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 Scorpions R Us
Posts: 9586
   
Location: So. Cali. | I had no idea they were going to go up again! I went online to check mine and it went from $163 a month to $176 starting the first of the year. Defiantly not much compared to what I see others paying, but I am young and thats still quite a bit out of my pocket for each month. I am very grateful that my long time BF pulled some strings thru his govt job and got me on his health plan, so my individual insurance has been canceled. Merry Christmas & Happy New Year to me.  |
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 Undercover Amish Mafia Member
Posts: 9992
Location: Kansas | Bear - 2014-12-19 10:25 AM hoofs_in_motion - 2014-12-19 8:05 AM Mine went up a few dollars in the vision/dental side. But I qualify for a discount because I'm a single mom, and I've completed my health quest information. But I have state employee insurance. I pay $45.41 for health for my daughter and I each pay check, then 4.21 vision, 1.21 dental. Minus $20 for healthquest discount, so 25.41 for the preminum. Our deductible is $600 for her and I So basically your health insurance is free. Sweet!
Not really, it applies to all State of Kansas Employees. It depends on which plan you choose. I have BCBS plan A because it's a lower deductible. If I made more money than the guidelines for the healthykids program, I would be paying the full amount which is shown on the chart.
http://www.kdheks.gov/hcf/sehp/Active-NSEG-2015Book.htm |
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Elite Veteran
Posts: 725
| I received notice from BC/BS that my current coverage was going from $1100 per month to $1700 per month for my wife and mysefl effective 01-01-15. This was a $600 per month increase. Definately not what I was expecting. This is a $7200 per year increase and our president had promised that we would actually see a $2500 per year decrease in our health insurance with the new affordable health care act. It is going to get where no one can afford to carry the coverage and by the way our deductible also increased to $6000 per person. What a Joke!!!!! |
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Veteran
Posts: 238
| We had good insurance through my husband's good job. With my first child, my hospital delivery visit costs us a total of the $250 deductible. Then this time last year, thanks to Ocare, we were forced to switch providers and for the plan that was the closest to the one we had it doubled our monthly premium. This year has been about the same as far as regular visit copays, but we were just notified it is going up by another 30% now. That's a 160% increase in premium in just 12 months. AND I'm having a baby in February, I called to verify it will be just the hospital co-pay, but no. We have to pay 20% of all costs for the hospital visit PLUS the $500 deductible. So having this child is going to costs us around $3k, on top of the outrageous premiums. Ouch.
Makes it hard to live life. |
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Industrial Srength Barrel Racer
Posts: 7268
| Cdunn - 2014-12-19 10:58 AM I received notice from BC/BS that my current coverage was going from $1100 per month to $1700 per month for my wife and mysefl effective 01-01-15. This was a $600 per month increase. Definately not what I was expecting. This is a $7200 per year increase and our president had promised that we would actually see a $2500 per year decrease in our health insurance with the new affordable health care act. It is going to get where no one can afford to carry the coverage and by the way our deductible also increased to $6000 per person. What a Joke!!!!!
Of course, I don't believe any of the crap that spews from Obummer's mouth, but it really makes me wonder WHAT is going to happen? People simply can't afford this - there is NOTHING affordable about it. People will just not have insurance AND won't be able to pay the astronomical bills either, then what will happen? This is just (YET ANOTHER) big mess! |
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 Expert
Posts: 2457
| hoofs_in_motion - 2014-12-19 8:05 AM Mine went up a few dollars in the vision/dental side. But I qualify for a discount because I'm a single mom, and I've completed my health quest information. But I have state employee insurance. I pay $45.41 for health for my daughter and I each pay check, then 4.21 vision, 1.21 dental. Minus $20 for healthquest discount, so 25.41 for the preminum. Our deductible is $600 for her and I
That is really similar to what I pay as an Individual on the federal system with a $500 deductible. $20 copay's for Dr visits. I pay $200 a month for my plan and I've never been refused service or forced to find a PPO.
The SO has BCBS and pays almost double what I do for the same coverage ... needless to say, when we get married in 2015, he'll be on my plan and it will only increase about $100 a month. |
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 Expert
Posts: 1857
| Griz - 2014-12-19 11:20 AM Cdunn - 2014-12-19 10:58 AM I received notice from BC/BS that my current coverage was going from $1100 per month to $1700 per month for my wife and mysefl effective 01-01-15. This was a $600 per month increase. Definately not what I was expecting. This is a $7200 per year increase and our president had promised that we would actually see a $2500 per year decrease in our health insurance with the new affordable health care act. It is going to get where no one can afford to carry the coverage and by the way our deductible also increased to $6000 per person. What a Joke!!!!! Of course, I don't believe any of the crap that spews from Obummer's mouth, but it really makes me wonder WHAT is going to happen? People simply can't afford this - there is NOTHING affordable about it. People will just not have insurance AND won't be able to pay the astronomical bills either, then what will happen? This is just (YET ANOTHER) big mess!Â
They'll be without insurance, astronomical hospital bills andf then get penalized for not having health insurance when they file their taxes......
