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 BHW Resident Surgeon
Posts: 25352
  
Location: Bastrop, Texas | And what do we hear from the Obama voters on here?
Crickets. | |
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Veteran
Posts: 129
| Regret............. | |
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 I Prefer to Live in Fantasy Land
Posts: 64864
 
Location: In the Hills of Texas | angelica - 2013-12-26 8:16 PM My turn! We went from $750 a month, $300 deductable and insurance pays 90. TO $1650 a month, $5000 deductable, insurance pays 80%. We were warned after 14 months it will go up to $2200 a month, $10,000. deductable and insurance pays 80% for Family of 5! Obama did this for the low income adults to get medicaid! In the past it was just children and pregnant women. He set it up so this country is forced to pay for all the adults that have no insurance. Well guess what the insurance company is sticking it to the people who do! The minority now have health insurance to add to the free ride they are owed right?
I'm so sorry...The plan I had went up to over $1900 a month so I had to go look for another plan. This crap is going to really hurt the middle class. It's nothing but wealth re-distribution and control of people. | |
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 Don't Ask Me
Posts: 4077
| my plan through work went from 50/week 2,500 deductible to $80/week $8,000 deductible just for hubby and I.
and I have to get proof that we are legally married and live together.. other at work have to prove their kids are their kids????
we were told in 2015 our company will be booting off any spouses that can get insurance elsewhere to save money..
so I lost basically 3/4 of a paycheck bringhome a month ...how do I make that $$ up?? which bills don't we pay??
looked into the obamacare.. was more expensive then I was paying through work.
and just as crappy | |
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 Famous for Not Complaining
Posts: 8848
Location: Broxton, Ga | HotbearLVR - 2013-12-25 9:41 PM And what do we hear from the Obama voters on here?
Crickets.
Apparently not.........................or either they're busy signing up for Obamacare.......... | |
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Famous for Not Complaining
Posts: 8848
Location: Broxton, Ga | Nevertooold - 2013-12-25 9:09 PM *robin* - 2013-12-26 7:16 PM CJE - 2013-12-26 8:05 PM Nevertooold - 2013-12-25 8:00 PM *robin* - 2013-12-26 5:16 PM I went through a private insurer. I couldn't afford Obamacare...  My quotes were not the same. That is why I said I could not afford Obamacare.
You don't have to put any personal information in now..........you can go shop.......get ready for shock and awe......... | |
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Famous for Not Complaining
Posts: 8848
Location: Broxton, Ga | This is a informative read.............shocking............
http://news.investors.com/politics-obamacare/122613-684287-obamacare-middle-class-subsidy-cliff-for-older-americans.htm | |
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Famous for Not Complaining
Posts: 8848
Location: Broxton, Ga | hotpaints - 2013-12-25 9:31 PM I have tried a bizillion times to get on the site but it keeps coming up with error. I have checked and rechecked the info I am typing.........it is correct. I don't know why I can not get on the site.
I think the whole Obama Care program is a joke. Not sure if I will pay penalty or try to get insurance privately.
It doesn't matter where you are buying all rates are increasing.....it is all connected..........unless you qualify for a subsidy........ | |
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Holy Fruit Loops!
Posts: 1708
Location: Colorado | HotbearLVR - 2013-12-26 8:41 PM And what do we hear from the Obama voters on here?
Crickets.
Colorado has a great website up and running. With phone service as well as stations at many areas around the state.
The website allows you to shop several differant COMPANIES and plans. Why is it so hard to understand this is insurance through private companies and not govt. insurance?
In my age group there were 13 plans through 5 differant companies. I called to check on Doctors in my network, prescription coverage, etc..
End of the day.......... Less than $375.00 per month, MAX out of pocket $6350.00 (co pay and deductable) a year. No I did not get financial assistance.
I signed up some weeks ago for coverage starting Jan 1, 2014. With the research and phone call to verify information I probably spent less than 1.5 hours total.
Colorado has Catastrophic coverage for 30 and under for less than $80.00 a month. Adults can add dental and vision through some of the PRIVATE insurance companies.
