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So does everyone have their new Obamacare health policies?

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barrelracr131
Reg. Aug 2011
Posted 2013-12-27 8:16 AM
Subject: RE: So does everyone have their new Obamacare health policies?


Hungarian Midget Woman


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 In terms of the ACA being good for healthcare.... at least in terms of standard of care, as well as research and innovation.... well let's just say that research is being cut drastically.... partially due to cuts in government funding, and partially due to hospitals trying to make their bottom line.

ETA: In other words, patients will recieve status quo or lower than SOC treatments, thanks to all this government involvement, over the coming years. 


Edited by barrelracr131 2013-12-27 8:45 AM
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rodeomom3
Reg. Dec 2007
Posted 2013-12-27 8:21 AM
Subject: RE: So does everyone have their new Obamacare health policies?



Shelter Dog Lover


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Stitch4k9 - 2013-12-27 8:10 AM
rodeomom3 - 2013-12-27 6:39 AM
Stitch4k9 - 2013-12-26 11:17 PM
HotbearLVR - 2013-12-26 8:41 PM  And what do we hear from the Obama voters on here?
Crickets.
Colorado has a great website up and running.  With phone service as well as stations at many areas around the state.

The website allows you to shop several differant COMPANIES and plans.  Why is it so hard to understand this is insurance through private companies and not govt. insurance?
You did not read my statement where I agreed reform was needed but let states decide what they need.   There was much to learn from  Mitts plan, unfortunately they did not.



In my age group there were 13 plans through 5 differant companies.  I called to check on Doctors in my network, prescription coverage, etc..  

End of the day.......... Less than $375.00 per month,  MAX out of pocket $6350.00 (co pay and deductable) a year.   No I did not get financial assistance. 

I signed up some weeks ago for coverage starting Jan 1, 2014.  With the research and phone call to verify information I probably spent less than 1.5 hours total. 

Colorado has Catastrophic coverage for 30 and under for less than $80.00 a month.   Adults can add dental and vision through some of the PRIVATE insurance companies.

Sadly a lot of states just flat didn't try to make this a good thing for their citizens.  I am also really sad that some of you are being sold insanely expensive plans.  But for many this is the opportunity to have actual health insurance that has not been available.  For all intense purposes my old insurance was cancelled after my mitral valve surg. (Raised monthly until it was not affordable. Over $2000.00 a mth with a small cap and limited coverage)  That surg. cost me out of pocket close to $70,000.   The hospital bill was well above 1/2 MIL.  I did pick my Doctor and his fee was less than $2500.00.  (Just for you Doc as you continue to tell us all we should Shop around)

I have never said the Affordable Health Care Act is perfect.  And the funny part is it was orig. written by a conservative think tank and patterned after Romney Care. 

BTW, EVERYONE of my Docs (and I have several currently) are happy to see people having access to health insurance.  And like it or not that was not the case before the AHCA became law.  Not a single medical person I have dealt with is leaving the field.

Now I am sure that some of you will jump me about this and that is okay.  At the end of the day I am day 2 from my last round of Chemo and may have better things to do than make sure your posts are answered on YOUR timeline.  If you actually want to have a polite discussion I am all for it.  If you want to call names and allegations than have at it with out me. 

So there are your Crickets!

karen
Again blaming others for poor policy. When will it ever become the the responsibility of the dems who voted this in?? Was it the states fault for the dismal roll out of the ACA?  I agree, insurance policies have always been canceled, fees and rate increased- effectively canceling insurance for many people.  This needed to be addressed but the ACA is doing the same thing.  Many more people are being harmed by the ACA then the few it is helping.   Insurance reform could have been acheived without this epic failure of a policy.  Big government is a corrupt, expensive, bad idea.  They have already demonstrated that they do not have the necessary skills to manage a program of this size.  Leave it to the states to manage their business.

