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 Proud to be Deplorable
Posts: 1929
   
| T turning 3 - 2013-12-27 5:19 PM
Just a reminder....
Never try to teach a pig to sing, all it does is upset you and frustrate the pig.
Okay... carry on.. :)
Darn Girl That fits so well!!!! | |
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Grammar Expert
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I didn't read all the replies because I am actually sick at the moment. I called first thing this morning - 6:05 am and was promptly cut off after waiting 11 minutes to get to an appt. setter. Called back, waited another 10 minutes to be told there were no appts., at the military base that I'm assigned to. Asked to get a referral to Urgent care, was told I would HAVE to have a nurse telecon in order for them to decide if *I* needed to go.
I was told they have up to 72 hours to respond to my request for a telecon. Haven't slept for two days, coughed so hard I puked four times between yesterday and today. Once, while drive the pick up truck, thanfkully no one was behind me to take off my driver door.
I go to urgent care, thinking this must be a joke, nope, I can pay $100 for the visit - cash - or I can get a referral. Called the telecon people back, by now it's 2:45 pm and said "I REALLY need to see a doctor" and that I PAY for my coverage and that I should not have to go sit at Fort Carson ER for HOURS getting sick with something else when I pay for coverage and they are the ones with no appts.
Finally, she says she will have someone call me back, I said "no, I'll wait on the phone" and she actually came back and had someone talk to me who finally said I could have a referral. I actually cried. It should NOT have to be this way to get to a doctor. You think that govt., run healthcare is going to work - look at the VA, look at this example, which has gotten steadily worse and worse the longer we've had to deal with the local military providers.
A steroid inhaler and some antibiotics later and I'm hoping to sleep tonight and not cough until I puke.
NOT looking for sympathy, I"m just giving you an example of what YOUR money is going to be payinig for. I wish us all luck.
Almost forgot the best part, when I called back at 2:45 the referral for a telecon was not even IN the system...............
Edited by smiley 2013-12-27 7:43 PM
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 Veteran
Posts: 137
Location: ILLINOIS | I never go to the hospital, even when I injure myself severely. Never had insurance, so just never went.
I do pay out of my pocket for regular doctor visits.
Do we HAVE to have insurance? This is just ridiculous! | |
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| I am ashamed of any American that would even think of signing up for Obamacare ... you do know you have no insurance until they get the first payment ...
I will go to jail before paying a penny in fines or premiums for Obamacare ... period!!
Here is how I see OBAMACARE ....
AMERICAN CAROL with Michael Malone
http://youtu.be/9C97P1vU3VI
Edited by BARRELHORSE USA 2013-12-27 10:08 PM
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 Famous for Not Complaining
Posts: 8848
Location: Broxton, Ga | T turning 3 - 2013-12-26 6:19 PM Just a reminder....
Never try to teach a pig to sing, all it does is upset you and frustrate the pig.
Okay... carry on.. :)
I have to borrow that saying! love it! | |
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Sock Snob
Posts: 3021
| A 3000.00 to 5000.00 deductable for,someone who has chronic problems, is a license for bankrupsy, it is alright for someone who is healthly but what if you are not what happens. take a family of four two adults and two kids thats about 800.00 a month in copays plus price of insurance say is 500.00 and then insurance kicks in to 80/20. People that is a lot of money just what i have written is 1300.00 a month, plus for mortgage, car payment but you say they my not, but i do know little kids have check up and other visits and theyndo get sick and if one gets sick the other one catches same bug no counting any parents. This aca is going to cause a lot of bankruptsys cause people to forgo insurance with a 10000deduct you might as well not have insurance. | |
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 BHW Resident Surgeon
Posts: 25352
Location: Bastrop, Texas | Roughly 21 people have posted on this thread. 19 people have basically expressed their disgust for ObamaCare, 1 sounds ambivalent, and 1 sounds like she thinks it's the best thing since the invention of the wheel. Most have shared their own personal experience, and none of the so-called "affordable" care act examples cited sounds even remotely "affordable". | |
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 How freakish is that?
