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Extreme Veteran
Posts: 452
      Location: Texas | Joint. I make ALOT more than him but my business requires alot of overhead. No personal accounts. After bills are paid every month you can buy whatever you want/need. | |
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 Veteran
Posts: 141
  Location: College Station, TX | equussynergy - 2014-02-20 10:28 AM
Crowned Image - 2014-02-20 9:22 AM Talkeetnababe - 2014-02-20 10:06 AM Jinx - 2014-02-20 10:00 AM We don't have separate accounts but it isn't really fair for the one who makes less to pay 50% IMO. I know 'technically' half the bill would be theirs but I could see how it could cause resentment. This is kind of where I'm at. I make about 1/3 of what he does, and we split everything 50/50. On top of house bills I have a truck note, car insurance an student loans, which he has none of. It leaves me in a bind on a regular basis while he is free to play and spend as he pleases. I'm trying to not be resentful about it but it's getting where I can't help it. I just wasn't sure if I was being selfish thinking this way. Not to butt in or make you feel badly about yourself. Has he already paid off his student loans and car payment etc? obviously it isn't his duty to pay off your things. But if you're in a bind can you talk to him? say, "hey, I need some help I'm feeling too pinched and I feel like I can't get ahead, can you help me? can we change the way bills are paid for at least little while so I can get ahead or pay things off?" He may not even be realizing you're tight in the money dept.
I don't agree with this, once you are "married" there shouldn't be his and mine, it should be "ours"
Not 50/50 but 100/100
His company pays for his truck and insurance, and he didn't go to school so doesn't have student loans. House is 100% in his name even though we did the shopping together, so technically it's his, but we say it's ours.
He doesn't have horses or any interest in them so I pay for that (someone had mentioned their hubby paying for horse feed)
Honestly I don't think he would be willing to help if I asked. He would tell me to sell the horses, which isn't happening.
Don't get me wrong, I get back even somehow (never ahead) so I can do it as it is, I just don't know that it is completely fair. Now I feel like I'm being whiny. | |
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  More bootie than waist!
Posts: 18425
          Location: Riding Crackhead. | Talkeetnababe - 2014-02-20 10:58 AM equussynergy - 2014-02-20 10:28 AM Crowned Image - 2014-02-20 9:22 AM Talkeetnababe - 2014-02-20 10:06 AM Jinx - 2014-02-20 10:00 AM We don't have separate accounts but it isn't really fair for the one who makes less to pay 50% IMO. I know 'technically' half the bill would be theirs but I could see how it could cause resentment. This is kind of where I'm at. I make about 1/3 of what he does, and we split everything 50/50. On top of house bills I have a truck note, car insurance an student loans, which he has none of. It leaves me in a bind on a regular basis while he is free to play and spend as he pleases. I'm trying to not be resentful about it but it's getting where I can't help it. I just wasn't sure if I was being selfish thinking this way. Not to butt in or make you feel badly about yourself. Has he already paid off his student loans and car payment etc? obviously it isn't his duty to pay off your things. But if you're in a bind can you talk to him? say, "hey, I need some help I'm feeling too pinched and I feel like I can't get ahead, can you help me? can we change the way bills are paid for at least little while so I can get ahead or pay things off?" He may not even be realizing you're tight in the money dept. I don't agree with this, once you are "married" there shouldn't be his and mine, it should be "ours"
Not 50/50 but 100/100 His company pays for his truck and insurance, and he didn't go to school so doesn't have student loans. House is 100% in his name even though we did the shopping together, so technically it's his, but we say it's ours. He doesn't have horses or any interest in them so I pay for that (someone had mentioned their hubby paying for horse feed ) Honestly I don't think he would be willing to help if I asked. He would tell me to sell the horses, which isn't happening. Don't get me wrong, I get back even somehow (never ahead ) so I can do it as it is, I just don't know that it is completely fair. Now I feel like I'm being whiny.