The catastrophic policies that are now being offered are the same "junk policies" that the proponets of the ACA have loudly tauted  through this whole process as examples of greedy insurance making money off bad policies and are now illegal policies under the ACA.  You want to know how they are legally able to offer them now?  There is a loophole that states if there is an unforseen  event that can cause distress and harm you have to offer them a policy- guess what the government is using as the unforseen event to legally offer these polices - the ACA is being used as the castatophic event to make these policies legal for those whose policies have been canceled by the ACA.  How ironic is that????

It is beyond me how any citizen can not be worried by a government who is trying to manage this massive program that is 1/6th of our economy but does not have the foresight to anticpate all the consequences that the ACA is causing.  We have yet to see the tip of the iceberg of the unforseen effects of this plan. Insurance companies plan according to the polices stated by the laws of the ACA but then the law is changed which causes another ripple of unforseen negative consequences.  (maybe not unforseen but designed to get us to a single payer system??)  2014 rates are going to be sky high since those signing up are the most expensive to insure, which is the reason the deadline was moved 2 weeks after the 2014 midterm elections- talk about playing politics, it ain't just the republicans.


Nancy


 
Nancy,
Please point out where I said it was one party or the other.  Oh thats right I did NOT!  I said STATES.    We actually have both parties in our state and they managed to sit down like adults and make it work.  What a concept.

But if you want to continue to point fingers.  What did the R's suggest?   Where was their magical plan?   Now they say repeal and ............... do what?   Leave the insurance companies to run the system?  Let them continue to play on the fears of the consumer and raise rates yet deny payment of services? 

And it is beyond me how any citizen could not be concerned about the health care mess we have been in for many, many years.  70% off bankruptcy caused by medical bills.  Why is it no one screamed the sky is falling when Romney Care was implemented?  Or did it work and the other side just didn't want to admit it?

The loopholes you are so fond of are being used by the INSURANCE companies.  Should some of them be changed?  Probably.  But at least be honest that it is the Insurance companies using every legal loophole they can find to charge more, offer less and point fingers.

karen
 Republicans had many ideas, competition across state lines, do away with pre existing condition clauses, remove cap on benefits.  Obama would not compromise on anything in the ACA, it was all or nothing.  This party line that the republicans offer nothing is just pure propaganda.   

Castatrophic polices were made illegal by the ACA, them made legal again by the ACA.


I stated above, let the states decide, there was much to learn from Mitt's plan on the state level, unfortunately Obama' s administration did not. They were not even competent enough to have one person in charge of the ACA. They just recently put a chairman in place. It is ridiculous.

Edited by rodeomom3 2013-12-27 8:28 AM
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Stitch4k9
Reg. Feb 2006
Posted 2013-12-27 8:29 AM
Subject: RE: So does everyone have their new Obamacare health policies?


Holy Fruit Loops!


Posts: 1708
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HotbearLVR - 2013-12-27 7:53 AM Good morning. Karen. I would say the "WWJD" cliche' is a deflection, if anything. I have gone into extensive detail for years on BHW about the problems with healthcare and how it can be fixed. Government controlled healthcare is not the answer. You know darned well that ObamaCare is merely a stage in the eventual "transformation" into a single payor system. I think this chaos and anger is by design, if you ask me. Obama has said that his ultimate goal is socialized medicine. This has the "appearance" of private sector, but that is a stepping stone and you know it. You selectively use anecdotes, but you conveniently omit the anecdotes of the people whose lives have been all but decimated by ObamaCare. Every single time I have pointed out how you never criticise a liberal-progressive politician you side step that issue. At least there are liberals out there who are disgusted with this whole fiasco.

Like it or not Doc I do ask WWJD.  It is part of my relationship with my God.  You can call it a deflection if you like.   Does not make it so.

Yes you have gone on and on and on  about YOUR solutions.  But have you actually sat down with a politican to discuss it?   

I notice you conveniently don't want to discuss the insane prices for drugs, the corp buy out of community hospitals, etc.  Skip the root of the problem and jump directly to the political party.  
You want to rail about your experience with socialized medicine.  Yet you seem rather silent about the FACT that insurance companies have held citizens hostage in their care for decades.  

karen

 
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carlos
Reg. Dec 2003
Posted 2013-12-27 8:31 AM
Subject: RE: So does everyone have their new Obamacare health policies?


