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 Accident Prone
Posts: 22277
   
Location: 100 miles from Nowhere, AR | I support's Sloride's right to believe as they wish, but this was an inappropriate place to voice said beliefs.
Anyway, like others said, insurance companies make money not paying claims. They hope people will let denials stand without a fight. If you're willing to go toe to toe, you'll probably get paid. |
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Expert
Posts: 1343
Location: East Texas | FlyingJT - 2016-11-29 9:45 AM
GLP - 2016-11-29 9:32 AM
horsesinharleton - 2016-11-29 9:25 AM
SloRide - 2016-11-28 7:35 PM
I would fight it. It was not an act of God because there is no God. It was a slip an fall not an earthquake, flood, tornado which are all considered acts of God by insurance standards. But I guess if you believe in God wouldn't everything be considered an act of God?
Anyways, just fight it if you can. It was an honest accident.
To the OP... I would definitely try and contact an attorney about this.
To SloRide... I honestly pray for you and hope that one day before it is too late, you will "see the Light". Did you ever play volleyball? If so, I am sure you had a pair of knee pads. If you continue to believe that there is no God, I would keep them handy because in the end, "Every knee will bow, every tongue confess that Jesus Christ is Lord" ... that WILL include you! Again, prayers for you!
Wow, she has a right to not believe in God, my best friend doesn't believe in God. Father Joe always told us to not attack the unbelieving but continue to show them kindness and love and pray for them. After this disgusting political year, I would think we would be tired of pointing fingers at people who don't believe like we do. 
I didn't attack her and she does have her right to believe what she wants to. I think I actually said TWICE that I was praying for her. |
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 Expert
Posts: 1857
| Three 4 Luck - 2016-11-29 9:50 AM
I support's Sloride's right to believe as they wish, but this was an inappropriate place to voice said beliefs.
Anyway, like others said, insurance companies make money not paying claims. They hope people will let denials stand without a fight. If you're willing to go toe to toe, you'll probably get paid.
inappropriate place??? because you don't believe the same as her? It's ok for ladyjockey to post her beliefs but not Sloride. Such a hypocrite!!
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 Extreme Veteran
Posts: 356
| FlyingJT - 2016-11-29 10:18 AM
Three 4 Luck - 2016-11-29 9:50 AM
I support's Sloride's right to believe as they wish, but this was an inappropriate place to voice said beliefs.
Anyway, like others said, insurance companies make money not paying claims. They hope people will let denials stand without a fight. If you're willing to go toe to toe, you'll probably get paid.
inappropriate place??? because you don't believe the same as her? It's ok for ladyjockey to post her beliefs but not Sloride. Such a hypocrite!!
This particular thread was an inappropriate place to voice said beliefs. The initial post had absolutely nothing to do with anything spiritual, and was asking a simple question. |
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 A Somebody to Everybody
Posts: 41354
Location: Under The Big Sky Of Texas | Did your vet write up a report for the Insurance and explain what was the cause of death? How long after the accident did your horse die? Since your horse was covered for loss of use and death how can they deny your claim? This just dont make no sence to me..I would maybe have a lawyer go over your insurance policy and claim.
Edited by Southtxponygirl 2016-11-29 9:11 PM
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I just read the headlines
Posts: 4483
| k.maddocks24 - 2016-11-29 10:44 AM
FlyingJT - 2016-11-29 10:18 AM
Three 4 Luck - 2016-11-29 9:50 AM
I support's Sloride's right to believe as they wish, but this was an inappropriate place to voice said beliefs.
Anyway, like others said, insurance companies make money not paying claims. They hope people will let denials stand without a fight. If you're willing to go toe to toe, you'll probably get paid.
inappropriate place??? because you don't believe the same as her? It's ok for ladyjockey to post her beliefs but not Sloride. Such a hypocrite!!
This particular thread was an inappropriate place to voice said beliefs. The initial post had absolutely nothing to do with anything spiritual, and was asking a simple question.
And yet, if someone had said they were praying for a good outcome on her claim, no one would have said a thing. |
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 Serious Snap Trapper
Posts: 4275
Location: In The Snow, AZ | GLP - 2016-11-29 9:40 AM
k.maddocks24 - 2016-11-29 10:44 AM
FlyingJT - 2016-11-29 10:18 AM
Three 4 Luck - 2016-11-29 9:50 AM
I support's Sloride's right to believe as they wish, but this was an inappropriate place to voice said beliefs.
Anyway, like others said, insurance companies make money not paying claims. They hope people will let denials stand without a fight. If you're willing to go toe to toe, you'll probably get paid.
inappropriate place??? because you don't believe the same as her? It's ok for ladyjockey to post her beliefs but not Sloride. Such a hypocrite!!
This particular thread was an inappropriate place to voice said beliefs. The initial post had absolutely nothing to do with anything spiritual, and was asking a simple question.
And yet, if someone had said they were praying for a good outcome on her claim, no one would have said a thing.
I think it was more about how it was worded... |
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Expert
Posts: 1857
| ~BINGO~ - 2016-11-29 11:43 AM
GLP - 2016-11-29 9:40 AM
k.maddocks24 - 2016-11-29 10:44 AM
FlyingJT - 2016-11-29 10:18 AM
Three 4 Luck - 2016-11-29 9:50 AM
I support's Sloride's right to believe as they wish, but this was an inappropriate place to voice said beliefs.
