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 Tried and True
Posts: 21185
   
Location: Where I am happiest | TrailGirl - 2014-09-24 8:09 AM Wow...now that's a refreshing change to have a well written article with lots of details. Thanks for posting that.
So they borrowed the money to buy that stallion in the first place. That's ridiculous. Wonder what sort of insurance policies they had for these horses. And the details on the seemingly corrupt Sheriff were very interesting as well. Not surprising that he didn't care enough to remove the horses from those conditions.
I was glad to see the financial institution that granted the loan has filled suit on Sherri Brunzell.
I am out of AQHA money for the month. I would LOVE to see the owner records on her or the Dual Peppy partners to see what other horses are registered to them. I highly doubt they had just the one good horse. Maybe then they can figure out what other horses went through this dungeon of death. |
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 Max is Back
Posts: 6795
Location: Flat Rock,IL | Do you think they may had several horse, that we're worth a lot and had loans on them too?, then starve them and try to get the Insurance on them. I don't know how horse Insurance works, on them. Do they cover the total value of the horse? And do they have to have a vet say, what they died of, in order to get the money. I kinda just read a little on horse Insurance, they have to be valued around thirty thousands to get coverage. |
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 Good Grief!
Posts: 6343
Location: Cap'n Joan Rotgut.....alberta | Kcaughran - 2014-09-25 12:45 PM Do you think they may had several horse, that we're worth a lot and had loans on them too?, then starve them and try to get the Insurance on them. I don't know how horse Insurance works, on them. Do they cover the total value of the horse? And do they have to have a vet say, what they died of, in order to get the money. I kinda just read a little on horse Insurance, they have to be valued around thirty thousands to get coverage.
you can insure anyhorse you want for any amount...at least we can up here
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Max is Back
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Location: Flat Rock,IL | mruggles - 2014-09-24 1:53 PM
Kcaughran - 2014-09-25 12:45 PM Do you think they may had several horse, that we're worth a lot and had loans on them too?, then starve them and try to get the Insurance on them. I don't know how horse Insurance works, on them. Do they cover the total value of the horse? And do they have to have a vet say, what they died of, in order to get the money. I kinda just read a little on horse Insurance, they have to be valued around thirty thousands to get coverage.
you can insure anyhorse you want for any amount...at least we can up here
m
Pre-policy proof of health: Before approving an application for horses worth more than a specified amount (usually $25,000 or $30,000), companies require the owner to pay for a veterinary exam. For horses worth less than that, owners must complete a declaration-of-health form. (Note: Be "up front" about your horse's medical history. If, while investigating a claim, your insurance company discovers records of a previously unreported problem, the discovery could nullify your policy or result in additional exclusions. - See more at: http://practicalhorsemanmag.com/article/understand-equine-insurance... Okay, I read that wrong. |
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Good Grief!
Posts: 6343
Location: Cap'n Joan Rotgut.....alberta | Kcaughran - 2014-09-25 12:58 PM mruggles - 2014-09-24 1:53 PM Kcaughran - 2014-09-25 12:45 PM Do you think they may had several horse, that we're worth a lot and had loans on them too?, then starve them and try to get the Insurance on them. I don't know how horse Insurance works, on them. Do they cover the total value of the horse? And do they have to have a vet say, what they died of, in order to get the money. I kinda just read a little on horse Insurance, they have to be valued around thirty thousands to get coverage. you can insure anyhorse you want for any amount...at least we can up here
m Pre-policy proof of health: Before approving an application for horses worth more than a specified amount (usually $25,000 or $30,000 ), companies require the owner to pay for a veterinary exam. For horses worth less than that, owners must complete a declaration-of-health form. (Note: Be "up front" about your horse's medical history. If, while investigating a claim, your insurance company discovers records of a previously unreported problem, the discovery could nullify your policy or result in additional exclusions. - See more at: http://practicalhorsemanmag.com/article/understand-equine-insurance... Okay, I read that wrong.
different up here......never had to do any of that.........