I don't think your whiny but do you see yourself forever with him? The way you talk about him I'm just not seeing it. I've been married almost 22 years. Everything is "ours". I don't understand the concept of living together and playing house, blast me all you want but find someone to "share" your life with not split it up 50/50. Oh and marry them. | |
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 Swiffer PIcker Upper
Posts: 4015
  Location: Four Corners Colorado | CYA Ranch - 2014-02-20 10:01 AM Talkeetnababe - 2014-02-20 10:58 AM equussynergy - 2014-02-20 10:28 AM Crowned Image - 2014-02-20 9:22 AM Talkeetnababe - 2014-02-20 10:06 AM Jinx - 2014-02-20 10:00 AM We don't have separate accounts but it isn't really fair for the one who makes less to pay 50% IMO. I know 'technically' half the bill would be theirs but I could see how it could cause resentment. This is kind of where I'm at. I make about 1/3 of what he does, and we split everything 50/50. On top of house bills I have a truck note, car insurance an student loans, which he has none of. It leaves me in a bind on a regular basis while he is free to play and spend as he pleases. I'm trying to not be resentful about it but it's getting where I can't help it. I just wasn't sure if I was being selfish thinking this way. Not to butt in or make you feel badly about yourself. Has he already paid off his student loans and car payment etc? obviously it isn't his duty to pay off your things. But if you're in a bind can you talk to him? say, "hey, I need some help I'm feeling too pinched and I feel like I can't get ahead, can you help me? can we change the way bills are paid for at least little while so I can get ahead or pay things off?" He may not even be realizing you're tight in the money dept. I don't agree with this, once you are "married" there shouldn't be his and mine, it should be "ours"
Not 50/50 but 100/100 His company pays for his truck and insurance, and he didn't go to school so doesn't have student loans. House is 100% in his name even though we did the shopping together, so technically it's his, but we say it's ours. He doesn't have horses or any interest in them so I pay for that (someone had mentioned their hubby paying for horse feed ) Honestly I don't think he would be willing to help if I asked. He would tell me to sell the horses, which isn't happening. Don't get me wrong, I get back even somehow (never ahead ) so I can do it as it is, I just don't know that it is completely fair. Now I feel like I'm being whiny. I don't think your whiny but do you see yourself forever with him? The way you talk about him I'm just not seeing it. I've been married almost 22 years. Everything is "ours". I don't understand the concept of living together and playing house, blast me all you want but find someone to "share" your life with not split it up 50/50. Oh and marry them. Ditto! If my hubby ever told me to sell my horses because he didn't like them or want to pay for them I'd be gone.
He knows they make me happy, when I'm happy I do what makes him happy!
You should watch Makr Gungo Tale of Two Brains
Edited by equussynergy 2014-02-20 11:09 AM
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Industrial Srength Barrel Racer
Posts: 7268
     
| I make my car and trailer payment, pay my car insurance, buy the groceries, propane and horse expenses. We split the house payment. He pays for the electric bill, his car payment, his insurance and the cable and internet expenses. I gripe over propane prices and he gripes over the electric bill. | |
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 Money Eating Baggage Owner
Posts: 9586
       Location: Phoenix | We each have our own accounts. But he will give me money if I need it. He makes WAY more than me (like 4x) so he pays for rent, car payment, and all his bills. I pay for cable when I can, and utilities and then my bills. Fuel we rotate off and on. Food is probably mostly him buying (75/25). He's buying a horse and I pay for the care as well as the care for my own horse (even though I'm living without my horses LOL). We still have to come up with a system....need to get back with doing out Dave Ramsey worksheets!!
I am still hesitant to call stuff "ours" because he makes so more...like I will spend my money on my guilty pleasures. I shouldn't be asking for money to buy myself little goodies, you know?
