vet practicing without any insurance??

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vet practicing without any insurance?? Moderators: luluwhit, gotothewhip, cindyt, crossspur, ForumAdmin Jump to page :	Last activity 2014-09-11 8:15 PM 14 replies, 4078 views View previous thread :: View next thread
General Discussion -> Barrel Talk


Turninhard Reg. Jun 2012	Posted 2014-09-10 4:02 PM Subject: vet practicing without any insurance??
Veteran Posts: 155 Location: Riding or working in Texas	Ok just a question is this a common thing that a vet "specialist" would practice without any kind of insurance? I know doctors have to have insurance to practice medicine are vets not in that same category?? Any info would be appreciated thanks
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chicks2 Reg. Mar 2007	Posted 2014-09-10 5:15 PM Subject: RE: vet practicing without any insurance??
Elite Veteran Posts: 926	I'm assuming you mean mal practice insurance?
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Turninhard Reg. Jun 2012	Posted 2014-09-10 5:19 PM Subject: RE: vet practicing without any insurance??
Veteran Posts: 155 Location: Riding or working in Texas	yes
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casualdust07 Reg. Mar 2005	Posted 2014-09-10 7:44 PM Subject: RE: vet practicing without any insurance??
You get what you give Posts: 13030 Location: Texas	I think that is uncommon.
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jbhoot Reg. Jan 2010	Posted 2014-09-10 7:48 PM Subject: RE: vet practicing without any insurance??
Proud to be Deplorable Posts: 1929	And stupid.
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casualdust07 Reg. Mar 2005	Posted 2014-09-10 7:59 PM Subject: RE: vet practicing without any insurance??
You get what you give Posts: 13030 Location: Texas	it's not that expensive and fairly easy to get
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bigbob Reg. Sep 2005	Posted 2014-09-10 9:41 PM Subject: RE: vet practicing without any insurance??
Elite Veteran Posts: 1094 Location: Florida	It all depends in the state you live in. Florida, you have the choice to not have medical mal-practice. You have to post in plain view that you do not carry ins. and that your patients will agree to allow you to rectigy the "issue" or settle out of court. It is very common in FL. I have worked in multiple practives that did not carry medical malpractice.
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TrailGirl Reg. Jan 2014	Posted 2014-09-11 7:56 AM Subject: RE: vet practicing without any insurance??
Elite Veteran Posts: 1182 Location: Do I hear Banjos?	I'm guessing it's not expensive or hard to get UNLESS you have had claims in the past?
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casualdust07 Reg. Mar 2005	Posted 2014-09-11 8:19 AM Subject: RE: vet practicing without any insurance??
You get what you give Posts: 13030 Location: Texas	TrailGirl - 2014-09-11 7:56 AM I'm guessing it's not expensive or hard to get UNLESS you have had claims in the past? IDK. you don't have to have it so theres a chance they just choose not to pay for it. I don't think vets get sued near as often as human doctors. I don't ever want to find out, LOL
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gypsy1997 Reg. Feb 2007	Posted 2014-09-11 9:30 AM Subject: RE: vet practicing without any insurance??
Expert Posts: 3104 Location: Arkansas	It is not hard to get. The expensive or not part depends on what you call expensive I guess. It is not a requirement to carry it but most do.
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BR-DVM Reg. Jan 2007	Posted 2014-09-11 11:21 AM Subject: RE: vet practicing without any insurance??
Elite Veteran Posts: 620 Location: Bixby, Ok	Actually it is very expensive especially for large animal vets and that Is without any claims on my record! It is no different than human Mal-practice insurance it is based on the amount the insurance is paying Out yearly overall not just your claims. As far as practicing without it, I'm not sure if it is legal or not but it would scare the begees out of me. But with that said I've also been In practice since 1999 and never had a Claim so I guess some could say why bother? I don't know. But I will Say with insurance prices sky rocketing I have had several conversations With my agent and my family about the fact that it's getting to be too Expensive to practice. I've had to cut cost back In other areas like not Keeping large volumes of meds on hand and a client having to wait for Them to come In Instead of leaving the clinic with them just so I can afford The monthly insurance payment!
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TurnLane Reg. May 2007	Posted 2014-09-11 11:45 AM Subject: RE: vet practicing without any insurance??
Pork Fat is my Favorite Posts: 3791 Location: The Oklahoma plains.	I cant imagine not having it but I can only imagine how expensive it is! I have a friend who is a human doctor and their yearly policy cost them personally $40k a year!
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runs4fun Reg. Oct 2006	Posted 2014-09-11 2:28 PM Subject: RE: vet practicing without any insurance??
	Stupid...stupid...stupid not to have it. I have a friend who got into her vet's policy and he'd been practicing well over 30 years I believe and he had NEVER had a claim. It was an issue that arose because of something a vet-tech did not him....he wasn't even there when it happened. Bottom-line, if something happens and the vet doesn't have insurance then he could be personally liable for what happens at his or her practice regardless of any signs or any agreements someone signs to allowing them to rectify a situation before suing...somethings can't be rectified. If not a mal practice policy then I would at least think they would want an umbrella policy.
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Delta Cowgirl Reg. Apr 2005	Posted 2014-09-11 5:19 PM Subject: RE: vet practicing without any insurance??
The Vaccinator Posts: 3810 Location: Slipping down the slope of old age. Boo hoo.	I would think having mal-practice insurance would be part of the financial plan for a vet clinic... such as setting up a retirement fund / plan, medical insurance and disability insurance (especially if you were large animal -- I have two vet friends who are very thankful to have had their disability insurance -- one was unable to practice after his accident). That it would just be part of the "business" of being in vet practice as any other business.
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Nevertooold Reg. Oct 2003	Posted 2014-09-11 8:15 PM Subject: RE: vet practicing without any insurance??
I Prefer to Live in Fantasy Land Posts: 64864 Location: In the Hills of Texas	I've never known anyone that sued a vet or tried to sue and got any money. Sue crazy people are destroying this country.
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