Sadly a lot of states just flat didn't try to make this a good thing for their citizens. I am also really sad that some of you are being sold insanely expensive plans. But for many this is the opportunity to have actual health insurance that has not been available. For all intense purposes my old insurance was cancelled after my mitral valve surg. (Raised monthly until it was not affordable. Over $2000.00 a mth with a small cap and limited coverage) That surg. cost me out of pocket close to $70,000. The hospital bill was well above 1/2 MIL. I did pick my Doctor and his fee was less than $2500.00. (Just for you Doc as you continue to tell us all we should Shop around)
I have never said the Affordable Health Care Act is perfect. And the funny part is it was orig. written by a conservative think tank and patterned after Romney Care.
BTW, EVERYONE of my Docs (and I have several currently) are happy to see people having access to health insurance. And like it or not that was not the case before the AHCA became law. Not a single medical person I have dealt with is leaving the field.
Now I am sure that some of you will jump me about this and that is okay. At the end of the day I am day 2 from my last round of Chemo and may have better things to do than make sure your posts are answered on YOUR timeline. If you actually want to have a polite discussion I am all for it. If you want to call names and allegations than have at it with out me.
So there are your Crickets!
karen | |
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BHW Resident Surgeon
Posts: 25352
Location: Bastrop, Texas | Stitch4k9 - 2013-12-26 11:17 PM
HotbearLVR - 2013-12-26 8:41 PM And what do we hear from the Obama voters on here?
Crickets.
Colorado has a great website up and running. With phone service as well as stations at many areas around the state.
The website allows you to shop several differant COMPANIES and plans. Why is it so hard to understand this is insurance through private companies and not govt. insurance?
In my age group there were 13 plans through 5 differant companies. I called to check on Doctors in my network, prescription coverage, etc..
End of the day.......... Less than $375.00 per month, MAX out of pocket $6350.00 (co pay and deductable) a year. No I did not get financial assistance.
I signed up some weeks ago for coverage starting Jan 1, 2014. With the research and phone call to verify information I probably spent less than 1.5 hours total.
Colorado has Catastrophic coverage for 30 and under for less than $80.00 a month. Adults can add dental and vision through some of the PRIVATE insurance companies.
Sadly a lot of states just flat didn't try to make this a good thing for their citizens. I am also really sad that some of you are being sold insanely expensive plans. But for many this is the opportunity to have actual health insurance that has not been available. For all intense purposes my old insurance was cancelled after my mitral valve surg. (Raised monthly until it was not affordable. Over $2000.00 a mth with a small cap and limited coverage) That surg. cost me out of pocket close to $70,000. The hospital bill was well above 1/2 MIL. I did pick my Doctor and his fee was less than $2500.00. (Just for you Doc as you continue to tell us all we should Shop around)
I have never said the Affordable Health Care Act is perfect. And the funny part is it was orig. written by a conservative think tank and patterned after Romney Care.
BTW, EVERYONE of my Docs (and I have several currently) are happy to see people having access to health insurance. And like it or not that was not the case before the AHCA became law. Not a single medical person I have dealt with is leaving the field.
Now I am sure that some of you will jump me about this and that is okay. At the end of the day I am day 2 from my last round of Chemo and may have better things to do than make sure your posts are answered on YOUR timeline. If you actually want to have a polite discussion I am all for it. If you want to call names and allegations than have at it with out me.
So there are your Crickets!
karen
I'm glad you are thrilled, Karen. Few here share your euphoria. As far back as I can recall you have never met a liberal idea you disliked, nor have you ever criticized a liberal politician, with the POSSIBLE exception of John Edwards.....I say POSSIBLE. Do you approve of Obama's lies about ObamaCare? Perhaps, given your mindset, you don't believe he lied.