Edited by hammer_time 2014-02-20 11:30 AM
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 Own It and Move On
      Location: The edge of no where | CYA Ranch - 2014-02-20 11:01 AM Talkeetnababe - 2014-02-20 10:58 AM equussynergy - 2014-02-20 10:28 AM Crowned Image - 2014-02-20 9:22 AM Talkeetnababe - 2014-02-20 10:06 AM Jinx - 2014-02-20 10:00 AM We don't have separate accounts but it isn't really fair for the one who makes less to pay 50% IMO. I know 'technically' half the bill would be theirs but I could see how it could cause resentment. This is kind of where I'm at. I make about 1/3 of what he does, and we split everything 50/50. On top of house bills I have a truck note, car insurance an student loans, which he has none of. It leaves me in a bind on a regular basis while he is free to play and spend as he pleases. I'm trying to not be resentful about it but it's getting where I can't help it. I just wasn't sure if I was being selfish thinking this way. Not to butt in or make you feel badly about yourself. Has he already paid off his student loans and car payment etc? obviously it isn't his duty to pay off your things. But if you're in a bind can you talk to him? say, "hey, I need some help I'm feeling too pinched and I feel like I can't get ahead, can you help me? can we change the way bills are paid for at least little while so I can get ahead or pay things off?" He may not even be realizing you're tight in the money dept. I don't agree with this, once you are "married" there shouldn't be his and mine, it should be "ours"
Not 50/50 but 100/100 His company pays for his truck and insurance, and he didn't go to school so doesn't have student loans. House is 100% in his name even though we did the shopping together, so technically it's his, but we say it's ours. He doesn't have horses or any interest in them so I pay for that (someone had mentioned their hubby paying for horse feed ) Honestly I don't think he would be willing to help if I asked. He would tell me to sell the horses, which isn't happening. Don't get me wrong, I get back even somehow (never ahead ) so I can do it as it is, I just don't know that it is completely fair. Now I feel like I'm being whiny. I don't think your whiny but do you see yourself forever with him? The way you talk about him I'm just not seeing it. I've been married almost 22 years. Everything is "ours". I don't understand the concept of living together and playing house, blast me all you want but find someone to "share" your life with not split it up 50/50. Oh and marry them.
^^^This! Zipping up the flame suit, but I wouldn't live with a guy I wasn't married too. You've got to get on the same page about money. I firmly believe in Dave Ramsey's program. If you're going to go thru life as a team, then you've got to agree on money. Things can't be 'his' or 'yours'... it's got to be 'ours'. Not that my hubby doesn't cuss 'my' barrel horses on occasion, but we make all decisions jointly. Anything over a couple hundred, entries, things for the house, trips... it's joint. | |
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 Expert
Posts: 1857
      
| We have a joint now but when we didn't I just told him what I needed to pay bills. I never split it down the middle I just paid what I could and he paid the rest. He made more than me and we loved each other so it didn't matter who paid more. Now we have a joint account and it makes things easier. He's not real horsey but respects it for my sake and I his hunting. If either of us needs something really important the other will gladly go without because we love each other. | |
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Got Bassetts?
         
| We have seperate checking accounts and joint savings. He makes WAY more than I do, so he pays the bigger bills like the farm payment, the other property payment, insurance, auto loans, etc., and I have the smaller ones like the cell phones, water bill, internet and groceries. Every January we set down, look at what our bills are, and audit our system so that after we pay the bills and make our savings deposit, we each have the same amount left over.
