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Ugg, title of article should be stupid decisions and living beyond your means

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docschic
Reg. Dec 2003
Posted 2014-05-24 12:57 PM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means


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acrodeo - 2014-05-23 7:05 PM I understand what everyone on here is saying but I will come from a students side. I did not ask nor could my mom pay for my college education. Our lives growing up were difficult and she couldn't save for our college. I graduated with a Bachelors degree in Ag Services and Development. Leaving college I now have around $50,000 in student loan debt. (I know that's small for some) When I graduated I couldn't find a job anywhere and definitely wasn't opposed to moving. I took a job working back where I worked while going through school. The pay was terrible but I couldn't find anything else. Making $20,000 a yr trying to pay for my home and my student loans which are like a house note themselves. I make it work. But responding to a few comments on here, some people are ridiculing someone's decision about their major. We are taught our whole lives to do what we enjoy and want to do for the rest of our lives. I thought Ag was suited for me. I knew jobs may be hard to find but IMO you have to do what you enjoy and sometimes student loans are the only option to get the education needed for certain jobs. I don't feel the parents should pay for everything and sometimes circumstances cause you to take out loans or do things you didn't plan. Now, I've found a better job and do well for myself but I don't think my generation is as bad as some say. The ones who are selfish and victimize themselves are the ones handed everything then asked to work etc... These parents knowingly gave up everything to better their children's future. I'm not saying I would do what they did or go about like that but let's not talk about them when they did what they felt they needed to do!

You are NOT looking in the right areas if you are looking for agriculture.  There are open jobs within Agronomy Sales ect. all over the US.  Precision Ag is also huge as well as Ag lending.   
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docschic
Reg. Dec 2003
Posted 2014-05-24 1:01 PM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means


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Do you mean like all the girls that I see at Career fairs looking for jobs and their major is Equine Science????  I'm sorry but that cracks me up.  We all love our horses and want to be able to do whatever with them and go whereever with them but let's be reasonable.  A degree in Equine Science isn't going to open very many doors to lucrative or at least decent paying jobs except for a select few positions.   (as I'm zipping up my flame suit here)  I really want to look at these girls ( I say girls because 98% are female) and ask what do you want to do when you grow up?
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IB1UKNO
Reg. Apr 2014
Posted 2014-05-24 2:25 PM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means




2525
I am so pleased that this article has been brought to our attention on BHW.
It is truly an outrage that institutions of higher learning are allowed to offer to its students a degree which, in the real world, is not worth the paper it is written on.
It is just another failure of this administration and congress should convene a hearing to look into this matter. At the least we need a rule, a law, maybe a constitutional amendment to not only put in place some limits to the outrageous cost of a useless education, but to demand that citizens are not allowed to chose to be stupid.
I also read that the father drives a Buick, shameful!!
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foundation horse
Reg. Aug 2004
Posted 2014-05-24 3:03 PM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means


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IB1UKNO - 2014-05-24 2:25 PM I am so pleased that this article has been brought to our attention on BHW. It is truly an outrage that institutions of higher learning are allowed to offer to its students a degree which, in the real world, is not worth the paper it is written on. It is just another failure of this administration and congress should convene a hearing to look into this matter. At the least we need a rule, a law, maybe a constitutional amendment to not only put in place some limits to the outrageous cost of a useless education, but to demand that citizens are not allowed to chose to be stupid. I also read that the father drives a Buick, shameful!!

You're funny! snickering I just 'knew' your response would be 'good' and you proved me right! Now really more Government is what is needed in making personal decisions. Yeah right.  Also, are you even familiar with or aware of how a Constitutional Amendment is created and accepted?
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TXBO
Reg. Aug 2009
Posted 2014-05-24 3:56 PM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means



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WTF is music therapy?