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 I Prefer to Live in Fantasy Land
Posts: 64864
Location: In the Hills of Texas | mruggles - 2014-09-24 1:53 PM Kcaughran - 2014-09-25 12:45 PM Do you think they may had several horse, that we're worth a lot and had loans on them too?, then starve them and try to get the Insurance on them. I don't know how horse Insurance works, on them. Do they cover the total value of the horse? And do they have to have a vet say, what they died of, in order to get the money. I kinda just read a little on horse Insurance, they have to be valued around thirty thousands to get coverage. you can insure anyhorse you want for any amount...at least we can up here
m
You can insure most horses for any amount but when something happens you then have to prove they were worth that much.
There is no way any insurance company is going to pay on horses that were starved to death.
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Max is Back
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Location: Flat Rock,IL | http://practicalhorsemanmag.com/article/understand-equine-insurance... This is what I was reading, on it. I know you not getting ugly about it. |
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Max is Back
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Location: Flat Rock,IL | Nevertooold - 2014-09-24 2:02 PM
mruggles - 2014-09-24 1:53 PM Kcaughran - 2014-09-25 12:45 PM Do you think they may had several horse, that we're worth a lot and had loans on them too?, then starve them and try to get the Insurance on them. I don't know how horse Insurance works, on them. Do they cover the total value of the horse? And do they have to have a vet say, what they died of, in order to get the money. I kinda just read a little on horse Insurance, they have to be valued around thirty thousands to get coverage. you can insure anyhorse you want for any amount...at least we can up here
m
There is no way any insurance company is going to pay on horses that were starved to death.
In case they had a crooked vet, involved in this too. |
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Good Grief!
Posts: 6343
Location: Cap'n Joan Rotgut.....alberta | Nevertooold - 2014-09-25 1:02 PM mruggles - 2014-09-24 1:53 PM Kcaughran - 2014-09-25 12:45 PM Do you think they may had several horse, that we're worth a lot and had loans on them too?, then starve them and try to get the Insurance on them. I don't know how horse Insurance works, on them. Do they cover the total value of the horse? And do they have to have a vet say, what they died of, in order to get the money. I kinda just read a little on horse Insurance, they have to be valued around thirty thousands to get coverage. you can insure anyhorse you want for any amount...at least we can up here
m
There is no way any insurance company is going to pay on horses that were starved to death.
lets hope not......
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Good Grief!
Posts: 6343
Location: Cap'n Joan Rotgut.....alberta | Kcaughran - 2014-09-25 1:06 PM Nevertooold - 2014-09-24 2:02 PM mruggles - 2014-09-24 1:53 PM Kcaughran - 2014-09-25 12:45 PM Do you think they may had several horse, that we're worth a lot and had loans on them too?, then starve them and try to get the Insurance on them. I don't know how horse Insurance works, on them. Do they cover the total value of the horse? And do they have to have a vet say, what they died of, in order to get the money. I kinda just read a little on horse Insurance, they have to be valued around thirty thousands to get coverage. you can insure anyhorse you want for any amount...at least we can up here
m
There is no way any insurance company is going to pay on horses that were starved to death.
In case they had a crooked vet, involved in this too.
yup....all the vet would have to do is write the death certificate...........
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I Prefer to Live in Fantasy Land
Posts: 64864
Location: In the Hills of Texas | I worked for an equine insurance agency for a year and is why I quit insuring my horses. I saw more claims denied then paid. LOL |
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I Prefer to Live in Fantasy Land
Posts: 64864
Location: In the Hills of Texas | mruggles - 2014-09-24 2:08 PM Kcaughran - 2014-09-25 1:06 PM Nevertooold - 2014-09-24 2:02 PM mruggles - 2014-09-24 1:53 PM Kcaughran - 2014-09-25 12:45 PM Do you think they may had several horse, that we're worth a lot and had loans on them too?, then starve them and try to get the Insurance on them. I don't know how horse Insurance works, on them. Do they cover the total value of the horse? And do they have to have a vet say, what they died of, in order to get the money. I kinda just read a little on horse Insurance, they have to be valued around thirty thousands to get coverage. you can insure anyhorse you want for any amount...at least we can up here
m
There is no way any insurance company is going to pay on horses that were starved to death. In case they had a crooked vet, involved in this too.