We always say at this point (married almost 7 years) we need to just go to the bank and get a joint checking, but we never want to take the time when we are both off work to do it. Well, that and we always forgot. But to be truthful, I'm not so sure I want to change how it is. Because the way I see it, we both have the same amount of "mad money". If he wants to buy more hunting stuff (that I know he needs like another hole in the head), or I want yet ANOTHER pair of boots (that he knows I need like another hole in the head), it's our own "fun money" so nobody gripes at the other. It works :) | |
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 Husband Spoiler
Posts: 4151
     Location: North Dakota | CYA Ranch - 2014-02-20 11:01 AM Talkeetnababe - 2014-02-20 10:58 AM equussynergy - 2014-02-20 10:28 AM Crowned Image - 2014-02-20 9:22 AM Talkeetnababe - 2014-02-20 10:06 AM Jinx - 2014-02-20 10:00 AM We don't have separate accounts but it isn't really fair for the one who makes less to pay 50% IMO. I know 'technically' half the bill would be theirs but I could see how it could cause resentment. This is kind of where I'm at. I make about 1/3 of what he does, and we split everything 50/50. On top of house bills I have a truck note, car insurance an student loans, which he has none of. It leaves me in a bind on a regular basis while he is free to play and spend as he pleases. I'm trying to not be resentful about it but it's getting where I can't help it. I just wasn't sure if I was being selfish thinking this way. Not to butt in or make you feel badly about yourself. Has he already paid off his student loans and car payment etc? obviously it isn't his duty to pay off your things. But if you're in a bind can you talk to him? say, "hey, I need some help I'm feeling too pinched and I feel like I can't get ahead, can you help me? can we change the way bills are paid for at least little while so I can get ahead or pay things off?" He may not even be realizing you're tight in the money dept. I don't agree with this, once you are "married" there shouldn't be his and mine, it should be "ours"
Not 50/50 but 100/100 His company pays for his truck and insurance, and he didn't go to school so doesn't have student loans. House is 100% in his name even though we did the shopping together, so technically it's his, but we say it's ours. He doesn't have horses or any interest in them so I pay for that (someone had mentioned their hubby paying for horse feed ) Honestly I don't think he would be willing to help if I asked. He would tell me to sell the horses, which isn't happening. Don't get me wrong, I get back even somehow (never ahead ) so I can do it as it is, I just don't know that it is completely fair. Now I feel like I'm being whiny. I don't think your whiny but do you see yourself forever with him? The way you talk about him I'm just not seeing it. I've been married almost 22 years. Everything is "ours". I don't understand the concept of living together and playing house, blast me all you want but find someone to "share" your life with not split it up 50/50. Oh and marry them.
I agree! It does sound like you two are "playing house". It honestly does not sound like a committed mutual relationship. The fact that you don't think he would be willing to help you out is a HUGE red flag that something isn't right and that you should move on. My husband would work 10 jobs and give me his last red cent if he had to to help me. He would have done that when we were dating as well. He makes much more than I do especially in the winter so he helps me out a lot....but I guess I don't even really want to call it helping me out since we are in this together. His is mine and mine is his. If he isn't the one you see spending the rest of your life with then quit wasting each others time and move on. My husband and I lived together before we were married but before we moved in together we knew we were going to get married. We were just both still in college and wanted to graduate before tying the knot. But we were 110% committed to each other we just didn't have the piece of paper making it legal. | |
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 Chasin my Dream
Posts: 13651
        Location: Alberta | Talkeetnababe - 2014-02-20 9:58 AM equussynergy - 2014-02-20 10:28 AM Crowned Image - 2014-02-20 9:22 AM Talkeetnababe - 2014-02-20 10:06 AM Jinx - 2014-02-20 10:00 AM We don't have separate accounts but it isn't really fair for the one who makes less to pay 50% IMO. I know 'technically' half the bill would be theirs but I could see how it could cause resentment. This is kind of where I'm at. I make about 1/3 of what he does, and we split everything 50/50. On top of house bills I have a truck note, car insurance an student loans, which he has none of. It leaves me in a bind on a regular basis while he is free to play and spend as he pleases. I'm trying to not be resentful about it but it's getting where I can't help it. I just wasn't sure if I was being selfish thinking this way. Not to butt in or make you feel badly about yourself. Has he already paid off his student loans and car payment etc? obviously it isn't his duty to pay off your things. But if you're in a bind can you talk to him? say, "hey, I need some help I'm feeling too pinched and I feel like I can't get ahead, can you help me? can we change the way bills are paid for at least little while so I can get ahead or pay things off?" He may not even be realizing you're tight in the money dept. I don't agree with this, once you are "married" there shouldn't be his and mine, it should be "ours"
Not 50/50 but 100/100 His company pays for his truck and insurance, and he didn't go to school so doesn't have student loans. House is 100% in his name even though we did the shopping together, so technically it's his, but we say it's ours. He doesn't have horses or any interest in them so I pay for that (someone had mentioned their hubby paying for horse feed ) Honestly I don't think he would be willing to help if I asked. He would tell me to sell the horses, which isn't happening. Don't get me wrong, I get back even somehow (never ahead ) so I can do it as it is, I just don't know that it is completely fair. Now I feel like I'm being whiny.
