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 Bulls Eye
Posts: 6443
   
Location: Oklahoma | I would call RV repair places. They will be equipped to fix this. I work for a horse trailer manufacturer and most trailer dealerships do have someone that can handle a repair like this. It may not financially be worth fixing though. Trailers do get dents, etc. The pre painted aluminum skin is not an easy fix.
Edited by TwistedK 2015-04-06 8:04 AM
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 Born not Made
Posts: 2937
 
Location: North Dakota | If I ever had someone else haul my horse, and my horse damaged their trailer in some way, I would offer to pay to fix it on the spot. Especially when someone has been so kind as to put miles on and wear-and-tear on THEIR trailer to bring my horse along. If they don't want to fix it and/or don't want to take my money, that's fine, but I am going to at least offer.
And likewise, if I was hauling someone else's horse and something happened, I would expect them to take care of the damages. While I don't have the most expensive trailer on the road, it is MY horse trailer and I keep it in perfect repair.
It's just good common courtesy and good common sense.
You break it; you fix it. And that doesn't apply only to hauling other people's horses. If you borrow someone's car. Or someone's saddle. Or anything that is not yours. It should respectfully be in the same condition when you are done borrowing it.
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 Cute Little Imp
Posts: 2747
Location: N Texas | MNcanchaser7 - 2015-04-05 11:58 AM komet. - 2015-04-05 1:56 AM OH FOR CRYING OUT LOUD!!! Get a life!!! What's next?? Are you going to sue someone because their horse farted in you're general direction?? Let me introduce you to horses... Her horse colics while riding in Your trailer... Because you suck as a driver.... Let's get ready!!!! Grow up!!!! I'm sorry to everyone else.. I'm tired of these sorrya$$ GD whinea$$ crybabies!! Why would you even waste the time to post this? You're rude. This statement is so far off base, and so far from being even remotely helpful. Go find another thread to troll on please, your comments are useless. If it was some kind of freak accident that would be one thing, it wasn't. The mare is notorious for being an idiot while tied and stalled and she usually has kick chains with her. The owner was gone getting water when this all happened and I wasn't watching the mare. Usually we don't need to... If the damage wasn't so severe I wouldn't even blink at it. I AM AWARE that my trailer will receive dents and dings... that's part of hauling horses. This mare kicked the CRAP out of a 5ft span of the trailer. It's not usual wear and tear it is damage. I have been friends with this girl for a really long time and she is a dear, DEAR, friend to me. Maybe she sits on the same side of the fence of those of you who have commented saying $hit happens... She has already said she's done hauling the mare with other people from now on, as it's no fun for her to have to babysit her anyhow. The trailer will get fixed, and whether she pays or not our friendship will remain intact... It's a lesson on my part of what kind of horse to haul and where they should be tied. She shouldn't have been on the long wall portion.
While I do think the friend should pony up the money for the repairs, you KNOWINGLY and WILLINGLY hauled and tied a known problem horse to your trailer. You were aware something could happen, so you knew the risk you were taking. |
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The Advice Guru
Posts: 6419
| Did she pay fuel money?
Reason why I ask is your insurance may be invalid if she did as then you may be considered a commercial hauler as you took payment. |
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 Lady Di
Posts: 21556
Location: Oklahoma | Sangria - 2015-04-04 3:35 PM
She should be offering to pay, but your trailer insurance should cover it except for your deductable
This ^^^. My trailer insurance covered a dent when someone backed into me at a barrel race and then left. :/ |
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Common Sense and then some
Location: So. California | Take the trailer in and get a couple quotes. Depending upon the cost, you may or may not want to turn it into your insurance co. Notify your friend how much the repair will cost (or the deductable amout if turning it into your insurance co.) and take it from there. She may be waiting on you to get quotes and be feeling a little awkward over the situation. Did you ask if she has insurance of her own that would cover any damage that her horse may have caused? |
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  Playing the Waiting Game
Posts: 2304
| Becky is always hauling me somewhere and if my horse did damage beyond NORMAL wear and tear I'd sell the horse or my dog to pay for the damages... BUT that being said, my horse stands quietly ALL the time but I'll be danged if I'd EVER tie him to her $50,000 trailer... I'll hold him or find a tree. |
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 A very grounded girl
Posts: 5052
Location: Moving soon..... | outrundaizy - 2015-04-05 2:39 AM komet. - 2015-04-05 1:56 AM OH FOR CRYING OUT LOUD!!! Get a life!!! What's next?? Are you going to sue someone because their horse farted in you're general direction?? Let me introduce you to horses... Her horse colics while riding in Your trailer... Because you suck as a driver.... Let's get ready!!!! Grow up!!!! I'm sorry to everyone else.. I'm tired of these sorrya$$ GD whinea$$ crybabies!! Well I think that was a little harsh.
