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Married to a Louie Lover
Posts: 3303
  
| SC Wrangler - 2017-11-09 6:28 PM
Bear - 2017-11-09 6:05 PM Vickie - 2017-11-09 5:41 PM SC Wrangler - 2017-11-09 11:21 AM Whiteboy - 2017-11-08 1:07 PM Bear - 2017-11-07 9:15 PM I've seen a lot of people who are making a payment of $700-800 for a newer pickup. I've seen people with new trailers and a tack room full of new saddles and tack. They are making $500-600 payments on those. Some have 3, 4, 5 decent horses, maybe more. Some of the same ones will act like the sky is falling when they discover their health insurance premium goes up by $100-200....and they are contemplating going without insurance. Look, everyone knows healthcare and health insurance is a mess right now, but I think in many instances priorities are seriously screwed up. Exactly!
 Good one! It's Ronald Regan's fault. Why stop there? I think it's Abe Lincoln's fault.
Gratification and hobbies are one thing. I work in agriculture with farmers and I’m watching these ridiculously high premiums piled on top of ridiculously high deductibles ruin farms that have spanned generations and over 100 years of prosperity. I understand as well as anyone that prices are low and times are tough for growers in general but there is nothing “affordable” anymore about healthcare.
The truly ridiculous part is, a coworkers son has chosen to go uninsured and recently needed an MRI. He told them he was paying cash and his price was $250. When my husband needs an annual MRI to make sure he is still clear of cancer they bill our insurance thousands. THAT is where is system is screwed up IMO. Either the services don’t cost near what insurance get billed for, or those of us with insurance are having to support those without anyway. | |
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 BHW Resident Surgeon
Posts: 25352
 
Location: Bastrop, Texas | OhMax - 2017-11-09 6:56 PM
SC Wrangler - 2017-11-09 6:28 PM
Bear - 2017-11-09 6:05 PM Vickie - 2017-11-09 5:41 PM SC Wrangler - 2017-11-09 11:21 AM Whiteboy - 2017-11-08 1:07 PM Bear - 2017-11-07 9:15 PM I've seen a lot of people who are making a payment of $700-800 for a newer pickup. I've seen people with new trailers and a tack room full of new saddles and tack. They are making $500-600 payments on those. Some have 3, 4, 5 decent horses, maybe more. Some of the same ones will act like the sky is falling when they discover their health insurance premium goes up by $100-200....and they are contemplating going without insurance. Look, everyone knows healthcare and health insurance is a mess right now, but I think in many instances priorities are seriously screwed up. Exactly!
 Good one! It's Ronald Regan's fault. Why stop there? I think it's Abe Lincoln's fault.
Gratification and hobbies are one thing. I work in agriculture with farmers and I’m watching these ridiculously high premiums piled on top of ridiculously high deductibles ruin farms that have spanned generations and over 100 years of prosperity. I understand as well as anyone that prices are low and times are tough for growers in general but there is nothing “affordable” anymore about healthcare.
The truly ridiculous part is, a coworkers son has chosen to go uninsured and recently needed an MRI. He told them he was paying cash and his price was $250. When my husband needs an annual MRI to make sure he is still clear of cancer they bill our insurance thousands. THAT is where is system is screwed up IMO. Either the services don’t cost near what insurance get billed for, or those of us with insurance are having to support those without anyway.
This is one of the more instructive, illustrative posts I've seen in a long time on this board.
You are 100% right. Families are paying the equivalent of a mortgage for health insurance they can't afford to use. Think about it. I'll say it again: Families are paying the equivalent of a mortgage for a product they can't afford to use. It's insane, particularly when you add that experience of your coworker's son.....$250 versus over $1000 if he would have been insured.
In my opinion, that example provides the clue to the best solution to the problem: a REAL market-driven system. Congress hasn't even approached the problem. Both parties are too corrupt and lacking the courage to come up with a fix. | |
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Nut Case Expert
Posts: 9305
Location: Tulsa, Ok | Bear - 2017-11-09 7:48 PM OhMax - 2017-11-09 6:56 PM SC Wrangler - 2017-11-09 6:28 PM Bear - 2017-11-09 6:05 PM Vickie - 2017-11-09 5:41 PM SC Wrangler - 2017-11-09 11:21 AM Whiteboy - 2017-11-08 1:07 PM Bear - 2017-11-07 9:15 PM I've seen a lot of people who are making a payment of $700-800 for a newer pickup. I've seen people with new trailers and a tack room full of new saddles and tack. They are making $500-600 payments on those. Some have 3, 4, 5 decent horses, maybe more. Some of the same ones will act like the sky is falling when they discover their health insurance premium goes up by $100-200....and they are contemplating going without insurance. Look, everyone knows healthcare and health insurance is a mess right now, but I think in many instances priorities are seriously screwed up. Exactly!