"aint no Barbie"


Posts: 2272
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Location: san antonio texas
HotbearLVR - 2013-12-26 8:41 PM  And what do we hear from the Obama voters on here?

Crickets.

 I'd like to know as well.  If I were Queen I'd kick everyone out of this country that voted for Obama.  
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rodeomom3
Reg. Dec 2007
Posted 2013-12-27 8:41 AM
Subject: RE: So does everyone have their new Obamacare health policies?



Shelter Dog Lover


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Stitch4k9 - 2013-12-27 8:29 AM
HotbearLVR - 2013-12-27 7:53 AM Good morning. Karen. I would say the "WWJD" cliche' is a deflection, if anything. I have gone into extensive detail for years on BHW about the problems with healthcare and how it can be fixed. Government controlled healthcare is not the answer. You know darned well that ObamaCare is merely a stage in the eventual "transformation" into a single payor system. I think this chaos and anger is by design, if you ask me. Obama has said that his ultimate goal is socialized medicine. This has the "appearance" of private sector, but that is a stepping stone and you know it. You selectively use anecdotes, but you conveniently omit the anecdotes of the people whose lives have been all but decimated by ObamaCare. Every single time I have pointed out how you never criticise a liberal-progressive politician you side step that issue. At least there are liberals out there who are disgusted with this whole fiasco.
Like it or not Doc I do ask WWJD.  It is part of my relationship with my God.  You can call it a deflection if you like.   Does not make it so.



Yes you have gone on and on and on  about YOUR solutions.  But have you actually sat down with a politican to discuss it?   



I notice you conveniently don't want to discuss the insane prices for drugs, the corp buy out of community hospitals, etc.  Skip the root of the problem and jump directly to the political party.  

You want to rail about your experience with socialized medicine.  Yet you seem rather silent about the FACT that insurance companies have held citizens hostage in their care for decades.  



karen



 

The ACA does nothing to reduce the cost of drugs or health care, it does not address the root of the problems our health care system. 
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jettster
Reg. Jun 2007
Posted 2013-12-27 9:04 AM
Subject: RE: So does everyone have their new Obamacare health policies?



...Dot Dot Dot...


Posts: 2062
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Location: SW New Mexico
Well.
I am losing my SCI on Jan 1st...
I went to the "exchanges"
I refused to give my name, and all they wanted to know was how much money I make, which varies as I am boarding horses..
I make too much for Medicaid, and am in the "middle" as far as income..

The only quote I could get out of 4 places was BCBS... $485.00 month (silver plan) $3.000 deductible, and $35.00 co-pays..
That's almost as much as what I pay for my mortgage!!

I had a routine mammogram last monday ..along with my developmentally disabled sister.
I got a phone call.. My sisters is fine. They want me back..
I won't have insurance after the 1st.
So they can't get me in before that. There's no funding left for breast cancer screenings, no indigent funds.. nothing after the first, due to the ACA law.and the guidelines..
So, looks like I won't get to find out what the Dr. read, because, I cannot afford it.
SURE, If I quit working, I can get "free healthcare" ,but the government will want to collect my assets after I die. That's been in place for a while.. Ain't nothing free...
I have a friend who survived breast cancer, who lost her job, due to Obamacare, and she now cannot afford the 10.000 out of pocket costs, for routine medical ...every 3 months she has to go in.
So, if she gets breast cancer again.. she has already stated ,, it'll be a death sentence..

What it appears to me is this wonderful. caring administration... WANTS people to quit working and become wards of the state..
Not a good thing.
Thank you for letting me rant....


It angers me what this country is becoming..
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dhdqhllc
Reg. Feb 2011
Posted 2013-12-27 9:07 AM
Subject: RE: So does everyone have their new Obamacare health policies?



