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Insurance on your horse

Moderators: luluwhit, gotothewhip, cindyt, crossspur, ForumAdmin
Jump to page : 		Last activity 2014-10-17 9:32 AM
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cecollins0811
Reg. Aug 2013
Posted 2014-10-17 8:34 AM
Subject: Insurance on your horse



Expert


Posts: 1631
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Location: Somewhere around here		Has anyone ever done it? Why? Is it worth it?
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EmtRoper
Reg. Jul 2012
Posted 2014-10-17 8:43 AM
Subject: RE: Insurance on your horse


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Posts: 399
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I have it in mortality and major medical, the major medical is great because my deductible is only $350 so it doesn't take much to get over that at the vet. I like it because when my gelding was having a breathing problem and we scoped him multiple times it cost me $350 rather than the $2500 that it would have after scoping him multiple times over the course of 3 weeks.
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scwebster
Reg. Mar 2013
Posted 2014-10-17 9:17 AM
Subject: RE: Insurance on your horse



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Posts: 2128
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Just like any insurance you pay a premium to protect you from what "might" happen. If you have a lot of money invested in a horse or it would cost you a lot of money to replace that horse should something happen..its a great idea. Especially if you use that horse constantly, have a loan taken out on them ect. 
Its pretty common where I live. Especially with rodeo mounts.
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Longneck
Reg. Mar 2004
Posted 2014-10-17 9:32 AM
Subject: RE: Insurance on your horse


Rad Dork


Posts: 5218
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Location: Oklahoma		I have mortatlity and I do it for peace of mind.  I'm not in debt with horses, but if he was to fall over dead tomorrow it wouldd take me a few months to save up the money just to begin search process all over again. 

I will be looking into major medical though.  That's something I KNOW I could probably benefit from!
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