Edited by TXBO 2014-05-24 3:58 PM
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NJJ
Reg. Jul 2006
Posted 2014-05-24 4:33 PM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means


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foundation horse - 2014-05-24 3:03 PM
IB1UKNO - 2014-05-24 2:25 PM I am so pleased that this article has been brought to our attention on BHW. It is truly an outrage that institutions of higher learning are allowed to offer to its students a degree which, in the real world, is not worth the paper it is written on. It is just another failure of this administration and congress should convene a hearing to look into this matter. At the least we need a rule, a law, maybe a constitutional amendment to not only put in place some limits to the outrageous cost of a useless education, but to demand that citizens are not allowed to chose to be stupid. I also read that the father drives a Buick, shameful!!
You're funny! snickering I just 'knew' your response would be 'good' and you proved me right! Now really more Government is what is needed in making personal decisions. Yeah right.  Also, are you even familiar with or aware of how a Constitutional Amendment is created and accepted?

     Oh....my stars........that statement made me REALLY laugh outloud......
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svincent
Reg. Feb 2012
Posted 2014-05-24 4:57 PM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means


The Resident Destroyer of Liberal Logic


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TXBO - 2014-05-24 3:56 PM

WTF is music therapy?

I BELIEVE it is something they do with children/adults with special needs, for various reasons.
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rodeomom3
Reg. Dec 2007
Posted 2014-05-24 5:20 PM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means



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acrodeo - 2014-05-23 7:05 PM I understand what everyone on here is saying but I will come from a students side. I did not ask nor could my mom pay for my college education. Our lives growing up were difficult and she couldn't save for our college. I graduated with a Bachelors degree in Ag Services and Development. Leaving college I now have around $50,000 in student loan debt. (I know that's small for some) When I graduated I couldn't find a job anywhere and definitely wasn't opposed to moving. I took a job working back where I worked while going through school. The pay was terrible but I couldn't find anything else. Making $20,000 a yr trying to pay for my home and my student loans which are like a house note themselves. I make it work. But responding to a few comments on here, some people are ridiculing someone's decision about their major. We are taught our whole lives to do what we enjoy and want to do for the rest of our lives. I thought Ag was suited for me. I knew jobs may be hard to find but IMO you have to do what you enjoy and sometimes student loans are the only option to get the education needed for certain jobs. I don't feel the parents should pay for everything and sometimes circumstances cause you to take out loans or do things you didn't plan. Now, I've found a better job and do well for myself but I don't think my generation is as bad as some say. The ones who are selfish and victimize themselves are the ones handed everything then asked to work etc... These parents knowingly gave up everything to better their children's future. I'm not saying I would do what they did or go about like that but let's not talk about them when they did what they felt they needed to do!

This was a "want" not a need, big difference.
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Three 4 Luck
Reg. Sep 2003
Posted 2014-05-24 8:10 PM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means



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docschic - 2014-05-24 1:01 PM Do you mean like all the girls that I see at Career fairs looking for jobs and their major is Equine Science????  I'm sorry but that cracks me up.  We all love our horses and want to be able to do whatever with them and go whereever with them but let's be reasonable.  A degree in Equine Science isn't going to open very many doors to lucrative or at least decent paying jobs except for a select few positions.   (as I'm zipping up my flame suit here)  I really want to look at these girls ( I say girls because 98% are female) and ask what do you want to do when you grow up?

I started out thinking I wanted to major in equine science. Haha. Luckily I wised up by HS graduation and had switched to Ag business. I'm like you, anyone who wants to work in Ag and can't find a job isn't looking in the right places. 
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stayceem
Reg. May 2007
Posted 2014-05-24 10:51 PM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means



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I am drowning in student loans... ($500/mo) I know I know it could be worse. My parents didnt qualify for anything and I was the 3rd kid to go through school. I started at a community college and then transfered those into another school for my bachelors. I paid all my summer classes, books, etc out of my pocket. I worked full time and went to school full time for my education. I am very proud of it. I am still trying to get a job in my field but i continue to volunteer on my days off to try and get a leg up.