Posts: 3927
Location: Oregon | Probably because they are afraid. | |
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 I'm not opinionated
Posts: 4597
Location: Online | I just love that there are people out there still trying to defend this atrocity. I'm just **** glad and thank God that my hubby has good health coverage through work so I don't have to put up with the bull****.
I feel terrible for those who will suffer because of our Dictator in Chief's grand plan of destroying the middle class. | |
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BHW Resident Surgeon
Posts: 25352
Location: Bastrop, Texas | smiley - 2013-12-27 7:40 PM
I didn't read all the replies because I am actually sick at the moment. I called first thing this morning - 6:05 am and was promptly cut off after waiting 11 minutes to get to an appt. setter. Called back, waited another 10 minutes to be told there were no appts., at the military base that I'm assigned to. Asked to get a referral to Urgent care, was told I would HAVE to have a nurse telecon in order for them to decide if *I* needed to go.
I was told they have up to 72 hours to respond to my request for a telecon. Haven't slept for two days, coughed so hard I puked four times between yesterday and today. Once, while drive the pick up truck, thanfkully no one was behind me to take off my driver door.
I go to urgent care, thinking this must be a joke, nope, I can pay $100 for the visit - cash - or I can get a referral. Called the telecon people back, by now it's 2:45 pm and said "I REALLY need to see a doctor" and that I PAY for my coverage and that I should not have to go sit at Fort Carson ER for HOURS getting sick with something else when I pay for coverage and they are the ones with no appts.
Finally, she says she will have someone call me back, I said "no, I'll wait on the phone" and she actually came back and had someone talk to me who finally said I could have a referral. I actually cried. It should NOT have to be this way to get to a doctor. You think that govt., run healthcare is going to work - look at the VA, look at this example, which has gotten steadily worse and worse the longer we've had to deal with the local military providers.
A steroid inhaler and some antibiotics later and I'm hoping to sleep tonight and not cough until I puke.
NOT looking for sympathy, I"m just giving you an example of what YOUR money is going to be payinig for. I wish us all luck.
Almost forgot the best part, when I called back at 2:45 the referral for a telecon was not even IN the system...............
I hope everyone gets a chance to read this, because this is a good example of healthcare of the future. Like it or not, there will be rationing and waiting in line. The root problem in all of this is healthcare costs that are unaffordable and we are searching for some magic bullet...some magic insurance plan that will cover expenses but not cost too much. Well, I have news....there is NO such thing. The only way to make healthcare affordable is to charge citizens with the responsibility in some fashion. The role of government would be to eliminate barriers to competition across state lines, enact some kind of torte reform, etc...
HSAs and Catastrophic coverage is really a good way of getting runaway costs under control.
The Obamunists like Karen try to emphasize that ObamaCare is not government healthcare. They are lying through their teeth, because ObamaCare is just a stage.....a first step toward their socialist utopian state. This is not a new concept. Obama himself has been captured on video talking about his goals for a single payor......and yet Karen and her ilk try telling us this is not government healthcare.
Go back and read dhdqhllq's posts.....he's right on the money.
Whenever a liberal progressive pulls the "WWJD" out of their bag of tricks I know they are in trouble. They love using the "WWJD" expression selectively.
You never see a liberal progressive use that expression when they are arguing in favor of infanticide. | |
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I Will Not Keep Silent
Posts: 1922
Location: GA | They say the death panels do not exist but wouldn't cutting a person off at a certain age for certain medical procedures especially those life saving would be liken to a death panel?
To me refusing a healthy/unhealthy seventy year old person or whatever the age is, can't remember to cancer treatment most certainly IMO is could be a death sentence. This exist thanks to this wonderful thing they are calling healthcare reform and affordable. Need some form of transplant watch out. | |
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 ...Dot Dot Dot...
Posts: 2062
Location: SW New Mexico | *robin* - 2013-12-29 6:57 AM
They say the death panels do not exist but wouldn't cutting a person off at a certain age for certain medical procedures especially those life saving would be liken to a death panel?
