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Veteran
Posts: 119
Location: NeverLand | Just found out I am pregnant. I will be due last day of December. My husband and I live with my parents in a small house with the rest of my sibling. Not idea living situation at all. Our credit scores are not good enough to buy a house but we are so close. We have about 6,000 dollars in debt to is stopping us to get into a house. The only thing I have left to sell is my horse. It makes me absolutely sick to think about it. Is this one of thouse situation where I need to do the adult thing and sell my heart horse? Anyone that has been in a similar situation? Ugh this is heartbreaking to me to even think about needing to sell my boy :( |
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Expert
Posts: 2685
  
| There are lots of discussions that could be had about your situation, but the bottom line is priorities. What is more important to you? There are millions of horses out there for when you are financially stable enough to support you, and your new family (plus equine children). I have a "heart horse" that I say I would never sell, but I have never been in your situation. I did get divorced and move home with 5 horses, but I sold two or three, and went and got a place. I wasn't debt free when I bought my house, and I bought it at 19 years old (yes divorced at 19- I know).... but credit score does mean something. Can you sell the horse and have enough for a down payment on a place? Down payments speak volumes. |
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 Elite Veteran
Posts: 602
| Wow, your situation is hard. I agree with OP, you need to prioritize. Family comes before a horse with me. I had to give up a great horse when i had my first kid, daycare was killing us. I waited 4 years before buying another one, I found a unicorn that fits my needs now. The horse i had 6 yrs ago wouldnt fit my needs today, He was young and he required alot of ride time. The horse i have today is seasoned and i dont have any guilt riding 3x a week. When you have a kid, your priority naturally changes with everything. Riding horses and competing gets put on the back burner. |
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 The One
Posts: 7998
Location: South Georgia | Yes, I would. Hard decision, but responsible decision. |
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 Extreme Veteran
Posts: 599
| When I became pregnant with my first child, I REALLY wanted to be a stay at home mom. So I sold my 3 horses, trailer, tack. Two horses were my “forever” horses.
It was hard and I did cry many times.
BUT - I had a second child 2 years later and spent a total of 8 years away from horses.
I don’t regret it. I now have 3 horses again. Two of them are my NEW and improved forevers. :) |
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 Expert
Posts: 1520
Location: Illinois | You could always try to find someone to do a full lease on your horse for the time being, just have them pay for the expenses and you could still keep him for the time being. I'm sure there's someone out there who would be interested, you probably would have to let them take him but you can do check in regularly. There's always people in my area looking for a horse to run. I'd try that and then if you can't find someone then put him for sale |
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 Elite Veteran
Posts: 912
Location: Alabama | If you can make enough on the horse to make a significant impact on your current financial situation, do it. If you are going to get pennies for said horse, and you can kick it out at our parents place until you have time for it later then do that. 
Congratulations on the little one! Keep working hard to improve your situation. You can do it! |
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 Off the Wall Wacky
Posts: 2981
Location: Louisiana | If I got pregnant, we would probably have to sell a horse or two because a kid isn't in our current budget...and I don't want to sell any of my horses so I just am not going to get pregnant.
If selling the horse means you can become financially independent, do it. Sorry, but when you decided to get pregnant that became priority number 1 over everything else.
Now if the horse isn't worth enough to really help your situation, keep him. |
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 Elite Veteran
Posts: 678
Location: Canada | First off Congratulations!! As much as it's hard I think you need to sell. You have a baby on the way and that is going to bring a whole new set of expenses. If it was me I'd sell my horse, tack and whatever else I could help get a better financial standing so when that baby arrives you aren't struggling. Once you're in a better position financially you can always replace what you sold but for at least the next year you're going to be busy with your new family so pinching pennies now will save you in the long run.
Best of luck. |
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 Born not Made
Posts: 2937
Location: North Dakota | FearTheBigGrayHorse - 2018-05-22 5:17 PM Just found out I am pregnant. I will be due last day of December. My husband and I live with my parents in a small house with the rest of my sibling. Not idea living situation at all. Our credit scores are not good enough to buy a house but we are so close. We have about 6,000 dollars in debt to is stopping us to get into a house. The only thing I have left to sell is my horse. It makes me absolutely sick to think about it. Is this one of thouse situation where I need to do the adult thing and sell my heart horse? Anyone that has been in a similar situation? Ugh this is heartbreaking to me to even think about needing to sell my boy :( It is an emotional decision; no doubt about that. But the smart financial decision is to sell the horse. You will have medical bills to pay after the baby arries, and you will have a brand new baby to take care of. And lots of diapers to buy - not cheap! Depending on how much your horse is worth, you could easily set yourself on a path for success by taking care of your debt. Plus .... debt doesn't cause people to have bad credit scores ... it's not paying your bills on time. I don't mean that to be snarky and of course I have no idea what your bills are for (nor is it any of my business), but that's just another reason why it is a good idea to sell the horse if it will help you financially (which it will). Bad credit scores can haunt a person.
Of course, deciding to sell your horse and actually having someone buy the horse are two different things.
From an outsider looking in, it is an extremely easy decision to sell the horse. Now, I know from your perspective, I understand it's not so easy and not so cut-and-dry. But I would encourage you to try to remove emotion from the decision and think about what would be BEST for your growing family.
Congratulations, by the way! 
Edited by r_beau 2018-05-25 3:37 PM
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