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boon
Posts: 3
| Recently got a new barrel horse that costs a pretty penny.....
Never insured a horse so I don't know anything about it, all info and opinions are greatly appreciated!
I live in Texas, anyone know who would be the best choice to insure my horse through?
I want to know EVERYTHING as im quite a dummy on the subject right now.
Thank yall in advance!(: |
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 Midget Lover
    
Location: Kentucky | I use Wilkins. I like them because they respond almost immediately to my emails, and endured all of my questions. They also take payments on your premiums, which I always appreciate. |
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 Undercover Amish Mafia Member
Posts: 9991
Location: Kansas | Murphy - 2015-01-15 8:07 AM I use Wilkins. I like them because they respond almost immediately to my emails, and endured all of my questions. They also take payments on your premiums, which I always appreciate.
will they allow monthly payments on the policy like car insurance?
Most places I've checked with want like $400 up front then so much a few months later than the rest of the policy |
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Midget Lover
Location: Kentucky | hoofs_in_motion - 2015-01-15 9:14 AM Murphy - 2015-01-15 8:07 AM I use Wilkins. I like them because they respond almost immediately to my emails, and endured all of my questions. They also take payments on your premiums, which I always appreciate. will they allow monthly payments on the policy like car insurance?
Most places I've checked with want like $400 up front then so much a few months later than the rest of the policy
They allow 1/3 payments but will need full payment within 90 days. I think it also depends on your premium. |
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 Guys Just Wanna Have Fun
Posts: 5530
Location: OH | I use Plains Horizon---have never had a claim but I like that they are really involved in the barrel horse industry. |
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  Friendly horse swapper
Posts: 4122
Location: Buffalo, TX | Chuck Dunn (he's a board buddy) |
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 Take a Picture
Posts: 12838
| Usually it is .5 % of the value that you insure |
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 Elite Veteran
Posts: 628
Location: Missouri | streakysox - 2015-01-15 9:29 AM
Usually it is .5 % of the value that you insure
.5% Like 50% of the cost of the horse? |
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Location: Middle of NoWhere! | I know Farm Bureau uses an outside company thats has really good prices for high insured rates and has really good coverages too. |
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 Whack and Roll
Posts: 6342
Location: NE Texas | I use Albracht and they are great to work with! |
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Red Hot Cardinal Fan
Posts: 4122
| Herbie - 2015-01-15 10:22 AM I use Albracht and they are great to work with!
This is who I use and have been extremely happy with them. I believe their rate is 3.5% of the value of the horse. |
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 Heeler Hoarder
Posts: 2067
| I use Markel never had a claim thank goodness but like them so far |
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Expert
Posts: 1343
Location: East Texas | I use Horse Insurance Specialists out of Pilot Point... awesome to work with.
Horse Insurance Specialists
1013 S. Hwy 377
Pilot Point, TX 76258
(800) 346-3271 | (940) 686-5375 Fax
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 The One
Posts: 7997
Location: South Georgia | horsesinharleton - 2015-01-15 11:34 AM I use Horse Insurance Specialists out of Pilot Point... awesome to work with. Horse Insurance Specialists 1013 S. Hwy 377 Pilot Point, TX 76258 (800) 346-3271 | (940) 686-5375 Fax
They were great, until I had some major medical claims. Nightmare customer service. Even my vet's office said they were horrible to deal with. Then they started sending past due letters each month when I was never past due! I am never late on any bills! When I left them, they asked me why I was not pleased. I gave them constructive feedback and the manager responded completely unprofessionally.
I switched to Dobbs Equine Insurance and was very pleased. They are horse show people and they were professional and timely. Plus, they handled all my claims in the same manner.
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Expert
Posts: 1343
Location: East Texas | horsegirl - 2015-01-15 10:59 AM
horsesinharleton - 2015-01-15 11:34 AM I use Horse Insurance Specialists out of Pilot Point... awesome to work with. Horse Insurance Specialists 1013 S. Hwy 377 Pilot Point, TX 76258 (800) 346-3271 | (940) 686-5375 Fax
They were great, until I had some major medical claims. Nightmare customer service. Even my vet's office said they were horrible to deal with. Then they started sending past due letters each month when I was never past due! I am never late on any bills! When I left them, they asked me why I was not pleased. I gave them constructive feedback and the manager responded completely unprofessionally.
I switched to Dobbs Equine Insurance and was very pleased. They are horse show people and they were professional and timely. Plus, they handled all my claims in the same manner.
That is good to know! I have never had to file a claim with them, so I guess as long as they are just taking my premiums, all is good! LOL I will keep these other folks in mind when it is time to renew. Thank you!
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Elite Veteran
Posts: 725
| The rates for barrel horses will range anywhere form 3.25% to 3.8% depending on the company. Each company ususally offers just a little bit different coverage when it comes to the emergency colic surgery endorsement. Yes the premiums can be paid in monthly payments. Each company usually has a little different payment schedule but we can do it for as little as 25% down payment and the balance in 9 monthly payments. If we can be of any assistance please let me know. OUr email address is [email protected]
Thanks
Chuck |
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Location: Keeping up with the numbers! | LCI (they are in Texas) Susan and Lyndia are wonderful people. I see they also have a banner on top of the home page of BHW. |
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