Anyway, like others said, insurance companies make money not paying claims. They hope people will let denials stand without a fight. If you're willing to go toe to toe, you'll probably get paid.
inappropriate place??? because you don't believe the same as her? It's ok for ladyjockey to post her beliefs but not Sloride. Such a hypocrite!!
This particular thread was an inappropriate place to voice said beliefs. The initial post had absolutely nothing to do with anything spiritual, and was asking a simple question.
And yet, if someone had said they were praying for a good outcome on her claim, no one would have said a thing.
I think it was more about how it was worded...
I think it was worded like that because she was trying to make a point against the insurance, not because she was trying to shove anything down anyone else's throat. |
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Accident Prone
Posts: 22277
Location: 100 miles from Nowhere, AR | k.maddocks24 - 2016-11-29 10:44 AM FlyingJT - 2016-11-29 10:18 AM Three 4 Luck - 2016-11-29 9:50 AM I support's Sloride's right to believe as they wish, but this was an inappropriate place to voice said beliefs.
Anyway, like others said, insurance companies make money not paying claims. They hope people will let denials stand without a fight. If you're willing to go toe to toe, you'll probably get paid. inappropriate place??? because you don't believe the same as her? It's ok for ladyjockey to post her beliefs but not Sloride. Such a hypocrite!! This particular thread was an inappropriate place to voice said beliefs. The initial post had absolutely nothing to do with anything spiritual, and was asking a simple question.
Yes, that's exactly what I meant. "Act of God" is an insurance term and has nothing to do with belief or non-belief in a Creator. The comment was out of place and probably meant to poke the bear. |
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I Am a Snake Killer
Posts: 1927
Location: Golden Gulf Coast of Texas | What insurance did you have? |
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 BHW Resident Surgeon
Posts: 25352
Location: Bastrop, Texas | SloRide - 2016-11-28 7:35 PM
I would fight it. It was not an act of God because there is no God. It was a slip an fall not an earthquake, flood, tornado which are all considered acts of God by insurance standards. But I guess if you believe in God wouldn't everything be considered an act of God?
Anyways, just fight it if you can. It was an honest accident.
I bet you just look for openings to say sh!t like this, solely for the purposes of being provocative and incendiary.
Be thankful that you live in a country that preserves your right to insert your irrelevant, vituperative denunciation of God solely for the purposes of agitating people. |
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 Expert
Posts: 2013
Location: Piedmont, OK | I am very sorry for your loss. I had to put one down Sept 1 and filed an insurance claim. I am still WAITING to find out if they are going to pay or not. This is ridiculously long! I used RJ Ketch/Praetorian if anyone is wondering. Once this is over I won't use them again. |
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Boot Detective
Posts: 1900
| Do you have video of the horse falling and hitting his head? (it shouldn't matter but that would be more proof he died as a result of injuries sustained in an accident.) Did you see a vet? Like the other poster said, a vet report and necropsy report are pretty necessary. Read over your policy. What does it cover? What does it exclude? I would definitely lawyer up if they are calling that an act of God. Let the attorney ask them to define "act of God". That is usually a weather related definition or earthquake, tsunami, etc... I'm curious to know which company you were insured through too. |
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Boot Detective
Posts: 1900
| Check our PM's. To the ones arguing over God, this girl has a serious situation needing advice. This is not the place for it. Merry Christmas to all!!!    |
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 Expert
Posts: 1552
Location: Texas | I am feeling like there may be more details necessary in understanding this deal. ie: When was the accident? Witnesses? Was a Vet called? When did the horse die? or was he put down? Was the accident reported to the insurance co before the death? Without these details the insurance company could read the story like this: Owner is working horse in arena. Owner may have struck the horse on the head causing a Brain Bleed. Blames the injury on a fall and horse striking it's head. No other indications of a fall.Owner failed to contact Vet or insurance Co and horse drops dead. Suspicious death....no payoff. I lost an insured horse to a lightning strike. It lived for 10 days before we knew what had actually happened. The Colorado State Vet called it VS. I was in touch with the insurance Co. daily with updates and they were ready to call it to end before we were. I had the
money within 10 days. |
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  Neat Freak
Posts: 11216
Location: Wonderful Wyoming | In my experience if you don't have a claim check in your hand in a short time, you are probably SOL. They drug me along for 2-3 months on my stud with a bad knee. I had to get them info from all the vets that had ever seen him, touched him, vaccinated, floated teeth etc. All typed up professional letters stating he had the best of care, was regularly seen and was slowly deteriorating to the point he needed humanley euthenized. Got a letter saying Nope, sorry. I didn't tell them in that 9 years he had arthritis, even though they covered the cost of the x rays to find the knee issue as well as a round of Legend the vet wanted to try. |
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 Expert
Posts: 1463
Location: oklahoma | I did not get my money as well. I had vets write statements. Mine was colic and she died shortly after getting her to vet. Didn't even make it to the table and not able to end her suffering. It was terrible. I will tell you the carrier was Great American. I do not recommend this company to anyone!!!! If your insurance agent uses Great American - I would really consider getting new insurance. Also 2 years before she did she had to have PRP treatment done for a torn ligament.... I barely got my money for that. BARELY!!! I don't have anything insured at the moment and IDK if I ever will. |
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Location: Not Where I Want to Be | it looks like the takeaway from this thread is that.
Folks need to be a whole lot more careful who they buy insurance from.
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 Ms. Marine
Posts: 4641
Location: Texas | To the OP, I'm so sorry for your loss.
To the rest of the thread:  |
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Location: South Dakota | Wow..Something about God sure gets folks riled up...  |
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Folks on-line