Good one! It's Ronald Regan's fault. Why stop there? I think it's Abe Lincoln's fault. Gratification and hobbies are one thing. I work in agriculture with farmers and I’m watching these ridiculously high premiums piled on top of ridiculously high deductibles ruin farms that have spanned generations and over 100 years of prosperity. I understand as well as anyone that prices are low and times are tough for growers in general but there is nothing “affordable” anymore about healthcare. The truly ridiculous part is, a coworkers son has chosen to go uninsured and recently needed an MRI. He told them he was paying cash and his price was $250. When my husband needs an annual MRI to make sure he is still clear of cancer they bill our insurance thousands. THAT is where is system is screwed up IMO. Either the services don’t cost near what insurance get billed for, or those of us with insurance are having to support those without anyway. This is one of the more instructive, illustrative posts I've seen in a long time on this board. You are 100% right. Families are paying the equivalent of a mortgage for health insurance they can't afford to use. Think about it. I'll say it again: Families are paying the equivalent of a mortgage for a product they can't afford to use. It's insane, particularly when you add that experience of your coworker's son.....$250 versus over $1000 if he would have been insured. In my opinion, that example provides the clue to the best solution to the problem: a REAL market-driven system. Congress hasn't even approached the problem. Both parties are too corrupt and lacking the courage to come up with a fix.
You hit the nail on the head Bear. Congress knows who butters their bread so the rest of us are totally screwed. Bucking the system sounds good in theory, until you are faced with astronomical, long term health care costs. Now Congress is thinking about kicking the infirm while they are down by eliminating the medical deduction on income taxes.
My MIL lived for 10.5 years 75% paralized and with aphasia after a massive stroke. During that time my FIL was diagnosed and died with lung cancer. The medical and nursing costs were astronomical even after insurance and eventually medicare and medigap insurance paid. We were forced to draw huge amounts from their retirement funds to cover those costs. That in turn triggered more withdrawals to pay the resulting income tax which would have been even more without the medical deductions. Without insurance and huge savings they would have been totally screwed. | |
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Location: in the ozone | OhMax - 2017-11-09 5:56 PM
SC Wrangler - 2017-11-09 6:28 PM
Bear - 2017-11-09 6:05 PM Vickie - 2017-11-09 5:41 PM SC Wrangler - 2017-11-09 11:21 AM Whiteboy - 2017-11-08 1:07 PM Bear - 2017-11-07 9:15 PM I've seen a lot of people who are making a payment of $700-800 for a newer pickup. I've seen people with new trailers and a tack room full of new saddles and tack. They are making $500-600 payments on those. Some have 3, 4, 5 decent horses, maybe more. Some of the same ones will act like the sky is falling when they discover their health insurance premium goes up by $100-200....and they are contemplating going without insurance. Look, everyone knows healthcare and health insurance is a mess right now, but I think in many instances priorities are seriously screwed up. Exactly!
 Good one! It's Ronald Regan's fault. Why stop there? I think it's Abe Lincoln's fault.
Gratification and hobbies are one thing. I work in agriculture with farmers and I’m watching these ridiculously high premiums piled on top of ridiculously high deductibles ruin farms that have spanned generations and over 100 years of prosperity. I understand as well as anyone that prices are low and times are tough for growers in general but there is nothing “affordable” anymore about healthcare.
The truly ridiculous part is, a coworkers son has chosen to go uninsured and recently needed an MRI. He told them he was paying cash and his price was $250. When my husband needs an annual MRI to make sure he is still clear of cancer they bill our insurance thousands. THAT is where is system is screwed up IMO. Either the services don’t cost near what insurance get billed for, or those of us with insurance are having to support those without anyway.
so true Max! And if you look at your EOB's you get from the insurance company, you see all the amounts that are "not allowed; discounted, etc" and insurance ends up paying very little. It is crazy - they "have" us where they want us!
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Elite Veteran
Posts: 1096
| If you own anything you value...aka land, home, etc I would definately be getting some health insurance. All it takes is one accident and you will be paying money up the ying yang. Think about the cost of an ambulance trip....flight in an airplace (which they do ALOT of here in the rural upper midwest)...the cost of time in the hospital. Weather it's a good, bad, or so so plan I'd highly recommend getting something. Just my 2 Cents. | |
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