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 Banjo and Baby
Posts: 7259
   
Location: South of Canada and North of Mexico | After 6 years we are finally getting a real house on our property, so excited yet so confused. Im really leaning toward a quality built modular because of price and time. I need to check with a few builders but the ones I did were about $30 more a sq ft than the modulars I like. We would most likely be putting this house on a basement but do not want a massive house either, looking for a 4 br 2b or a 3b optional den/study. I do not want a formal dining room. Anyone have any plans or advice as to what to look for or to avoid or ideas you wish you would have done or did? Thank you
here's what my barn looks like, it will be fairly close to the house.
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 Tried and True
Posts: 21185
Location: Where I am happiest | If you can go stick built, then go stick built. While a modular is faster and cheaper, that cheaper will always be cheaper. Hard to ever refinance, hard to sell, and wont accumulate equity like a stick built. |
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 Dog Resuce Agent
Posts: 3459
Location: southeast Texas | Stick home builds equity. |
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 More bootie than waist!
Posts: 18425
Location: Riding Crackhead. | My brother and sister in law did a high quality modular. They've had lots of trouble with it. My 1908 farmhouse may be over a century old but I'd keep this in a heartbeat over a new modular. Around here there are lumber yards that make stick built homes at their place of business and then you can move them to your foundation. You can pick and choose over layout and pick out lighting, cabinets etc. Might be worth checking in to. |
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 Buttered Noodles Snacker
Posts: 4377
Location: NC | I agree if you can go stick built do that. but if you go modular make sure you get it 'Off Frame'. When I started looking for homes I thought the whole off frame thing only went with double wides. but then I found a cute two story modular and couldn't get financing becaus it was 'on frame'.... Good luck, love your barn! |
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Banjo and Baby
Posts: 7259
Location: South of Canada and North of Mexico | Â A modular is stick built just not on site. Follows same codes and regulations as a site built. I am only interested in two companies that are local and have great reviews on line. Once a modular is set on a foundation it is considered site/stick built. Will not have any issues with financing one. I really need to be in a house by October and do not know if that's enough time for site built? I'm hoping by June to be able to start. Dynamic and Wisconsin homes are ones I'm leaning towards. I would not do a modular that specializes in manufactured. |
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 Accident Prone
Posts: 22277
Location: 100 miles from Nowhere, AR | I know some parts of the country have great modular options, but the only ones I've seen here looked like double wides. We did stick built.
I wish our laundry/mudroom was bigger. It seemed huge after what we had, but with a dog bed, dog bowls and a freezer in there, it shrunk. I love our open floor plan with lots of windows. We don't have a formal dining room and don't miss it, but we do have an informal dining area with a square table that seats 8, and it works very well for our family. We also have a raised bar on the island that divides the kitchen from the living room, and that's where the kids and I eat when it's just us. Our garage needed to have been bigger. We had this idea that it needed to be just big enough for our vehicles so we wouldn't junk it up (24x24). We have junk in there anyway and it's all packed in like a jigsaw puzzle. |
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Banjo and Baby
Posts: 7259
Location: South of Canada and North of Mexico | CYA Ranch - 2015-05-07 8:03 AM
My brother and sister in law did a high quality modular. They've had lots of trouble with it. My 1908 farmhouse may be over a century old but I'd keep this in a heartbeat over a new modular. Around here there are lumber yards that make stick built homes at their place of business and then you can move them to your foundation. You can pick and choose over layout and pick out lighting, cabinets etc.  Might be worth checking in to.