All the previously cited examples of BBs being drastically harmed by ObamaCare doesn't seem to matter to you, since you are getting a sweet deal. Typical progressive mindset. | |
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 Elite Veteran
Posts: 989
| WOW. One reason I like living in Canada I guess. My work pays for my healthcare. I pay $90 biwkly, and I have not paid a penny ever for health care for a deductible. I couldnt imagine paying those deductible.. I sure couldnt afford it! | |
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Expert
Posts: 1815
| Karen ~ If you really think a conservative "think tank" wrote Obama care, name em. BEings how it would never pass without democratic majority, I just don't believe it. If conservatives wrote Romney care, then why did he govern with a democratic majority as well? Your speech doesn't add up | |
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I Will Not Keep Silent
Posts: 1922
Location: GA | Stitch4k9 - 2013-12-27 12:17 AM
HotbearLVR - 2013-12-26 8:41 PM And what do we hear from the Obama voters on here?
Crickets.
Colorado has a great website up and running. With phone service as well as stations at many areas around the state.
The website allows you to shop several differant COMPANIES and plans. Why is it so hard to understand this is insurance through private companies and not govt. insurance?
In my age group there were 13 plans through 5 differant companies. I called to check on Doctors in my network, prescription coverage, etc..
End of the day.......... Less than $375.00 per month, MAX out of pocket $6350.00 (co pay and deductable) a year. No I did not get financial assistance.
I signed up some weeks ago for coverage starting Jan 1, 2014. With the research and phone call to verify information I probably spent less than 1.5 hours total.
Colorado has Catastrophic coverage for 30 and under for less than $80.00 a month. Adults can add dental and vision through some of the PRIVATE insurance companies.
Sadly a lot of states just flat didn't try to make this a good thing for their citizens. I am also really sad that some of you are being sold insanely expensive plans. But for many this is the opportunity to have actual health insurance that has not been available. For all intense purposes my old insurance was cancelled after my mitral valve surg. (Raised monthly until it was not affordable. Over $2000.00 a mth with a small cap and limited coverage) That surg. cost me out of pocket close to $70,000. The hospital bill was well above 1/2 MIL. I did pick my Doctor and his fee was less than $2500.00. (Just for you Doc as you continue to tell us all we should Shop around)
I have never said the Affordable Health Care Act is perfect. And the funny part is it was orig. written by a conservative think tank and patterned after Romney Care.
BTW, EVERYONE of my Docs (and I have several currently) are happy to see people having access to health insurance. And like it or not that was not the case before the AHCA became law. Not a single medical person I have dealt with is leaving the field.
Now I am sure that some of you will jump me about this and that is okay. At the end of the day I am day 2 from my last round of Chemo and may have better things to do than make sure your posts are answered on YOUR timeline. If you actually want to have a polite discussion I am all for it. If you want to call names and allegations than have at it with out me.
So there are your Crickets!
karen
Me personally I am aware it is private insurance through Obamacare but Obamacare is government ran. Perhaps I should say that I have insurance through a private exchange. There are private exchanges and they are starting to ramp up and become more popular due to Obamacare. The very age group that Obama wished to target with his ACA, "cough" is starting up their own exchange. As long as their policies meet the Obamacare guidelines they are good to go.
I find it interesting that my salary as well as my husband's was required to get a quote through Obamacare and it was higher than the one I got through my broker. I don't know about anyone else but I can barely afford my own premiums much less someone else'. This is what it is all about - redistribution in another form of ugly.
Our best hospitals and doctors around here will not deal with Obamacare.
For every one good story on Obamacare rates I hear at least 10 bad stories.
I want some of what the liberals that haven't jumped the Obama train are drinking. I so need a day where everything from the last 5 years has been candy canes and unicorns. | |
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 Shelter Dog Lover
Posts: 10277
| Stitch4k9 - 2013-12-26 11:17 PM HotbearLVR - 2013-12-26 8:41 PM And what do we hear from the Obama voters on here?
Crickets. Colorado has a great website up and running. With phone service as well as stations at many areas around the state.
The website allows you to shop several differant COMPANIES and plans. Why is it so hard to understand this is insurance through private companies and not govt. insurance?
In my age group there were 13 plans through 5 differant companies. I called to check on Doctors in my network, prescription coverage, etc..
End of the day.......... Less than $375.00 per month, MAX out of pocket $6350.00 (co pay and deductable) a year. No I did not get financial assistance.
I signed up some weeks ago for coverage starting Jan 1, 2014. With the research and phone call to verify information I probably spent less than 1.5 hours total.