m
http://articles.chicagotribune.com/1995-10-04/news/9510040165_1_swindle-horses-richard-bailey
Edited by Nevertooold 2014-09-24 2:18 PM
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 Shelter Dog Lover
Posts: 10277
| mruggles - 2014-09-24 2:07 PM Nevertooold - 2014-09-25 1:02 PM mruggles - 2014-09-24 1:53 PM Kcaughran - 2014-09-25 12:45 PM Do you think they may had several horse, that we're worth a lot and had loans on them too?, then starve them and try to get the Insurance on them. I don't know how horse Insurance works, on them. Do they cover the total value of the horse? And do they have to have a vet say, what they died of, in order to get the money. I kinda just read a little on horse Insurance, they have to be valued around thirty thousands to get coverage. you can insure anyhorse you want for any amount...at least we can up here
m
There is no way any insurance company is going to pay on horses that were starved to death.
m
A vet does have to verify cause of death and prove that it was necessary ( humanely eunthanized becauseb of illness or injury) or an accident. No way these horses meet the necessary requirements for insurance to pay mortality on them unless you have a crooked vet getting a kickback. |
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Tried and True
Posts: 21185
Location: Where I am happiest | Horse insurance policies cover theft, and accidental death. They will not cover preventable death. Starvation is preventable death. They also have to have vet records. These horses did not recieve vet care as stated by the owner in numerous articles. So no, insurane money would not be a factor.
I also just saw a news clip that said she was renting that barn. She didnt own that barn. I'm having a hard time piecing all the pieces together. Somehow she was able to obtain financing for that horse,,,,but yet said they had no vet records because she said they couldnt afford the vet and they didnt dispose of the dead horses because they couldnt afford it. The barn she was renting....and in the news clip when the reporter knocked on the door of her actual residence, it was pretty shacky looking house......So appearantly the illusion of money is nothing more then an illusion. OR, she's been cut out of the family money....or has already squandered it all by frivilous spending. |
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Max is Back
Posts: 6795
Location: Flat Rock,IL | The owners are saying they died of colic, did they ever say they called they vet out on them. |
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Tried and True
Posts: 21185
Location: Where I am happiest | Kcaughran - 2014-09-24 2:17 PM The owners are saying they died of colic, did they ever say they called they vet out on them.
http://m.krdo.com/news/search-warrant-owner-says-14-horses-died-from-colic/28214444 |
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Max is Back
Posts: 6795
Location: Flat Rock,IL |
Not buying that either, that they all died from colic! And they did not get good results from the vet, so they did their own vet work. |
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Tried and True
Posts: 21185
Location: Where I am happiest | No I'm not buying the colic either. Another article I read the vet isnt buying it either and stated they should have the bone marrow examined because appearantly according to that vet they can still determine if those horses died from starvation/malnutrition by the bone marrow.
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Blessed 
Location: Here | Kcaughran - 2014-09-24 1:45 PM Do you think they may had several horse, that we're worth a lot and had loans on them too?, then starve them and try to get the Insurance on them. I don't know how horse Insurance works, on them. Do they cover the total value of the horse? And do they have to have a vet say, what they died of, in order to get the money. I kinda just read a little on horse Insurance, they have to be valued around thirty thousands to get coverage.
The vet exam is when they are insured over 25k in your example. Most do not require vet exam prior to insuring if under the $20k mark |
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Max is Back
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Location: Flat Rock,IL | ThreeCorners - 2014-09-24 3:18 PM
No I'm not buying the colic either. Another article I read the vet isnt buying it either and stated they should have the bone marrow examined because appearantly according to that vet they can still determine if those horses died from starvation/malnutrition by the bone marrow.
That's good to hear. |
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