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 I Love My Mares!
Posts: 1613
  
Location: Moved to Montana | TXBO - 2014-05-24 2:56 PM
WTF is music therapy?
It is a promising therapy for Alzheimer's and tbi patients using music to help the brain work in a more ordered manner
It has also shown good results with autistic children basically music is used to induce specific brAin patterns and help with memory and emotional response |
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The Resident Destroyer of Liberal Logic
Location: PNW | bscanchaser - 2014-05-25 11:11 AM
Idk... I know at least 4 people with MS and at least 5 with BS in Aminal Science that were unable to find jobs and ended up working in other fields as a result. Might be geographic location but here any Ag/animal science/equine science degree is basically useless.
An animal science degree and an AgBusiness degree (of whatever sort) are VERY different. Wth are you supposed to do with an Animal Science degree besides some sort of veterinary career? Right, not much. An AgBusimess degree is just as versatile and marketable in the real world as any other business degree - it just has a more focused area, but even then - if you spin it right - you can get a job with a company that may not necessarily be the traditional "Ag" that people picture. There's also an ENTIRE WEBSITE devoted to Ag jobs (http://www.agcareers.com/). |
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 Accident Prone
Posts: 22277
 
Location: 100 miles from Nowhere, AR | svincent - 2014-05-25 11:50 AM bscanchaser - 2014-05-25 11:11 AM Idk... I know at least 4 people with MS and at least 5 with BS in Aminal Science that were unable to find jobs and ended up working in other fields as a result. Might be geographic location but here any Ag/animal science/equine science degree is basically useless. An animal science degree and an AgBusiness degree (of whatever sort ) are VERY different. Wth are you supposed to do with an Animal Science degree besides some sort of veterinary career? Right, not much. An AgBusimess degree is just as versatile and marketable in the real world as any other business degree - it just has a more focused area, but even then - if you spin it right - you can get a job with a company that may not necessarily be the traditional "Ag" that people picture. There's also an ENTIRE WEBSITE devoted to Ag jobs (http://www.agcareers.com/ ).
All the animal science people I knew either went to the USDA, extension, or line managers for Tyson. Ag business and agronomy are a lot more in demand. Weed science, plant pathology, things along those lines will have zero problem finding work in their field. |
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Extreme Veteran
Posts: 316
| OMG...this is ridiculous!! Both parents work and from the sounds of it have decent careers that pay well and they have no college savings for their children nor any retirement savings. Talk about not teaching your children very good money habits. Then they finance a wedding by using equity from their home?! This is a mess. And then to top it off all but one child goes to a private school?! Bottom line...This sounds like a couple who has spent everything they made and haven't made good financial decisions. Now they're blaming the education system and lack of funding available for people to go to college on their problems. I think there are problems with the cost of higher education, but ultimately it is the individual who wants higher education to be responsible for how it's going to get paid.
I understand what people are saying about doing something they like for a career, but sometimes that is not practical. Music therapy at a private school? Oh geez! I don't love what I do, but I make good money, so I can do the things I enjoy. And my husband doesn't love his job (especially having the plant he works in explode), but he makes great money and they offer a fantastic retirement and pension. This allows us to do the things we love to do and have nice things. The doing something you love for work is a lie. Sometimes you have to look at it from a practical standpoint. |
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Extreme Veteran
Posts: 316
| docschic - 2014-05-24 11:01 AM Do you mean like all the girls that I see at Career fairs looking for jobs and their major is Equine Science???? I'm sorry but that cracks me up. We all love our horses and want to be able to do whatever with them and go whereever with them but let's be reasonable. A degree in Equine Science isn't going to open very many doors to lucrative or at least decent paying jobs except for a select few positions. (as I'm zipping up my flame suit here) I really want to look at these girls ( I say girls because 98% are female) and ask what do you want to do when you grow up?
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 Expert
Posts: 2457
| Dave Ramsey would have a conniption fit over these people and their poor decisions. Student debt is HORRIBLE and it doesn't go away - wow!
I worked my TAIL off to get to college and had it paid for with scholarships while working a job in undergrad and a fellowship in grad school. I also, did NOT choose to go the private school route or the expensive route - even though I was accepted to two VERY prestigious and expensive schools.