Now what gets me, is as I work my butt off there are other people getting it handed to them. An old friend of mine, is a single Mom. She lives for $17/mo (no typo there) and gets all college free. Books too. She then gets to sell her books after the semester. She's never worked a day in her life and her Uncle told me shes surpassed me in schooling and shes gonna get a better job than I ever could. Shes going on to get her masters in Criminal Justice (hasnt started the program yet). I have my bachelors right now so essentially we have the same degree. My two years at the community college gave me a A.S paralegal degree also. He said shes been in school 6 years... yea well not my fault it took her 6 years and not 4. its not just my generation its people like him who support those living off our assistance programs.

How do people expect to get jobs without work experience??!!!

Rant over...

Edited by stayceem 2014-05-24 10:53 PM
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SmokeNMirrors
Reg. Jul 2013
Posted 2014-05-25 1:24 AM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means



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I was smart.....Got accepted to a local University but still couldnt decided what the hell to do with myself!! So I dropped out a few months before I was to start. My way of thinking was why the hell am I going to spend 30G a year (i too didnt qualify for financial aid) and get some dumb degree!
About 6 years out of high school I landed a good job at a pharmaceutical company that paid full tuition so long as you passed. I got an associates in Biological Science but hey I'm debt free!!

Edited by SmokeNMirrors 2014-05-25 1:25 AM
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bccanchaser16
Reg. Jan 2007
Posted 2014-05-25 2:46 AM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means



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 I'm drowning in student loans as well. Why? a) my parents make too much to qualify for financial aid and b) they didn't save anything up because a family member was supposed to pay for everything and well... he didn't (that's a whole 'nother can of worms). Funny thing is I will come out with a freaking BA in HISTORY. I went to college for Ag Business, realized I didn't really love it as much as I thought I would and I did really well at the Ag courses and accounting but everything else (if I wanted my degree I would have had to transfer to a University and take chem, bio, math, calc and there is no way I could do that. No way) I hated. I didn't have a farm anymore to come back to so I went to University. Why a history degree- because I like it, I'm good at it and I need a piece of paper. Do I know I can get absolutely nothing with this degree? Yup. My future plans are either military or law enforcement and I just need a degree! If I would have done it over again, I would have got the Canadian Forces to pay for my education and did it that way but I only have 2 years left so a little late on that one so I will just go Direct Entry Officer.

As far as taking out a second mortgage/loan for a wedding- are you freaking kidding me?! My plans are to elope or go to Vegas. I told my parents if they really wanted to pay for a wedding they can buy me a nice horse instead. I have no desire to have a big wedding, or traditional wedding at that.
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equussynergy
Reg. Feb 2009
Posted 2014-05-25 8:43 AM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means



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stayceem - 2014-05-24 9:51 PM I am drowning in student loans... ($500/mo) I know I know it could be worse. My parents didnt qualify for anything and I was the 3rd kid to go through school. I started at a community college and then transfered those into another school for my bachelors. I paid all my summer classes, books, etc out of my pocket. I worked full time and went to school full time for my education. I am very proud of it. I am still trying to get a job in my field but i continue to volunteer on my days off to try and get a leg up. Now what gets me, is as I work my butt off there are other people getting it handed to them. An old friend of mine, is a single Mom. She lives for $17/mo (no typo there) and gets all college free. Books too. She then gets to sell her books after the semester. She's never worked a day in her life and her Uncle told me shes surpassed me in schooling and shes gonna get a better job than I ever could. Shes going on to get her masters in Criminal Justice (hasnt started the program yet). I have my bachelors right now so essentially we have the same degree. My two years at the community college gave me a A.S paralegal degree also. He said shes been in school 6 years... yea well not my fault it took her 6 years and not 4. its not just my generation its people like him who support those living off our assistance programs. How do people expect to get jobs without work experience??!!! Rant over...