Colorado has Catastrophic coverage for 30 and under for less than $80.00 a month. Adults can add dental and vision through some of the PRIVATE insurance companies.
Sadly a lot of states just flat didn't try to make this a good thing for their citizens. I am also really sad that some of you are being sold insanely expensive plans. But for many this is the opportunity to have actual health insurance that has not been available. For all intense purposes my old insurance was cancelled after my mitral valve surg. (Raised monthly until it was not affordable. Over $2000.00 a mth with a small cap and limited coverage) That surg. cost me out of pocket close to $70,000. The hospital bill was well above 1/2 MIL. I did pick my Doctor and his fee was less than $2500.00. (Just for you Doc as you continue to tell us all we should Shop around)
I have never said the Affordable Health Care Act is perfect. And the funny part is it was orig. written by a conservative think tank and patterned after Romney Care.
BTW, EVERYONE of my Docs (and I have several currently) are happy to see people having access to health insurance. And like it or not that was not the case before the AHCA became law. Not a single medical person I have dealt with is leaving the field.
Now I am sure that some of you will jump me about this and that is okay. At the end of the day I am day 2 from my last round of Chemo and may have better things to do than make sure your posts are answered on YOUR timeline. If you actually want to have a polite discussion I am all for it. If you want to call names and allegations than have at it with out me.
So there are your Crickets!
karen
The catastrophic policies that are now being offered are the same "junk policies" that the proponets of the ACA have loudly tauted through this whole process as examples of greedy insurance making money off bad policies and are now illegal policies under the ACA. You want to know how they are legally able to offer them now? There is a loophole that states if there is an unforseen event that can cause distress and harm you have to offer them a policy- guess what the government is using as the unforseen event to legally offer these polices - the ACA is being used as the castatophic event to make these policies legal for those whose policies have been canceled by the ACA. How ironic is that????
It is beyond me how any citizen can not be worried by a government who is trying to manage this massive program that is 1/6th of our economy but does not have the foresight to anticpate all the consequences that the ACA is causing. We have yet to see the tip of the iceberg of the unforseen effects of this plan. Insurance companies plan according to the polices stated by the laws of the ACA but then the law is changed which causes another ripple of unforseen negative consequences. (maybe not unforseen but designed to get us to a single payer system??) 2014 rates are going to be sky high since those signing up are the most expensive to insure, which is the reason the deadline was moved 2 weeks after the 2014 midterm elections- talk about playing politics, it ain't just the republicans.
Nancy
Edited by rodeomom3 2013-12-27 7:07 AM
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| I don't think many would dispute that health care needed reform and much sooner than later. My sister is a long time surgical nurse and she is appalled at the waste in the system. However, forcing EVERYONE to purchase something they might not want or is more expensive than what they had is not 'reform'. It is tyranny.
Based on historical, how on earth can anyone believe that the government can manage something more economically than the private sector? Health care reimbursement has not really been 'private sector' for a long time since insurance has taken over. I worked for a surgeon many years ago who was concerned about his patients. Doc was upset that instead of the relationship being between the patient and the doctor, insurance companies were inserting themselves between the two and making health care decisions. It has turned out just as he feared. By the way he was a great surgeon--was a bomber pilot in WWII, chief of surgery at Washington University, a professor and got his law degree at the age of 70. I feel he had a unique perspective on the medical field and it's too bad he is gone now.
Edited by MO gal 2013-12-27 7:20 AM
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Holy Fruit Loops!
Posts: 1708
Location: Colorado | HotbearLVR - 2013-12-26 11:38 PM Stitch4k9 - 2013-12-26 11:17 PM HotbearLVR - 2013-12-26 8:41 PM And what do we hear from the Obama voters on here?
Crickets. Colorado has a great website up and running. With phone service as well as stations at many areas around the state.
The website allows you to shop several differant COMPANIES and plans. Why is it so hard to understand this is insurance through private companies and not govt. insurance?
In my age group there were 13 plans through 5 differant companies. I called to check on Doctors in my network, prescription coverage, etc..