To me refusing a healthy/unhealthy seventy year old person or whatever the age is, can't remember to cancer treatment most certainly IMO is could be a death sentence. This exist thanks to this wonderful thing they are calling healthcare reform and affordable. Need some form of transplant watch out.
Sarah Palin was right, there are death panels in this horrible law....
At least she read it back in 2010..
My friend who had high risk insurance, due to breast cancer, has had her policy go up to the point she CANNOT afford it, any more. She has stated that if she gets sick again it WILL be a death sentence, and she lost her job , in a medical office due to Obamacare regulations...
It's just getting worse out there.
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 Nicknameless
Posts: 4565
Location: I can see the end of the world from here! | Health care...what a mess! I still fail to see how anyone can view insurance or healthcare as a 'right'. Will we lose the right to refuse treatment, too?
I now have an HSA...$280 a month, $6000 deductable, 100% in network after that. 70/30 out of network. It's not too much, yet (I'm sure it will go up), however, I fully resent the requirement to carry insurance...reminds me of the joke about the lion in the jungle, roaring & scaring all the other critters away until he comes to a monkey on the trail...the lion roars...the monkey just looks at him with pitiful eyes...the lion finally asks why he's not running...the monkey says, "But, I've been sick".
Yup. We're choosing the zoo over the jungle. Not wise. All these laws remove our legal ability to be discerning, to make choices...thereby, annihiliating any & all divine master plan for mankind. For those not inclined to believe in a Supreme Power, consider that this affects whatever personal dreams & potential you hold for yourself, too...either way we lose.
It will crater...
eta: I did NOT visit the official website...will not, I'll go without insurance before I sign up through the ACA. I'm stubborn that way.
Edited by musikmaker 2013-12-28 8:52 AM
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I'm a Cry Baby
Posts: 3781
Location: n.c. | I wasn't aware of the fact that basically, if you get subsidized, the gov't will want to be paid back. Thank you so much for that info.
Guess I will stick to my original plan and not sign up thru the gov't website. Didn't plan to anyway; will definitely not do so now.
What I have, which is a supplemental policy as that is all I can afford, is pay the penalty. No other choice for me. I'm doing what I can but it won't be enough to satisfy those in power. | |
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Grammar Expert
| HotbearLVR - 2013-12-28 6:47 AM smiley - 2013-12-27 7:40 PM
I didn't read all the replies because I am actually sick at the moment. I called first thing this morning - 6:05 am and was promptly cut off after waiting 11 minutes to get to an appt. setter. Called back, waited another 10 minutes to be told there were no appts., at the military base that I'm assigned to. Asked to get a referral to Urgent care, was told I would HAVE to have a nurse telecon in order for them to decide if *I* needed to go.
I was told they have up to 72 hours to respond to my request for a telecon. Haven't slept for two days, coughed so hard I puked four times between yesterday and today. Once, while drive the pick up truck, thanfkully no one was behind me to take off my driver door.
I go to urgent care, thinking this must be a joke, nope, I can pay $100 for the visit - cash - or I can get a referral. Called the telecon people back, by now it's 2:45 pm and said "I REALLY need to see a doctor" and that I PAY for my coverage and that I should not have to go sit at Fort Carson ER for HOURS getting sick with something else when I pay for coverage and they are the ones with no appts.
Finally, she says she will have someone call me back, I said "no, I'll wait on the phone" and she actually came back and had someone talk to me who finally said I could have a referral. I actually cried. It should NOT have to be this way to get to a doctor. You think that govt., run healthcare is going to work - look at the VA, look at this example, which has gotten steadily worse and worse the longer we've had to deal with the local military providers.
A steroid inhaler and some antibiotics later and I'm hoping to sleep tonight and not cough until I puke.
NOT looking for sympathy, I"m just giving you an example of what YOUR money is going to be payinig for. I wish us all luck.