Always Off Topic


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 -there are more uninsured now than before ACA

-the vast majority of those that have been forced from their prior insurance into the ACA exchanges are paying substantially more

-fees, taxes and other fees are not included in what the cost actually is for each individual

-the coverage expense quotes through the federal and most state websites are lower than the actual premium will be

-those that do receive cheaper premiums or subsidies will make that up if they have to utilize the healthcare system by the extreme increase in deductibles across the board

-no one figures in the extra cost that actual taxpayers are footing to provide the ever growing amount of subsidy that is currently and will forever be needed to keep the insurance industry afloat....until single payer evolves

-people think that having insurance affords them access to every able amount of health care there is...it never did and now, through ACA, is rationed even further....ACA has sped up the rationing of healthcare and will continue to do so at light speed.....

-again, back to taxpayers, that are footing the bill, from their paycheck for an unprecedented medicaid expansion that will also strap state budgets over the next ten years and beyond

-the lauding of state exchanges ignores the fact that several state exchanges are completely dysfunctional and can't handle any web traffic and their application process is massively cumbersome.....

......i could go on for pages....and yet the actual benefits from the ACA that do some good can fit in one small paragraph.....
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dhdqhllc
Reg. Feb 2011
Posted 2013-12-27 9:11 AM
Subject: RE: So does everyone have their new Obamacare health policies?



Always Off Topic


Posts: 6382
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Location: ND
jettster - 2013-12-27 9:04 AM Well. I am losing my SCI on Jan 1st... I went to the "exchanges" I refused to give my name, and all they wanted to know was how much money I make, which varies as I am boarding horses.. I make too much for Medicaid, and am in the "middle" as far as income.. The only quote I could get out of 4 places was BCBS... $485.00 month (silver plan) $3.000 deductible, and $35.00 co-pays.. That's almost as much as what I pay for my mortgage!! I had a routine mammogram last monday ..along with my developmentally disabled sister. I got a phone call.. My sisters is fine. They want me back.. I won't have insurance after the 1st. So they can't get me in before that. There's no funding left for breast cancer screenings, no indigent funds.. nothing after the first, due to the ACA law.and the guidelines.. So, looks like I won't get to find out what the Dr. read, because, I cannot afford it. SURE, If I quit working, I can get "free healthcare" ,but the government will want to collect my assets after I die. That's been in place for a while.. Ain't nothing free... I have a friend who survived breast cancer, who lost her job, due to Obamacare, and she now cannot afford the 10.000 out of pocket costs, for routine medical ...every 3 months she has to go in. So, if she gets breast cancer again.. she has already stated ,, it'll be a death sentence.. What it appears to me is this wonderful. caring administration... WANTS people to quit working and become wards of the state.. Not a good thing. Thank you for letting me rant.... It angers me what this country is becoming..

 485/mo with 3000 deductible and 30 copays is not to bad depending on what the actual coverage is......not sure why people think they should get 150/ mo with 1000 deduct, 10 copays and coverage for everything.....no system can afford that....unless you are willing to go single payer, significant rationing and pay a big VAT and other taxes and fees to support that system....like canada.....although that system only works well for relatively healthy people....and they are actually moving towards a more private system for some aspects...
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Frodo
Reg. Jul 2004
Posted 2013-12-27 9:30 AM
Subject: RE: So does everyone have their new Obamacare health policies?


"Heck's Coming With Me"


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Obama's staffers symbolically signed our sorry excuse for a president up for ACA last weekend when we all know he has the finest healthcare policy taxpayer money can buy.
"If you like your plan, you can keep your plan" certainly works for him and his family.  Not so much for the rest of us.

 
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teehaha
Reg. Dec 2003
Posted 2013-12-27 9:37 AM
Subject: RE: So does everyone have their new Obamacare health policies?