End of the day.......... Less than $375.00 per month, MAX out of pocket $6350.00 (co pay and deductable) a year. No I did not get financial assistance.
I signed up some weeks ago for coverage starting Jan 1, 2014. With the research and phone call to verify information I probably spent less than 1.5 hours total.
Colorado has Catastrophic coverage for 30 and under for less than $80.00 a month. Adults can add dental and vision through some of the PRIVATE insurance companies.
Sadly a lot of states just flat didn't try to make this a good thing for their citizens. I am also really sad that some of you are being sold insanely expensive plans. But for many this is the opportunity to have actual health insurance that has not been available. For all intense purposes my old insurance was cancelled after my mitral valve surg. (Raised monthly until it was not affordable. Over $2000.00 a mth with a small cap and limited coverage) That surg. cost me out of pocket close to $70,000. The hospital bill was well above 1/2 MIL. I did pick my Doctor and his fee was less than $2500.00. (Just for you Doc as you continue to tell us all we should Shop around)
I have never said the Affordable Health Care Act is perfect. And the funny part is it was orig. written by a conservative think tank and patterned after Romney Care.
BTW, EVERYONE of my Docs (and I have several currently) are happy to see people having access to health insurance. And like it or not that was not the case before the AHCA became law. Not a single medical person I have dealt with is leaving the field.
Now I am sure that some of you will jump me about this and that is okay. At the end of the day I am day 2 from my last round of Chemo and may have better things to do than make sure your posts are answered on YOUR timeline. If you actually want to have a polite discussion I am all for it. If you want to call names and allegations than have at it with out me.
So there are your Crickets!
karen
As usual you deflect. So funny that you continue to screech Progressive mind set. One size does not fit all in the Democratic party. But I suspect you actually know that. It is easier to call names than address the issues.
You seem to have a rather short memory. I have more than once discussed the broken system in Washington. But I tend to actually get involved in my community and state. I respect those who stand up and work to fix the system, not just spout off on a forum. No matter which side of the isle they are on.
If you had actually read my post you would see that I am not happy with the insanely high policies some are being sold. But again that could have been differant if more of the states had actually worked to set up an exchange like CO and others did. You would also have read that I was basically held hostage by my previous insurance company. Pay an insane premium for basically zip.
As long as we claim to be a Christian nation we had better learn to walk the walk.
I have seen two patients DENIED chemo because of their insurance company. Tell me what is right about that. At $18,000 a treatment that leaves those patients few choices. I have a good friend who had her pelvis shattered last year. Her Insurance company denied her PT and she was dismissed from the hospital with literally NO place to go due to the injuries. This happened with less than 24 hours notice. How about the child in my community that needs a transplant but has to wait to be put on the list. Because now the family is required to raise $25,000 before getting on the list. (I have seen the paperwork) Do I need to go on Doc.? These are not illegals, or dead beats. These are hard working, middle class families. And I could care less what letter is on their voter ID card.
You do not want to address the insane drug expenses. How about the MIL dollar bonuses for insurance execs? While the middle class in this country declares bankruptcy at an alarming rate due to medical expenses. How about why are hospitals becoming mega corporations that do little for the community but increase prices.
At the end of the day I will continue to first ask WWJD.
karen
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Holy Fruit Loops!
Posts: 1708
Location: Colorado | *robin* - 2013-12-27 6:22 AM Stitch4k9 - 2013-12-27 12:17 AM HotbearLVR - 2013-12-26 8:41 PM And what do we hear from the Obama voters on here?
Crickets. Colorado has a great website up and running. With phone service as well as stations at many areas around the state.
The website allows you to shop several differant COMPANIES and plans. Why is it so hard to understand this is insurance through private companies and not govt. insurance?
In my age group there were 13 plans through 5 differant companies. I called to check on Doctors in my network, prescription coverage, etc..
End of the day.......... Less than $375.00 per month, MAX out of pocket $6350.00 (co pay and deductable) a year. No I did not get financial assistance.
I signed up some weeks ago for coverage starting Jan 1, 2014. With the research and phone call to verify information I probably spent less than 1.5 hours total.