Almost forgot the best part, when I called back at 2:45 the referral for a telecon was not even IN the system............... I hope everyone gets a chance to read this, because this is a good example of healthcare of the future. Like it or not, there will be rationing and waiting in line. The root problem in all of this is healthcare costs that are unaffordable and we are searching for some magic bullet...some magic insurance plan that will cover expenses but not cost too much. Well, I have news....there is NO such thing. The only way to make healthcare affordable is to charge citizens with the responsibility in some fashion. The role of government would be to eliminate barriers to competition across state lines, enact some kind of torte reform, etc... HSAs and Catastrophic coverage is really a good way of getting runaway costs under control. The Obamunists like Karen try to emphasize that ObamaCare is not government healthcare. They are lying through their teeth, because ObamaCare is just a stage.....a first step toward their socialist utopian state. This is not a new concept. Obama himself has been captured on video talking about his goals for a single payor......and yet Karen and her ilk try telling us this is not government healthcare. Go back and read dhdqhllq's posts.....he's right on the money. Whenever a liberal progressive pulls the "WWJD" out of their bag of tricks I know they are in trouble. They love using the "WWJD" expression selectively. You never see a liberal progressive use that expression when they are arguing in favor of infanticide.
I forgot to mention the "process" to get an appt in the first place.
So, if you are sick sick, you can go to the ER where you will be for 6 to 8 hours and that is not a joke. OR you can call first thing in the morning for a "same day" appt - something many private doctors are now charging extra for - and you can start calling when they open 6 am. If you are "standard" meaning you don't pay for tricare - you just get it from retirement - your chances of EVER getting a same day is about as good as winning the lotto.
They were closed Xmas eve and Xmas Day and the day after was family day, so the first chance I even had was on Friday to be seen. We "pay" a monthly premium to rise above standard to "prime" which is not what was sold to the military back in the day - so a lost priviledge of spending 20-30 years in the service. Still couldn't get in.
I work with a gal who has the same coverage. She has spent hte last three months in serious pain and has had to elevate everything to the patient advocate and then to the command at hte base because they diagnosed her incorrectly THREE times before she finally got the right MRI she needed (second one) on her shoulder, which shows a shoulder tear that she needs surgery for.
She was literally in tears daily trying to deal with these issues and had to fight hard for herself for them to understnad that it wasn't this dystrophy they wanted to label it and that it wasn't in her head and that it was something more. Sadly, story after story about poor to worthless care.
IMO - it would have been MUCH better to just expand medicaid, which is what this is to include anyone who has/had a preexisting condition and or has reached the limits of traditional insurance. I'm not totally sure how that looks, but what we have will not sustain itself.
Editied: lots of typos - still sick
Edited by smiley 2013-12-28 12:38 PM
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 Always Off Topic
Posts: 6382
Location: ND | Schuy324 - 2013-12-27 7:55 PM I never go to the hospital, even when I injure myself severely. Never had insurance, so just never went. I do pay out of my pocket for regular doctor visits. Do we HAVE to have insurance? This is just ridiculous!
and the rest of us WILL be stuck paying for you if something catastrophic happens.....this is one of the huge problems of the system.....people don't want to have insurance but want to be cared for......unless you are a multimillionaire with plenty of liquid assets, excessive medical costs burden the rest of us.....in many more ways than most people think about.... | |
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 Shelter Dog Lover
Posts: 10277
| New ObamaCare fees coming in 2014
By S.A. Miller and Geoff EarleDecember 25, 2013 | 5:45am
Modal Trigger
Photo: AP Photo/Susan Walsh
FOLLOW THE STORY
Spanish language barrier on ObamaCare sign-ups
MDs sue ObamaCare insurer over dropped doctors
ObamaCare sank Democrat approval ratings: poll
ObamaCare deadline is eased
New ObamaCare fees coming in 2014
President signs up for ObamaCare – but won’t use it
SEE ALL 301 STORIES
WASHINGTON — Here comes the ObamaCare tax bill.