Military family

Living on the edge of common sense


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angelica - 2013-12-26 6:16 PM My turn! We went from $750 a month, $300 deductable and insurance pays 90. TO $1650 a month, $5000 deductable, insurance pays 80%. We were warned after 14 months it will go up to $2200 a month, $10,000. deductable and insurance pays 80% for Family of 5! Obama did this for the low income adults to get medicaid! In the past it was just children and pregnant women. He set it up so this country is forced to pay for all the adults that have no insurance. Well guess what the insurance company is sticking it to the people who do! The minority now have health insurance to add to the free ride they are owed right?


 WOW.....so what happens if you just flat can't afford those premiums??  Are you forced into Medicaid


 

Edited by teehaha 2013-12-27 9:40 AM
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TXBO
Reg. Aug 2009
Posted 2013-12-27 9:38 AM
Subject: RE: So does everyone have their new Obamacare health policies?



Googly Goo


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dhdqhllc - 2013-12-27 9:07 AM  -there are more uninsured now than before ACA



.....

 The last number I heard was 5 million lost their coverage and not even a million have signed up for new coverage.

Wasn't ACA supposed to add 23 million to the insured category?

 
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TXBO
Reg. Aug 2009
Posted 2013-12-27 9:43 AM
Subject: RE: So does everyone have their new Obamacare health policies?



Googly Goo


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Stitch4k9 - 2013-12-27 8:29 AM  I notice you conveniently don't want to discuss the insane prices for drugs, the corp buy out of community hospitals, etc.  Skip the root of the problem and jump directly to the political party.  

You want to rail about your experience with socialized medicine.  Yet you seem rather silent about the FACT that insurance companies have held citizens hostage in their care for decades.  



karen



 

 ACA has set about 5 million hostages free.

Why do you think so many community hospitals have sold to corporate consolidators?

 
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RLB
Reg. Dec 2009
Posted 2013-12-27 9:45 AM
Subject: RE: So does everyone have their new Obamacare health policies?



Uh....never mind


Posts: 2696
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Location: Midwest Farmer's Daughter: Central Illinois
I want an insurance policy that costs me $100/month, $10/co-pay with $1000/deductible = A 1D/rodeo winning automatic horse with no health or soundness issues for $2500.

Come on, people.

I posted earlier that my mom's premium & deductible tripled. She is a 58 year old married woman who works part-time as a nurse & pulls in a couple thousand a month. Maybe. She pays her own individual insurance herself.
She, as a POST-MENOPAUSAL WOMAN, HAS TO PAY FOR MATERNITY INSURANCE. She might as well pay for prostate insurance too! That is just ONE thing that was added to her existing plan, that she was perfectly happy with, that she CANNOT opt out of! Just one thing...there are many other things!

She is a nurse. She said that in the almost 10 years she has been nursing, the amount of people who are completely abusing the system has multiplied so that almost 1/3 of her patients shouldn't even be there. Like the homeless woman who is admitted regularly but after countless tests they can't find why she is 'in pain'. Or the cocaine addict whose heart is blown up so he is on the list for surgery. Or the woman whose abusive boyfriend moves into the hospital room with her, ordering food from the cafeteria every hour & screaming at every male that walks within 10 feet of her door. Let's not forget the families who can't let 95-year-old grandma, who doesn't even know who she is, just die in peace; let's rip her chest open for heart surgery to keep her alive (& in even more pain) for another year. ALL OF THIS IS ON THE TAXPAYERS.

So please, people (person...) who LOVE the system, explain to me how this helps those of us who are rarely sick, rarely go to the doctor & generally only need insurance for checkups. The middle class is being sucked dry, while the poor pay for nothing & the rich don't mind because they can afford it. Don't even get me started on the 'estate tax'. The middle class is going to turn into the poor & then we will have poor & rich. That is it. Thank you, stupid stupid people.

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CJE
Reg. Mar 2005
Posted 2013-12-27 10:09 AM
Subject: RE: So does everyone have their new Obamacare health policies?



Famous for Not Complaining


Posts: 8848
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One of Obama's best one liners for selling Obamacare was "denying coverage for pre-existing conditions".....To justify a 2,573 page law .....which was less than 1% of the US population.....simply not a major problem.... As you were lead to believe. But as it goes create a crisis and then have solution to solve it.... all in the greater good. 