I agree. I guess "Komet" decided to delete that ugly post. You know, if you can't give your opinion without being rude, just keep it to yourself.
I hope you get this ironed out. I always want my trailer to stay as nice as possible just in case I decide to trade it in. |
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 Forever Young
Posts: 6768
Location: relocated to Texas | I didn't read all the replies, so maybe this has been mentioned. Why don't you ask her to pay the deductible on your insurance and turn it in to them for repair? I don't know how large an area you are talking about, but those types of repairs can get expensive because the skin on the trailer has to be replaced. If she paid for your deductible, you would both be sharing in the responsibility of the repair. I think this would be fair since it was her horse, but it was you who allowed her to tie the horse to your trailer. In any case, you need to talk with her about it as it will affect your friendship if you don't come to an agreement on how to deal with it. |
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 Husband Spoiler
Posts: 4151
Location: North Dakota | A lady that hauled with me tied her horse next to my awning a little too long and the horse got his lead rope under the awning arm (it was not rolled out) and broke it. She immediately offered to fix it and she felt horrible! I have not had it repaired yet but she told me over and over to have the bill sent to her and she would take care of it. |
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Veteran
Posts: 276
| If you, your horse, your dog, kid, etc cause damage to someone else's property, you should offer to replace said property or pay for the damage. It blows my mind (but doesn't surprise me) that people think they don't have to do this because they don't have the extra cash or they feel like the owner should have known the risks of hauling them and their ill-mannered animal. I bet those are the same people who never offer to take their rig, or don't even have one, or you have to drag the fuel money owed out of them. It always seems the people who have worked hard for everything they have know how valuable the property is and are the first ones who offer to pitch in when needed. Others? well they just mooch and mooch until you cut the ties and then they find another person to leach on to. And it kills me to hear of people who think they are entitled to go to barrel races, rodeos, etc, but don't have ANY spare cash to pay for instances such as this. Priorities, people! If you do not have some kind of savings for emergencies, you should not be hauling up and down the road and expect someone else to pick up the bill for you because you are not financially responsible. I love horses and rodeo and would never ever want to give it up, but I know it is a privilege and not a right, to get to compete. |
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 Expert
Posts: 1857
| If she's a friend just ask her if she can help pay the deductible to get it fixed or just tell her that your going to take it in for a quote to get it repaired and you'll let her know what the amount is, surely she would get the hint then.... Does she know that you are wanting to get it fixed? Maybe she assumes your not worried about it and not going to fix it... What did you say to her when it happened? Maybe you gave her the impression that it didn't bother you.... |
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Veteran
Posts: 170
| Anytime I mention it I don't get a response back or the subject gets changed... While the mare "can" be a dink at the trailer, other times she is just fine... Like I said she has never gone so far as to kick the crap out of it... My friend has insisted she feels horrible but thats it... I guess it's not worth splitting fuel to have thousands in damage done to your trailer. I'm just happy she didn't do MORE damage to my trailer or hurt my horse or kid...
Edited by MNcanchaser7 2015-04-06 6:39 PM
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 Veteran
Posts: 292
Location: Northeast Nebraska | MNcanchaser7 - 2015-04-04 6:09 PM It is dented on the white long wall, not on the shiny portion. She can absolutely afford the repairs, but it's not worth our friendship to twist her arm into paying for it... I guess it is what it is. 