Colorado has Catastrophic coverage for 30 and under for less than $80.00 a month. Adults can add dental and vision through some of the PRIVATE insurance companies.
Sadly a lot of states just flat didn't try to make this a good thing for their citizens. I am also really sad that some of you are being sold insanely expensive plans. But for many this is the opportunity to have actual health insurance that has not been available. For all intense purposes my old insurance was cancelled after my mitral valve surg. (Raised monthly until it was not affordable. Over $2000.00 a mth with a small cap and limited coverage) That surg. cost me out of pocket close to $70,000. The hospital bill was well above 1/2 MIL. I did pick my Doctor and his fee was less than $2500.00. (Just for you Doc as you continue to tell us all we should Shop around)
I have never said the Affordable Health Care Act is perfect. And the funny part is it was orig. written by a conservative think tank and patterned after Romney Care.
BTW, EVERYONE of my Docs (and I have several currently) are happy to see people having access to health insurance. And like it or not that was not the case before the AHCA became law. Not a single medical person I have dealt with is leaving the field.
Now I am sure that some of you will jump me about this and that is okay. At the end of the day I am day 2 from my last round of Chemo and may have better things to do than make sure your posts are answered on YOUR timeline. If you actually want to have a polite discussion I am all for it. If you want to call names and allegations than have at it with out me.
So there are your Crickets!
karen Me personally I am aware it is private insurance through Obamacare but Obamacare is government ran. Perhaps I should say that I have insurance through a private exchange. There are private exchanges and they are starting to ramp up and become more popular due to Obamacare. The very age group that Obama wished to target with his ACA, "cough" is starting up their own exchange. As long as their policies meet the Obamacare guidelines they are good to go. I find it interesting that my salary as well as my husband's was required to get a quote through Obamacare and it was higher than the one I got through my broker. I don't know about anyone else but I can barely afford my own premiums much less someone else'. This is what it is all about - redistribution in another form of ugly. Our best hospitals and doctors around here will not deal with Obamacare. For every one good story on Obamacare rates I hear at least 10 bad stories. I want some of what the liberals that haven't jumped the Obama train are drinking. I so need a day where everything from the last 5 years has been candy canes and unicorns.
Robin,
Sorry but much of your post makes no sense. There is NO Obamacare insurance policy. The Doctors, hospitals can not tell if my policy through BCBS is through the exchange or not. As with ALL insurance many are either in net work or out of net work. That is why I spent some time on the phone with the INSURANCE company making sure my Docs were included.
No clue what you are saying about your "salary" being required to get a quote. Is your employer requiring a quote outside of company plans.
It would be great if we could go back and leave insurance out of the mix. I am old enough to remember actually paying the Doc and the hospital for services. And it didn't break the bank to do so. Insurance companies were not making bank by deciding what a hospital could charge. Nor were they the ones to make treatment decisions.
BTW - the koolaid coments are old and tired. This nation allows for differing opinions. That is why we have elections.
karen | |
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BHW Resident Surgeon
Posts: 25352
Location: Bastrop, Texas | Good morning. Karen. I would say the "WWJD" cliche' is a deflection, if anything. I have gone into extensive detail for years on BHW about the problems with healthcare and how it can be fixed. Government controlled healthcare is not the answer. You know darned well that ObamaCare is merely a stage in the eventual "transformation" into a single payor system. I think this chaos and anger is by design, if you ask me. Obama has said that his ultimate goal is socialized medicine. This has the "appearance" of private sector, but that is a stepping stone and you know it. You selectively use anecdotes, but you conveniently omit the anecdotes of the people whose lives have been all but decimated by ObamaCare.
Every single time I have pointed out how you never criticise a liberal-progressive politician you side step that issue. At least there are liberals out there who are disgusted with this whole fiasco. | |
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I Will Not Keep Silent
Posts: 1922
Location: GA | Stitch4k9 - 2013-12-27 8:49 AM
*robin* - 2013-12-27 6:22 AM Stitch4k9 - 2013-12-27 12:17 AM HotbearLVR - 2013-12-26 8:41 PM And what do we hear from the Obama voters on here?
Crickets. Colorado has a great website up and running. With phone service as well as stations at many areas around the state.