Edited by FlyingJT 2014-12-19 1:19 PM
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 BHW Resident Surgeon
Posts: 25352
Location: Bastrop, Texas | lindseylou2290 - 2014-12-19 11:29 AM
hoofs_in_motion - 2014-12-19 8:05 AM Mine went up a few dollars in the vision/dental side. But I qualify for a discount because I'm a single mom, and I've completed my health quest information. But I have state employee insurance. I pay $45.41 for health for my daughter and I each pay check, then 4.21 vision, 1.21 dental. Minus $20 for healthquest discount, so 25.41 for the preminum. Our deductible is $600 for her and IÂ
That is really similar to what I pay as an Individual on the federal system with a $500 deductible. Â $20 copay's for Dr visits. Â I pay $200 a month for my plan and I've never been refused service or forced to find a PPO. Â
The SO has BCBS and pays almost double what I do for the same coverage ... needless to say, when we get married in 2015, he'll be on my plan and it will only increase about $100 a month. Â Â
Another example of almost free insurance. There is one point upon which everyone agrees.......ObamaCare is predicated on income redistribution. It has little effect on the lives of the truly wealthy......the middle class takes it in the as$. Some rejoice at their free healthcare or health insurance, for which they pay a pittance, without even recognizing that the person next to them is paying for it.....oftentimes hugely.
Relax everyone. This is temporary. According to the Obamunists, this is only phase 1. Chaos and the collapse of the insurance industry, as we know it, will follow. That's what happens when you make a deal with the devil. Once the dust has settled, 17% of the private sector economy will have fallen into the abyss, and we all will have " free" healthcare and everyone will rejoice and sing "Oh Happy Day" in unison.
Then........reality. |
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Expert
Posts: 2457
| Bear - 2014-12-19 12:10 PM lindseylou2290 - 2014-12-19 11:29 AM hoofs_in_motion - 2014-12-19 8:05 AM Mine went up a few dollars in the vision/dental side. But I qualify for a discount because I'm a single mom, and I've completed my health quest information. But I have state employee insurance. I pay $45.41 for health for my daughter and I each pay check, then 4.21 vision, 1.21 dental. Minus $20 for healthquest discount, so 25.41 for the preminum. Our deductible is $600 for her and I That is really similar to what I pay as an Individual on the federal system with a $500 deductible. $20 copay's for Dr visits. I pay $200 a month for my plan and I've never been refused service or forced to find a PPO.
The SO has BCBS and pays almost double what I do for the same coverage ... needless to say, when we get married in 2015, he'll be on my plan and it will only increase about $100 a month. Another example of almost free insurance. There is one point upon which everyone agrees.......ObamaCare is predicated on income redistribution. It has little effect on the lives of the truly wealthy......the middle class takes it in the as$. Some rejoice at their free healthcare or health insurance, for which they pay a pittance, without even recognizing that the person next to them is paying for it.....oftentimes hugely. Relax everyone. This is temporary. According to the Obamunists, this is only phase 1. Chaos and the collapse of the insurance industry, as we know it, will follow. That's what happens when you make a deal with the devil. Once the dust has settled, 17% of the private sector economy will have fallen into the abyss, and we all will have " free" healthcare and everyone will rejoice and sing "Oh Happy Day" in unison. Then........reality.
Just to note ... Hoofs works for the State and I'm a Federal employee ... our plans are cheaper for us b/c taxes subsidize our plans. I really don't think our plans are cheaper per say, but less expensive for our own pockets. I liken it to an employer paying more on a plan ... |
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  Angel in a Sorrel Coat
Posts: 16030
Location: In a happy place | trickster j - 2014-12-18 8:49 PM sorrel horse ranch - 2014-12-18 7:11 PM BCBS is dropping me after December 31. That puts me without any insurance until July1. Very scary for me. Thank you Obama. Why?
This is a long story so bear with me and I hope I can explain. I am now 67 years old. When it was time for me to sign up for Medicare we exactly the time I found the lump in my breast that was cancer. It was such a crazy time I was being hauled to Houston to doctors and I was being rushed through 4 surgeries in 3 weeks to chemo to radiation and I thought I could just keep my BCBS. Went on paying my premiums. I was told by a doctor that I should sign up for Medicare this year between October and December. Can't do that because you do that the year before you turn 65. So medicare won't kick in till July1. SS should have sent me a medicare card when it was time to sign up. But I never recieved one. So basically because I fell through the crack and our government agencies forgot me I have to wait the 6 months. They say there is nothing they can do about.....it is just an oh well. There are no policies that will pick me up before I get medicare. I have been told this by 3 different agents. And because I have an existing disease I can only get supplemental insurance to medicare during an open enrollment time which is back to October through December. I am totally screwed. So I will be charged by the IRS for not having insurance this year. I am just sick. Not knowing what I may need the next 6 months. |
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 I Prefer to Live in Fantasy Land
Posts: 64864
Location: In the Hills of Texas | Griz - 2014-12-19 11:20 AM Cdunn - 2014-12-19 10:58 AM I received notice from BC/BS that my current coverage was going from $1100 per month to $1700 per month for my wife and mysefl effective 01-01-15. This was a $600 per month increase. Definately not what I was expecting. This is a $7200 per year increase and our president had promised that we would actually see a $2500 per year decrease in our health insurance with the new affordable health care act. It is going to get where no one can afford to carry the coverage and by the way our deductible also increased to $6000 per person. What a Joke!!!!! Of course, I don't believe any of the crap that spews from Obummer's mouth, but it really makes me wonder WHAT is going to happen? People simply can't afford this - there is NOTHING affordable about it. People will just not have insurance AND won't be able to pay the astronomical bills either, then what will happen? This is just (YET ANOTHER) big mess!