 ugg don't get me started on the how we encourge girls to have babies without daddies. It is disgusting to me to watch single moms get all the hand outs instead of encourgaing families to be together. And before you flame me I know alot of time being a single mom isn't a choice but alot of the times it is.
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IB1UKNO
Reg. Apr 2014
Posted 2014-05-25 10:04 AM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means




2525
foundation horse - 2014-05-24 3:03 PM

IB1UKNO - 2014-05-24 2:25 PM I am so pleased that this article has been brought to our attention on BHW. It is truly an outrage that institutions of higher learning are allowed to offer to its students a degree which, in the real world, is not worth the paper it is written on. It is just another failure of this administration and congress should convene a hearing to look into this matter. At the least we need a rule, a law, maybe a constitutional amendment to not only put in place some limits to the outrageous cost of a useless education, but to demand that citizens are not allowed to chose to be stupid. I also read that the father drives a Buick, shameful!!

You're funny! snickering I just 'knew' your response would be 'good' and you proved me right! Now really more Government is what is needed in making personal decisions. Yeah right.  Also, are you even familiar with or aware of how a Constitutional Amendment is created and accepted?

Congratulations, Gwyneth would be so proud.
You have succeeded in uncoupling from your consciousness!
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Three 4 Luck
Reg. Sep 2003
Posted 2014-05-25 10:07 AM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means



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IB1UKNO - 2014-05-25 10:04 AM
foundation horse - 2014-05-24 3:03 PM
IB1UKNO - 2014-05-24 2:25 PM I am so pleased that this article has been brought to our attention on BHW. It is truly an outrage that institutions of higher learning are allowed to offer to its students a degree which, in the real world, is not worth the paper it is written on. It is just another failure of this administration and congress should convene a hearing to look into this matter. At the least we need a rule, a law, maybe a constitutional amendment to not only put in place some limits to the outrageous cost of a useless education, but to demand that citizens are not allowed to chose to be stupid. I also read that the father drives a Buick, shameful!!
You're funny! snickering I just 'knew' your response would be 'good' and you proved me right! Now really more Government is what is needed in making personal decisions. Yeah right.  Also, are you even familiar with or aware of how a Constitutional Amendment is created and accepted?
Congratulations, Gwyneth would be so proud. You have succeeded in uncoupling from your consciousness!

 FH, I think you've been had.  
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OhMax
Reg. Feb 2013
Posted 2014-05-25 10:26 AM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means


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Totally agree on the job-seeking person with an Ag degree - it shocks me that you can't find a job.

I graduated with a BS in Ag Econ and an AS in Agronomy, I don't know anyone I graduated with who didnt have a job maximum 6 months after graduation. Granted that was 4 years ago now but the Ag industry is still very strong and seeking young talent. I think there's more to the story.


Sometimes what you like to do and what you need to do are two different things. Kids aren't taught to choose a career wisely anymore. My family saw the writing on the wall and really tried to push me towards a pharmacy degree. I knew it wasn't for me. I looked at equine programs but hated the job outlooks and pay. I have (like all of us) a hobby that is a lot more fun when you have a comfortable amt of cash to support it. When you can load up the trailer and go - whether it's to a local play day or a big race and know you'll have the gas to get home even if you don't pick up a check. I can put u with quite a bit of BS at work if I know I'm loading the trailer up on Friday to escape for the weekend.