Why couldn't this be addressed instead of tearing up the entire health care system...........

As for the cost......Here you go........the facts...........for example......California's shop-and-compare tool shows that a 58-year-old couple in Los Angeles County with $65,000 in income buying a bronze plan would have to spend $19,400, including $9,400 in premiums and a $10,000 deductible.
http://news.investors.com/politics-obamacare/122613-684287-obamacare-middle-class-subsidy-cliff-for-older-americans.htm


 
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MS2011
Reg. Mar 2005
Posted 2013-12-27 12:08 PM
Subject: RE: So does everyone have their new Obamacare health policies?



Own It and Move On


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Location: The edge of no where
RLB - 2013-12-27 9:45 AM I want an insurance policy that costs me $100/month, $10/co-pay with $1000/deductible = A 1D/rodeo winning automatic horse with no health or soundness issues for $2500. Come on, people. I posted earlier that my mom's premium & deductible tripled. She is a 58 year old married woman who works part-time as a nurse & pulls in a couple thousand a month. Maybe. She pays her own individual insurance herself. She, as a POST-MENOPAUSAL WOMAN, HAS TO PAY FOR MATERNITY INSURANCE. She might as well pay for prostate insurance too! That is just ONE thing that was added to her existing plan, that she was perfectly happy with, that she CANNOT opt out of! Just one thing...there are many other things! She is a nurse. She said that in the almost 10 years she has been nursing, the amount of people who are completely abusing the system has multiplied so that almost 1/3 of her patients shouldn't even be there. Like the homeless woman who is admitted regularly but after countless tests they can't find why she is 'in pain'. Or the cocaine addict whose heart is blown up so he is on the list for surgery. Or the woman whose abusive boyfriend moves into the hospital room with her, ordering food from the cafeteria every hour & screaming at every male that walks within 10 feet of her door. Let's not forget the families who can't let 95-year-old grandma, who doesn't even know who she is, just die in peace; let's rip her chest open for heart surgery to keep her alive (& in even more pain) for another year. ALL OF THIS IS ON THE TAXPAYERS. So please, people (person...) who LOVE the system, explain to me how this helps those of us who are rarely sick, rarely go to the doctor & generally only need insurance for checkups. The middle class is being sucked dry, while the poor pay for nothing & the rich don't mind because they can afford it. Don't even get me started on the 'estate tax'. The middle class is going to turn into the poor & then we will have poor & rich. That is it. Thank you, stupid stupid people.

 We are the ones that are seriously screwed.
Lots of my friends are single late 20s-early 30s, very few have kids.
We all have degrees and decent jobs, no one smokes, most everyone takes care of themselves.
So now, because we've been responsible....we're paying for it.  Deductibles are tripling, premiums and jumping....but hey, now some one that doesn't work can have maternity coverage.  Why do people have kids when they can't pay for them?  I see the stories of the single moms with multiple baby daddies that work min wage that now obamacare is helping.  I don't get why the rest of us have to pay for their poor decisions.  Yeah, their life might suck, but it's because they made it that way.
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jettster
Reg. Jun 2007
Posted 2013-12-27 3:56 PM
Subject: RE: So does everyone have their new Obamacare health policies?



...Dot Dot Dot...


Posts: 2062
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Location: SW New Mexico
teehaha - 2013-12-28 8:37 AM

angelica - 2013-12-26 6:16 PM My turn! We went from $750 a month, $300 deductable and insurance pays 90. TO $1650 a month, $5000 deductable, insurance pays 80%. We were warned after 14 months it will go up to $2200 a month, $10,000. deductable and insurance pays 80% for Family of 5! Obama did this for the low income adults to get medicaid! In the past it was just children and pregnant women. He set it up so this country is forced to pay for all the adults that have no insurance. Well guess what the insurance company is sticking it to the people who do! The minority now have health insurance to add to the free ride they are owed right?


