PM
Subject: RE: Is it worth getting horse insurance?



Undercover Amish Mafia Member


Posts: 9992
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Location: Kansas		Insure her for what you think she is worth. My insurance company automatically insures my horses up to $5,000 through homeowners. BUT>......the horse can only die of certain causes (lightning, drown, gun shot, etc.) 
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