I am saddened that my generation is learning to be selfish and expect their parents to pay for everything. I cannot thank my parents enough for teaching all of us work ethic and responsibility with money and our futures. WOW. Just WOW. |
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Expert
Posts: 2457
| Three 4 Luck - 2014-05-25 2:20 PM svincent - 2014-05-25 11:50 AM bscanchaser - 2014-05-25 11:11 AM Idk... I know at least 4 people with MS and at least 5 with BS in Aminal Science that were unable to find jobs and ended up working in other fields as a result. Might be geographic location but here any Ag/animal science/equine science degree is basically useless. An animal science degree and an AgBusiness degree (of whatever sort ) are VERY different. Wth are you supposed to do with an Animal Science degree besides some sort of veterinary career? Right, not much. An AgBusimess degree is just as versatile and marketable in the real world as any other business degree - it just has a more focused area, but even then - if you spin it right - you can get a job with a company that may not necessarily be the traditional "Ag" that people picture. There's also an ENTIRE WEBSITE devoted to Ag jobs (http://www.agcareers.com/ ).
As an ani sci major with a research emphasis ... Yup - USDA, extension, line managers for kill plants, and feed lot managers. Ag business and agronomy are VERY different. Also - An sci production is VERY different from the An sci research majors that are offered through the midwest. I think most of those are jump off majors to put you in position for grad school or a professional school of sorts. JMO. |
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Expert
Posts: 2457
| IB1UKNO - 2014-05-24 2:25 PM
I am so pleased that this article has been brought to our attention on BHW.
It is truly an outrage that institutions of higher learning are allowed to offer to its students a degree which, in the real world, is not worth the paper it is written on.
It is just another failure of this administration and congress should convene a hearing to look into this matter. At the least we need a rule, a law, maybe a constitutional amendment to not only put in place some limits to the outrageous cost of a useless education, but to demand that citizens are not allowed to chose to be stupid.
I also read that the father drives a Buick, shameful!!
But what about PERSONAL RESPONSIBILITY???? Shouldn't the person obtaining the degree know better?? Is it not somewhat their own fault for agreeing to PAY the astronomical price the institution is charging for a degree that won't merit a job that will pay back the loan in a decent amount of time?
Gov't has zero responsibility for your own poor decisions with your finances. That is YOUR decision, not the gov'ts and it sure as heck shouldn't bail you out after you choose that poor decision.
JMO. |
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 You get what you give
Posts: 13030
Location: Texas | I'm in college now…have been since 2007 between my BS in Biology and now vet school, with a few breaks in between.
First off- I went to a junior college for two years. All of my friends in high school looked down on that and thought I would be cursed over it. I remember one of our favorite teachers senior year told our class he went to a junior college and some of my friends were so disappointed over hearing it. But I transferred with a 3.8 GPA to TAMU-Kingsville, and got a couple scholarships out of it. I could have gone to A&M for my BS degree but TAMUK was cheaper and smaller.
When I graduated from TAMUK I had about 30,000 in debt over those two years. I took a semester to work at a school and made enough money to pay for summer classes when I went back to get my pre reqs for vet school. I also sold a horse to pay for a semester finishing up those pre requisites.
The spring semester I signed up for Tuesday Thursday classes in Kinsgsville, and commuted 3 hours one way for those classes and came home because the high school needed me to long term sub for a chemistry teacher. So that semester I would wake up early on Tues and Thurs to get to school, then worked M-W-F for the school.
I got accepted into vet school and doubled my student loan debt in one year. I will probably graduate vet school with about $150,000 in debt, but thankfully most of it will be federal loans and not private (my loans from my bachelor's degree are mostly private). I will start out making $50,000 a year if I am lucky. BUT- I have the potential to expand my career as much as I want. many vets on average make about 80,000-100,000 a year. Then you get into practice owning, or finding a niche in a particular field…and I could potentially make more.