 WOW.....so what happens if you just flat can't afford those premiums??  Are you forced into Medicaid


 

YES>>
I just came from a ACA sign up deal..
I took my tax return from 2012.
and I was informed I qualify for Medicaid. That is with 1.700 per month. and that varies.. I board horses..
There is a clause on the bottom of the last page, if you sign up for Medicaid , the government will be real interested in your real estate assets when you die. They like to be paid back...So, I was informed that yes, there are those who opt to NOT get Medicaid because of that little gem..There is no compromise.. get subsidized Medicaid or else pay the "fine" at tax time ..... >:(

OR I will be "forced" to buy full price insurance..
READY for this ?? The state of NM is already a MONOPOLY .. 3 insurance companies..
Presbyterian, Molina , and Blue Cross /Blue Shield..
United health and other private ins cant offer insurance coverage in the state of NM , Theresa from United just informed me of that.. after being on hold 12 minutes.. So much for land of the free.............

On the BewellNM.com site, for a female, 52 , non tobacco user..
the NM Health Connections -Bronze plan pays only 60% , has out of pocket costs of 6.350.00 , a deductible of $2.500.00 and 301.40 per month premium..
BCBS Bronze-has a out of pocket 6.000.00 , 6.000 deductible and it's $326.21 per month...
Presbyterian. Molina, all similar with the highest being BCBS Gold- at 3.000 out of pocket - 1.000 deductible and $$$$571.65 per month..
That isn't even touching the catastrophic that I may HAVE to get if I do have breast cancer...
Thank you Glorious Leader...




Edited by jettster 2013-12-27 3:58 PM
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Nevertooold
Reg. Oct 2003
Posted 2013-12-27 4:26 PM
Subject: RE: So does everyone have their new Obamacare health policies?



I Prefer to Live in Fantasy Land


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Where my husband retired from, the amount of their premiums goes by what they make. I find this very scary. What will be next? Groceries, fuel, cars etc? If something is worth 5 cents someone else shouldn't have to pay 10 cents or 20 cents.

When he first went on the police force, everyone paid the same amount for insurance. That is what a group policy does. Now that has changed and I see it as America opening the door to Socialism.


 

Edited by Nevertooold 2013-12-27 4:28 PM
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Cisco6340
Reg. Aug 2006
Posted 2013-12-27 4:47 PM
Subject: RE: So does everyone have their new Obamacare health policies?



Elite Veteran


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ACA has done absolutley nothing for my husband and me except cost me more of which I don't have.
After years of fighting to stay in business the wonderful tax and spend state of MD( one of the most liberal in the union) taxed and spent us out of business and my husband out of a job.
We had to decide between keeping health insurance (self-purchased) and keeping the lights on. The health insurance had to go. We are 50 years old and can NOT afford to buy health insurance.
We do not qualify for subsidies and now not only do we not have insurance but we will be fined for it!
Can ANYONE explain to me how this helps me?
I'd especially love to hear from Karen.
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Bibliafarm
Reg. Jul 2008
Posted 2013-12-27 5:05 PM
Subject: RE: So does everyone have their new Obamacare health policies?


Military family

Warmblood with Wings


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Stitch4k9 - 2013-12-27 8:34 AM
HotbearLVR - 2013-12-26 11:38 PM
Stitch4k9 - 2013-12-26 11:17 PM
HotbearLVR - 2013-12-26 8:41 PM  And what do we hear from the Obama voters on here?

Crickets.
Colorado has a great website up and running.  With phone service as well as stations at many areas around the state.



The website allows you to shop several differant COMPANIES and plans.  Why is it so hard to understand this is insurance through private companies and not govt. insurance?



In my age group there were 13 plans through 5 differant companies.  I called to check on Doctors in my network, prescription coverage, etc..  



End of the day.......... Less than $375.00 per month,  MAX out of pocket $6350.00 (co pay and deductable) a year.   No I did not get financial assistance. 



I signed up some weeks ago for coverage starting Jan 1, 2014.  With the research and phone call to verify information I probably spent less than 1.5 hours total. 