Kids are graduating high school with zero concept of what it means to support themselves and what real life costs. I had a car payment at 16 and a job. My parents weren't going to let me fail, but they weren't going to sugar coat real life like year parents did. They had saved some for college and helped out, but I also helped out with scholarships and 2-3 part time jobs. I ended up with a couple small loans. I can't wait until they are gone, should be next summer, 5 years after graduating.
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CurlyQ
Reg. Sep 2006
Posted 2014-05-25 10:38 AM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means


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Chance Of Rein - 2014-05-23 8:20 PM

I'm not part of the current generation, I graduated from college in 2000.  Hard to believe it was that long ago.  My parents couldn't afford college for any of us.  I have a twin sister and a sister that is 3 years younger than we are so our college years were crammed pretty close together.  I really wanted to go to one of the colleges that offered equestrian classes and had partial scholarships for some of them but the bottom line was I couldn't hardly afford community college then the state college I graduated from.  I remember when my twin and I moved away to go to the state college we had almost no furniture or anything else and we'd put a few things on layaway at Kmart in a bigger town close by.  It wasn't much, about $100.00.  When our parents came to visit they actually stopped and paid for it and brought it up for us.  That was a shock that they were able to pay for that.

Pursuing your dreams and pursuing a job to support those dreams are often two very different things.  I was lucky.  I had several scholarships, worked two jobs the entire time I was in college and graduated with high honors.  I had $0 debt when I graduated.  Today I am a home owner with very little other debt than my mortgage.  I am doing most of what I wanted to do when I was younger.  I don't own the newest or most of expensive of anything and I've gotten over the fact that I never will.  No smartphone, car is 10 years old, just "upgraded" to an older horse trailer than what I had.  The upgrade is over 15 years old.  I have nice horses that are competitive and completely cared for and really wanting nothing.  That is what is important.  

In the case of the article, is it any wonder the children think it is ok to put themselves that deep in the financial hole when the parents are the ones who never taught them better?  They were the role models. Not good ones, but models just the same.   I see most of my friends and family raising their children with a work ethic and an understanding that money does not grow on trees so there is hope for future generations.  Sometimes it is ok to tell your kids "no".  I do it all the time.  Mine all have four legs though  

This^^^^
I've never understood why parents/ children feel as though it were the parents responsibility to put them through college. If you can help, sure, by all means but to feel obligated is beyond me. We do our children no favors by making things easy for them.
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Crowned Image
Reg. Jan 2011
Posted 2014-05-25 10:52 AM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means



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I still don't get why some kids are EXPECTING parents to pay for THEIR college experience for THEIR future. When what they are usually paying for is a party animal and a lot of missed classes.
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bscanchaser
Reg. Feb 2005
Posted 2014-05-25 11:11 AM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means




100100
Idk... I know at least 4 people with MS and at least 5 with BS in Aminal Science that were unable to find jobs and ended up working in other fields as a result. Might be geographic location but here any Ag/animal science/equine science degree is basically useless.
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RodeoCowgirl4u
Reg. Aug 2012
Posted 2014-05-25 11:24 AM
Subject: RE: Ugg, title of article should be stupid decisions and living beyond your means



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HorseMommyFiveO - 2014-05-23 5:12 PM

I will add: I feel better all the time about waiting a few years to start college. My parents did not pay one red cent on my tuition or living expenses. I chose a major that got me into the field I knew I wanted (Criminal Justice Admin). I now earn six figures and my student loan payment is around $200/ mo. Not bad for coming from nothing. Please people, don't go into hock to avoid teaching your kids hard work and responsibility.
ETA: I eloped to Maui and married the man of my dreams. No resentment over my parents not mortgaging their home for my princess day.

I did this, too. Got an AA in Admin of Justice and went to work for the county. Went back to school while employed by the government and was paid well and completed a BA in business at our state college. My payments were $300 and I will be finished with them at the end of this year.

My parents gave me $500 toward my wedding. In total it cost $3k. We have no debt from it and even though it wasn't fancy...apparently it was the best wedding our town has ever seen.

My mother told me upfront since I was 10 that she had no $$ to send me to a fancy college so I better get a scholarship or find another option. When it was time there were no "unicorns and rainbows" about what my decisions needed to be.

As a parent I would "like" to be able to pay for my kid's college...but in reality after the husband being laid off, selling off almost all of our possessions and me carrying the family for a year, we don't have that option. Sorry kids, that's called a lesson in life. It's not always a Disney ending.
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