So....my only question is why is the house only in his name if you "shopped" for it together?
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 Expert
Posts: 1440
      Location: Texas | FlyingJT - 2014-02-20 11:21 AM
We have a joint now but when we didn't I just told him what I needed to pay bills. I never split it down the middle I just paid what I could and he paid the rest. He made more than me and we loved each other so it didn't matter who paid more. Now we have a joint account and it makes things easier. He's not real horsey but respects it for my sake and I his hunting. If either of us needs something really important the other will gladly go without because we love each other.
Well before I got married I had my own account initially but after 3 yrs added him but he does not have checks or a debit card because he is terrible with $$. It has gone back and forth as to who made more $$ so all the $$ was put into the account and after all bills were paid we just got what we needed fo daily expenses and fun $$. He has never really gripped about my bills as owned my house am had truck and trailer payment as well as 6 horses. I did down size to cut my bills when my income went down but that was my choice. His only bills were a monthly IRS payment an small truck payment. He works his a$$ off so when he wants to blow some $$ unusually don't gripe too bad and when I needed to have surgery on my horse or later buy another horse he was pretty supportive. If he has the $$ he will give me anything he has. There have been days we were not really keeping our head about water and now we have a boat to float down the river in lol. But it really has never been a mine vs yours situation unless we were fighting about other things. Personally I would not live wih someone who divided the line as to who pays what and if you needed help to foot your side of bill and threw a fit. Does not sound like a goo life long companion and if your asking this question the animosity must be increasing. Good luck to you. | |
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 Expert
Posts: 1432
      Location: Never in one place long | TheOldGrayMare - 2014-02-20 9:58 AM
We have been living together for almost 8 years and married for almost 1 year. We used to split everything equally and then when we bought a house together he started paying all of the mortgage and I pay all of the utilities. He pays out more a month than me, by far. BUT he makes just about double what I make. We DO NOT have a joint account. But if I need money, he will give it to me.
Been married almost 5 years and this is what we do, my husband makes 3x what I do so he pays all the bills exccept one and everything I make goes towards paying off our loans and my horse stuff. We like having two accounts, it just seems like we have more sources of money then even if we don't :) | |
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  Fact Checker
Posts: 16575
        Location: Displaced Iowegian | CYA Ranch - 2014-02-20 11:01 AM Talkeetnababe - 2014-02-20 10:58 AM equussynergy - 2014-02-20 10:28 AM Crowned Image - 2014-02-20 9:22 AM Talkeetnababe - 2014-02-20 10:06 AM Jinx - 2014-02-20 10:00 AM We don't have separate accounts but it isn't really fair for the one who makes less to pay 50% IMO. I know 'technically' half the bill would be theirs but I could see how it could cause resentment. This is kind of where I'm at. I make about 1/3 of what he does, and we split everything 50/50. On top of house bills I have a truck note, car insurance an student loans, which he has none of. It leaves me in a bind on a regular basis while he is free to play and spend as he pleases. I'm trying to not be resentful about it but it's getting where I can't help it. I just wasn't sure if I was being selfish thinking this way. Not to butt in or make you feel badly about yourself. Has he already paid off his student loans and car payment etc? obviously it isn't his duty to pay off your things. But if you're in a bind can you talk to him? say, "hey, I need some help I'm feeling too pinched and I feel like I can't get ahead, can you help me? can we change the way bills are paid for at least little while so I can get ahead or pay things off?" He may not even be realizing you're tight in the money dept. I don't agree with this, once you are "married" there shouldn't be his and mine, it should be "ours"
Not 50/50 but 100/100 His company pays for his truck and insurance, and he didn't go to school so doesn't have student loans. House is 100% in his name even though we did the shopping together, so technically it's his, but we say it's ours. He doesn't have horses or any interest in them so I pay for that (someone had mentioned their hubby paying for horse feed ) Honestly I don't think he would be willing to help if I asked. He would tell me to sell the horses, which isn't happening. Don't get me wrong, I get back even somehow (never ahead ) so I can do it as it is, I just don't know that it is completely fair. Now I feel like I'm being whiny. I don't think your whiny but do you see yourself forever with him? The way you talk about him I'm just not seeing it. I've been married almost 22 years. Everything is "ours". I don't understand the concept of living together and playing house, blast me all you want but find someone to "share" your life with not split it up 50/50. Oh and marry them.