Colorado has Catastrophic coverage for 30 and under for less than $80.00 a month.   Adults can add dental and vision through some of the PRIVATE insurance companies.



Sadly a lot of states just flat didn't try to make this a good thing for their citizens.  I am also really sad that some of you are being sold insanely expensive plans.  But for many this is the opportunity to have actual health insurance that has not been available.  For all intense purposes my old insurance was cancelled after my mitral valve surg. (Raised monthly until it was not affordable. Over $2000.00 a mth with a small cap and limited coverage)  That surg. cost me out of pocket close to $70,000.   The hospital bill was well above 1/2 MIL.  I did pick my Doctor and his fee was less than $2500.00.  (Just for you Doc as you continue to tell us all we should Shop around)



I have never said the Affordable Health Care Act is perfect.  And the funny part is it was orig. written by a conservative think tank and patterned after Romney Care. 



BTW, EVERYONE of my Docs (and I have several currently) are happy to see people having access to health insurance.  And like it or not that was not the case before the AHCA became law.  Not a single medical person I have dealt with is leaving the field.



Now I am sure that some of you will jump me about this and that is okay.  At the end of the day I am day 2 from my last round of Chemo and may have better things to do than make sure your posts are answered on YOUR timeline.  If you actually want to have a polite discussion I am all for it.  If you want to call names and allegations than have at it with out me. 



So there are your Crickets!



karen
I'm glad you are thrilled, Karen. Few here share your euphoria. As far back as I can recall you have never met a liberal idea you disliked, nor have you ever criticized a liberal politician, with the POSSIBLE exception of John Edwards.....I say POSSIBLE. Do you approve of Obama's lies about ObamaCare? Perhaps, given your mindset, you don't believe he lied. All the previously cited examples of BBs being drastically harmed by ObamaCare doesn't seem to matter to you, since you are getting a sweet deal. Typical progressive mindset.
 As usual you deflect.  So funny that you continue to screech Progressive mind set.  One size does not fit all in the Democratic party.   But I suspect you actually know that.  It is easier to call names than address the issues.



You seem to have a rather short memory.  I have more than once discussed the broken system in Washington.  But I tend to actually get involved in my community and state.  I respect those who stand up and work to fix the system, not just spout off on a forum. No matter which side of the isle they are on. 



If you had actually read my post you would see that I am not happy with the insanely high policies some are being sold.  But again that could have been differant if more of the states had actually worked to set up an exchange like CO and others did.  You would also have read that I was basically held hostage by my previous insurance company.  Pay an insane premium for basically zip. 



As long as we claim to be a Christian nation we had better learn to walk the walk. 



I have seen two patients DENIED chemo because of their insurance company.  Tell me what is right about that.   At $18,000 a treatment that leaves those patients few choices.   I have a good friend who had her pelvis shattered last year.  Her Insurance company denied her PT and she was dismissed from the hospital with literally NO place to go due to the injuries.  This happened with less than 24 hours notice.  How about the child in my community that needs a transplant but has to wait to be put on the list.  Because now the family is required to raise $25,000 before getting on the list. (I have seen the paperwork)  Do I need to go on Doc.?  These are not illegals, or dead beats.  These are hard working, middle class families.  And I could care less what letter is on their voter ID card. 



You do not want to address the insane drug expenses.  How about the MIL dollar bonuses for insurance execs?  While the middle class in this country declares bankruptcy at an alarming rate due to medical expenses.  How about why are hospitals becoming mega corporations that do little for the community but increase prices. 



At the end of the day I will continue to first ask WWJD.  



karen
















 

 are you saying NOW they will get help????

not how obamacare works..
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T turning 3
Reg. Jan 2004
Posted 2013-12-27 5:19 PM
Subject: RE: So does everyone have their new Obamacare health policies?



Purveyor of unconventional wisdom


Posts: 17112
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Location: CA
Just a reminder....

Never try to teach a pig to sing, all it does is upset you and frustrate the pig. 


Okay... carry on.. :)  
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