 That sounds just like the modulars here. You pick out a floor plan you can do just about anything you'd do in a site built, was thinking of a 10/12 roof pitch. I would LOVE a old farmhouse and move it and renovate it, but not any around here. Thought about moving a flood plain house as well. This is one I like if site built as not sure modular would work with the width and depth. http://www.coolhouseplans.com/mobile/details.html?pid=chp-18004 |
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 Expert
Posts: 1392
Location: Central Texas | watchpeppydoc - 2015-05-07 8:22 AM CYA Ranch - 2015-05-07 8:03 AM My brother and sister in law did a high quality modular. They've had lots of trouble with it. My 1908 farmhouse may be over a century old but I'd keep this in a heartbeat over a new modular. Around here there are lumber yards that make stick built homes at their place of business and then you can move them to your foundation. You can pick and choose over layout and pick out lighting, cabinets etc. Might be worth checking in to. That sounds just like the modulars here. You pick out a floor plan you can do just about anything you'd do in a site built, was thinking of a 10/12 roof pitch. I would LOVE a old farmhouse and move it and renovate it, but not any around here. Thought about moving a flood plain house as well. This is one I like if site built as not sure modular would work with the width and depth. http://www.coolhouseplans.com/mobile/details.html?pid=chp-18004[/qu...
The floor plan you just posted is similar to my house and one of my big complaints is that I don't have enough natural light in my living room. That is one of the things that I didn't realize was going to matter to me as much as it does. I hate that I have to turn on a light in the middle of the day to read a book while in my living room. One of my other pet peeves is that I can not see my driveway unless I go down the hall and into the guest bedroom. Just a few things that if I ever get to move or build again that I will definately take into consideration.
I have no advive on the modular vs stick built. Around here modular means double wide and I don't think that's what you are talking about. |
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Banjo and Baby
Posts: 7259
Location: South of Canada and North of Mexico | GraciousLegacy - 2015-05-07 8:40 AM watchpeppydoc - 2015-05-07 8:22 AM CYA Ranch - 2015-05-07 8:03 AM My brother and sister in law did a high quality modular. They've had lots of trouble with it. My 1908 farmhouse may be over a century old but I'd keep this in a heartbeat over a new modular. Around here there are lumber yards that make stick built homes at their place of business and then you can move them to your foundation. You can pick and choose over layout and pick out lighting, cabinets etc. Might be worth checking in to. That sounds just like the modulars here. You pick out a floor plan you can do just about anything you'd do in a site built, was thinking of a 10/12 roof pitch. I would LOVE a old farmhouse and move it and renovate it, but not any around here. Thought about moving a flood plain house as well. This is one I like if site built as not sure modular would work with the width and depth. http://www.coolhouseplans.com/mobile/details.html?pid=chp-18004[/qu... The floor plan you just posted is similar to my house and one of my big complaints is that I don't have enough natural light in my living room. That is one of the things that I didn't realize was going to matter to me as much as it does. I hate that I have to turn on a light in the middle of the day to read a book while in my living room. One of my other pet peeves is that I can not see my driveway unless I go down the hall and into the guest bedroom. Just a few things that if I ever get to move or build again that I will definately take into consideration.
I have no advive on the modular vs stick built. Around here modular means double wide and I don't think that's what you are talking about. |
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 Namesless in BHW
Posts: 10368
Location: At the race track with Ah Dee Ohs | watchpeppydoc - 2015-05-07 8:22 AM CYA Ranch - 2015-05-07 8:03 AM My brother and sister in law did a high quality modular. They've had lots of trouble with it. My 1908 farmhouse may be over a century old but I'd keep this in a heartbeat over a new modular. Around here there are lumber yards that make stick built homes at their place of business and then you can move them to your foundation. You can pick and choose over layout and pick out lighting, cabinets etc. Might be worth checking in to. That sounds just like the modulars here. You pick out a floor plan you can do just about anything you'd do in a site built, was thinking of a 10/12 roof pitch. I would LOVE a old farmhouse and move it and renovate it, but not any around here. Thought about moving a flood plain house as well. This is one I like if site built as not sure modular would work with the width and depth. http://www.coolhouseplans.com/mobile/details.html?pid=chp-18004[/qu... This is the plan we have that is on there. Did a few modifications, but was up in 90 days. http://www.coolhouseplans.com/mobile/details.html?pid=37252Edited by total performance 2015-05-07 8:58 AM
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Banjo and Baby
Posts: 7259
Location: South of Canada and North of Mexico | Did you keep the basement stairs where they are? Seems like an out of the way spot but thinking I want them more central? Did you go with site built then? That is one floor plan I had "saved". |
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Veteran
Posts: 234
| I would sure go with stick built modular homes are sure hard to get financed when resale in our area. They are much nicer sometimes and the finance or home loans will not even consider them |
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Namesless in BHW
Posts: 10368
Location: At the race track with Ah Dee Ohs | watchpeppydoc - 2015-05-07 9:00 AM Did you keep the basement stairs where they are? Seems like an out of the way spot but thinking I want them more central? Did you go with site built then? That is one floor plan I had "saved". That was one modification we made. no basement stairs as we don't have a basement. Yes, we did site built. Since it's just two of us, we turned one of the bedrooms into an office also. Also we took out the garden tub and went with a shower/bath combo and then just a shower stall.