Agreed.....this is the "peril" of just living with someone....what are you getting out of it? When you split....he is going to be the winner....house in his name....you have paid half of the house, etc....
That being said....hubby and I have always had separate checking accounts but we have a "household" account that he puts a "set amount" of money into, every month, for utilities, house payments (which we don't have now), house insurance, groceries, etc. He pays all horse expenses (he uses them too). I have always paid for the "extras"....cable, cell phones, my own car payment, insurance, etc.....AND everything is in BOTH of our names.....no way in h*ll would I be paying for ANY house that MY name wasn't on the title. | |
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Extreme Veteran
Posts: 512

| ">^^^This! Zipping up the flame suit, but I wouldn't live with a guy I wasn't married too. You've got to get on the same page about money. I firmly believe in Dave Ramsey's program. If you're going to go thru life as a team, then you've got to agree on money. Things can't be 'his' or 'yours'... it's got to be 'ours'. Not that my hubby doesn't cuss 'my' barrel horses on occasion, but we make all decisions jointly. Anything over a couple hundred, entries, things for the house, trips... it's joint.
We also do Dave Ramsey!! Highly Recommend!! | |
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 Expert
Posts: 3782
        Location: Gainesville, TX | I'm the one with the regular monthly income and make a bit more than him. I pay all the major monthly bills: rent, electric, cable, internet, health insurance. I also pay any bills I accrue: my credit cards, student loans, some hospital bills, my fuel. I paid the truck payment before we paid it off. We both know my income will be there every month so we use it for those reasons. He is responsible for his credit cards, his fuel, groceries, the trash bill, and horse stuff. He helps me out a lot for sudden stuff like vet bills or car repair. When we bought our new mare, I paid for the horse and he paid for the fuel to Georgia and back. He does work part time as a real estate appraiser but is also currently in law school. When he gets out, we will even things out a bit more again. We have separate accounts. His dad has access to his account and will sometimes just 'borrow' money. Though his dad has helped us out a few times when we get in a bind and often buys us hay. I cannot stand money just disappearing out of an account. I realize he has a 'special' relationship with his dad, keep my nose out of it, and make sure I cover my share. We always have enough since my account is safe. After we have paid our share, what's left over is ours to play with. I probably play with more of mine than he does with his so he usually has more if we get in a bind (but again) I'm paying a good bit of the major stuff.
ETA: We go out to eat relatively often and he nearly always covers that.
Edited by oija 2014-02-20 11:57 AM
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Ms. Dr. Phil
    Location: My happy place | This is an older persons point of view, and I have been married 35 years and we have always just thrown it all in one pot, and never fought about who pays what.
Why are you paying 50% of a house payment that you have no vested interest in?
I assume you cook and clean for him in his house, and perform other services. I would be sending him a bill for services rendered that would make him think marriage or that house payment is much cheaper. JMO but I think the old saying about the milk & cow has a lot of merit.
It's not that I'm a prude and think everyone should get married, if it's a good deal for you and it works great. However I would never live with someone who wasn't taking care of me.
Edited by Palopony 2014-02-20 12:12 PM
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 Heeler Hater
Posts: 3014
  Location: Texas | My husband is the main bread winner. Before we got married it was his and mine. Now its ours. He pays all the bills except two.