The website allows you to shop several differant COMPANIES and plans. Why is it so hard to understand this is insurance through private companies and not govt. insurance?
In my age group there were 13 plans through 5 differant companies. I called to check on Doctors in my network, prescription coverage, etc..
End of the day.......... Less than $375.00 per month, MAX out of pocket $6350.00 (co pay and deductable) a year. No I did not get financial assistance.
I signed up some weeks ago for coverage starting Jan 1, 2014. With the research and phone call to verify information I probably spent less than 1.5 hours total.
Colorado has Catastrophic coverage for 30 and under for less than $80.00 a month. Adults can add dental and vision through some of the PRIVATE insurance companies.
Sadly a lot of states just flat didn't try to make this a good thing for their citizens. I am also really sad that some of you are being sold insanely expensive plans. But for many this is the opportunity to have actual health insurance that has not been available. For all intense purposes my old insurance was cancelled after my mitral valve surg. (Raised monthly until it was not affordable. Over $2000.00 a mth with a small cap and limited coverage) That surg. cost me out of pocket close to $70,000. The hospital bill was well above 1/2 MIL. I did pick my Doctor and his fee was less than $2500.00. (Just for you Doc as you continue to tell us all we should Shop around)
I have never said the Affordable Health Care Act is perfect. And the funny part is it was orig. written by a conservative think tank and patterned after Romney Care.
BTW, EVERYONE of my Docs (and I have several currently) are happy to see people having access to health insurance. And like it or not that was not the case before the AHCA became law. Not a single medical person I have dealt with is leaving the field.
Now I am sure that some of you will jump me about this and that is okay. At the end of the day I am day 2 from my last round of Chemo and may have better things to do than make sure your posts are answered on YOUR timeline. If you actually want to have a polite discussion I am all for it. If you want to call names and allegations than have at it with out me.
So there are your Crickets!
karen Me personally I am aware it is private insurance through Obamacare but Obamacare is government ran. Perhaps I should say that I have insurance through a private exchange. There are private exchanges and they are starting to ramp up and become more popular due to Obamacare. The very age group that Obama wished to target with his ACA, "cough" is starting up their own exchange. As long as their policies meet the Obamacare guidelines they are good to go. I find it interesting that my salary as well as my husband's was required to get a quote through Obamacare and it was higher than the one I got through my broker. I don't know about anyone else but I can barely afford my own premiums much less someone else'. This is what it is all about - redistribution in another form of ugly. Our best hospitals and doctors around here will not deal with Obamacare. For every one good story on Obamacare rates I hear at least 10 bad stories. I want some of what the liberals that haven't jumped the Obama train are drinking. I so need a day where everything from the last 5 years has been candy canes and unicorns.
Sorry but much of your post makes no sense. There is NO Obamacare insurance policy. The Doctors, hospitals can not tell if my policy through BCBS is through the exchange or not. As with ALL insurance many are either in net work or out of net work. That is why I spent some time on the phone with the INSURANCE company making sure my Docs were included.
No clue what you are saying about your "salary" being required to get a quote. Is your employer requiring a quote outside of company plans.
It would be great if we could go back and leave insurance out of the mix. I am old enough to remember actually paying the Doc and the hospital for services. And it didn't break the bank to do so. Insurance companies were not making bank by deciding what a hospital could charge. Nor were they the ones to make treatment decisions.
BTW - the koolaid coments are old and tired. This nation allows for differing opinions. That is why we have elections.
karen
I did not say there was an Obamacare insurance policy. Many hospitals and doctors are opting out of Obamacare. My individual plan I bought outside of Obamacare will be accepted.
I own my own business and my household income was required for a quote.
Yes the koolaid comments are getting old and I was actually referencing something much stronger. I got an earful from a handful of liberals last night that honestly think the last 5 years have been the best ever under any President. That is also getting old. You have to be severly clueless to continue to think that way.
Edited by *robin* 2013-12-27 8:14 AM
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Holy Fruit Loops!