Edited by total performance 2015-05-07 9:15 AM
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Accident Prone
Posts: 22277
Location: 100 miles from Nowhere, AR | total performance - 2015-05-07 9:13 AM watchpeppydoc - 2015-05-07 9:00 AM Did you keep the basement stairs where they are? Seems like an out of the way spot but thinking I want them more central? Did you go with site built then? That is one floor plan I had "saved". That was one modification we made. no basement stairs as we don't have a basement. Yes, we did site built. Since it's just two of us, we turned one of the bedrooms into an office also. Also we took out the garden tub and went with a shower/bath combo and then just a shower stall.
The shower drawn in that plan looks very small. |
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Buttered Noodles Snacker
Posts: 4377
Location: NC | I like when the master is set off to it's self and the other bedrooms are on the other side of the living space. gives you privacy. |
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Veteran
Posts: 203
Location: kansas | Have you looked at long term financing options yet? That is where I would start and see what financing opportunities you have available both ways; modular vs. stick built. It might surprise you that over the long term that even though a stick built is more money, it might actually end up costing you less because of the difference in the interest rate you will pay.
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 Money Eating Baggage Owner
Posts: 9586
Location: Phoenix | stick built. It will appreciate where a modular will always depreciate. |
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Namesless in BHW
Posts: 10368
Location: At the race track with Ah Dee Ohs | Three 4 Luck - 2015-05-07 9:27 AM total performance - 2015-05-07 9:13 AM watchpeppydoc - 2015-05-07 9:00 AM Did you keep the basement stairs where they are? Seems like an out of the way spot but thinking I want them more central? Did you go with site built then? That is one floor plan I had "saved". That was one modification we made. no basement stairs as we don't have a basement. Yes, we did site built. Since it's just two of us, we turned one of the bedrooms into an office also. Also we took out the garden tub and went with a shower/bath combo and then just a shower stall.
It's not as small as it looks. Hubby is 6 ft and 200 lbs, that is his shower stall. |
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Elite Veteran
Posts: 729
Location: south central usa | Recently went through this…as far as a stick built home building equity, yes it can, but it is not a guarantee. In some areas a “house” actually decreases the value of the land it is built on and you will never be able to recoup your initial investment in the house.
Our scenario played out like this – own 30 ac that is valued around $5k/ac, had blueprints drawn up a couple years ago, got bids for building…house would have been $110 sq/ft and then the initial bank appraisal came back at $78 sq/ft with land valued at 3500/ac….we decided we didn’t want to be house poor so recently ordered/bought a modular that has a 7/12 pitch roof, 9 and 10 ft ceilings, sheetrock throughout, spec’d out pretty nice on the amenities…even has an attic :-) …it was $63 sq/ft. been in it for several months now and the only complaint we have would be a few minor cosmetic issues—house has a 2 yr warranty and they recently came out and fixed everything we needed.
If/when we sell, I can see maybe losing around $20-30k on it whereas i honestly think we would have lost more than double that on a stick built house…so I would say everyone knows the area they live in (depressed south vs north texas) and their own personal situation and what would be best
Financed for 25 yrs through a local bank at 4.50
Edited by runnink 2015-05-07 10:14 AM
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