I catch a lot of flack from people because my boyfriend and I have been dating for 7 years and haven't gotten engaged yet. He and I both got our bachelor's together, he just completed his master's degree, and is starting his PhD this summer. He has ZERO college debt. He knows how much debt I am going to have… the last thing we need to do right now is get married. We won't be able to live together for the next two years anyway, and neither one of us want to put our parents into debt over a wedding right now. |
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Extreme Veteran
Posts: 316
| casualdust07 - 2014-05-27 7:47 AM I'm in college now…have been since 2007 between my BS in Biology and now vet school, with a few breaks in between. First off- I went to a junior college for two years. All of my friends in high school looked down on that and thought I would be cursed over it. I remember one of our favorite teachers senior year told our class he went to a junior college and some of my friends were so disappointed over hearing it. But I transferred with a 3.8 GPA to TAMU-Kingsville, and got a couple scholarships out of it. I could have gone to A&M for my BS degree but TAMUK was cheaper and smaller. When I graduated from TAMUK I had about 30,000 in debt over those two years. I took a semester to work at a school and made enough money to pay for summer classes when I went back to get my pre reqs for vet school. I also sold a horse to pay for a semester finishing up those pre requisites. The spring semester I signed up for Tuesday Thursday classes in Kinsgsville, and commuted 3 hours one way for those classes and came home because the high school needed me to long term sub for a chemistry teacher. So that semester I would wake up early on Tues and Thurs to get to school, then worked M-W-F for the school. I got accepted into vet school and doubled my student loan debt in one year. I will probably graduate vet school with about $150,000 in debt, but thankfully most of it will be federal loans and not private (my loans from my bachelor's degree are mostly private). I will start out making $50,000 a year if I am lucky. BUT- I have the potential to expand my career as much as I want. many vets on average make about 80,000-100,000 a year. Then you get into practice owning, or finding a niche in a particular field…and I could potentially make more. I catch a lot of flack from people because my boyfriend and I have been dating for 7 years and haven't gotten engaged yet. He and I both got our bachelor's together, he just completed his master's degree, and is starting his PhD this summer. He has ZERO college debt. He knows how much debt I am going to have… the last thing we need to do right now is get married. We won't be able to live together for the next two years anyway, and neither one of us want to put our parents into debt over a wedding right now.
Sounds like you have been responsible in borrowing for your education. You've been willing to work and make sacrifices to do what you want for a career. You have made some wise decisions and most who go to vet school will no doubt come out with some debt. The amount of debt you will have seems reasonable for someone coming out ready to practice veterinary medicine. Very different from the individuals mentioned in the article. Good job and keep up the good work!! |
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You get what you give
Posts: 13030
Location: Texas | Thanks! And that's exactly right… no way I would go that far into debt without the chance to pay it back.
I also do not understand why people think there's someone else to blame over all their debt. When you sign for the loan, it's understood its a loan to be paid back… not debt to cry over afterward and expect someone to forgive all of it. |
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 Googly Goo
Posts: 7053
| toomanycolts - 2014-05-25 11:27 AM TXBO - 2014-05-24 2:56 PM WTF is music therapy? It is a promising therapy for Alzheimer's and tbi patients using music to help the brain work in a more ordered manner It has also shown good results with autistic children basically music is used to induce specific brAin patterns and help with memory and emotional response
Interesting. Thanks.
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 Midget Lover
Location: Kentucky | TXBO - 2014-05-27 11:33 AM toomanycolts - 2014-05-25 11:27 AM TXBO - 2014-05-24 2:56 PM WTF is music therapy? It is a promising therapy for Alzheimer's and tbi patients using music to help the brain work in a more ordered manner It has also shown good results with autistic children basically music is used to induce specific brAin patterns and help with memory and emotional response
It's pretty amazing really. We watched this clip in an Aging and Communication class I took this month.
http://www.youtube.com/watch?v=fyZQf0p73QM
Edited by Murphy 2014-05-27 10:45 AM
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Industrial Srength Barrel Racer
Posts: 7268
| I can't understand why EVERYBODY doesn't go to a Jr. college first. Who cares about the "prestige" of going to a 4-yr school the whole time! My first 2 years of school were "free" except living expenses due to sports/music scholarships and all of my credits transferred right to K-State. |
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Midget Lover
Location: Kentucky | Griz - 2014-05-27 12:11 PM I can't understand why EVERYBODY doesn't go to a Jr. college first. Who cares about the "prestige" of going to a 4-yr school the whole time! My first 2 years of school were "free" except living expenses due to sports/music scholarships and all of my credits transferred right to K-State.
I was incredibly lucky and was offered a full scholarship to a private college in Louisville, KY. It's one of the best colleges in Kentucky, and one of the most expensive. If it wasn't for that scholarship, there's no way I could have afforded to go there. I would not go into thousands of dollars in debt to go there. I very much appreciate my experience, and I will tell you that when people ask me where I graduated, and I say the name of the college, people perk up. I work in recruiting and it may be vain, but prestige "can" make a difference. We hire a lot of Cornell, Booth, and Kellogg people. |
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 Ima Fickle Fan
Posts: 3547
Location: Texas | To those currently in school who say they aren't eligible for financial aid, are you specifically referring to grants and assistance that doesn't have to be paid back? Because financial aid isn't limited to that. It also includes student loans, which anyone can get.
I have student loans that I am working on. Between my bachelor's and master's, it adds up to about 30K. I am also in the dissertation phase of my doctorate degree. With that said, my parents didn't help with squat. I worked multiple jobs, got scholarships, and took out loans to make it work. Never did I expect my parents to foot the bill.