Obama wants everyone equal and the high premiums are part of taking from people and giving to other people and is why it is actually a tax. It's called Socialism and he is all over that. |
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I Prefer to Live in Fantasy Land
Posts: 64864
Location: In the Hills of Texas | lindseylou2290 - 2014-12-19 12:41 PM Bear - 2014-12-19 12:10 PM lindseylou2290 - 2014-12-19 11:29 AM hoofs_in_motion - 2014-12-19 8:05 AM Mine went up a few dollars in the vision/dental side. But I qualify for a discount because I'm a single mom, and I've completed my health quest information. But I have state employee insurance. I pay $45.41 for health for my daughter and I each pay check, then 4.21 vision, 1.21 dental. Minus $20 for healthquest discount, so 25.41 for the preminum. Our deductible is $600 for her and I That is really similar to what I pay as an Individual on the federal system with a $500 deductible. $20 copay's for Dr visits. I pay $200 a month for my plan and I've never been refused service or forced to find a PPO.
The SO has BCBS and pays almost double what I do for the same coverage ... needless to say, when we get married in 2015, he'll be on my plan and it will only increase about $100 a month. Another example of almost free insurance. There is one point upon which everyone agrees.......ObamaCare is predicated on income redistribution. It has little effect on the lives of the truly wealthy......the middle class takes it in the as$. Some rejoice at their free healthcare or health insurance, for which they pay a pittance, without even recognizing that the person next to them is paying for it.....oftentimes hugely. Relax everyone. This is temporary. According to the Obamunists, this is only phase 1. Chaos and the collapse of the insurance industry, as we know it, will follow. That's what happens when you make a deal with the devil. Once the dust has settled, 17% of the private sector economy will have fallen into the abyss, and we all will have " free" healthcare and everyone will rejoice and sing "Oh Happy Day" in unison. Then........reality.
Otherwise we the people are paying for part of your insurance. LOL If it was up to Obama..we would all be working for the government and we would have one party and we would be called the Socialist States of America. There is a reason he has added so many federal jobs. He wants to own everyone. |
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BHW Resident Surgeon
Posts: 25352
Location: Bastrop, Texas | NTO, you mean like 160,000 IRS agents? That's at least a $6 billion/yr payroll. Small potatoes. |
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I Prefer to Live in Fantasy Land
Posts: 64864
Location: In the Hills of Texas | sorrel horse ranch - 2014-12-19 12:55 PM trickster j - 2014-12-18 8:49 PM sorrel horse ranch - 2014-12-18 7:11 PM BCBS is dropping me after December 31. That puts me without any insurance until July1. Very scary for me. Thank you Obama. Why?
This just makes me sick for you. 
My farrier had cancer and he can't get a policy as he gets turned down so he also pays the penalty for not having something he can't get. Great law.
I put my life on hold this year because of the $6,000. deductible and $6,000. yearly premium. It sucks to be responsible.
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 Toastest with the Mostest
Posts: 5712
Location: That part of Texas | I honestly hadn't thought to check mine until this thread. A $33.00 increase with BCBS. |
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I Prefer to Live in Fantasy Land
Posts: 64864
Location: In the Hills of Texas | Red Raider - 2014-12-19 5:06 PM I honestly hadn't thought to check mine until this thread. A $33.00 increase with BCBS.
You are one of the lucky ones unless you were already paying a ridiculous amount. |
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 Sparky
Posts: 13038
Location: I call the back seat on the short bus!! | BCBS mine gets canceled Dec. 31 also. Ridiculous.
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I Prefer to Live in Fantasy Land
Posts: 64864
Location: In the Hills of Texas | brdrline - 2014-12-19 6:25 PM BCBS mine gets canceled Dec. 31 also. Ridiculous.
Why is this happening? Total BS. |
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Sparky
Posts: 13038
Location: I call the back seat on the short bus!! | Nevertooold - 2014-12-19 6:58 PM
brdrline - 2014-12-19 6:25 PM BCBS mine gets canceled Dec. 31 also. Ridiculous.
Why is this happening? Total BS. Â
Absolute BS!! Something about the old policy does not conform with the new guidelines now?? But it was good enough for one year...???
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BHW Resident Surgeon
Posts: 25352
Location: Bastrop, Texas | So I see a lot of people are winding up with a gap in coverage. That could be devastating. Just goes to show how well ObamaCare has been planned out. |
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Folks on-line