Posts: 1708
Location: Colorado | rodeomom3 - 2013-12-27 6:39 AM Stitch4k9 - 2013-12-26 11:17 PM HotbearLVR - 2013-12-26 8:41 PM And what do we hear from the Obama voters on here?
Crickets. Colorado has a great website up and running. With phone service as well as stations at many areas around the state.
The website allows you to shop several differant COMPANIES and plans. Why is it so hard to understand this is insurance through private companies and not govt. insurance?
In my age group there were 13 plans through 5 differant companies. I called to check on Doctors in my network, prescription coverage, etc..
End of the day.......... Less than $375.00 per month, MAX out of pocket $6350.00 (co pay and deductable) a year. No I did not get financial assistance.
I signed up some weeks ago for coverage starting Jan 1, 2014. With the research and phone call to verify information I probably spent less than 1.5 hours total.
Colorado has Catastrophic coverage for 30 and under for less than $80.00 a month. Adults can add dental and vision through some of the PRIVATE insurance companies.
Sadly a lot of states just flat didn't try to make this a good thing for their citizens. I am also really sad that some of you are being sold insanely expensive plans. But for many this is the opportunity to have actual health insurance that has not been available. For all intense purposes my old insurance was cancelled after my mitral valve surg. (Raised monthly until it was not affordable. Over $2000.00 a mth with a small cap and limited coverage) That surg. cost me out of pocket close to $70,000. The hospital bill was well above 1/2 MIL. I did pick my Doctor and his fee was less than $2500.00. (Just for you Doc as you continue to tell us all we should Shop around)
I have never said the Affordable Health Care Act is perfect. And the funny part is it was orig. written by a conservative think tank and patterned after Romney Care.
BTW, EVERYONE of my Docs (and I have several currently) are happy to see people having access to health insurance. And like it or not that was not the case before the AHCA became law. Not a single medical person I have dealt with is leaving the field.
Now I am sure that some of you will jump me about this and that is okay. At the end of the day I am day 2 from my last round of Chemo and may have better things to do than make sure your posts are answered on YOUR timeline. If you actually want to have a polite discussion I am all for it. If you want to call names and allegations than have at it with out me.
So there are your Crickets!
karen
The catastrophic policies that are now being offered are the same "junk policies" that the proponets of the ACA have loudly tauted through this whole process as examples of greedy insurance making money off bad policies and are now illegal policies under the ACA. You want to know how they are legally able to offer them now? There is a loophole that states if there is an unforseen event that can cause distress and harm you have to offer them a policy- guess what the government is using as the unforseen event to legally offer these polices - the ACA is being used as the castatophic event to make these policies legal for those whose policies have been canceled by the ACA. How ironic is that????
It is beyond me how any citizen can not be worried by a government who is trying to manage this massive program that is 1/6th of our economy but does not have the foresight to anticpate all the consequences that the ACA is causing. We have yet to see the tip of the iceberg of the unforseen effects of this plan. Insurance companies plan according to the polices stated by the laws of the ACA but then the law is changed which causes another ripple of unforseen negative consequences. (maybe not unforseen but designed to get us to a single payer system??) 2014 rates are going to be sky high since those signing up are the most expensive to insure, which is the reason the deadline was moved 2 weeks after the 2014 midterm elections- talk about playing politics, it ain't just the republicans.
Nancy
Nancy,
Please point out where I said it was one party or the other. Oh thats right I did NOT! I said STATES. We actually have both parties in our state and they managed to sit down like adults and make it work. What a concept.
But if you want to continue to point fingers. What did the R's suggest? Where was their magical plan? Now they say repeal and ............... do what? Leave the insurance companies to run the system? Let them continue to play on the fears of the consumer and raise rates yet deny payment of services?
And it is beyond me how any citizen could not be concerned about the health care mess we have been in for many, many years. 70% off bankruptcy caused by medical bills. Why is it no one screamed the sky is falling when Romney Care was implemented? Or did it work and the other side just didn't want to admit it?
The loopholes you are so fond of are being used by the INSURANCE companies. Should some of them be changed? Probably. But at least be honest that it is the Insurance companies using every legal loophole they can find to charge more, offer less and point fingers.
karen | |
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Folks on-line