I also work for an ag entity. For those saying there are no jobs that pay well in agriculture, I'm calling b.s. The group I work for is also housed on a college campus. People do not realize how much scholarship money is available and goes unclaimed because students don't want to write a short essay.
The people in this article are stupid. You can't fix stupid and legislation has never made stupid people smart. When my boys get older, they will job shadow people before ever starting college. That will be part of their research to determine what they want to do. Fortunately my parents have wisened up about college expenses. (I was the first of my siblings to go to college.) So luckily for my kis, the grandparents are putting money in savings to help.
Is the price of education a problem? Dang right. But the contribution from the state decreases every year. Because of that, the costs to attend go up. However, where there is a will, there is a way. |
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 On the Countdown
Posts: 2934
Location: Texas | aggiejudger - 2014-05-27 12:00 PM To those currently in school who say they aren't eligible for financial aid, are you specifically referring to grants and assistance that doesn't have to be paid back? Because financial aid isn't limited to that. It also includes student loans, which anyone can get.
I have student loans that I am working on. Between my bachelor's and master's, it adds up to about 30K. I am also in the dissertation phase of my doctorate degree. With that said, my parents didn't help with squat. I worked multiple jobs, got scholarships, and took out loans to make it work. Never did I expect my parents to foot the bill.
I also work for an ag entity. For those saying there are no jobs that pay well in agriculture, I'm calling b.s. The group I work for is also housed on a college campus. People do not realize how much scholarship money is available and goes unclaimed because students don't want to write a short essay.
The people in this article are stupid. You can't fix stupid and legislation has never made stupid people smart. When my boys get older, they will job shadow people before ever starting college. That will be part of their research to determine what they want to do. Fortunately my parents have wisened up about college expenses. (I was the first of my siblings to go to college.) So luckily for my kis, the grandparents are putting money in savings to help.
Is the price of education a problem? Dang right. But the contribution from the state decreases every year. Because of that, the costs to attend go up. However, where there is a will, there is a way.
When I went back to add my teaching certification to my degree. I was told I had to much in savings and my parents made to much. I looked for grants and stuff with no luck, I didn't know where to look and I know I didn't. My semester was going to be close to 5k and the loan people said they would give me 2k... UM no!!! I didn't need their money since they didn't want to help.
I am very fortunate that my parents saved and I am one of the lucky few that don't have student loans, but I never asked for them to pay for it. Education is something very big in my family and going to college was never NOT an option.
Many of todays kids though want everything for free or getting something for doing nothing. I see it every day. They aren't grateful for anything they have it seems. They live in the "ME" world and if it doesn't revolve around them they could careless. Sad to say but where we are headed with this generation it is scary! I will get off my soapbox... |
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Accident Prone
Posts: 22277
Location: 100 miles from Nowhere, AR | Griz - 2014-05-27 11:11 AM I can't understand why EVERYBODY doesn't go to a Jr. college first. Who cares about the "prestige" of going to a 4-yr school the whole time! My first 2 years of school were "free" except living expenses due to sports/music scholarships and all of my credits transferred right to K-State.
I had a full ride for 4 years scholarship to a 4 year public university that was only 40 minutes away. And I was able to start taking ag classes my freshman year, which would not have been possible at any of the community colleges. |
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Expert
Posts: 2457
| Griz - 2014-05-27 11:11 AM
I can't understand why EVERYBODY doesn't go to a Jr. college first. Who cares about the "prestige" of going to a 4-yr school the whole time! My first 2 years of school were "free" except living expenses due to sports/music scholarships and all of my credits transferred right to K-State.Â
not everyone NEEDS to go jr college or CC and the credits do not always transfer.
I agree that it is a good option for many but, I had scholarships AND worked my way through college. I came out with no student loans and my parents did not help me either. The caveat here ... I WORKED for it and chose my path with guidance from my parents. I didn't choose to accept the invitations to attend major, prestigious 4 year institutions. But I did attend a decent sized 4 year state university.
I think many in my generation don't know how to work for something ... for various reasons. |
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 Elite Veteran
Posts: 937
| I can understand wanting your children to have the best education possible, but at some point they need to just own up to their financial planning mistakes. They definitely could have researched colleges to have found better deals I'm sure.
I can't even imagine being that far in debt. I've gradauted with my associates and bachelors with no debt, but am going to have to take out about 25,000 in loans for my masters and I hyperventilate thinking about it!!
My generation just has no concept of how to make more money than you spend!
Edited by sourkiss378 2014-05-27 2:00 PM
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Folks on-line