If she can afford it, and is not paying, she is no friend and I would drop her like a hot rock. And tell her it's because she is a cheapskate, using ho. |
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Location: In my own little world | It would be nice if she offered to help pay for the deductible that is for sure. But let's turn it around and if you all were involved in a wreck (and you were at fault) and the friend's horse was badly injured or even killed would you be willing to pay all the vet bills or pay your friend the value of the horse? Even if it was a $75,000 horse? I know my truck and trailer insurance does not cover what I am hauling. This is not particularly addressed to the OP but to everyone saying she needs to pay for the damages no matter what. Not meaning to steal the thread but this made me very curious. |
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 Elite Veteran
Posts: 1196
Location: Wide open spaces, Canada. | I haven't read all the replies, However last fall some friends hauled my mare home for me and when they arrived it was apparent that my horse did a lot of damage to their trailer. Around $5000 of damage. I immediately offered to pay for it and they went to get a quote. In the end they actually decided to put it through insurance , which was a relief to me. I paid their $1000 deductible , it sucks that it happened, but am happy to say we all handled it respectfully and to the best of our ability and most Importantly are all still able to be friends. Good luck, hope it works out for you . |
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 Elite Veteran
Posts: 707
Location: The stix of Utah | ropenrun - 2015-04-06 11:21 PM
It would be nice if she offered to help pay for the deductible that is for sure. But let's turn it around and if you all were involved in a wreck (and you were at fault) and the friend's horse was badly injured or even killed would you be willing to pay all the vet bills or pay your friend the value of the horse? Even if it was a $75,000 horse? I know my truck and trailer insurance does not cover what I am hauling. This is not particularly addressed to the OP but to everyone saying she needs to pay for the damages no matter what. Not meaning to steal the thread but this made me very curious.
I believe in this situation the friends "losses" would be covered under the liability portion of the insurance. If you don't have enough liability on your policy I would highly suggest upping it. It usually isn't that much of a cost difference. If you don't up your auto policy you should get an excess liability/umbrella policy instead. Anyone that owns horses should carry an excess liability policy in my opinion. It's crazy not to. |
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 Warrior Mom
Posts: 4400
| SpaceCowboy - 2015-04-06 2:43 PM
If you, your horse, your dog, kid, etc cause damage to someone else's property, you should offer to replace said property or pay for the damage. It blows my mind (but doesn't surprise me) that people think they don't have to do this because they don't have the extra cash or they feel like the owner should have known the risks of hauling them and their ill-mannered animal. I bet those are the same people who never offer to take their rig, or don't even have one, or you have to drag the fuel money owed out of them. It always seems the people who have worked hard for everything they have know how valuable the property is and are the first ones who offer to pitch in when needed. Others? well they just mooch and mooch until you cut the ties and then they find another person to leach on to. And it kills me to hear of people who think they are entitled to go to barrel races, rodeos, etc, but don't have ANY spare cash to pay for instances such as this. Priorities, people! If you do not have some kind of savings for emergencies, you should not be hauling up and down the road and expect someone else to pick up the bill for you because you are not financially responsible. I love horses and rodeo and would never ever want to give it up, but I know it is a privilege and not a right, to get to compete.
Agree. We had a few friends over and they brought their son. He was driving our gator around , with our permission, but he ran over our sons brand new tricycle and destroyed it beyond use. There was an apology but never an offer to replace it. Just a tricycle... but those aren't cheap these days and just the principle .. the offer would have been nice |
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Location: In my own little world | Jaders Mom - 2015-04-07 10:38 AM ropenrun - 2015-04-06 11:21 PM It would be nice if she offered to help pay for the deductible that is for sure. But let's turn it around and if you all were involved in a wreck (and you were at fault) and the friend's horse was badly injured or even killed would you be willing to pay all the vet bills or pay your friend the value of the horse? Even if it was a $75,000 horse? I know my truck and trailer insurance does not cover what I am hauling. This is not particularly addressed to the OP but to everyone saying she needs to pay for the damages no matter what. Not meaning to steal the thread but this made me very curious. I believe in this situation the friends "losses" would be covered under the liability portion of the insurance. If you don't have enough liability on your policy I would highly suggest upping it. It usually isn't that much of a cost difference. If you don't up your auto policy you should get an excess liability/umbrella policy instead. Anyone that owns horses should carry an excess liability policy in my opinion. It's crazy not to.
We can't get content insurance unless you are commercial. So no animals are covered unless you have a mortality policy on your horse, which I have on mine and some of my friends I haul with also have insurance on their horses but a lot of people don't. It isn't a part of your vehicle or trailer liability policy nor can it become a part of it. |
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boon
Posts: 4
| You and your companion need to assess when and why horse is kicking. Is it right when you load up, begin the truck.When you make sense of that, you can begin helping the stallion.May be horse has some problem. You should also probably talk to your friend about helping you pay for the cost of repairing the trailer. You should at least be charging for gas until her horse is more pleasant to trailer! |
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