The cost of President Obama’s massive health-care law will hit Americans in 2014 as new taxes pile up on their insurance premiums and on their income-tax bills.
Most insurers aren’t advertising the ObamaCare taxes that are added on to premiums, opting instead to discretely pass them on to customers while quietly lobbying lawmakers for a break.
But one insurance company, Blue Cross Blue Shield of Alabama, laid bare the taxes on its bills with a separate line item for “Affordable Care Act Fees and Taxes.”
The new taxes on one customer’s bill added up to $23.14 a month, or $277.68 annually, according to Kaiser Health News. It boosted the monthly premium from $322.26 to $345.40 for that individual.
The new taxes and fees include a 2 percent levy on every health plan, which is expected to net about $8 billion for the government in 2014 and increase to $14.3 billion in 2018.
There’s also a $2 fee per policy that goes into a new medical-research trust fund called the Patient Centered Outcomes Research Institute.
Insurers pay a 3.5 percent user fee to sell medical plans on the HealthCare.gov Web site.
ObamaCare supporters argue that federal subsidies for many low-income Americans will not only cover the taxes, but pay a big chunk of the premiums.
But ObamaCare taxes don’t stop with health-plan premiums.
Americans also will pay hidden taxes, such as the 2.3 percent medical-device tax that will inflate the cost of items such as pacemakers, stents and prosthetic limbs.
Those with high out-of-pocket medical expenses also will get smaller income-tax deductions.
Americans are currently allowed to deduct expenses that exceed 7.5 percent of their annual income. The threshold jumps to 10 percent under ObamaCare, costing taxpayers about $15 billion over 10 years.
Then there’s the new Medicare tax.
Under ObamaCare, individual tax filers earning more than $200,000 and families earning more than $250,000 will pay an added 0.9 percent Medicare surtax on top of the existing 1.45 percent Medicare payroll tax. They’ll also pay an extra 3.8 percent Medicare tax on unearned income, such as investment dividends, rental income and capital gains.
Edited by rodeomom3 2013-12-28 4:23 PM
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 I Don't Brag
Posts: 6960
| Thankfully, I get to keep my high deductible insurance for another year without switching to O'care.
Can someone PLEASE explain to me about this supposedly affordable insurance, this fact that if people cannot afford the monthly premiums and must be subsidized, exactly HOW will they afford the high deductible if they actually USE their insurance????? For those that were uninsured before because they could not afford monthly premiums, 5 or 10K still means bankruptcy.
Why have I not heard ANYONE ask this question? | |
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 I Prefer to Live in Fantasy Land
Posts: 64864
Location: In the Hills of Texas | rodeoveteran - 2013-12-28 3:35 PM Thankfully, I get to keep my high deductible insurance for another year without switching to O'care. Can someone PLEASE explain to me about this supposedly affordable insurance, this fact that if people cannot afford the monthly premiums and must be subsidized, exactly HOW will they afford the high deductible if they actually USE their insurance????? For those that were uninsured before because they could not afford monthly premiums, 5 or 10K still means bankruptcy. Why have I not heard ANYONE ask this question?
Has anything that this administration has said been true? He is the Lyin King..
I look at it taking care of people that don't want to take care of themself. They will now have something they had no desire to work for but thought it was owed them.
Others are re-distributing their wealth to take care of the above.
Unfortunatley..others are falling into the donut hole that make too much to get free stuff but don't make enough that they can afford to pay for the now higher insurance costs. It sucks to be a responsible hard working individual with this administration.
If people had got as excited and informed with this BS like they did with Duck Dynasty...We wouldn't be having this conversation.
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I Prefer to Live in Fantasy Land
Posts: 64864
Location: In the Hills of Texas | Got to love this...Makes you want to know what schools or where they are getting their information.
~~Obama won the idiot youth vote nationally in 2012, 67 percent to 30 percent. What idiots.
A recent Harvard study found that 81% of young Democrats approved of the Affordable Care Act (ACA) but only 68% of young Democrats approved of Obamacare… It’s the same thing.
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Folks on-line