Even though we still have mine and his its only to know what we are talking out. I still call the dodge my truck and the ford is still his. But if you asked who's truck it was its ours. I still owe $10, 000 on my truck. His is paid off. If I can't pay the whole thing one month he pays it. If I want to buy something I ask and then get it. Not because he's mr controlling but its a respect thing. | |
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Teen Advice Giver
   
| My boyfriend has a great job and makes a lot more then I do. For that reason, he pays for the mortgage, utility bills, etc.
In return, I help pay for the groceries, cable bill, dog exspenses, etc. I currently do not have a vehicle either, so we take turns paying for gas in his truck since we both use it.
It's a great situation for us. It's not 50/50 but he accepts the fact that I pay what I reasonably can, and respects me for it. If it were up to him, he'd probably pay it all. I would feel bad about that though, and I don't want him to feel like I was living off of him..instead of living WITH him.
I also won't pay mortgage (unless we were in a bind) until the house was also in my name, after we are married.
ETA: I pay 100% of the bills for my horse. I had the horse before we started dating, so I would never want to put it on him. It's my hobby, and my horse. He has helped me out in the past with horse bills when I was in between jobs. I would never ask him though.
Edited by NickyandMickey 2014-02-20 12:21 PM
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 Expert
Posts: 2457
      
| MS2011 - 2014-02-20 11:17 AM CYA Ranch - 2014-02-20 11:01 AM Talkeetnababe - 2014-02-20 10:58 AM equussynergy - 2014-02-20 10:28 AM Crowned Image - 2014-02-20 9:22 AM Talkeetnababe - 2014-02-20 10:06 AM Jinx - 2014-02-20 10:00 AM We don't have separate accounts but it isn't really fair for the one who makes less to pay 50% IMO. I know 'technically' half the bill would be theirs but I could see how it could cause resentment. This is kind of where I'm at. I make about 1/3 of what he does, and we split everything 50/50. On top of house bills I have a truck note, car insurance an student loans, which he has none of. It leaves me in a bind on a regular basis while he is free to play and spend as he pleases. I'm trying to not be resentful about it but it's getting where I can't help it. I just wasn't sure if I was being selfish thinking this way. Not to butt in or make you feel badly about yourself. Has he already paid off his student loans and car payment etc? obviously it isn't his duty to pay off your things. But if you're in a bind can you talk to him? say, "hey, I need some help I'm feeling too pinched and I feel like I can't get ahead, can you help me? can we change the way bills are paid for at least little while so I can get ahead or pay things off?" He may not even be realizing you're tight in the money dept. I don't agree with this, once you are "married" there shouldn't be his and mine, it should be "ours"
Not 50/50 but 100/100 His company pays for his truck and insurance, and he didn't go to school so doesn't have student loans. House is 100% in his name even though we did the shopping together, so technically it's his, but we say it's ours. He doesn't have horses or any interest in them so I pay for that (someone had mentioned their hubby paying for horse feed ) Honestly I don't think he would be willing to help if I asked. He would tell me to sell the horses, which isn't happening. Don't get me wrong, I get back even somehow (never ahead ) so I can do it as it is, I just don't know that it is completely fair. Now I feel like I'm being whiny. I don't think your whiny but do you see yourself forever with him? The way you talk about him I'm just not seeing it. I've been married almost 22 years. Everything is "ours". I don't understand the concept of living together and playing house, blast me all you want but find someone to "share" your life with not split it up 50/50. Oh and marry them. ^^^This! Zipping up the flame suit, but I wouldn't live with a guy I wasn't married too.
You've got to get on the same page about money. I firmly believe in Dave Ramsey's program. If you're going to go thru life as a team, then you've got to agree on money. Things can't be 'his' or 'yours'... it's got to be 'ours'. Not that my hubby doesn't cuss 'my' barrel horses on occasion, but we make all decisions jointly. Anything over a couple hundred, entries, things for the house, trips... it's joint.
I personally can't say enough positive things about DAVE RAMSEY!! I have seen his methods put to work in my life and my BFF's life. Talk about a full turn around for the positive; when committed and followed his Financial Peace University is down right AWESOME. | |
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