What is everyone's deals when someone borrows your horse and goes and wins on it?  Basically what is considered etiquette or not as far as the borrower?  Do you charge a fee for them to borrow your horse or a percentage of their winnings?  

When I was rodeoing, I did not charge a fee, but received 25% of winnings -- which worked out great for me as my horse was a good one and he would put you in the money. 

My best friend shows hunters. She leases her older gelding -- the leasee pays a monthly fee plus all of the gelding's expenses and on year-long leases, they leasee also pays for the horse's insurance. 

Be sure to work out the details - and get them in writing via a contract - prior to someone riding your horse. Whatever you do -- be sure both parties completely understand how it all works and sign off on it.  Never assume anyone understands anything.....

The way its worked for me and people I know is the borrower pays their own entry fees and hauling expenses. If they win money, they pay themselves back their entry fee and split the rest 50/50 with the owner.

There was never a time when I would have loaned my horse to anyone.  Great way to end a friendship if the animal is injured or changes the way he works.

One of my favorite old time quotes:  "Neither a borrower nor a lender be."

I like this. LOL.

I don't lend my horses out. Or lease them out. So no help there.  I always think about how I would feel if something happened and the last run they made was with somenoe else on their back instead of me and thats enough for me to say nope. 

BUT if you are letting someone borrow the horse, everything needs to be agreed upon before the horse enters its first race. Who pays the entry fees, how the money is split.  Great way to cause strain between a friendship is when no one decides anything and then suddenly the horse starts winning and the owner now wants a cut...  usually I've seen it where the owner pays the entry fee and splits the winnings 50/50.  But if the borrower is paying the entry fee they should get more of the winnings back IMO.  Again, I don't even mess with it. 

Another prospective.

If you have a horse that you would like/want a record on. And you don't have the poors, you let someone ride the horse and let it run on the biggest stage of all. (for frees)

but that's only if you have a horse that is capable of running on the biggest stage of all. 


Just something to think about 

Names are escaping me but didn't Mary Burger's daughter-in-law have a wonderful but borrowed horse taken away from her just before the Finals a few years ago?

Wow. If this didnt hit the nail on the head.

To answer the OP - When I was the 'lendee', half of my winnings went to the owner, aboard several different horses and several different owners.

Yeah that to me is different. I would definitely even pay someone to campaign a horse of mine, especially if it was good enough to win a lot of money. 

Do we mean long term or jump riding? If jump riding where I am, it is customary to pay 20% "mount money". meaning 20% of any money won. 

In my younger years, I borrowed many horses. However, the etiquette for that was, if I won something on their horse, they would get a percentage of the winnings. I would pay the entry fee, and basically if the horse was in my care.. I would essentially be footing the bill for that horse if it got injured, or sore etc. and basically take care of it as if it were my own. 

If it were the other way around, I hardly ever lend my horses out to anyone..not unless I knew them and knew they could ride. My main gelding I had for a while..he wouldn't run for anyone but me, so to lend him out was pointless anyway.

So one time at Band Camp.....???? 

One year my daughters horse was injured before our State show.  A friend came to us and said...if she wants to run my horse, we split winnings 50/50 after your entry fees.  So it was set up before they ran.  She won the Youth 2D.  I split the money 50/50 with out taking entry fee out because it was a lot of money PLUS a saddle.  She had said kid could keep the awards. The horse was already there, and we never took the horse.  The owner was there the whole time.